AXA VHIS plans compared

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Comparable facts
Product	Insurer	Product category	Policy currencies	Premium payment terms	Benefit term	Recorded features
AXA WiseGuard Pro Medical Insurance Plan	AXA China Region Insurance Company (Hong Kong) Limited	VHIS medical Source · Checked on: 2026-10-12	HKD / USD Source · Checked on: 2026-10-12	Renewable / Premiums and renewal conditions depend on the selected certified option; consult its policy terms. Source · Checked on: 2026-10-12	Renewable / Renewal age limits and conditions follow the selected certified option. Source · Checked on: 2026-10-12	VHIS Flexi Plan listed by the Health Bureau; benefits and exclusions follow the selected certified plan version. Regular / Enhance annual limits: HKD5 million / HKD25 million; no lifetime limit. Policy conditions apply. Example certified option: Regular (HKD0 Deductible) (HKD). Other options have separate terms. Source · Checked on: 2026-10-12 Source · Checked on: 2026-10-12
Smart Medicare	AXA China Region Insurance Company (Hong Kong) Limited	VHIS medical Source · Checked on: 2026-10-12	HKD / USD Source · Checked on: 2026-10-12	Renewable / Premiums and renewal conditions depend on the selected certified option; consult its policy terms. Source · Checked on: 2026-10-12	Renewable / Renewal age limits and conditions follow the selected certified option. Source · Checked on: 2026-10-12	VHIS Flexi Plan listed by the Health Bureau; benefits and exclusions follow the selected certified plan version. Example certified option: Regular (HKD) (HKD). Other options have separate terms. Source · Checked on: 2026-10-12

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