Data methodology
Editorial reviewer and responsibility: Bono Xu · Pineapple bun bun Limited
Policy reviewed:
Fulfillment-ratio dataset
We retain the reporting edition, currency, policy issue cohort or published duration band, benefit component and original source locator.
Annual dividends, reversionary bonuses, terminal bonuses and total measures stay separate. Match those dimensions before comparing observations.
Missing, unreadable and inapplicable values remain distinct from zero. Coverage gaps and withheld cells are disclosed with their sources.
We do not average observations into insurer or product scores. Report medians and shares describe only the stated sample, not suitability.
A ratio compares actual non-guaranteed benefits with the illustrated amount; it is not an investment return or a forecast of future bonuses.
Prudential fulfillment-ratio disclosure· Checked:
Decision sheets
Each field is known, confirmed not disclosed or unchecked. Known values cite evidence; a non-disclosure finding names the documents checked.
Unchecked fields retain their dated access reason where available. We do not infer missing terms from another product or from AI output.
Comparison groups
Groups use shared product type, currency, insurer, product generation or payment-term band. Comparable fields require public evidence.
Products appear A–Z by English name. A group is a defined catalogue scope, not the whole market, a ranking or a personal recommendation.