HKD VHIS plans compared

This page compares 30 products. Compare recorded product facts and their public sources. Payment options, age conditions and currencies remain separate facts. Shared labels do not confirm eligibility. Check each option's conditions.

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Product: 30

Comparable facts
Product	Insurer	Product category	Policy currencies	Premium payment terms	Benefit term	Issue ages & basis	Recorded features
''BetterCare'' Medical Insurance Plan	Chow Tai Fook Life Insurance Co Ltd	VHIS medical Source · Checked on: 2026-10-12	HKD / USD Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. The official list marks this plan as available for renewal only. Source · Checked on: 2026-10-12
''WiseCare'' Medical Insurance Plan	Chow Tai Fook Life Insurance Co Ltd	VHIS medical Source · Checked on: 2026-10-12	HKD Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. Source · Checked on: 2026-10-12
AIA Voluntary Health Insurance Flexi Scheme	AIA International Limited	No public field citation recorded	No public field citation recorded	No public field citation recorded	No public field citation recorded	No public field citation recorded	No public field citation recorded
AXA WiseGuard Pro Medical Insurance Plan	AXA China Region Insurance Company (Hong Kong) Limited	VHIS medical Source · Checked on: 2026-10-12	HKD / USD Source · Checked on: 2026-10-12	Renewable / Premiums and renewal conditions depend on the selected certified option; consult its policy terms. Source · Checked on: 2026-10-12	Renewable / Renewal age limits and conditions follow the selected certified option. Source · Checked on: 2026-10-12	No public field citation recorded	VHIS Flexi Plan listed by the Health Bureau; benefits and exclusions follow the selected certified plan version. Regular / Enhance annual limits: HKD5 million / HKD25 million; no lifetime limit. Policy conditions apply. Example certified option: Regular (HKD0 Deductible) (HKD). Other options have separate terms. Source · Checked on: 2026-10-12 Source · Checked on: 2026-10-12
BOC Life Standard VHIS	BOC Group Life Assurance Company Limited	VHIS medical Source · Checked on: 2026-10-12	HKD Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. Source · Checked on: 2026-10-12
Bowtie Pink VHIS Plan	Bowtie Life Insurance Company Limited	VHIS medical Source · Checked on: 2026-10-12	HKD Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. Source · Checked on: 2026-10-12
Bowtie VHIS Standard	Bowtie Life Insurance Company Limited	VHIS medical Source · Checked on: 2026-10-12	HKD Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. Source · Checked on: 2026-10-12
Guard Your Health Medical Insurance Plan	China Life Insurance (Overseas) Company Limited	VHIS medical Source · Checked on: 2026-10-12	HKD Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. Source · Checked on: 2026-10-12
HealthFlexi Plus Voluntary Health Insurance Plan	Zurich Insurance Company Ltd	VHIS medical Source · Checked on: 2026-10-12	HKD Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. Source · Checked on: 2026-10-12
HealthFlexi Voluntary Health Insurance Plan	Zurich Insurance Company Ltd	VHIS medical Source · Checked on: 2026-10-12	HKD Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. Source · Checked on: 2026-10-12
HealthSure Voluntary Health Insurance Plan	Zurich Insurance Company Ltd	VHIS medical Source · Checked on: 2026-10-12	HKD Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. Source · Checked on: 2026-10-12
Healthy Life Medical Insurance Plan	China Life Insurance (Overseas) Company Limited	VHIS medical Source · Checked on: 2026-10-12	HKD Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. Source · Checked on: 2026-10-12
HSBC Voluntary Health Insurance Flexi Plan	HSBC Life (International) Limited	VHIS medical Source · Checked on: 2026-10-12	HKD Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. Source · Checked on: 2026-10-12
HSBC Voluntary Health Insurance One Plan	HSBC Life (International) Limited	VHIS medical Source · Checked on: 2026-10-12	HKD Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. Source · Checked on: 2026-10-12
HSBC Voluntary Health Insurance Standard Plan	HSBC Life (International) Limited	VHIS medical Source · Checked on: 2026-10-12	HKD Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. Source · Checked on: 2026-10-12
Manulife First VHIS Flexi Plan	Manulife (International) Limited	VHIS medical Source · Checked on: 2026-10-12	HKD Source · Checked on: 2026-10-12	Renewable / Pay each policy year throughout life; premiums are not guaranteed. Source · Checked on: 2026-10-12	Renewable / One-year cover with guaranteed annual renewal throughout life on payment of premium. Source · Checked on: 2026-10-12	No public field citation recorded	VHIS Flexi Plan listed by the Health Bureau; benefits and exclusions follow the selected certified plan version. Example certified option: Ward (HKD). Other options have separate terms. Source · Checked on: 2026-10-12
Manulife Shelter VHIS Standard Plan	Manulife (International) Limited	VHIS medical Source · Checked on: 2026-10-12	HKD Source · 10 · Checked on: 2026-10-12	Renewable / Pay each policy year up to age 100; premiums are not guaranteed. Source · 10 · Checked on: 2026-10-12	Renewable / One-year cover; guaranteed annual renewal up to age 100 on payment of premium. Source · 10 · Checked on: 2026-10-12	15 days – 80 years / Age basis: Actual age Source · 10 · Checked on: 2026-10-12	Certified VHIS Standard Plan; annual benefit limit HKD420,000. Room and board: HKD750 per day, up to 180 days per policy year; benefit limits and exclusions apply. Source · Checked on: 2026-10-12
Manulife Supreme VHIS Flexi Plan	Manulife (International) Limited	VHIS medical Source · Checked on: 2026-10-12	HKD Source · Checked on: 2026-10-12	Renewable / Pay each policy year throughout life; premiums are not guaranteed. Source · Checked on: 2026-10-12	Renewable / One-year cover with guaranteed annual renewal throughout life on payment of premium. Source · Checked on: 2026-10-12	No public field citation recorded	VHIS Flexi Plan listed by the Health Bureau; benefits and exclusions follow the selected certified plan version. Example certified option: Advance (HKD0 Deductible) (HKD). Other options have separate terms. Source · Checked on: 2026-10-12
PRUHealth CoreChoice Medical Plan	Prudential Hong Kong Limited	VHIS medical Source · Checked on: 2026-10-12	HKD Source · 13 · Checked on: 2026-10-12	Renewable / Pay on annual renewal up to attained age 100; rates are not guaranteed. Source · 13 · Checked on: 2026-10-12	To age 100 / Annual renewal; premiums may change at renewal. Source · 13 · Checked on: 2026-10-12	15 days – 80 years / Age basis: Actual age / Hong Kong residents only; basic plan or supplementary benefit. Source · 13 · Checked on: 2026-10-12	Certified VHIS Standard Plan; annual benefit limit HKD420,000; no lifetime benefit limit. Hong Kong residents only; basic plan or supplementary benefit. Source · Checked on: 2026-10-12
PRUHealth VHIS VIP Plan	Prudential Hong Kong Limited	VHIS medical Source · Checked on: 2026-10-12	HKD / USD Source · 18 · Checked on: 2026-10-12	Renewable / Pay on annual renewal for life; rates are not guaranteed. Source · 18 · Checked on: 2026-10-12	Whole life / Annual renewal; premiums may change at renewal. Source · 18 · Checked on: 2026-10-12	15 days – 80 years / Age basis: Actual age / Hong Kong residents only; basic plan or supplementary benefit. Source · 18 · Checked on: 2026-10-12	Certified VHIS Flexi Plan; Asia (including Australia and New Zealand) or worldwide except USA cover. HKD limits: annual HKD12,000,000 and lifetime HKD56,000,000; benefit terms and deductible apply. Hong Kong residents only; basic plan or supplementary benefit. Source · Checked on: 2026-10-12
Smart Medicare	AXA China Region Insurance Company (Hong Kong) Limited	VHIS medical Source · Checked on: 2026-10-12	HKD / USD Source · Checked on: 2026-10-12	Renewable / Premiums and renewal conditions depend on the selected certified option; consult its policy terms. Source · Checked on: 2026-10-12	Renewable / Renewal age limits and conditions follow the selected certified option. Source · Checked on: 2026-10-12	No public field citation recorded	VHIS Flexi Plan listed by the Health Bureau; benefits and exclusions follow the selected certified plan version. Example certified option: Regular (HKD) (HKD). Other options have separate terms. Source · Checked on: 2026-10-12
SmartViva Flexi VHIS	BOC Group Life Assurance Company Limited	VHIS medical Source · Checked on: 2026-10-12	HKD Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. Source · Checked on: 2026-10-12
TaxVantage Medical Plan	YF Life Insurance International Limited	VHIS medical Source · Checked on: 2026-10-12	HKD Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. Source · Checked on: 2026-10-12
TaxVantage PrimeChoice Medical Plan	YF Life Insurance International Limited	VHIS medical Source · Checked on: 2026-10-12	HKD Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. Source · Checked on: 2026-10-12
vBooster Medical Plan	FWD Life Insurance Company (Bermuda) Limited	VHIS medical Source · Checked on: 2026-10-12	HKD Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. Source · Checked on: 2026-10-12
vCore Medical Plan	FWD Life Insurance Company (Bermuda) Limited	VHIS medical Source · Checked on: 2026-10-12	HKD Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. Source · Checked on: 2026-10-12
vPrime Medical Plan	FWD Life Insurance Company (Bermuda) Limited	VHIS medical Source · Checked on: 2026-10-12	HKD Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. Source · Checked on: 2026-10-12
WeHealth	Sun Life Hong Kong Limited	VHIS medical Source · Checked on: 2026-10-12	HKD Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. Source · Checked on: 2026-10-12
WeHealth Plus	Sun Life Hong Kong Limited	VHIS medical Source · Checked on: 2026-10-12	HKD Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. Source · Checked on: 2026-10-12
WeHealth Prestige	Sun Life Hong Kong Limited	VHIS medical Source · Checked on: 2026-10-12	HKD Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. Source · Checked on: 2026-10-12

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