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VHIS standard premiums by age: all certified plans

Hong Kong Insurance Connect: Checked on: . Official standard premium schedules cover all 103 VHIS certified plans on the government register. For a 40-year-old, annual standard premiums of Standard Plans open to new applicants range from HK$2,267 to HK$4,914 for males and HK$2,767 to HK$5,994 for females.

The 103 plans comprise 33 Standard Plans and 70 Flexi Plans, with 579 plan options from 33 insurers.

For research and comparison only. Figures are published standard premiums before the Insurance Authority levy and any individual premium loading. They are not quotes, and insurers may revise them at renewal. This page does not rank or recommend plans.

Standard Plans follow the government's standard terms and benefit limits. Flexi Plans add or raise benefits, so their premiums are not directly comparable with each other or with Standard Plans.

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Show premiums for
Standard Plans: 33 certified plans

What does each VHIS Standard Plan charge by age?

Published annual standard premium by age (HKD / USD); ranges span the plan's options
Certified plan
AIA Voluntary Health Insurance Standard SchemeAIA International Limited · HKD · 1 optionCertification no.: S00013 · Open to new applicantsStandard premium schedule Plan details on this site3,1322,5081,780.801,9401,970.402,2322,324.803,586.402,959.204,625.604,804.806,337.608,466.408,354.4014,22814,04823,315.2023,091.20
Allianz Medical ProtectAllianz Global Corporate & Specialty SE · HKD · 1 optionCertification no.: S00030 · Insurer no longer a registered VHIS providerStandard premium schedule 4,5843,8161,4641,3801,5601,8362,2922,9762,6283,6964,3445,5207,4407,62013,00811,05218,43216,092
Asia Unique - Family CareAsia Insurance Company, Limited · HKD · 1 optionCertification no.: S00027 · Open to new applicantsStandard premium schedule 3,1802,6311,7891,8661,7101,8532,1532,9212,8954,1624,5005,9818,0998,25314,37513,37220,25218,122
Avo Voluntary Health Insurance Scheme (Standard) PlanAvo Insurance Company Limited · HKD · 1 optionCertification no.: S00043 · Open to new applicantsNon-smoker rate shownStandard premium schedule 2,7202,3751,2281,3091,2681,3961,6202,0792,2672,7923,5244,4485,7857,15412,97812,19919,64817,713
AXA WiseGuard Medical Insurance PlanAXA China Region Insurance Company (Hong Kong) Limited · HKD · 1 optionCertification no.: S00014 · Open to new applicantsStandard premium schedule Plan details on this site2,8322,5461,3791,6401,5851,8151,9962,0802,8522,9014,2794,7417,5117,02011,87411,34915,14514,443
AXA WiseGuard Medical Insurance PlanAXA China Region Insurance Company Limited · HKD · 1 optionCertification no.: S00033 · Open to new applicantsStandard premium schedule Plan details on this site2,8322,5461,3791,6401,5851,8151,9962,0802,8522,9014,2794,7417,5117,02011,87411,34915,14514,443
AXA GI WiseGuard Medical Insurance PlanAXA General Insurance Hong Kong Limited · HKD · 1 optionCertification no.: S00038 · Open to new applicantsStandard premium schedule Plan details on this site2,8322,5461,3791,6401,5851,8151,9962,0802,8522,9014,2794,7417,5117,02011,87411,34915,14514,443
BOC Standard Voluntary Health Insurance Scheme Certified PlanBank of China Group Insurance Company Limited · HKD · 1 optionCertification no.: S00035 · Open to new applicantsStandard premium schedule 3,6482,7931,5321,1281,6681,8622,3232,9283,3904,7825,3176,5159,1888,85514,41712,86719,61019,387
CareForYou Standard Plan for VHISBlue Cross (Asia-Pacific) Insurance Limited · HKD · 1 optionCertification no.: S00032 · Open to new applicantsStandard premium schedule 5,5543,8962,3461,8632,9863,2633,4693,6574,8985,2187,7188,48813,59513,59522,14422,14429,55229,552
BOC Life Standard VHISBOC Group Life Assurance Company Limited · HKD · 1 optionCertification no.: S00022 · Open to new applicantsNon-smoker rate shownStandard premium schedule Plan details on this site3,3603,3602,4752,4752,4752,4752,7073,2603,7575,0565,6607,0068,8308,66314,27513,48718,23917,720
VChoice Voluntary Health Insurance PlanBolttech Insurance (Hong Kong) Company Limited · HKD · 1 optionCertification no.: S00012 · Open to new applicantsStandard premium schedule 2,9962,1771,3631,5251,5661,9211,9932,5762,6433,5174,1044,9416,7367,06811,53210,83915,74414,638
Bowtie VHIS StandardBowtie Life Insurance Company Limited · HKD · 1 optionCertification no.: S00023 · Open to new applicantsMonthly premium (no annual rate published)Non-smoker rate shownStandard premium schedule 14615596951041221381751922353013514644467827311,066997
Bupa MyBasic VHIS PlanBupa (Asia) Limited · HKD · 1 optionCertification no.: S00020 · Open to new applicantsSame rate for both sexesStandard premium schedule 3,9703,9702,8102,8102,1632,1632,7372,7374,7964,7967,5227,52217,97317,97335,45635,45641,88841,888
Guard Your Health Medical Insurance PlanChina Life Insurance (Overseas) Company Limited · HKD · 1 optionCertification no.: S00021 · Open to new applicantsStandard premium schedule Plan details on this site2,6501,9501,4501,4501,4601,6001,9492,4622,4833,4173,7394,5716,3346,1049,9919,03414,36314,023
Taiping Voluntary Health Insurance Scheme Standard PlanChina Taiping Insurance (HK) Company Limited · HKD · 1 optionCertification no.: S00016 · Open to new applicantsNon-smoker rate shownStandard premium schedule 4,3114,0091,9681,8082,0422,3712,6663,8963,7255,4065,7887,07410,48910,02215,71014,96021,74121,312
Taiping Life VHIS Standard PlanChina Taiping Life Insurance (Hong Kong) Company Limited · HKD · 1 optionCertification no.: S00039 · Open to new applicantsStandard premium schedule 4,597.383,519.921,786.621,316.541,789.851,996.622,274.462,867.313,285.694,634.545,153.086,314.548,905.628,582.5413,973.0812,470.7719,006.6218,790.15
''WiseCare'' Medical Insurance PlanChow Tai Fook Life Insurance Co Ltd · HKD · 1 optionCertification no.: S00028 · Open to new applicantsStandard premium schedule Plan details on this site3,2592,2631,7891,5512,0762,0622,5983,1373,1404,2825,1035,6788,5887,27419,72816,910.4027,86423,852.80
Chubb VHIS - Standard PlanChubb Life Insurance Company Ltd. · HKD · 1 optionCertification no.: S00015 · Insurer no longer a registered VHIS providerAge nearest birthdayStandard premium schedule 3,1322,3942,0691,8072,1332,2192,5343,2013,0054,0114,7815,3827,2857,26110,69010,03415,64215,671
Chubb VHIS - Standard PlanChubb Life Insurance Hong Kong Limited · HKD · 1 optionCertification no.: S00044 · Open to new applicantsAge nearest birthdayStandard premium schedule 4,3553,3292,8772,5122,9653,0853,5234,4514,1795,5776,6497,48510,13210,09814,86913,95621,75821,797
Cigna VHIS Series - Standard PlanCIGNA Worldwide General Insurance Company Limited · HKD · 1 optionCertification no.: S00031 · Open to new applicantsSame rate for both sexesNon-smoker rate shownStandard premium schedule 3,5083,5082,3392,3392,4852,4853,0893,0893,8463,8465,7225,7229,1319,13114,73314,73324,69324,693
Dah Sing Insurance ADVANTAGE VHIS Standard PlanDah Sing Insurance Company Limited · HKD · 1 optionCertification no.: S00019 · Open to new applicantsNon-smoker rate shownStandard premium schedule 3,8003,8002,8002,8002,4722,8853,2084,2304,4455,9946,8808,06411,38811,47319,42518,12529,14430,120
vCore Medical PlanFWD Life Insurance Company (Bermuda) Limited · HKD · 1 optionCertification no.: S00036 · Open to new applicantsAge next birthday, shown at attained ageStandard premium schedule Plan details on this site4,1063,1811,8292,1761,9692,6312,4753,4143,2654,4215,0126,3078,3868,75914,46813,36220,65518,430
Health Essential Medical Plan - StandardHong Kong Life Insurance Limited · HKD · 1 optionCertification no.: S00037 · Open to new applicantsStandard premium schedule 4,2823,4221,8181,6351,8482,1482,5683,3743,4104,7855,3546,5269,2938,90414,70113,03920,34919,840
HSBC Voluntary Health Insurance Standard PlanHSBC Life (International) Limited · HKD · 1 optionCertification no.: S00042 · Open to new applicantsStandard premium schedule 2,9742,6731,4481,7221,6641,9062,0962,1842,9953,0464,4934,9787,8877,37112,46811,91615,90215,165
Liberty Insurance Standard VHIS PlanLiberty International Insurance Limited · HKD · 1 optionCertification no.: S00017 · Open to new applicantsSame rate for both sexesStandard premium schedule 2,8252,8251,4441,4441,6681,6682,0702,0702,7672,7674,2914,2917,2817,28112,11412,11417,43817,438
Manulife Shelter VHIS Standard PlanManulife (International) Limited · HKD · 1 optionCertification no.: S00034 · Open to new applicantsAge nearest birthdayStandard premium schedule Plan details on this site2,2842,3721,2541,3241,5541,7422,0192,5272,6553,7494,0765,0846,5886,41811,15610,54316,47216,254
VHIS Standard CareMSIG Insurance (Hong Kong) Limited · HKD · 1 optionCertification no.: S00029 · Open to new applicantsSame rate for both sexesStandard premium schedule 3,2403,2402,9162,9164,1044,1044,1044,1044,9144,9146,5886,5889,6669,66616,20016,20020,30420,304
PRUHealth CoreChoice Medical PlanPrudential Hong Kong Limited · HKD · 1 optionCertification no.: S00026 · Open to new applicantsAge next birthday, shown at attained ageStandard premium schedule Plan details on this site4,088.363,831.682,066.461,851.942,199.682,329.112,646.633,506.723,700.014,975.045,705.097,090.639,629.699,687.1117,468.2716,324.2925,200.3723,351.37
WeHealthSun Life Hong Kong Limited · HKD · 1 optionCertification no.: S00018 · Open to new applicantsStandard premium schedule Plan details on this site2,4851,9031,4561,2401,4371,4481,7662,1182,3512,7823,8024,3076,2046,4029,8069,17716,17014,658
Well Protect Voluntary Health Insurance Scheme (Standard)Well Link Life Insurance Company Limited · HKD · 1 optionCertification no.: S00040 · Open to new applicantsStandard premium schedule 2,4872,1761,6541,6241,5531,6241,9562,3232,6613,6424,1114,8837,2217,02211,90111,28717,97117,789
TaxVantage Medical PlanYF Life Insurance International Limited · HKD · 1 optionCertification no.: S00025 · Open to new applicantsStandard premium schedule 1,7061,8111,7061,8111,7672,2522,0203,3602,7404,8554,8147,3447,5679,80311,01414,87213,24016,358
ZA VHISZA Life Limited · HKD · 1 optionCertification no.: S00045 · Insurer no longer a registered VHIS providerStandard premium schedule 1,5701,6651,0301,0151,1251,3151,4851,8952,0752,5403,2503,8605,3155,1108,9608,38512,22511,445
HealthSure Voluntary Health Insurance PlanZurich Insurance Company Ltd · HKD · 1 optionCertification no.: S00024 · Open to new applicantsStandard premium schedule Plan details on this site3,4202,8921,9681,9562,0162,1722,2202,7122,9163,6484,2364,9567,6567,59619,86018,63624,12023,412
Flexi Plans: 70 certified plans, 546 options

What does each VHIS Flexi Plan charge by age?

Published annual standard premium by age (HKD / USD); ranges span the plan's options
Certified plan
AIA Voluntary Health Insurance Flexi SchemeAIA International Limited · HKD · 3 optionsCertification no.: F00022 · Open to new applicantsStandard premium schedule (2 more in the downloads) Plan details on this site6,089.60–18,460.804,714.40–12,893.603,425.60–10,254.403,444–9,548.804,132–13,228.804,216.80–12,591.205,075.20–15,933.606,296–17,641.606,810.40–21,924.809,491.20–25,916.8010,979.20–36,133.6013,142.40–38,919.2018,176.80–58,50816,701.60–53,041.6032,052.80–112,700.8029,329.60–102,855.2054,167.20–191,179.2048,829.60–171,707.20
AIA Voluntary Health Insurance Flexi SchemeAIA International Limited · USD · 3 optionsCertification no.: F00022 · Open to new applicantsStandard premium schedule (2 more in the downloads) Plan details on this site768.80–2,307.60595.20–1,611.70432.40–1,281.80434.70–1,193.60521.70–1,653.60532.30–1,573.90640.60–1,991.70794.70–2,205.20860–2,740.601,198.30–3,239.601,386–4,516.701,659.30–4,864.902,294.80–7,313.502,108.50–6,630.204,046.70–14,087.603,702.90–12,856.906,838.70–23,897.406,164.60–21,463.40
AIA Voluntary Health Insurance Prime SchemeAIA International Limited · HKD · 3 optionsCertification no.: F00025 · Renewal onlySame rate for both sexesStandard premium schedule (2 more in the downloads) Plan details on this site4,920–11,6884,920–11,6884,536–11,6884,536–11,6884,664–12,0484,664–12,0487,120–17,5847,120–17,5848,600–21,1448,600–21,14412,912–30,85612,912–30,85621,392–50,38421,392–50,38441,288–96,71241,288–96,71267,296–154,09667,296–154,096
AIA Voluntary Health Insurance Prime SchemeAIA International Limited · USD · 3 optionsCertification no.: F00025 · Renewal onlySame rate for both sexesStandard premium schedule (2 more in the downloads) Plan details on this site615–1,461615–1,461567–1,461567–1,461583–1,506583–1,506890–2,198890–2,1981,075–2,6431,075–2,6431,614–3,8571,614–3,8572,674–6,2982,674–6,2985,161–12,0895,161–12,0898,412–19,2628,412–19,262
AIA Voluntary Health Insurance Privilege Plus SchemeAIA International Limited · HKD · 3 optionsCertification no.: F00054 · Renewal onlySame rate for both sexesStandard premium schedule (2 more in the downloads) Plan details on this site5,208–12,3685,208–12,3684,816–12,3684,816–12,3684,944–12,7684,944–12,7687,520–18,6087,520–18,6089,112–22,3929,112–22,39213,672–32,68813,672–32,68822,648–53,39222,648–53,39244,984–105,36044,984–105,36074,640–170,92874,640–170,928
AIA Voluntary Health Insurance Privilege Plus SchemeAIA International Limited · USD · 3 optionsCertification no.: F00054 · Renewal onlySame rate for both sexesStandard premium schedule (2 more in the downloads) Plan details on this site651–1,546651–1,546602–1,546602–1,546618–1,596618–1,596940–2,326940–2,3261,139–2,7991,139–2,7991,709–4,0861,709–4,0862,831–6,6742,831–6,6745,623–13,1705,623–13,1709,330–21,3669,330–21,366
AIA Voluntary Health Insurance Privilege SchemeAIA International Limited · HKD · 3 optionsCertification no.: F00053 · Renewal onlySame rate for both sexesStandard premium schedule (2 more in the downloads) Plan details on this site4,176–9,9284,176–9,9283,872–9,9283,872–9,9283,968–10,2403,968–10,2406,064–14,9606,064–14,9607,320–18,0007,320–18,00010,984–26,26410,984–26,26418,200–42,89618,200–42,89636,136–84,65636,136–84,65659,984–137,33659,984–137,336
AIA Voluntary Health Insurance Privilege SchemeAIA International Limited · USD · 3 optionsCertification no.: F00053 · Renewal onlySame rate for both sexesStandard premium schedule (2 more in the downloads) Plan details on this site522–1,241522–1,241484–1,241484–1,241496–1,280496–1,280758–1,870758–1,870915–2,250915–2,2501,373–3,2831,373–3,2832,275–5,3622,275–5,3624,517–10,5824,517–10,5827,498–17,1677,498–17,167
AIA Voluntary Health Insurance Privilege Ultra SchemeAIA International Limited · HKD · 8 optionsCertification no.: F00074 · Open to new applicantsSame rate for both sexesStandard premium schedule (7 more in the downloads) Plan details on this site4,032–13,5684,032–13,5683,736–13,5683,736–13,5683,832–14,0083,832–14,0085,752–20,4245,752–20,4247,048–24,5687,048–24,56811,400–38,72011,400–38,72019,256–64,43219,256–64,43237,152–123,66437,152–123,66457,808–188,08857,808–188,088
AIA Voluntary Health Insurance Privilege Ultra SchemeAIA International Limited · USD · 8 optionsCertification no.: F00074 · Open to new applicantsSame rate for both sexesStandard premium schedule (7 more in the downloads) Plan details on this site504–1,696504–1,696467–1,696467–1,696479–1,751479–1,751719–2,553719–2,553881–3,071881–3,0711,425–4,8401,425–4,8402,407–8,0542,407–8,0544,644–15,4584,644–15,4587,226–23,5117,226–23,511
AIA Voluntary Health Insurance SelectWise SchemeAIA International Limited · HKD · 5 optionsCertification no.: F00081 · Open to new applicantsSame rate for both sexesStandard premium schedule (4 more in the downloads) Plan details on this site2,272–9,3522,272–9,3521,816–7,3361,816–7,3361,864–7,5761,864–7,5763,256–12,8883,256–12,8883,984–15,4963,984–15,4966,440–24,4406,440–24,44012,568–47,15212,568–47,15224,256–90,50424,256–90,50437,736–137,65637,736–137,656
AIA Voluntary Health Insurance SelectWise SchemeAIA International Limited · USD · 5 optionsCertification no.: F00081 · Open to new applicantsSame rate for both sexesStandard premium schedule (4 more in the downloads) Plan details on this site284–1,169284–1,169227–917227–917233–947233–947407–1,611407–1,611498–1,937498–1,937805–3,055805–3,0551,571–5,8941,571–5,8943,032–11,3133,032–11,3134,717–17,2074,717–17,207
Allianz Ultra Medical ProtectAllianz Global Corporate & Specialty SE · HKD · 4 optionsCertification no.: F00033 · Insurer no longer a registered VHIS providerStandard premium schedule (3 more in the downloads) 10,056–19,0448,844–16,7882,760–5,0402,364–4,3443,132–5,7843,984–7,4044,872–9,0126,588–12,2886,408–11,8928,832–16,5729,888–18,48012,492–23,44816,788–31,69216,896–31,89628,764–54,40825,668–48,12041,844–79,52437,944–71,676
Asia EliteAsia Insurance Company, Limited · HKD · 2 optionsCertification no.: F00038 · Open to new applicantsStandard premium schedule (1 more in the downloads) 14,295–22,25113,205–20,5515,706–8,8825,038–7,8426,414–9,9836,965–10,8408,046–12,67110,689–16,8329,263–14,95712,592–20,33413,811–23,32016,720–28,23425,962–40,36224,023–37,34853,908–93,12845,855–79,21582,305–137,77871,345–119,432
Asia iCareAsia Insurance Company, Limited · HKD · 5 optionsCertification no.: F00061 · Open to new applicantsStandard premium schedule (4 more in the downloads) 5,760–14,3755,797–11,5892,949–5,6173,012–5,1043,148–6,2443,548–6,8113,587–7,7925,144–9,3395,157–9,8326,990–11,4238,685–14,95910,693–17,57417,573–29,55715,539–26,25732,553–58,85728,465–47,38947,675–84,53942,324–70,445
AXA WiseGuard Pro Medical Insurance PlanAXA China Region Insurance Company (Hong Kong) Limited · HKD · 12 optionsCertification no.: F00034 · Open to new applicantsSame rate for both sexesStandard premium schedule (11 more in the downloads) Plan details on this site2,440–17,4592,440–17,4592,407–15,0872,407–15,0872,804–17,9062,804–17,9063,573–22,7433,573–22,7434,570–28,0544,570–28,0547,040–41,0277,040–41,02712,871–68,17212,871–68,17222,710–122,11922,710–122,11934,452–184,86434,452–184,864
AXA WiseGuard Pro Medical Insurance PlanAXA China Region Insurance Company (Hong Kong) Limited · USD · 12 optionsCertification no.: F00034 · Open to new applicantsSame rate for both sexesStandard premium schedule (11 more in the downloads) Plan details on this site305–2,182.40305–2,182.40300.90–1,885.90300.90–1,885.90350.50–2,238.30350.50–2,238.30446.60–2,842.90446.60–2,842.90571.30–3,506.80571.30–3,506.80880–5,128.40880–5,128.401,608.90–8,521.501,608.90–8,521.502,838.80–15,264.902,838.80–15,264.904,306.50–23,1084,306.50–23,108
Smart MedicareAXA China Region Insurance Company (Hong Kong) Limited · HKD · 6 optionsCertification no.: F00017 · Open to new applicantsStandard premium schedule (5 more in the downloads) Plan details on this site3,634–19,7273,160–17,2722,148–12,2292,291–13,3642,214–14,0612,581–15,1632,737–17,6413,534–21,5293,645–23,2845,076–29,3665,599–34,2366,799–39,8399,301–54,2549,451–58,18115,302–83,00715,581–91,86318,430–98,11619,639–114,531
Smart MedicareAXA China Region Insurance Company (Hong Kong) Limited · USD · 6 optionsCertification no.: F00017 · Open to new applicantsStandard premium schedule (5 more in the downloads) Plan details on this site441.70–2,453.40382.50–2,146.60255.90–1,515.90273.80–1,658.10264.10–1,745.10310.10–1,882.90329.60–2,192.40429.20–2,678.60443–2,897.90622–3,658.40687.30–4,267837.40–4,967.501,149.90–6,769.101,168.90–7,260.101,900.20–10,363.101,935.10–11,470.602,291.10–12,2522,442.20–14,303.70
Smart MedicareAXA China Region Insurance Company Limited · HKD · 6 optionsCertification no.: F00018 · Open to new applicantsStandard premium schedule (5 more in the downloads) Plan details on this site3,634–19,7273,160–17,2722,148–12,2292,291–13,3642,214–14,0612,581–15,1632,737–17,6413,534–21,5293,645–23,2845,076–29,3665,599–34,2366,799–39,8399,301–54,2549,451–58,18115,302–83,00715,581–91,86318,430–98,11619,639–114,531
Smart MedicareAXA China Region Insurance Company Limited · USD · 6 optionsCertification no.: F00018 · Open to new applicantsStandard premium schedule (5 more in the downloads) Plan details on this site441.70–2,453.40382.50–2,146.60255.90–1,515.90273.80–1,658.10264.10–1,745.10310.10–1,882.90329.60–2,192.40429.20–2,678.60443–2,897.90622–3,658.40687.30–4,267837.40–4,967.501,149.90–6,769.101,168.90–7,260.101,900.20–10,363.101,935.10–11,470.602,291.10–12,2522,442.20–14,303.70
BOC Flexi Voluntary Health Insurance Scheme Certified PlanBank of China Group Insurance Company Limited · HKD · 8 optionsCertification no.: F00028 · Open to new applicantsStandard premium schedule (7 more in the downloads) 5,982–10,9455,060–9,7771,558–3,2721,555–2,6972,365–3,9682,857–4,9553,337–6,1654,265–9,2704,368–8,3835,722–12,8737,293–15,1838,415–21,74212,510–26,59711,532–28,24721,068–49,46018,292–41,61828,682–59,96525,548–53,390
Blue Cross Dynasty VHIS PlanBlue Cross (Asia-Pacific) Insurance Limited · HKD · 8 optionsCertification no.: F00059 · Open to new applicantsSame rate for both sexesStandard premium schedule (7 more in the downloads) 3,418–17,3063,418–17,3063,031–15,3483,031–15,3482,922–14,7982,922–14,7984,502–22,8044,502–22,8045,389–27,3055,389–27,3058,153–41,3058,153–41,30513,583–68,82313,583–68,82323,258–117,84823,258–117,84845,364–229,87745,364–229,877
Blue Cross Love Yourself VHIS PlanBlue Cross (Asia-Pacific) Insurance Limited · HKD · 8 optionsCertification no.: F00073 · Open to new applicantsSame rate for both sexesStandard premium schedule (7 more in the downloads) 2,026–9,5862,026–9,5861,797–8,5021,797–8,5021,905–9,0171,905–9,0172,883–13,6432,883–13,6433,450–16,3353,450–16,3355,220–24,7115,220–24,7118,695–41,1738,695–41,17314,888–70,50214,888–70,50229,039–98,23029,039–98,230
CareForYou Flexi Plan for VHISBlue Cross (Asia-Pacific) Insurance Limited · HKD · 1 optionCertification no.: F00014 · Renewal onlyStandard premium schedule 10,0427,0444,2373,3655,3975,9046,2766,6208,8789,46014,21515,63625,07225,07240,26740,26753,77753,777
CareForYou Super Flexi Plan for VHISBlue Cross (Asia-Pacific) Insurance Limited · HKD · 7 optionsCertification no.: F00043 · Open to new applicantsStandard premium schedule (6 more in the downloads) 4,825–16,9094,825–16,9093,927–15,3173,927–15,3174,509–18,1344,945–18,9454,919–19,3545,195–20,5327,347–27,8767,809–28,92712,224–41,95313,460–46,21421,924–72,26121,924–72,26132,270–109,14532,270–109,14556,429–228,65356,429–228,653
CareForYou Super Flexi Plan for VHISBlue Cross (Asia-Pacific) Insurance Limited · HKD · 3 optionsCertification no.: F00043 · Renewal onlyStandard premium schedule (2 more in the downloads) 6,653–18,1536,653–18,1535,755–16,5575,755–16,5576,339–19,3766,773–20,1896,911–20,7187,386–22,01910,210–29,89310,923–31,08016,923–45,27818,572–49,82129,406–77,55629,406–77,55644,149–117,24944,149–117,24990,859–247,03290,859–247,032
SmartViva Flexi VHISBOC Group Life Assurance Company Limited · HKD · 4 optionsCertification no.: F00057 · Open to new applicantsSame rate for both sexesStandard premium schedule (3 more in the downloads) Plan details on this site5,103–13,6015,103–13,6013,711–10,4033,711–10,4033,934–11,2873,934–11,2875,217–13,8885,217–13,8887,488–16,8987,488–16,89812,816–28,69612,816–28,69632,996–67,89832,996–67,89877,576–150,41077,576–150,41093,230–196,91693,230–196,916
VFlexi Voluntary Health Insurance PlanBolttech Insurance (Hong Kong) Company Limited · HKD · 6 optionsCertification no.: F00078 · Open to new applicantsStandard premium schedule (5 more in the downloads) 3,245–10,8093,245–10,8092,214–8,3902,214–8,3902,330–8,6392,425–9,4522,785–10,4693,158–12,4293,439–13,4884,168–17,0975,727–22,8536,422–25,86910,656–43,07710,656–43,23818,040–73,96018,040–73,96025,686–103,09625,686–103,096
Bowtie Pink VHIS PlanBowtie Life Insurance Company Limited · HKD · 12 optionsCertification no.: F00060 · Open to new applicantsMonthly premium (no annual rate published)Same rate for both sexesStandard premium schedule (11 more in the downloads) 147–1,182147–1,182141–1,003141–1,003174–1,102174–1,102213–1,400213–1,400285–1,809285–1,809429–2,764429–2,764779–4,357779–4,3571,365–7,0291,365–7,0292,089–11,3412,089–11,341
Bowtie VHIS FlexiBowtie Life Insurance Company Limited · HKD · 2 optionsCertification no.: F00031 · Open to new applicantsMonthly premium (no annual rate published)Non-smoker rate shownStandard premium schedule (1 more in the downloads) 388–739376–680195–350185–313203–342232–376254–453371–589357–647473–769546–1,027675–1,088928–1,715875–1,4461,725–2,7291,653–2,3122,540–3,9242,513–3,469
Bupa Hero VHIS PlanBupa (Asia) Limited · HKD · 24 optionsCertification no.: F00040 · Open to new applicantsSame rate for both sexesStandard premium schedule (23 more in the downloads) 1,945–22,3801,945–22,3801,769–17,1181,769–17,1181,690–18,5731,690–18,5732,442–22,8552,442–22,8553,419–27,8063,419–27,8065,252–46,6835,252–46,68312,567–111,72612,567–111,72628,028–247,50228,028–247,50246,292–324,03246,292–324,032
Bupa MyFlexi VHIS PlanBupa (Asia) Limited · HKD · 6 optionsCertification no.: F00029 · Open to new applicantsSame rate for both sexesStandard premium schedule (5 more in the downloads) 4,879–20,9214,879–20,9214,879–20,9214,879–20,9213,664–15,8533,664–15,8534,670–20,1594,670–20,1597,363–30,5517,363–30,55111,093–47,12411,093–47,12424,819–96,47324,819–96,47353,694–215,78953,694–215,78960,954–347,18860,954–347,188
Global Prestige VHIS PlanBupa (Asia) Limited · HKD · 4 optionsCertification no.: F00035 · Open to new applicantsSame rate for both sexesStandard premium schedule (3 more in the downloads) 8,023–25,6188,023–25,61811,492–24,77411,492–24,77411,492–24,77411,492–24,77424,554–52,51624,554–52,51624,554–52,51624,554–52,51643,550–84,70643,550–84,70671,950–144,04171,950–144,041106,379–212,967106,379–212,967148,811–297,913148,811–297,913
Global Prestige VHIS PlanBupa (Asia) Limited · HKD · 4 optionsCertification no.: F00035 · Renewal onlySame rate for both sexesStandard premium schedule (3 more in the downloads) 7,641–14,9757,641–14,97510,945–23,59410,945–23,59410,945–23,59410,945–23,59425,983–55,57325,983–55,57325,983–55,57325,983–55,57337,706–73,33937,706–73,33962,294–124,71162,294–124,71162,294–124,71162,294–124,71162,294–124,71162,294–124,711
Healthy Life Medical Insurance PlanChina Life Insurance (Overseas) Company Limited · HKD · 1 optionCertification no.: F00024 · Open to new applicantsStandard premium schedule Plan details on this site5,1304,7882,1092,1092,2652,8503,2224,1884,0865,5406,0377,73010,93610,04918,62015,28225,87823,570
Healthy Life Premier Medical Insurance PlanChina Life Insurance (Overseas) Company Limited · HKD · 4 optionsCertification no.: F00030 · Open to new applicantsStandard premium schedule (3 more in the downloads) Plan details on this site5,700–13,9085,244–12,9962,280–5,2442,280–5,2442,432–4,9483,012–6,2843,386–7,6574,528–9,9944,307–9,6855,982–13,3026,389–14,4488,297–18,68611,601–26,62910,797–24,67619,768–44,70116,405–36,89727,545–63,69525,069–58,213
Taiping Life VHIS Flexi PlanChina Taiping Life Insurance (Hong Kong) Company Limited · HKD · 5 optionsCertification no.: F00052 · Open to new applicantsStandard premium schedule (4 more in the downloads) 7,033.78–30,724.876,425.33–28,201.362,263.44–9,471.101,667.91–6,979.202,267.53–9,326.072,741.89–11,283.423,311.23–13,406.184,362.20–17,700.504,359.72–17,651.185,978.46–24,121.196,914.06–27,908.698,586.05–34,372.6912,505.58–49,949.7312,064.73–48,315.7521,339.61–88,432.1818,322.66–76,595.9330,186.38–125,403.1226,526.61–111,823.42
Taiping Life VHIS Priority PlanChina Taiping Life Insurance (Hong Kong) Company Limited · HKD · 3 optionsCertification no.: F00062 · Open to new applicantsSame rate for both sexesStandard premium schedule (2 more in the downloads) 3,209–7,6403,209–7,6403,209–7,6403,209–7,6403,308–7,8753,308–7,8754,862–11,5774,862–11,5775,822–13,8615,822–13,8618,468–20,1618,468–20,16113,859–32,99813,859–32,99826,594–63,31826,594–63,31839,229–93,40139,229–93,401
Taiping Life VHIS Priority PlanChina Taiping Life Insurance (Hong Kong) Company Limited · USD · 3 optionsCertification no.: F00062 · Open to new applicantsSame rate for both sexesStandard premium schedule (2 more in the downloads) 402–955402–955402–955402–955414–985414–985608–1,448608–1,448728–1,733728–1,7331,059–2,5211,059–2,5211,733–4,1251,733–4,1253,325–7,9153,325–7,9154,904–11,6764,904–11,676
''BetterCare'' Medical Insurance PlanChow Tai Fook Life Insurance Co Ltd · HKD · 3 optionsCertification no.: F00021 · Renewal onlyStandard premium schedule (2 more in the downloads) Plan details on this site6,865.48–20,996.435,378.57–14,432.143,803.57–10,944.053,754.76–10,221.434,308.33–13,051.194,801.19–14,141.675,625–17,053.577,022.62–21,044.057,010.71–21,671.439,557.14–29,322.6210,095.24–31,644.0512,677.38–39,002.3816,371.43–50,32516,861.90–52,045.2435,241.43–125,321.4231,381.43–113,002.8648,165.71–171,272.3842,881.90–154,438.10
''BetterCare'' Medical Insurance PlanChow Tai Fook Life Insurance Co Ltd · USD · 3 optionsCertification no.: F00021 · Renewal onlyStandard premium schedule (2 more in the downloads) Plan details on this site885.71–2,709.52694.05–1,861.90490.48–1,411.90484.52–1,319.05555.95–1,684.52619.05–1,825726.19–2,200905.95–2,715.48904.76–2,796.431,233.33–3,783.331,302.38–4,083.331,635.71–5,032.142,111.90–6,494.052,176.19–6,715.484,547.15–16,1704,048.57–14,581.436,215.23–22,099.045,533.33–19,927.62
''ChampCare'' Medical Insurance PlanChow Tai Fook Life Insurance Co Ltd · HKD · 7 optionsCertification no.: F00077 · Open to new applicantsSame rate for both sexesStandard premium schedule (6 more in the downloads) Plan details on this site3,614.29–32,007.143,614.29–32,007.143,614.29–32,007.143,614.29–32,007.143,614.29–32,007.143,614.29–32,007.145,382.14–49,876.195,382.14–49,876.196,198.81–63,1756,198.81–63,1759,317.86–79,789.299,317.86–79,789.2914,511.90–123,50014,511.90–123,50031,661.90–265,348.8131,661.90–265,348.8146,454.76–384,083.3346,454.76–384,083.33
''ChampCare'' Medical Insurance PlanChow Tai Fook Life Insurance Co Ltd · USD · 7 optionsCertification no.: F00077 · Open to new applicantsSame rate for both sexesStandard premium schedule (6 more in the downloads) Plan details on this site466.67–4,129.76466.67–4,129.76466.67–4,129.76466.67–4,129.76466.67–4,129.76466.67–4,129.76694.05–6,435.71694.05–6,435.71800–8,151.19800–8,151.191,202.38–10,295.241,202.38–10,295.241,872.62–15,935.711,872.62–15,935.714,085.71–34,238.104,085.71–34,238.105,994.05–49,559.525,994.05–49,559.52
''FlexiCare'' Medical Insurance PlanChow Tai Fook Life Insurance Co Ltd · HKD · 2 optionsCertification no.: F00064 · Open to new applicantsStandard premium schedule (1 more in the downloads) Plan details on this site8,454.76–11,928.576,811.90–9,240.486,738.10–8,309.526,261.90–7,533.335,384.52–7,421.436,070.24–7,476.197,007.14–10,190.489,211.90–11,401.198,411.90–12,615.4812,216.67–15,596.4313,134.52–19,716.6715,825–21,070.2422,660.71–31,386.9020,817.86–29,640.4845,209.52–60,430.9538,109.52–53,354.7674,741.67–90,320.2457,136.90–80,641.67
''FlexiCare'' Medical Insurance PlanChow Tai Fook Life Insurance Co Ltd · USD · 2 optionsCertification no.: F00064 · Open to new applicantsStandard premium schedule (1 more in the downloads) Plan details on this site1,090.48–1,539.29878.57–1,192.86869.05–1,072.62808.33–972.62695.24–957.14783.33–964.29903.57–1,315.481,188.10–1,471.431,085.71–1,627.381,576.19–2,011.901,695.24–2,544.052,041.67–2,719.052,923.81–4,0502,685.71–3,8255,833.33–7,797.624,917.86–6,884.529,644.05–11,654.767,372.62–10,405.95
''TopCare'' Medical Insurance PlanChow Tai Fook Life Insurance Co Ltd · HKD · 4 optionsCertification no.: F00037 · Open to new applicantsStandard premium schedule (3 more in the downloads) Plan details on this site6,835.71–20,476.195,219.05–14,955.953,865.48–11,465.483,707.14–10,410.714,484.52–14,013.104,923.81–14,963.105,195.24–16,711.907,138.10–20,222.626,770.24–21,502.3810,116.67–28,052.3810,372.62–34,673.8112,738.10–39,044.0517,201.19–57,934.5216,476.19–55,439.2938,934.29–130,157.1536,461.42–122,477.1554,323.81–183,316.1950,864.77–173,826.67
''TopCare'' Medical Insurance PlanChow Tai Fook Life Insurance Co Ltd · USD · 4 optionsCertification no.: F00037 · Open to new applicantsStandard premium schedule (3 more in the downloads) Plan details on this site882.14–2,641.67673.81–1,929.76498.81–1,479.76478.57–1,342.86578.57–1,808.33635.71–1,930.95670.24–2,155.95921.43–2,609.52873.81–2,7751,305.95–3,620.241,338.10–4,473.811,644.05–5,038.102,219.05–7,4752,126.19–7,153.575,024.28–16,794.294,704.29–15,802.867,009.52–23,653.336,563.81–22,428.58
Chubb VHIS - Flexi PlanChubb Life Insurance Hong Kong Limited · HKD · 8 optionsCertification no.: F00027 · Open to new applicantsAge nearest birthdayStandard premium schedule (7 more in the downloads) 6,548–24,3675,526–23,5034,315–16,4283,862–16,2384,437–16,5954,610–17,4865,264–19,1486,629–22,8416,972–26,4398,936–32,19211,127–41,63911,998–44,02916,989–70,52716,201–65,21624,712–100,32622,862–91,54936,183–148,87435,732–139,566
Chubb VHIS - Flexi PlanChubb Life Insurance Hong Kong Limited · USD · 8 optionsCertification no.: F00027 · Open to new applicantsAge nearest birthdayStandard premium schedule (7 more in the downloads) 839–3,124708–3,013553–2,106495–2,082569–2,128591–2,242675–2,455850–2,928894–3,3901,146–4,1271,427–5,3381,538–5,6452,178–9,0422,077–8,3613,168–12,8622,931–11,7374,639–19,0864,581–17,893
Chubb VHIS - Prime PlanChubb Life Insurance Hong Kong Limited · HKD · 10 optionsCertification no.: F00075 · Open to new applicantsAge nearest birthdaySame rate for both sexesNon-smoker rate shownStandard premium schedule (9 more in the downloads) 5,528–25,6005,528–25,6005,336–23,9945,336–23,9942,696–12,2952,696–12,2953,355–18,7153,355–18,7153,702–21,7363,702–21,7365,248–31,7895,248–31,7897,491–54,2007,491–54,20014,253–102,23914,253–102,23921,935–174,59521,935–174,595
Chubb VHIS - Superb PlanChubb Life Insurance Hong Kong Limited · HKD · 4 optionsCertification no.: F00082 · Open to new applicantsAge nearest birthdaySame rate for both sexesNon-smoker rate shownStandard premium schedule (3 more in the downloads) 3,037–9,4343,037–9,4342,321–6,9832,321–6,9831,843–6,5511,843–6,5512,163–9,0712,163–9,0712,756–11,5812,756–11,5814,135–16,7644,135–16,7647,561–27,6047,561–27,60413,185–53,31213,185–53,31220,182–74,24420,182–74,244
VHIS Series - Flexi Plan (SMM)Chubb Life Insurance Hong Kong Limited · HKD · 1 optionCertification no.: F00055 · Renewal onlySame rate for both sexesNon-smoker rate shownStandard premium schedule 5,0035,0033,3353,3353,6083,6084,4984,4985,5515,5517,9507,95012,34512,34519,91619,91633,37933,379
VHIS Series - Flexi Plan (Superior)Chubb Life Insurance Hong Kong Limited · HKD · 8 optionsCertification no.: F00056 · Renewal onlySame rate for both sexesNon-smoker rate shownStandard premium schedule (7 more in the downloads) 4,245–11,1884,245–11,1882,910–7,6712,910–7,6712,773–7,3112,773–7,3113,575–9,4233,575–9,4234,627–12,1974,627–12,1977,067–18,6317,067–18,63111,404–30,06011,404–30,06018,399–48,50018,399–48,50029,686–78,25229,686–78,252
Cigna VHIS Series - Flexi Plan (SMM)CIGNA Worldwide General Insurance Company Limited · HKD · 1 optionCertification no.: F00012 · Open to new applicantsSame rate for both sexesNon-smoker rate shownStandard premium schedule 6,7216,7214,4804,4804,8474,8476,1266,1267,6717,67111,29811,29818,19318,19329,35129,35149,19249,192
Cigna VHIS Series - Flexi Plan (Superior)CIGNA Worldwide General Insurance Company Limited · HKD · 8 optionsCertification no.: F00016 · Open to new applicantsSame rate for both sexesNon-smoker rate shownStandard premium schedule (7 more in the downloads) 5,071–16,3135,071–16,3133,387–10,7053,387–10,7053,384–11,6283,384–11,6284,109–16,1504,109–16,1506,009–20,6486,009–20,6489,119–32,8989,119–32,89815,819–53,93315,819–53,93329,729–94,77229,729–94,77248,522–129,77948,522–129,779
vBooster Medical PlanFWD Life Insurance Company (Bermuda) Limited · HKD · 6 optionsCertification no.: F00069 · Open to new applicantsAge next birthday, shown at attained ageSame rate for both sexesStandard premium schedule (5 more in the downloads) Plan details on this site1,935–6,4211,935–6,4211,645–5,8961,645–5,8961,739–6,2531,739–6,2532,093–8,2602,093–8,2602,478–9,9362,478–9,9364,227–14,5014,227–14,5016,731–24,5166,731–24,51615,148–45,46815,148–45,46824,799–82,79024,799–82,790
vCANsurance Medical PlanFWD Life Insurance Company (Bermuda) Limited · HKD · 2 optionsCertification no.: F00051 · Open to new applicantsAge next birthday, shown at attained ageStandard premium schedule (1 more in the downloads) Plan details on this site6,646–9,1304,622–8,0205,349–8,3554,971–7,5754,247–7,8835,060–7,9075,745–10,7077,552–10,8936,822–12,8769,045–13,66410,592–21,23312,313–20,70718,293–37,38018,412–33,78435,827–65,01831,190–54,93957,439–97,01447,417–83,616
vCare Medical PlanFWD Life Insurance Company (Bermuda) Limited · HKD · 1 optionCertification no.: F00015 · Open to new applicantsAge next birthday, shown at attained ageStandard premium schedule Plan details on this site4,9713,8192,2522,6352,4093,1633,0024,1044,0335,4086,2367,71510,41610,78717,96916,87627,16325,392
vCare Supreme Medical PlanFWD Life Insurance Company (Bermuda) Limited · HKD · 1 optionCertification no.: F00032 · Open to new applicantsAge next birthday, shown at attained ageStandard premium schedule Plan details on this site6,5875,0912,9533,5443,3104,4864,2765,7445,8177,6069,12910,84615,23015,98726,07324,49936,79934,733
vFamily Medical PlanFWD Life Insurance Company (Bermuda) Limited · HKD · 1 optionCertification no.: F00072 · Open to new applicantsStandard premium schedule Plan details on this site5,5243,8414,7284,3943,7544,4734,9176,4645,6897,5428,80210,23215,24615,34530,73726,75949,89341,188
vPrime Medical PlanFWD Life Insurance Company (Bermuda) Limited · HKD · 6 optionsCertification no.: F00045 · Open to new applicantsAge next birthday, shown at attained ageSame rate for both sexesStandard premium schedule (5 more in the downloads) Plan details on this site2,413–10,7142,413–10,7142,161–9,7942,161–9,7942,260–10,3872,260–10,3872,774–14,2652,774–14,2653,183–17,0003,183–17,0005,336–24,9255,336–24,9258,595–42,2188,595–42,21815,146–78,73615,146–78,73624,793–125,44624,793–125,446
vPrime Signature Medical PlanFWD Life Insurance Company (Bermuda) Limited · HKD · 12 optionsCertification no.: F00070 · Open to new applicantsAge next birthday, shown at attained ageSame rate for both sexesStandard premium schedule (11 more in the downloads) Plan details on this site2,066–10,7862,066–10,7861,852–9,8621,852–9,8621,936–10,4571,936–10,4572,376–14,3622,376–14,3622,726–17,1142,726–17,1144,569–25,0934,569–25,0937,360–42,5027,360–42,50212,968–79,26512,968–79,26521,228–126,29021,228–126,290
vTheOne Medical PlanFWD Life Insurance Company (Bermuda) Limited · HKD · 24 optionsCertification no.: F00067 · Open to new applicantsAge next birthday, shown at attained ageSame rate for both sexesStandard premium schedule (23 more in the downloads) Plan details on this site3,214–35,1783,214–35,1783,214–35,1783,214–35,1783,793–39,7163,793–39,7163,963–44,1633,963–44,1634,895–54,4724,895–54,4728,243–82,8538,243–82,85313,537–142,56313,537–142,56324,782–235,78624,782–235,78640,010–372,85440,010–372,854
Health Supreme Medical PlanHong Kong Life Insurance Limited · HKD · 6 optionsCertification no.: F00039 · Open to new applicantsStandard premium schedule (5 more in the downloads) 5,278–20,1924,217–16,2572,091–7,4191,612–5,7392,197–8,1882,556–9,5952,901–11,4313,812–15,0633,855–15,1905,408–21,5546,049–24,0287,373–29,25610,501–42,37010,060–40,41216,611–66,51614,733–58,18622,993–91,37422,415–88,847
HSBC Voluntary Health Insurance Flexi PlanHSBC Life (International) Limited · HKD · 20 optionsCertification no.: F00049 · Open to new applicantsSame rate for both sexesStandard premium schedule (19 more in the downloads) 1,845–29,3361,845–29,3361,824–23,2981,824–23,2981,905–27,2201,905–27,2202,333–33,3012,333–33,3013,213–47,2463,213–47,2464,940–66,9064,940–66,9069,034–105,1819,034–105,18115,753–188,99615,753–188,99624,113–282,85824,113–282,858
HSBC Voluntary Health Insurance One PlanHSBC Life (International) Limited · HKD · 2 optionsCertification no.: F00079 · Open to new applicantsStandard premium schedule (1 more in the downloads) 3,324–4,5382,893–3,9741,953–3,0862,102–3,0862,013–3,2892,344–3,4872,473–4,0883,172–4,9053,290–5,3774,574–6,7234,984–8,0316,050–9,0878,332–13,0878,471–13,58913,790–21,92114,137–22,71916,749–26,73318,007–29,015
Vital Care Voluntary Health Insurance Flexi PlanHSBC Life (International) Limited · HKD · 20 optionsCertification no.: F00076 · Open to new applicantsSame rate for both sexesStandard premium schedule (19 more in the downloads) 1,845–29,3361,845–29,3361,824–23,2981,824–23,2981,905–27,2201,905–27,2202,333–33,3012,333–33,3013,213–47,2463,213–47,2464,940–66,9064,940–66,9069,034–105,1819,034–105,18115,753–188,99615,753–188,99624,113–282,85824,113–282,858
Liberty Insurance VHIS Series - Flexi Plan (Classic)Liberty International Insurance Limited · HKD · 2 optionsCertification no.: F00047 · Open to new applicantsSame rate for both sexesStandard premium schedule (1 more in the downloads) 3,896–4,6753,896–4,6753,896–4,6753,896–4,6752,755–3,3062,755–3,3063,710–4,4523,710–4,4524,857–5,8284,857–5,8287,017–8,4227,017–8,42210,640–12,76810,640–12,76817,748–21,29817,748–21,29825,647–30,77625,647–30,776
Liberty Insurance VHIS Series - Flexi Plan (Plus)Liberty International Insurance Limited · HKD · 2 optionsCertification no.: F00048 · Open to new applicantsSame rate for both sexesStandard premium schedule (1 more in the downloads) 5,899–7,0795,899–7,0795,899–7,0795,899–7,0794,172–5,0064,172–5,0065,618–6,7425,618–6,7427,354–8,8257,354–8,82510,627–12,75210,627–12,75216,112–19,33416,112–19,33426,875–32,25126,875–32,25138,836–46,60438,836–46,604
Liberty Insurance VHIS Series - Flexi Plan (Premium)Liberty International Insurance Limited · HKD · 1 optionCertification no.: F00046 · Open to new applicantsSame rate for both sexesStandard premium schedule 11,13011,13011,13011,1307,8727,87210,60010,60013,87513,87520,05120,05130,40030,40050,70850,70873,27673,276
Manulife First VHIS Flexi PlanManulife (International) Limited · HKD · 9 optionsCertification no.: F00019 · Open to new applicantsAge nearest birthdayStandard premium schedule (8 more in the downloads) Plan details on this site3,497–22,4943,631–20,6221,867–12,0091,971–11,1922,312–14,8762,592–14,7263,005–19,3263,761–21,3633,952–25,4145,580–31,7016,094–39,1897,602–43,18010,084–64,8459,822–55,79617,072–109,79916,135–91,65325,329–162,89824,993–141,979
Manulife Supreme Lite VHIS Supplementary BenefitManulife (International) Limited · HKD · 12 optionsCertification no.: F00071 · Open to new applicantsAge nearest birthdaySame rate for both sexesStandard premium schedule (11 more in the downloads) Plan details on this site1,862–20,3711,862–20,3711,862–20,3711,862–20,3711,889–21,4121,889–21,4122,249–26,5912,249–26,5912,794–33,3572,794–33,3574,722–49,1424,722–49,1427,388–87,5697,388–87,56916,356–146,76216,356–146,76227,025–232,35527,025–232,355
Manulife Supreme Lite VHIS Supplementary BenefitManulife (International) Limited · USD · 12 optionsCertification no.: F00071 · Open to new applicantsAge nearest birthdaySame rate for both sexesStandard premium schedule (11 more in the downloads) Plan details on this site233–2,546233–2,546233–2,546233–2,546236–2,677236–2,677281–3,324281–3,324349–4,170349–4,170590–6,143590–6,143924–10,946924–10,9462,045–18,3452,045–18,3453,378–29,0443,378–29,044
Manulife Supreme VHIS Flexi PlanManulife (International) Limited · HKD · 14 optionsCertification no.: F00041 · Open to new applicantsAge nearest birthdaySame rate for both sexesStandard premium schedule (13 more in the downloads) Plan details on this site2,234–21,4432,234–21,4432,234–21,4432,234–21,4432,266–22,5392,266–22,5392,698–27,9902,698–27,9903,353–35,1133,353–35,1135,667–51,7285,667–51,7288,865–91,2658,865–91,26519,627–152,95619,627–152,95632,431–242,16332,431–242,163
VHIS Prestige CareMSIG Insurance (Hong Kong) Limited · HKD · 6 optionsCertification no.: F00023 · Open to new applicantsSame rate for both sexesStandard premium schedule (5 more in the downloads) 5,292–19,6565,292–19,6564,806–17,1724,806–17,1726,966–21,6546,966–21,6546,966–21,6546,966–21,6548,316–25,8668,316–25,86611,124–32,18411,124–32,18415,822–44,82015,822–44,82025,974–70,74025,974–70,74032,292–87,85832,292–87,858
PRUHealth FlexiChoice Medical PlanPrudential Hong Kong Limited · HKD · 8 optionsCertification no.: F00013 · Open to new applicantsAge next birthday, shown at attained ageStandard premium schedule (7 more in the downloads) Plan details on this site5,365.71–26,125.175,004.87–22,5372,723.74–13,665.192,429.08–11,617.792,883.08–14,735.853,047.46–13,714.173,347.77–19,925.334,514.76–23,304.564,935.12–27,834.676,294.86–33,191.247,733.57–42,589.439,367.04–47,189.9112,822.92–70,650.5512,446.81–64,019.9623,263.10–131,928.4821,223.45–112,381.8233,561.30–185,984.9730,360.63–164,881.56
PRUHealth FlexiChoice Medical PlanPrudential Hong Kong Limited · USD · 8 optionsCertification no.: F00013 · Open to new applicantsAge next birthday, shown at attained ageStandard premium schedule (7 more in the downloads) Plan details on this site692.35–3,370.99645.79–2,908351.45–1,763.25313.43–1,499.07372.01–1,901.40393.22–1,769.57431.97–2,571.01582.55–3,007.04636.79–3,591.57812.24–4,282.74997.88–5,495.411,208.65–6,089.021,654.57–9,116.201,606.04–8,260.643,001.69–17,023.032,738.51–14,500.884,330.49–23,998.063,917.50–21,275.04
PRUHealth VHIS EasyChoice PlanPrudential Hong Kong Limited · HKD · 3 optionsCertification no.: F00068 · Open to new applicantsAge next birthday, shown at attained ageStandard premium schedule (2 more in the downloads) Plan details on this site6,074.68–21,486.884,705.41–16,742.953,023.51–10,585.422,472.48–8,463.933,412.25–10,763.903,141.46–10,310.524,253.59–15,683.685,221.64–17,725.105,646.03–21,460.147,593.68–25,589.658,825.47–31,715.7910,377.17–36,794.7514,224.20–53,230.1012,515.71–46,552.3125,802.08–102,863.8122,522.66–85,654.9439,189.81–148,269.1334,100.85–127,112.32
PRUHealth VHIS EasyChoice PlanPrudential Hong Kong Limited · USD · 3 optionsCertification no.: F00068 · Open to new applicantsAge next birthday, shown at attained ageStandard premium schedule (2 more in the downloads) Plan details on this site783.83–2,772.50607.15–2,160.38390.13–1,365.86319.03–1,092.12440.29–1,388.89405.35–1,330.39548.85–2,023.70673.76–2,287.11728.52–2,769.05979.83–3,301.891,138.77–4,092.361,338.99–4,747.711,835.38–6,868.401,614.93–6,006.753,329.30–13,272.752,906.15–11,052.255,056.75–19,131.504,400.11–16,401.59
PRUHealth VHIS VIP PlanPrudential Hong Kong Limited · HKD · 8 optionsCertification no.: F00050 · Open to new applicantsAge next birthday, shown at attained ageSame rate for both sexesStandard premium schedule (7 more in the downloads) Plan details on this site3,285.60–14,605.603,285.60–14,605.602,908.80–13,970.402,908.80–13,970.402,592–12,867.202,592–12,867.203,924–18,609.603,924–18,609.604,700.80–22,251.204,700.80–22,251.207,618.40–36,252.807,618.40–36,252.8012,947.20–59,64812,947.20–59,64824,184.80–111,965.6024,184.80–111,965.6037,576–170,37237,576–170,372
PRUHealth VHIS VIP PlanPrudential Hong Kong Limited · USD · 8 optionsCertification no.: F00050 · Open to new applicantsAge next birthday, shown at attained ageSame rate for both sexesStandard premium schedule (7 more in the downloads) Plan details on this site410.70–1,825.70410.70–1,825.70363.60–1,746.30363.60–1,746.30324–1,608.40324–1,608.40490.50–2,326.20490.50–2,326.20587.60–2,781.40587.60–2,781.40952.30–4,531.60952.30–4,531.601,618.40–7,4561,618.40–7,4563,023.10–13,995.703,023.10–13,995.704,697–21,296.504,697–21,296.50
WeHealth PlusSun Life Hong Kong Limited · HKD · 2 optionsCertification no.: F00026 · Open to new applicantsStandard premium schedule (1 more in the downloads) Plan details on this site4,200–5,4793,441–4,7852,335–3,4122,032–2,8162,314–3,3872,328–3,4172,792–3,8673,315–4,6083,714–5,0614,345–5,8266,026–8,3356,762–8,9849,840–14,49310,093–14,30115,530–23,07914,499–21,50926,373–37,60422,989–32,889
WeHealth PreferredSun Life Hong Kong Limited · HKD · 4 optionsCertification no.: F00066 · Open to new applicantsSame rate for both sexesStandard premium schedule (3 more in the downloads) Plan details on this site2,238–7,6192,238–7,6192,059–6,1582,059–6,1582,085–6,7112,085–6,7112,555–8,9582,555–8,9583,434–11,9823,434–11,9825,151–17,3445,151–17,3449,420–29,7999,420–29,79916,426–53,31216,426–53,31225,143–80,73225,143–80,732
WeHealth PrestigeSun Life Hong Kong Limited · HKD · 4 optionsCertification no.: F00063 · Open to new applicantsSame rate for both sexesStandard premium schedule (3 more in the downloads) Plan details on this site3,358–11,1873,358–11,1873,119–9,1903,119–9,1903,123–9,5223,123–9,5223,548–13,5773,548–13,5775,067–16,7065,067–16,7067,396–24,3887,396–24,38812,189–40,93212,189–40,93221,146–70,60621,146–70,60633,835–108,28633,835–108,286
Well Protect Voluntary Health Insurance Scheme (Flexi)Well Link Life Insurance Company Limited · HKD · 3 optionsCertification no.: F00042 · Open to new applicantsStandard premium schedule (2 more in the downloads) 4,031–10,0913,507–8,7802,775–7,0252,796–6,5082,645–6,5692,796–6,7753,168–8,2723,925–9,8074,799–13,8606,128–17,5086,711–19,8238,007–22,87111,049–31,66710,813–31,91119,791–53,06117,988–53,17629,443–85,96329,129–85,112
TaxVantage Plus Medical PlanYF Life Insurance International Limited · HKD · 10 optionsCertification no.: F00020 · Renewal onlyStandard premium schedule (9 more in the downloads) 3,194–17,4943,218–17,7923,194–17,4943,218–17,7923,307–17,9073,995–21,0313,782–20,3665,964–30,3045,128–27,2028,617–42,8179,008–47,57713,034–66,45314,160–77,38717,396–90,44120,610–121,26326,390–140,09424,055–142,73128,030–156,314
TaxVantage Prestige Medical PlanYF Life Insurance International Limited · HKD · 4 optionsCertification no.: F00065 · Open to new applicantsSame rate for both sexesStandard premium schedule (3 more in the downloads) 4,621–14,6744,621–14,6743,830–11,9023,830–11,9023,462–10,5023,462–10,5024,833–15,3074,833–15,3076,050–19,2126,050–19,2129,360–29,7489,360–29,74815,545–49,73715,545–49,73726,027–83,37226,027–83,37235,153–113,12535,153–113,125
TaxVantage PrimeChoice Medical PlanYF Life Insurance International Limited · HKD · 8 optionsCertification no.: F00080 · Open to new applicantsStandard premium schedule (7 more in the downloads) 3,689–18,4983,114–15,6142,329–11,6792,251–11,2892,555–12,8142,731–13,6932,890–14,4903,688–18,4923,889–19,5035,406–27,1116,079–30,4827,177–35,99310,250–51,4059,221–46,24417,520–87,86415,661–78,54321,191–106,27816,458–82,542
HealthFlexi Plus Voluntary Health Insurance PlanZurich Insurance Company Ltd · HKD · 8 optionsCertification no.: F00036 · Open to new applicantsStandard premium schedule (7 more in the downloads) Plan details on this site3,000–15,5522,556–13,1761,536–7,8961,476–7,5601,548–7,9681,620–8,2202,016–10,3562,436–12,6122,976–15,4083,780–19,5964,356–22,4885,076–26,3287,848–40,6807,836–40,65620,268–105,15621,108–109,51223,976–124,29628,440–147,552
HealthFlexi Voluntary Health Insurance PlanZurich Insurance Company Ltd · HKD · 4 optionsCertification no.: F00044 · Open to new applicantsStandard premium schedule (3 more in the downloads) Plan details on this site5,412–10,5604,596–8,9402,976–5,8922,976–5,9883,000–6,0123,156–6,2403,192–6,3363,852–7,6564,296–8,0165,448–10,1766,360–11,0887,440–12,99611,508–20,05211,496–20,04029,736–51,85228,488–49,66835,148–61,29634,212–59,652
Ask a licensed Hong Kong broker for a free comparison of suitable plans
How do I read and sort the table?

How do I read and sort the table?

Each row is one certified plan in one currency. Where a plan has several options (room class, deductible or area of cover), a cell shows the lowest and highest published premium across those options; the downloads list every option separately.

Choose male or female rates, filter by currency or status, and select an age heading to sort by premium. Sorting orders published figures only; it is not a ranking of plan quality.

A dash means the schedule offers no rate to new applicants at that age, usually because the plan's entry age ends earlier. Renewal-only rates for older ages are not shown.

Which schedules use a different basis?

Most schedules use attained age (age last birthday). Schedules by age next birthday are shown at attained age, so age 40 shows the rate for age next birthday 41. Schedules by age nearest birthday are shown as published.

Where a schedule sets separate smoker rates, the non-smoker rate is shown. Where only a monthly schedule is published, the monthly premium is shown and marked; no annual figure is calculated.

Several schedules set different tables by age at policy commencement. The figures shown are the rates for a new applicant entering at that age.

Can I download every option and age?

Can I download every option and age?

The JSON and CSV files list all 579 options at every age shown, with the certification number, option, currency, premium basis and the exact schedule URL for each option.

JSON · CSV

© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.

Where do the figures come from, and when were they checked?

Plan list: the VHIS certified plan register published by the Health Bureau's VHIS Office. Premiums: the official standard premium schedule of each plan option, as linked from that register.

Information, not advice; we refer to a licensed Hong Kong broker.

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