CTF Life VHIS plans compared
Last checked
5 products share CTF Life / VHIS medical. Currency options: HKD/USD; premium-term span: Not confirmed; issue-age span: 15 days to 80 years. These are recorded options across plans; individual combinations, age bases and conditions are shown below. Products appear by English name A–Z. Source checked :Source
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Insurers (14)
- AIA International Limited
- AXA China Region Insurance Company (Hong Kong) Limited
- BOC Group Life Assurance Company Limited
- Bowtie Life Insurance Company Limited
- China Life Insurance (Overseas) Company Limited
- China Taiping Life Insurance (Hong Kong) Company Limited
- Chow Tai Fook Life Insurance Co Ltd
- FWD Life Insurance Company (Bermuda) Limited
- HSBC Life (International) Limited
- Manulife (International) Limited
- Prudential Hong Kong Limited
- Sun Life Hong Kong Limited
- YF Life Insurance International Limited
- Zurich Insurance Company Ltd
Comparison JSON · Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link.
Comparable facts
Filters search recorded options only. Age matches any recorded range; option conditions and age basis still apply. Unknown ranges are excluded when an age is entered.
Product: / 5
| Product | Insurer | Product category | Policy currencies | Benefit term | Issue ages & basis | Recorded features | VHIS plan type | Annual benefit limit | Lifetime benefit limit | Renewal conditions | Published key exclusions (not exhaustive) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ''BetterCare'' Medical Insurance Plan | CTF Life | VHIS medical Source1 | HKD / USD Source1 | Renewable / Guaranteed renewal up to age 100; premiums may be adjusted on a portfolio basis; policy renewal conditions apply. Source2 | 15 days to 80 years / Age basis: Age last birthday Source3 | VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. The official list marks this plan as available for renewal only. Source1 | Flexi Plan Source4 | Benefit Level 1 with SMM (HKD): HKD 500,000 per policy year for the schedule's specified benefits; separate benefit limits may apply. Benefit Level 2 with SMM (HKD): HKD 600,000 per policy year for the schedule's specified benefits; separate benefit limits may apply. Benefit Level 3 with SMM (HKD): HKD 700,000 per policy year for the schedule's specified benefits; separate benefit limits may apply. Benefit Level 1 with SMM (USD): USD 64,520 per policy year for the schedule's specified benefits; separate benefit limits may apply. Benefit Level 2 with SMM (USD): USD 77,420 per policy year for the schedule's specified benefits; separate benefit limits may apply. Benefit Level 3 with SMM (USD): USD 90,325 per policy year for the schedule's specified benefits; separate benefit limits may apply. Source5Source6Source7Source8Source9Source10 | Benefit Level 1 with SMM (HKD): no aggregate lifetime cap for the schedule's specified benefits; item limits still apply. Benefit Level 1 with SMM (USD): no aggregate lifetime cap for the schedule's specified benefits; item limits still apply. Source5Source8 | Guaranteed renewal up to age 100; premiums may be adjusted on a portfolio basis; policy renewal conditions apply. Source2 | Treatment, tests and services that are not medically necessary are excluded. Cosmetic services are excluded, subject to the accident and enhanced-benefit exceptions stated in the policy. Selected exclusions only; consult the full policy and any case-based exclusions. Source11 |
| ''WiseCare'' Medical Insurance Plan | CTF Life | VHIS medical Source12 | HKD Source12 | Renewable / Guaranteed renewal up to age 100; premiums may be adjusted on a portfolio basis; policy renewal conditions apply. Source13 | 15 days to 80 years / Age basis: Age last birthday Source14 | VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. Source12 | Standard Plan Source15 | Standard Plan: HKD 420,000 per policy year for the schedule's specified benefits; separate benefit limits may apply. Source16 | Standard Plan: no aggregate lifetime cap for the schedule's specified benefits; item limits still apply. Source16 | Guaranteed renewal up to age 100; premiums may be adjusted on a portfolio basis; policy renewal conditions apply. Source13 | Treatment, tests and services that are not medically necessary are excluded. Cosmetic services are excluded, subject to the accident and enhanced-benefit exceptions stated in the policy. Selected exclusions only; consult the full policy and any case-based exclusions. Source17 |
| "ChampCare" Medical Insurance Plan | CTF Life | VHIS medical Source18Source19 | HKD / USD Source18Source19 | To age 128 Source18Source19 | 15 days to 80 years / Age basis: Age last birthday Source18Source19 | Death benefit is subject to the policy terms. Guaranteed renewal is subject to the stated age limit and policy conditions. Standalone plan currency: HKD; rider currencies: HKD or USD. Source19Source18 | No public field citation recorded | No public field citation recorded | No public field citation recorded | Guaranteed renewal is subject to the stated age limit and policy conditions. Source18 | No public field citation recorded |
| "FlexiCare" Medical Insurance Plan | CTF Life | VHIS medical Source20Source21 | HKD / USD Source20Source21 | To age 128 Source20Source21 | 15 days to 80 years / Age basis: Age last birthday Source20Source21 | Death benefit is subject to the policy terms. Source20 | No public field citation recorded | No public field citation recorded | No public field citation recorded | No public field citation recorded | No public field citation recorded |
| "TopCare" Medical Insurance Plan | CTF Life | VHIS medical Source22Source23 | HKD / USD Source22Source23 | To age 128 Source22Source23 | 15 days to 80 years / Age basis: Age last birthday Source22Source23 | Death benefit is subject to the policy terms. Guaranteed renewal is subject to the stated age limit and policy conditions. Source22Source23 | No public field citation recorded | No public field citation recorded | No public field citation recorded | Guaranteed renewal is subject to the stated age limit and policy conditions. Source24 | No public field citation recorded |
A–Z (5)
Sources & verification dates
Sources & verification dates
Checked:
- Health Bureau — certified flexi plan names, insurer, currencies and availability
Source date: Not confirmed
- Health Bureau — ''BetterCare'' Medical Insurance Plan renewal provisions
Source date: Not confirmed / Page: 14
- Health Bureau — current certified flexi plans
Source date: Not confirmed
- Health Bureau — ''BetterCare'' Medical Insurance Plan — Benefit Level 1 with SMM (HKD) benefit schedule
Source date: Not confirmed / Page: 42
- Health Bureau — ''BetterCare'' Medical Insurance Plan — Benefit Level 2 with SMM (HKD) benefit schedule
Source date: Not confirmed / Page: 42
- Health Bureau — ''BetterCare'' Medical Insurance Plan — Benefit Level 3 with SMM (HKD) benefit schedule
Source date: Not confirmed / Page: 42
- Health Bureau — ''BetterCare'' Medical Insurance Plan — Benefit Level 1 with SMM (USD) benefit schedule
Source date: Not confirmed / Page: 42
- Health Bureau — ''BetterCare'' Medical Insurance Plan — Benefit Level 2 with SMM (USD) benefit schedule
Source date: Not confirmed / Page: 42
- Health Bureau — ''BetterCare'' Medical Insurance Plan — Benefit Level 3 with SMM (USD) benefit schedule
Source date: Not confirmed / Page: 42
- Health Bureau — ''BetterCare'' Medical Insurance Plan general exclusions
Source date: Not confirmed / Page: 25
- Health Bureau — certified standard plan names, insurer, currencies and availability
Source date: Not confirmed
- Health Bureau — ''WiseCare'' Medical Insurance Plan renewal provisions
Source date: Not confirmed / Page: 14
- Health Bureau — current certified standard plans
Source date: Not confirmed
- Health Bureau — ''WiseCare'' Medical Insurance Plan — Standard Plan benefit schedule
Source date: Not confirmed / Page: 38
- Health Bureau — ''WiseCare'' Medical Insurance Plan general exclusions
Source date: Not confirmed / Page: 24
Checked:
- Official product brochure: issue ages and basic-plan terms
Source date: Not confirmed / Page: 6
- Official product brochure: issue ages and basic-plan terms
Source date: Not confirmed / Page: 5
- "ChampCare" Medical Insurance Plan — official product page
Source date: Not confirmed
- "ChampCare" Medical Insurance Plan — official brochure
Source date: Not confirmed
- "FlexiCare" Medical Insurance Plan — official product page
Source date: Not confirmed
- "FlexiCare" Medical Insurance Plan — official brochure
Source date: Not confirmed
- "TopCare" Medical Insurance Plan — official product page
Source date: Not confirmed
- "TopCare" Medical Insurance Plan — official brochure
Source date: Not confirmed
- "TopCare" Medical Insurance Plan — official brochure
Source date: Not confirmed / Page: 4