Sun Life VHIS plans compared
Last checked
4 products share Sun Life / VHIS medical. Currency options: HKD; premium-term span: Not confirmed; issue-age span: Not confirmed. These are recorded options across plans; individual combinations, age bases and conditions are shown below. Products appear by English name A–Z. Source checked :Source
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Insurers (14)
- AIA International Limited
- AXA China Region Insurance Company (Hong Kong) Limited
- BOC Group Life Assurance Company Limited
- Bowtie Life Insurance Company Limited
- China Life Insurance (Overseas) Company Limited
- China Taiping Life Insurance (Hong Kong) Company Limited
- Chow Tai Fook Life Insurance Co Ltd
- FWD Life Insurance Company (Bermuda) Limited
- HSBC Life (International) Limited
- Manulife (International) Limited
- Prudential Hong Kong Limited
- Sun Life Hong Kong Limited
- YF Life Insurance International Limited
- Zurich Insurance Company Ltd
Comparison JSON · Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link.
Comparable facts
Filters search recorded options only. Age matches any recorded range; option conditions and age basis still apply. Unknown ranges are excluded when an age is entered.
Product:
| Product | Insurer | Product category | Policy currencies | Benefit term | Recorded features | VHIS plan type | Annual benefit limit | Lifetime benefit limit | Room class | Renewal conditions | Published key exclusions (not exhaustive) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| WeHealth | Sun Life Hong Kong Limited | VHIS medical Source1 | HKD Source1 | Renewable / Guaranteed renewal up to age 100; premiums may be adjusted on a portfolio basis; policy renewal conditions apply. Source2 | VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. Source1 | Standard Plan Source3 | Standard Plan: HKD 420,000 per policy year for the schedule's specified benefits; separate benefit limits may apply. Source4 | Standard Plan: no aggregate lifetime cap for the schedule's specified benefits; item limits still apply. Source4 | No public field citation recorded | Guaranteed renewal up to age 100; premiums may be adjusted on a portfolio basis; policy renewal conditions apply. Source2 | Treatment, tests and services that are not medically necessary are excluded. Cosmetic services are excluded, subject to the accident and enhanced-benefit exceptions stated in the policy. Selected exclusions only; consult the full policy and any case-based exclusions. Source5 |
| WeHealth Plus | Sun Life Hong Kong Limited | VHIS medical Source6 | HKD Source6 | Renewable / Guaranteed renewal up to age 100; premiums may be adjusted on a portfolio basis; policy renewal conditions apply. Source7 | VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. Source6 | Flexi Plan Source8 | Scheme 1: HKD 500,000 per policy year for the schedule's specified benefits; separate benefit limits may apply. Scheme 2: HKD 800,000 per policy year for the schedule's specified benefits; separate benefit limits may apply. Source9Source10 | Scheme 1: no aggregate lifetime cap for the schedule's specified benefits; item limits still apply. Source9 | Scheme 1: General ward for Scheme 1; upgrades to semi-private/private rooms attract adjustment factors. Source11 | Guaranteed renewal up to age 100; premiums may be adjusted on a portfolio basis; policy renewal conditions apply. Source7 | Treatment, tests and services that are not medically necessary are excluded. Cosmetic services are excluded, subject to the accident and enhanced-benefit exceptions stated in the policy. Selected exclusions only; consult the full policy and any case-based exclusions. Source12 |
| WeHealth Preferred | Sun Life Hong Kong Limited | VHIS medical Source13 | HKD Source13 | Whole life Source13 | Four deductible options General ward cover in Greater China, subject to benefit limits 36-month premium waiver upon designated cancer diagnosis Source14Source13 | No public field citation recorded | No public field citation recorded | No public field citation recorded | No public field citation recorded | No public field citation recorded | No public field citation recorded |
| WeHealth Prestige | Sun Life Hong Kong Limited | VHIS medical Source6 | HKD Source6 | Renewable / Guaranteed lifetime renewal; premiums may be adjusted on a portfolio basis; policy renewal conditions apply. Source15 | VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option. Source6 | Flexi Plan Source8 | HKD0 Deductible: HKD 10,000,000 per policy year for the schedule's specified benefits; separate benefit limits may apply. Source16 | HKD0 Deductible: HKD 40,000,000 lifetime for the schedule's specified benefits; separate benefit limits may apply. Source16 | HKD0 Deductible: Semi-private room; higher classes attract the published adjustment factors. Source17 | Guaranteed lifetime renewal; premiums may be adjusted on a portfolio basis; policy renewal conditions apply. Source15 | Treatment, tests and services that are not medically necessary are excluded. Cosmetic services are excluded, subject to the accident and enhanced-benefit exceptions stated in the policy. Selected exclusions only; consult the full policy and any case-based exclusions. Source18 |
Sources & verification dates
Sources & verification dates
- Health Bureau — certified standard plan names, insurer, currencies and availability
Source date: Not confirmed
Checked: - Health Bureau — WeHealth renewal provisions
Source date: Not confirmed / Page: 17
Checked: - Health Bureau — current certified standard plans
Source date: Not confirmed
Checked: - Health Bureau — WeHealth — Standard Plan benefit schedule
Source date: Not confirmed / Page: 47
Checked: - Health Bureau — WeHealth general exclusions
Source date: Not confirmed / Page: 31
Checked: - Health Bureau — certified flexi plan names, insurer, currencies and availability
Source date: Not confirmed
Checked: - Health Bureau — WeHealth Plus renewal provisions
Source date: Not confirmed / Page: 17
Checked: - Health Bureau — current certified flexi plans
Source date: Not confirmed
Checked: - Health Bureau — WeHealth Plus — Scheme 1 benefit schedule
Source date: Not confirmed / Page: 57
Checked: - Health Bureau — WeHealth Plus — Scheme 2 benefit schedule
Source date: Not confirmed / Page: 58
Checked: - Health Bureau — room-class terms
Source date: Not confirmed / Page: 50
Checked: - Health Bureau — WeHealth Plus general exclusions
Source date: Not confirmed / Page: 31
Checked: - Official product brochure: basic plan terms (not rider terms)
Source date: Not confirmed / Page: 11
Checked: - Official product page: product description and features
Source date: Not confirmed
Checked: - Health Bureau — WeHealth Prestige renewal provisions
Source date: Not confirmed / Page: 17
Checked: - Health Bureau — WeHealth Prestige — HKD0 Deductible benefit schedule
Source date: Not confirmed / Page: 71
Checked: - Health Bureau — room-class terms
Source date: Not confirmed / Page: 65
Checked: - Health Bureau — WeHealth Prestige general exclusions
Source date: Not confirmed / Page: 32
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