{"attribution":{"compiledBy":"Hong Kong Insurance Connect","compiledByZh":"港險通","legalName":"Pineapple bun bun Limited","url":"https://buyhongkonginsurance.com","license":"© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.","cite":"Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link."},"group":{"slug":"type-medical-vhis-hkd","kind":"type","type":"medical-vhis","currency":"HKD"},"summary":{"en":"This page compares 30 products. Compare recorded product facts and their public sources. Payment options, age conditions and currencies remain separate facts. Shared labels do not confirm eligibility. Check each option's conditions.","zh-hant":"本頁比較 30 款產品。 比較已記錄的產品事實及公開來源。繳費選項、年齡條件及貨幣分別列示。 相同標籤不代表符合投保資格；請核對各選項條件。","zh-hans":"本页比较 30 款产品。 比较已记录的产品事实及公开来源。缴费选项、年龄条件及货币分别列示。 相同标签不代表符合投保资格；请核对各选项条件。"},"ratioCaveat":{"en":"Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.","zh-hant":"過往分紅實現率並非未來表現的指標。非保證利益可能 改變。此處僅提供一般資訊，沒有排名或產品推薦。","zh-hans":"过往分红实现率并非未来表现的指标。非保证利益可能 改变。此处仅提供一般信息，没有排名或产品推荐。"},"comparableFields":["type","currencies","premiumTerms","benefitTerm","issueAges","keyFeatures"],"products":[{"slug":"ctf-life-bettercare-medical-insurance-plan","names":{"en":"''BetterCare'' Medical Insurance Plan","zh-hant":"「樂康保」醫療保障計劃","zh-hans":"「乐康保」医疗保障计划"},"nameBasis":"insurer-published","insurerSlug":"chow-tai-fook-life-insurance-co-ltd","productPaths":["/insurers/chow-tai-fook-life-insurance-co-ltd/ctf-life-bettercare-medical-insurance-plan/","/zh-hant/insurers/chow-tai-fook-life-insurance-co-ltd/ctf-life-bettercare-medical-insurance-plan/","/zh-hans/insurers/chow-tai-fook-life-insurance-co-ltd/ctf-life-bettercare-medical-insurance-plan/"],"insurerPaths":["/insurers/chow-tai-fook-life-insurance-co-ltd/","/zh-hant/insurers/chow-tai-fook-life-insurance-co-ltd/","/zh-hans/insurers/chow-tai-fook-life-insurance-co-ltd/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD","USD"],"display":{"en":["HKD / USD"],"zh-hant":["HKD / USD"],"zh-hans":["HKD / USD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","zh-hant":"醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。","zh-hans":"医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"},{"en":"The official list marks this plan as available for renewal only.","zh-hant":"官方名單註明本計劃只供續保。","zh-hans":"官方名单注明本计划只供续保。"}],"display":{"en":["VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","The official list marks this plan as available for renewal only."],"zh-hant":["醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。","官方名單註明本計劃只供續保。"],"zh-hans":["医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。","官方名单注明本计划只供续保。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"ctf-life-wisecare-medical-insurance-plan","names":{"en":"''WiseCare'' Medical Insurance Plan","zh-hant":"「卓康保」醫療保障計劃","zh-hans":"「卓康保」医疗保障计划"},"nameBasis":"insurer-published","insurerSlug":"chow-tai-fook-life-insurance-co-ltd","productPaths":["/insurers/chow-tai-fook-life-insurance-co-ltd/ctf-life-wisecare-medical-insurance-plan/","/zh-hant/insurers/chow-tai-fook-life-insurance-co-ltd/ctf-life-wisecare-medical-insurance-plan/","/zh-hans/insurers/chow-tai-fook-life-insurance-co-ltd/ctf-life-wisecare-medical-insurance-plan/"],"insurerPaths":["/insurers/chow-tai-fook-life-insurance-co-ltd/","/zh-hant/insurers/chow-tai-fook-life-insurance-co-ltd/","/zh-hans/insurers/chow-tai-fook-life-insurance-co-ltd/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","zh-hant":"醫務衞生局名單上的自願醫保標準計劃；保障、不保事項及自付費以所選認可選項為準。","zh-hans":"医务卫生局名单上的自愿医保标准计划；保障、不保事项及自付费以所选认可选项为准。"}],"display":{"en":["VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option."],"zh-hant":["醫務衞生局名單上的自願醫保標準計劃；保障、不保事項及自付費以所選認可選項為準。"],"zh-hans":["医务卫生局名单上的自愿医保标准计划；保障、不保事项及自付费以所选认可选项为准。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"aia-vhis-flexi","names":{"en":"AIA Voluntary Health Insurance Flexi Scheme","zh-hant":"AIA自願醫保靈活計劃","zh-hans":"AIA自愿医保灵活计划"},"nameBasis":"editorial-conversion","insurerSlug":"aia","productPaths":["/insurers/aia/aia-vhis-flexi/","/zh-hant/insurers/aia/aia-vhis-flexi/","/zh-hans/insurers/aia/aia-vhis-flexi/"],"insurerPaths":["/insurers/aia/","/zh-hant/insurers/aia/","/zh-hans/insurers/aia/"],"facts":[],"ratioSeries":[]},{"slug":"axa-wiseguard-pro","names":{"en":"AXA WiseGuard Pro Medical Insurance Plan","zh-hant":"AXA安盛智尊守慧醫療保障","zh-hans":null},"nameBasis":"insurer-published","insurerSlug":"axa-china-region-insurance-company-hong-kong-limited","productPaths":["/insurers/axa-china-region-insurance-company-hong-kong-limited/axa-wiseguard-pro/","/zh-hant/insurers/axa-china-region-insurance-company-hong-kong-limited/axa-wiseguard-pro/","/zh-hans/insurers/axa-china-region-insurance-company-hong-kong-limited/axa-wiseguard-pro/"],"insurerPaths":["/insurers/axa-china-region-insurance-company-hong-kong-limited/","/zh-hant/insurers/axa-china-region-insurance-company-hong-kong-limited/","/zh-hans/insurers/axa-china-region-insurance-company-hong-kong-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and benefit levels","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD","USD"],"display":{"en":["HKD / USD"],"zh-hant":["HKD / USD"],"zh-hans":["HKD / USD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and benefit levels","date":null,"checkedOn":"2026-10-12"}]},{"field":"premiumTerms","value":[{"kind":"renewable","value":null,"notes":{"en":"Premiums and renewal conditions depend on the selected certified option; consult its policy terms.","zh-hant":"保費及續保條件視所選認可選項而定，詳見該選項的保單條款。","zh-hans":"保费及续保条件视所选认可选项而定，详见该选项的保单条款。"}}],"display":{"en":["Renewable / Premiums and renewal conditions depend on the selected certified option; consult its policy terms."],"zh-hant":["可續保 / 保費及續保條件視所選認可選項而定，詳見該選項的保單條款。"],"zh-hans":["可续保 / 保费及续保条件视所选认可选项而定，详见该选项的保单条款。"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/fp/F00034/F00034-01-000-05-PlanDoc-e.pdf","page":null,"title":"Health Bureau — AXA WiseGuard Pro Medical Insurance Plan certified policy terms (first listed option)","date":null,"checkedOn":"2026-10-12"}]},{"field":"benefitTerm","value":{"kind":"renewable","value":null,"notes":{"en":"Renewal age limits and conditions follow the selected certified option.","zh-hant":"續保年齡上限及條件以所選認可選項為準。","zh-hans":"续保年龄上限及条件以所选认可选项为准。"}},"display":{"en":["Renewable / Renewal age limits and conditions follow the selected certified option."],"zh-hant":["可續保 / 續保年齡上限及條件以所選認可選項為準。"],"zh-hans":["可续保 / 续保年龄上限及条件以所选认可选项为准。"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/fp/F00034/F00034-01-000-05-PlanDoc-e.pdf","page":null,"title":"Health Bureau — AXA WiseGuard Pro Medical Insurance Plan certified policy terms (first listed option)","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Flexi Plan listed by the Health Bureau; benefits and exclusions follow the selected certified plan version.","zh-hant":"醫務衞生局名單上的自願醫保靈活計劃；保障及不保事項以所選認可計劃版本為準。","zh-hans":"医务卫生局名单上的自愿医保灵活计划；保障及不保事项以所选认可计划版本为准。"},{"en":"Regular / Enhance annual limits: HKD5 million / HKD25 million; no lifetime limit. Policy conditions apply.","zh-hant":"標準及卓越保障級別每年保障限額分別為500萬及2,500萬港元，不設終身限額；受保單條款約束。","zh-hans":"标准及卓越保障级别每年保障限额分别为500万及2,500万港元，不设终身限额；受保单条款约束。"},{"en":"Example certified option: Regular (HKD0 Deductible) (HKD). Other options have separate terms.","zh-hant":"認可選項例子：標準（0 港元自付費）（HKD）。其他選項另有條款。","zh-hans":"认可选项例子：标准（0 港元自付费）（HKD）。其他选项另有条款。"}],"display":{"en":["VHIS Flexi Plan listed by the Health Bureau; benefits and exclusions follow the selected certified plan version.","Regular / Enhance annual limits: HKD5 million / HKD25 million; no lifetime limit. Policy conditions apply.","Example certified option: Regular (HKD0 Deductible) (HKD). Other options have separate terms."],"zh-hant":["醫務衞生局名單上的自願醫保靈活計劃；保障及不保事項以所選認可計劃版本為準。","標準及卓越保障級別每年保障限額分別為500萬及2,500萬港元，不設終身限額；受保單條款約束。","認可選項例子：標準（0 港元自付費）（HKD）。其他選項另有條款。"],"zh-hans":["医务卫生局名单上的自愿医保灵活计划；保障及不保事项以所选认可计划版本为准。","标准及卓越保障级别每年保障限额分别为500万及2,500万港元，不设终身限额；受保单条款约束。","认可选项例子：标准（0 港元自付费）（HKD）。其他选项另有条款。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and benefit levels","date":null,"checkedOn":"2026-10-12"},{"url":"https://www.axa.com.hk/en/axa-wiseguard-pro-medical-insurance-plan","page":null,"title":"AXA WiseGuard Pro Medical Insurance Plan — official page and linked public brochure","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"boc-life-boc-life-standard-vhis","names":{"en":"BOC Life Standard VHIS","zh-hant":"中銀人壽標準自願醫保","zh-hans":"中银人寿标准自愿医保"},"nameBasis":"insurer-published","insurerSlug":"boc-group-life-assurance-company-limited","productPaths":["/insurers/boc-group-life-assurance-company-limited/boc-life-boc-life-standard-vhis/","/zh-hant/insurers/boc-group-life-assurance-company-limited/boc-life-boc-life-standard-vhis/","/zh-hans/insurers/boc-group-life-assurance-company-limited/boc-life-boc-life-standard-vhis/"],"insurerPaths":["/insurers/boc-group-life-assurance-company-limited/","/zh-hant/insurers/boc-group-life-assurance-company-limited/","/zh-hans/insurers/boc-group-life-assurance-company-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","zh-hant":"醫務衞生局名單上的自願醫保標準計劃；保障、不保事項及自付費以所選認可選項為準。","zh-hans":"医务卫生局名单上的自愿医保标准计划；保障、不保事项及自付费以所选认可选项为准。"}],"display":{"en":["VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option."],"zh-hant":["醫務衞生局名單上的自願醫保標準計劃；保障、不保事項及自付費以所選認可選項為準。"],"zh-hans":["医务卫生局名单上的自愿医保标准计划；保障、不保事项及自付费以所选认可选项为准。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"bowtie-bowtie-pink-vhis-plan","names":{"en":"Bowtie Pink VHIS Plan","zh-hant":"保泰粉紅自願醫保計劃","zh-hans":"保泰粉红自愿医保计划"},"nameBasis":"insurer-published","insurerSlug":"bowtie-life-insurance-company-limited","productPaths":["/insurers/bowtie-life-insurance-company-limited/bowtie-bowtie-pink-vhis-plan/","/zh-hant/insurers/bowtie-life-insurance-company-limited/bowtie-bowtie-pink-vhis-plan/","/zh-hans/insurers/bowtie-life-insurance-company-limited/bowtie-bowtie-pink-vhis-plan/"],"insurerPaths":["/insurers/bowtie-life-insurance-company-limited/","/zh-hant/insurers/bowtie-life-insurance-company-limited/","/zh-hans/insurers/bowtie-life-insurance-company-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","zh-hant":"醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。","zh-hans":"医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"}],"display":{"en":["VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option."],"zh-hant":["醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。"],"zh-hans":["医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"bowtie-bowtie-vhis-standard","names":{"en":"Bowtie VHIS Standard","zh-hant":"保泰自願醫保 - 標準計劃","zh-hans":"保泰自愿医保 - 标准计划"},"nameBasis":"insurer-published","insurerSlug":"bowtie-life-insurance-company-limited","productPaths":["/insurers/bowtie-life-insurance-company-limited/bowtie-bowtie-vhis-standard/","/zh-hant/insurers/bowtie-life-insurance-company-limited/bowtie-bowtie-vhis-standard/","/zh-hans/insurers/bowtie-life-insurance-company-limited/bowtie-bowtie-vhis-standard/"],"insurerPaths":["/insurers/bowtie-life-insurance-company-limited/","/zh-hant/insurers/bowtie-life-insurance-company-limited/","/zh-hans/insurers/bowtie-life-insurance-company-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","zh-hant":"醫務衞生局名單上的自願醫保標準計劃；保障、不保事項及自付費以所選認可選項為準。","zh-hans":"医务卫生局名单上的自愿医保标准计划；保障、不保事项及自付费以所选认可选项为准。"}],"display":{"en":["VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option."],"zh-hant":["醫務衞生局名單上的自願醫保標準計劃；保障、不保事項及自付費以所選認可選項為準。"],"zh-hans":["医务卫生局名单上的自愿医保标准计划；保障、不保事项及自付费以所选认可选项为准。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"china-life-guard-your-health-medical-insurance-plan","names":{"en":"Guard Your Health Medical Insurance Plan","zh-hant":"衛您健康醫療保險計劃","zh-hans":"卫您健康医疗保险计划"},"nameBasis":"insurer-published","insurerSlug":"china-life-insurance-overseas-company-limited","productPaths":["/insurers/china-life-insurance-overseas-company-limited/china-life-guard-your-health-medical-insurance-plan/","/zh-hant/insurers/china-life-insurance-overseas-company-limited/china-life-guard-your-health-medical-insurance-plan/","/zh-hans/insurers/china-life-insurance-overseas-company-limited/china-life-guard-your-health-medical-insurance-plan/"],"insurerPaths":["/insurers/china-life-insurance-overseas-company-limited/","/zh-hant/insurers/china-life-insurance-overseas-company-limited/","/zh-hans/insurers/china-life-insurance-overseas-company-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","zh-hant":"醫務衞生局名單上的自願醫保標準計劃；保障、不保事項及自付費以所選認可選項為準。","zh-hans":"医务卫生局名单上的自愿医保标准计划；保障、不保事项及自付费以所选认可选项为准。"}],"display":{"en":["VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option."],"zh-hant":["醫務衞生局名單上的自願醫保標準計劃；保障、不保事項及自付費以所選認可選項為準。"],"zh-hans":["医务卫生局名单上的自愿医保标准计划；保障、不保事项及自付费以所选认可选项为准。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"zurich-healthflexi-plus-voluntary-health-insurance-plan","names":{"en":"HealthFlexi Plus Voluntary Health Insurance Plan","zh-hant":"「智選無憂+」自願醫療保障計劃","zh-hans":"「智选无忧+」自愿医疗保障计划"},"nameBasis":"insurer-published","insurerSlug":"zurich-insurance-company-ltd","productPaths":["/insurers/zurich-insurance-company-ltd/zurich-healthflexi-plus-voluntary-health-insurance-plan/","/zh-hant/insurers/zurich-insurance-company-ltd/zurich-healthflexi-plus-voluntary-health-insurance-plan/","/zh-hans/insurers/zurich-insurance-company-ltd/zurich-healthflexi-plus-voluntary-health-insurance-plan/"],"insurerPaths":["/insurers/zurich-insurance-company-ltd/","/zh-hant/insurers/zurich-insurance-company-ltd/","/zh-hans/insurers/zurich-insurance-company-ltd/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","zh-hant":"醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。","zh-hans":"医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"}],"display":{"en":["VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option."],"zh-hant":["醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。"],"zh-hans":["医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"zurich-healthflexi-voluntary-health-insurance-plan","names":{"en":"HealthFlexi Voluntary Health Insurance Plan","zh-hant":"「智選無憂」自願醫療保障計劃","zh-hans":"「智选无忧」自愿医疗保障计划"},"nameBasis":"insurer-published","insurerSlug":"zurich-insurance-company-ltd","productPaths":["/insurers/zurich-insurance-company-ltd/zurich-healthflexi-voluntary-health-insurance-plan/","/zh-hant/insurers/zurich-insurance-company-ltd/zurich-healthflexi-voluntary-health-insurance-plan/","/zh-hans/insurers/zurich-insurance-company-ltd/zurich-healthflexi-voluntary-health-insurance-plan/"],"insurerPaths":["/insurers/zurich-insurance-company-ltd/","/zh-hant/insurers/zurich-insurance-company-ltd/","/zh-hans/insurers/zurich-insurance-company-ltd/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","zh-hant":"醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。","zh-hans":"医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"}],"display":{"en":["VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option."],"zh-hant":["醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。"],"zh-hans":["医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"zurich-healthsure-voluntary-health-insurance-plan","names":{"en":"HealthSure Voluntary Health Insurance Plan","zh-hant":"「智選守護」自願醫療保障計劃","zh-hans":"「智选守护」自愿医疗保障计划"},"nameBasis":"insurer-published","insurerSlug":"zurich-insurance-company-ltd","productPaths":["/insurers/zurich-insurance-company-ltd/zurich-healthsure-voluntary-health-insurance-plan/","/zh-hant/insurers/zurich-insurance-company-ltd/zurich-healthsure-voluntary-health-insurance-plan/","/zh-hans/insurers/zurich-insurance-company-ltd/zurich-healthsure-voluntary-health-insurance-plan/"],"insurerPaths":["/insurers/zurich-insurance-company-ltd/","/zh-hant/insurers/zurich-insurance-company-ltd/","/zh-hans/insurers/zurich-insurance-company-ltd/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","zh-hant":"醫務衞生局名單上的自願醫保標準計劃；保障、不保事項及自付費以所選認可選項為準。","zh-hans":"医务卫生局名单上的自愿医保标准计划；保障、不保事项及自付费以所选认可选项为准。"}],"display":{"en":["VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option."],"zh-hant":["醫務衞生局名單上的自願醫保標準計劃；保障、不保事項及自付費以所選認可選項為準。"],"zh-hans":["医务卫生局名单上的自愿医保标准计划；保障、不保事项及自付费以所选认可选项为准。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"china-life-healthy-life-medical-insurance-plan","names":{"en":"Healthy Life Medical Insurance Plan","zh-hant":"健康常伴醫療保險計劃","zh-hans":"健康常伴医疗保险计划"},"nameBasis":"insurer-published","insurerSlug":"china-life-insurance-overseas-company-limited","productPaths":["/insurers/china-life-insurance-overseas-company-limited/china-life-healthy-life-medical-insurance-plan/","/zh-hant/insurers/china-life-insurance-overseas-company-limited/china-life-healthy-life-medical-insurance-plan/","/zh-hans/insurers/china-life-insurance-overseas-company-limited/china-life-healthy-life-medical-insurance-plan/"],"insurerPaths":["/insurers/china-life-insurance-overseas-company-limited/","/zh-hant/insurers/china-life-insurance-overseas-company-limited/","/zh-hans/insurers/china-life-insurance-overseas-company-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","zh-hant":"醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。","zh-hans":"医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"}],"display":{"en":["VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option."],"zh-hant":["醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。"],"zh-hans":["医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"hsbc-hsbc-voluntary-health-insurance-flexi-plan","names":{"en":"HSBC Voluntary Health Insurance Flexi Plan","zh-hant":"滙豐自願醫保靈活計劃","zh-hans":"汇丰自愿医保灵活计划"},"nameBasis":"insurer-published","insurerSlug":"hsbc-life-international-limited","productPaths":["/insurers/hsbc-life-international-limited/hsbc-hsbc-voluntary-health-insurance-flexi-plan/","/zh-hant/insurers/hsbc-life-international-limited/hsbc-hsbc-voluntary-health-insurance-flexi-plan/","/zh-hans/insurers/hsbc-life-international-limited/hsbc-hsbc-voluntary-health-insurance-flexi-plan/"],"insurerPaths":["/insurers/hsbc-life-international-limited/","/zh-hant/insurers/hsbc-life-international-limited/","/zh-hans/insurers/hsbc-life-international-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","zh-hant":"醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。","zh-hans":"医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"}],"display":{"en":["VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option."],"zh-hant":["醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。"],"zh-hans":["医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"hsbc-hsbc-voluntary-health-insurance-one-plan","names":{"en":"HSBC Voluntary Health Insurance One Plan","zh-hant":"滙豐自願醫保進階計劃","zh-hans":"汇丰自愿医保进阶计划"},"nameBasis":"insurer-published","insurerSlug":"hsbc-life-international-limited","productPaths":["/insurers/hsbc-life-international-limited/hsbc-hsbc-voluntary-health-insurance-one-plan/","/zh-hant/insurers/hsbc-life-international-limited/hsbc-hsbc-voluntary-health-insurance-one-plan/","/zh-hans/insurers/hsbc-life-international-limited/hsbc-hsbc-voluntary-health-insurance-one-plan/"],"insurerPaths":["/insurers/hsbc-life-international-limited/","/zh-hant/insurers/hsbc-life-international-limited/","/zh-hans/insurers/hsbc-life-international-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","zh-hant":"醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。","zh-hans":"医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"}],"display":{"en":["VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option."],"zh-hant":["醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。"],"zh-hans":["医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"hsbc-hsbc-voluntary-health-insurance-standard-plan","names":{"en":"HSBC Voluntary Health Insurance Standard Plan","zh-hant":"滙豐自願醫保標準計劃","zh-hans":"汇丰自愿医保标准计划"},"nameBasis":"insurer-published","insurerSlug":"hsbc-life-international-limited","productPaths":["/insurers/hsbc-life-international-limited/hsbc-hsbc-voluntary-health-insurance-standard-plan/","/zh-hant/insurers/hsbc-life-international-limited/hsbc-hsbc-voluntary-health-insurance-standard-plan/","/zh-hans/insurers/hsbc-life-international-limited/hsbc-hsbc-voluntary-health-insurance-standard-plan/"],"insurerPaths":["/insurers/hsbc-life-international-limited/","/zh-hant/insurers/hsbc-life-international-limited/","/zh-hans/insurers/hsbc-life-international-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","zh-hant":"醫務衞生局名單上的自願醫保標準計劃；保障、不保事項及自付費以所選認可選項為準。","zh-hans":"医务卫生局名单上的自愿医保标准计划；保障、不保事项及自付费以所选认可选项为准。"}],"display":{"en":["VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option."],"zh-hant":["醫務衞生局名單上的自願醫保標準計劃；保障、不保事項及自付費以所選認可選項為準。"],"zh-hans":["医务卫生局名单上的自愿医保标准计划；保障、不保事项及自付费以所选认可选项为准。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"manulife-first-vhis","names":{"en":"Manulife First VHIS Flexi Plan","zh-hant":"宏利全護航自願醫保靈活計劃","zh-hans":"宏利全护航自愿医保灵活计划"},"nameBasis":"insurer-published","insurerSlug":"manulife-international-limited","productPaths":["/insurers/manulife-international-limited/manulife-first-vhis/","/zh-hant/insurers/manulife-international-limited/manulife-first-vhis/","/zh-hans/insurers/manulife-international-limited/manulife-first-vhis/"],"insurerPaths":["/insurers/manulife-international-limited/","/zh-hant/insurers/manulife-international-limited/","/zh-hans/insurers/manulife-international-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and benefit levels","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and benefit levels","date":null,"checkedOn":"2026-10-12"}]},{"field":"premiumTerms","value":[{"kind":"renewable","value":null,"notes":{"en":"Pay each policy year throughout life; premiums are not guaranteed.","zh-hant":"終身每保單年度繳費；保費並非保證。","zh-hans":"终身每保单年度缴费；保费并非保证。"}}],"display":{"en":["Renewable / Pay each policy year throughout life; premiums are not guaranteed."],"zh-hant":["可續保 / 終身每保單年度繳費；保費並非保證。"],"zh-hans":["可续保 / 终身每保单年度缴费；保费并非保证。"]},"sources":[{"url":"https://www.manulife.com.hk/en/individual/products/health/vhis/voluntary-health-insurance-scheme/manulife-first-vhis-flexi-plan.html","page":null,"title":"Manulife First VHIS Flexi Plan — official page and linked leaflet","date":null,"checkedOn":"2026-10-12"}]},{"field":"benefitTerm","value":{"kind":"renewable","value":null,"notes":{"en":"One-year cover with guaranteed annual renewal throughout life on payment of premium.","zh-hant":"一年保障；繳付保費後保證終身每年續保。","zh-hans":"一年保障；缴付保费后保证终身每年续保。"}},"display":{"en":["Renewable / One-year cover with guaranteed annual renewal throughout life on payment of premium."],"zh-hant":["可續保 / 一年保障；繳付保費後保證終身每年續保。"],"zh-hans":["可续保 / 一年保障；缴付保费后保证终身每年续保。"]},"sources":[{"url":"https://www.manulife.com.hk/en/individual/products/health/vhis/voluntary-health-insurance-scheme/manulife-first-vhis-flexi-plan.html","page":null,"title":"Manulife First VHIS Flexi Plan — official page and linked leaflet","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Flexi Plan listed by the Health Bureau; benefits and exclusions follow the selected certified plan version.","zh-hant":"醫務衞生局名單上的自願醫保靈活計劃；保障及不保事項以所選認可計劃版本為準。","zh-hans":"医务卫生局名单上的自愿医保灵活计划；保障及不保事项以所选认可计划版本为准。"},{"en":"Example certified option: Ward (HKD). Other options have separate terms.","zh-hant":"認可選項例子：普通房（HKD）。其他選項另有條款。","zh-hans":"认可选项例子：普通房（HKD）。其他选项另有条款。"}],"display":{"en":["VHIS Flexi Plan listed by the Health Bureau; benefits and exclusions follow the selected certified plan version.","Example certified option: Ward (HKD). Other options have separate terms."],"zh-hant":["醫務衞生局名單上的自願醫保靈活計劃；保障及不保事項以所選認可計劃版本為準。","認可選項例子：普通房（HKD）。其他選項另有條款。"],"zh-hans":["医务卫生局名单上的自愿医保灵活计划；保障及不保事项以所选认可计划版本为准。","认可选项例子：普通房（HKD）。其他选项另有条款。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and benefit levels","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"manulife-shelter-vhis","names":{"en":"Manulife Shelter VHIS Standard Plan","zh-hant":"宏利愛守護自願醫保標準計劃","zh-hans":"宏利爱守护自愿医保标准计划"},"nameBasis":"insurer-published","insurerSlug":"manulife-international-limited","productPaths":["/insurers/manulife-international-limited/manulife-shelter-vhis/","/zh-hant/insurers/manulife-international-limited/manulife-shelter-vhis/","/zh-hans/insurers/manulife-international-limited/manulife-shelter-vhis/"],"insurerPaths":["/insurers/manulife-international-limited/","/zh-hant/insurers/manulife-international-limited/","/zh-hans/insurers/manulife-international-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.manulife.com.hk/en/individual/products/health/vhis/voluntary-health-insurance-scheme/manulife-shelter-vhis-standard-plan.html","page":null,"title":"Manulife Shelter VHIS Standard Plan — official product page","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.manulife.com.hk/content/dam/insurance/hk/en/documents/products/health/manulife-shelter-vhis-standard-plan-leaflet.pdf","page":10,"title":"Manulife Shelter VHIS Standard Plan — public leaflet, plan at a glance","date":null,"checkedOn":"2026-10-12"}]},{"field":"premiumTerms","value":[{"kind":"renewable","value":null,"notes":{"en":"Pay each policy year up to age 100; premiums are not guaranteed.","zh-hant":"每保單年度繳費至100歲；保費並非保證。","zh-hans":"每保单年度缴费至100岁；保费并非保证。"}}],"display":{"en":["Renewable / Pay each policy year up to age 100; premiums are not guaranteed."],"zh-hant":["可續保 / 每保單年度繳費至100歲；保費並非保證。"],"zh-hans":["可续保 / 每保单年度缴费至100岁；保费并非保证。"]},"sources":[{"url":"https://www.manulife.com.hk/content/dam/insurance/hk/en/documents/products/health/manulife-shelter-vhis-standard-plan-leaflet.pdf","page":10,"title":"Manulife Shelter VHIS Standard Plan — public leaflet, plan at a glance","date":null,"checkedOn":"2026-10-12"}]},{"field":"benefitTerm","value":{"kind":"renewable","value":null,"notes":{"en":"One-year cover; guaranteed annual renewal up to age 100 on payment of premium.","zh-hant":"一年保障；繳付保費後保證每年續保至100歲。","zh-hans":"一年保障；缴付保费后保证每年续保至100岁。"}},"display":{"en":["Renewable / One-year cover; guaranteed annual renewal up to age 100 on payment of premium."],"zh-hant":["可續保 / 一年保障；繳付保費後保證每年續保至100歲。"],"zh-hans":["可续保 / 一年保障；缴付保费后保证每年续保至100岁。"]},"sources":[{"url":"https://www.manulife.com.hk/content/dam/insurance/hk/en/documents/products/health/manulife-shelter-vhis-standard-plan-leaflet.pdf","page":10,"title":"Manulife Shelter VHIS Standard Plan — public leaflet, plan at a glance","date":null,"checkedOn":"2026-10-12"}]},{"field":"issueAges","value":[{"min":{"value":15,"unit":"days"},"max":{"value":80,"unit":"years"},"basis":"actual","notes":null}],"display":{"en":["15 days – 80 years / Age basis: Actual age"],"zh-hant":["15 日 – 80 年 / 年齡基準: 實際年齡"],"zh-hans":["15 日 – 80 年 / 年龄基准: 实际年龄"]},"sources":[{"url":"https://www.manulife.com.hk/content/dam/insurance/hk/en/documents/products/health/manulife-shelter-vhis-standard-plan-leaflet.pdf","page":10,"title":"Manulife Shelter VHIS Standard Plan — public leaflet, plan at a glance","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"Certified VHIS Standard Plan; annual benefit limit HKD420,000.","zh-hant":"認可自願醫保標準計劃；每年保障限額420,000港元。","zh-hans":"认可自愿医保标准计划；每年保障限额420,000港元。"},{"en":"Room and board: HKD750 per day, up to 180 days per policy year; benefit limits and exclusions apply.","zh-hant":"病房及膳食每日750港元，每保單年度最多180日；受保障限額及不保事項約束。","zh-hans":"病房及膳食每日750港元，每保单年度最多180日；受保障限额及不保事项约束。"}],"display":{"en":["Certified VHIS Standard Plan; annual benefit limit HKD420,000.","Room and board: HKD750 per day, up to 180 days per policy year; benefit limits and exclusions apply."],"zh-hant":["認可自願醫保標準計劃；每年保障限額420,000港元。","病房及膳食每日750港元，每保單年度最多180日；受保障限額及不保事項約束。"],"zh-hans":["认可自愿医保标准计划；每年保障限额420,000港元。","病房及膳食每日750港元，每保单年度最多180日；受保障限额及不保事项约束。"]},"sources":[{"url":"https://www.manulife.com.hk/en/individual/products/health/vhis/voluntary-health-insurance-scheme/manulife-shelter-vhis-standard-plan.html","page":null,"title":"Manulife Shelter VHIS Standard Plan — official product page","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"manulife-supreme-vhis","names":{"en":"Manulife Supreme VHIS Flexi Plan","zh-hant":"宏利晉悅自願醫保靈活計劃","zh-hans":"宏利晋悦自愿医保灵活计划"},"nameBasis":"insurer-published","insurerSlug":"manulife-international-limited","productPaths":["/insurers/manulife-international-limited/manulife-supreme-vhis/","/zh-hant/insurers/manulife-international-limited/manulife-supreme-vhis/","/zh-hans/insurers/manulife-international-limited/manulife-supreme-vhis/"],"insurerPaths":["/insurers/manulife-international-limited/","/zh-hant/insurers/manulife-international-limited/","/zh-hans/insurers/manulife-international-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and benefit levels","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and benefit levels","date":null,"checkedOn":"2026-10-12"}]},{"field":"premiumTerms","value":[{"kind":"renewable","value":null,"notes":{"en":"Pay each policy year throughout life; premiums are not guaranteed.","zh-hant":"終身每保單年度繳費；保費並非保證。","zh-hans":"终身每保单年度缴费；保费并非保证。"}}],"display":{"en":["Renewable / Pay each policy year throughout life; premiums are not guaranteed."],"zh-hant":["可續保 / 終身每保單年度繳費；保費並非保證。"],"zh-hans":["可续保 / 终身每保单年度缴费；保费并非保证。"]},"sources":[{"url":"https://www.manulife.com.hk/en/individual/products/health/vhis/voluntary-health-insurance-scheme/manulife-supreme-vhis-flexi-plan.html","page":null,"title":"Manulife Supreme VHIS Flexi Plan — official page and linked leaflet","date":null,"checkedOn":"2026-10-12"}]},{"field":"benefitTerm","value":{"kind":"renewable","value":null,"notes":{"en":"One-year cover with guaranteed annual renewal throughout life on payment of premium.","zh-hant":"一年保障；繳付保費後保證終身每年續保。","zh-hans":"一年保障；缴付保费后保证终身每年续保。"}},"display":{"en":["Renewable / One-year cover with guaranteed annual renewal throughout life on payment of premium."],"zh-hant":["可續保 / 一年保障；繳付保費後保證終身每年續保。"],"zh-hans":["可续保 / 一年保障；缴付保费后保证终身每年续保。"]},"sources":[{"url":"https://www.manulife.com.hk/en/individual/products/health/vhis/voluntary-health-insurance-scheme/manulife-supreme-vhis-flexi-plan.html","page":null,"title":"Manulife Supreme VHIS Flexi Plan — official page and linked leaflet","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Flexi Plan listed by the Health Bureau; benefits and exclusions follow the selected certified plan version.","zh-hant":"醫務衞生局名單上的自願醫保靈活計劃；保障及不保事項以所選認可計劃版本為準。","zh-hans":"医务卫生局名单上的自愿医保灵活计划；保障及不保事项以所选认可计划版本为准。"},{"en":"Example certified option: Advance (HKD0 Deductible) (HKD). Other options have separate terms.","zh-hant":"認可選項例子：精選（0 港元自付費）（HKD）。其他選項另有條款。","zh-hans":"认可选项例子：精选（0 港元自付费）（HKD）。其他选项另有条款。"}],"display":{"en":["VHIS Flexi Plan listed by the Health Bureau; benefits and exclusions follow the selected certified plan version.","Example certified option: Advance (HKD0 Deductible) (HKD). Other options have separate terms."],"zh-hant":["醫務衞生局名單上的自願醫保靈活計劃；保障及不保事項以所選認可計劃版本為準。","認可選項例子：精選（0 港元自付費）（HKD）。其他選項另有條款。"],"zh-hans":["医务卫生局名单上的自愿医保灵活计划；保障及不保事项以所选认可计划版本为准。","认可选项例子：精选（0 港元自付费）（HKD）。其他选项另有条款。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and benefit levels","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"pruhealth-corechoice","names":{"en":"PRUHealth CoreChoice Medical Plan","zh-hant":"保誠自主醫保計劃","zh-hans":"保诚自主医保计划"},"nameBasis":"insurer-published","insurerSlug":"prudential-hong-kong-limited","productPaths":["/insurers/prudential-hong-kong-limited/pruhealth-corechoice/","/zh-hant/insurers/prudential-hong-kong-limited/pruhealth-corechoice/","/zh-hans/insurers/prudential-hong-kong-limited/pruhealth-corechoice/"],"insurerPaths":["/insurers/prudential-hong-kong-limited/","/zh-hant/insurers/prudential-hong-kong-limited/","/zh-hans/insurers/prudential-hong-kong-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.prudential.com.hk/en/products/health/medical/prudential-VHIS-series/pruhealth-corechoice-medical-plan/","page":null,"title":"PRUHealth CoreChoice Medical Plan — official product page","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.prudential.com.hk/content/dam/prudential-phkl/pdf/en/brochure/pruhealth-corechoice-medical-plan-product-brochure.pdf","page":13,"title":"PRUHealth CoreChoice Medical Plan — public brochure","date":null,"checkedOn":"2026-10-12"}]},{"field":"premiumTerms","value":[{"kind":"renewable","value":null,"notes":{"en":"Pay on annual renewal up to attained age 100; rates are not guaranteed.","zh-hant":"按年續保繳費至實際年齡100歲；保費率並非保證。","zh-hans":"按年续保缴费至实际年龄100岁；保费率并非保证。"}}],"display":{"en":["Renewable / Pay on annual renewal up to attained age 100; rates are not guaranteed."],"zh-hant":["可續保 / 按年續保繳費至實際年齡100歲；保費率並非保證。"],"zh-hans":["可续保 / 按年续保缴费至实际年龄100岁；保费率并非保证。"]},"sources":[{"url":"https://www.prudential.com.hk/content/dam/prudential-phkl/pdf/en/brochure/pruhealth-corechoice-medical-plan-product-brochure.pdf","page":13,"title":"PRUHealth CoreChoice Medical Plan — public brochure","date":null,"checkedOn":"2026-10-12"}]},{"field":"benefitTerm","value":{"kind":"to-age","value":100,"notes":{"en":"Annual renewal; premiums may change at renewal.","zh-hant":"每年續保；續保保費可能調整。","zh-hans":"每年续保；续保保费可能调整。"}},"display":{"en":["To age 100 / Annual renewal; premiums may change at renewal."],"zh-hant":["至年齡 100 / 每年續保；續保保費可能調整。"],"zh-hans":["至年龄 100 / 每年续保；续保保费可能调整。"]},"sources":[{"url":"https://www.prudential.com.hk/content/dam/prudential-phkl/pdf/en/brochure/pruhealth-corechoice-medical-plan-product-brochure.pdf","page":13,"title":"PRUHealth CoreChoice Medical Plan — public brochure","date":null,"checkedOn":"2026-10-12"}]},{"field":"issueAges","value":[{"min":{"value":15,"unit":"days"},"max":{"value":80,"unit":"years"},"basis":"actual","notes":{"en":"Hong Kong residents only; basic plan or supplementary benefit.","zh-hant":"只供香港居民投保；設基本計劃或附加保障。","zh-hans":"只供香港居民投保；设基本计划或附加保障。"}}],"display":{"en":["15 days – 80 years / Age basis: Actual age / Hong Kong residents only; basic plan or supplementary benefit."],"zh-hant":["15 日 – 80 年 / 年齡基準: 實際年齡 / 只供香港居民投保；設基本計劃或附加保障。"],"zh-hans":["15 日 – 80 年 / 年龄基准: 实际年龄 / 只供香港居民投保；设基本计划或附加保障。"]},"sources":[{"url":"https://www.prudential.com.hk/content/dam/prudential-phkl/pdf/en/brochure/pruhealth-corechoice-medical-plan-product-brochure.pdf","page":13,"title":"PRUHealth CoreChoice Medical Plan — public brochure","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"Certified VHIS Standard Plan; annual benefit limit HKD420,000; no lifetime benefit limit.","zh-hant":"認可自願醫保標準計劃；每年保障限額420,000港元；不設終身保障限額。","zh-hans":"认可自愿医保标准计划；每年保障限额420,000港元；不设终身保障限额。"},{"en":"Hong Kong residents only; basic plan or supplementary benefit.","zh-hant":"只供香港居民投保；設基本計劃或附加保障。","zh-hans":"只供香港居民投保；设基本计划或附加保障。"}],"display":{"en":["Certified VHIS Standard Plan; annual benefit limit HKD420,000; no lifetime benefit limit.","Hong Kong residents only; basic plan or supplementary benefit."],"zh-hant":["認可自願醫保標準計劃；每年保障限額420,000港元；不設終身保障限額。","只供香港居民投保；設基本計劃或附加保障。"],"zh-hans":["认可自愿医保标准计划；每年保障限额420,000港元；不设终身保障限额。","只供香港居民投保；设基本计划或附加保障。"]},"sources":[{"url":"https://www.prudential.com.hk/en/products/health/medical/prudential-VHIS-series/pruhealth-corechoice-medical-plan/","page":null,"title":"PRUHealth CoreChoice Medical Plan — official product page","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"pruhealth-vhis-vip","names":{"en":"PRUHealth VHIS VIP Plan","zh-hant":"保誠自願醫保尚賓計劃","zh-hans":"保诚自愿医保尚宾计划"},"nameBasis":"insurer-published","insurerSlug":"prudential-hong-kong-limited","productPaths":["/insurers/prudential-hong-kong-limited/pruhealth-vhis-vip/","/zh-hant/insurers/prudential-hong-kong-limited/pruhealth-vhis-vip/","/zh-hans/insurers/prudential-hong-kong-limited/pruhealth-vhis-vip/"],"insurerPaths":["/insurers/prudential-hong-kong-limited/","/zh-hant/insurers/prudential-hong-kong-limited/","/zh-hans/insurers/prudential-hong-kong-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.prudential.com.hk/en/products/health/medical/prudential-VHIS-series/pruhealth-vhis-vip-plan/","page":null,"title":"PRUHealth VHIS VIP Plan — official product page","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD","USD"],"display":{"en":["HKD / USD"],"zh-hant":["HKD / USD"],"zh-hans":["HKD / USD"]},"sources":[{"url":"https://www.prudential.com.hk/content/dam/prudential-phkl/pdf/en/brochure/pruhealth-vhis-vip-plan-en.pdf","page":18,"title":"PRUHealth VHIS VIP Plan — public brochure","date":null,"checkedOn":"2026-10-12"}]},{"field":"premiumTerms","value":[{"kind":"renewable","value":null,"notes":{"en":"Pay on annual renewal for life; rates are not guaranteed.","zh-hant":"終身按年續保繳費；保費率並非保證。","zh-hans":"终身按年续保缴费；保费率并非保证。"}}],"display":{"en":["Renewable / Pay on annual renewal for life; rates are not guaranteed."],"zh-hant":["可續保 / 終身按年續保繳費；保費率並非保證。"],"zh-hans":["可续保 / 终身按年续保缴费；保费率并非保证。"]},"sources":[{"url":"https://www.prudential.com.hk/content/dam/prudential-phkl/pdf/en/brochure/pruhealth-vhis-vip-plan-en.pdf","page":18,"title":"PRUHealth VHIS VIP Plan — public brochure","date":null,"checkedOn":"2026-10-12"}]},{"field":"benefitTerm","value":{"kind":"whole-life","value":null,"notes":{"en":"Annual renewal; premiums may change at renewal.","zh-hant":"每年續保；續保保費可能調整。","zh-hans":"每年续保；续保保费可能调整。"}},"display":{"en":["Whole life / Annual renewal; premiums may change at renewal."],"zh-hant":["終身 / 每年續保；續保保費可能調整。"],"zh-hans":["终身 / 每年续保；续保保费可能调整。"]},"sources":[{"url":"https://www.prudential.com.hk/content/dam/prudential-phkl/pdf/en/brochure/pruhealth-vhis-vip-plan-en.pdf","page":18,"title":"PRUHealth VHIS VIP Plan — public brochure","date":null,"checkedOn":"2026-10-12"}]},{"field":"issueAges","value":[{"min":{"value":15,"unit":"days"},"max":{"value":80,"unit":"years"},"basis":"actual","notes":{"en":"Hong Kong residents only; basic plan or supplementary benefit.","zh-hant":"只供香港居民投保；設基本計劃或附加保障。","zh-hans":"只供香港居民投保；设基本计划或附加保障。"}}],"display":{"en":["15 days – 80 years / Age basis: Actual age / Hong Kong residents only; basic plan or supplementary benefit."],"zh-hant":["15 日 – 80 年 / 年齡基準: 實際年齡 / 只供香港居民投保；設基本計劃或附加保障。"],"zh-hans":["15 日 – 80 年 / 年龄基准: 实际年龄 / 只供香港居民投保；设基本计划或附加保障。"]},"sources":[{"url":"https://www.prudential.com.hk/content/dam/prudential-phkl/pdf/en/brochure/pruhealth-vhis-vip-plan-en.pdf","page":18,"title":"PRUHealth VHIS VIP Plan — public brochure","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"Certified VHIS Flexi Plan; Asia (including Australia and New Zealand) or worldwide except USA cover.","zh-hant":"認可自願醫保靈活計劃；可選亞洲（包括澳洲及紐西蘭）或全球美國除外保障。","zh-hans":"认可自愿医保灵活计划；可选亚洲（包括澳洲及新西兰）或全球美国除外保障。"},{"en":"HKD limits: annual HKD12,000,000 and lifetime HKD56,000,000; benefit terms and deductible apply.","zh-hant":"港元限額：每年12,000,000港元、終身56,000,000港元；受保障條款及自付額約束。","zh-hans":"港元限额：每年12,000,000港元、终身56,000,000港元；受保障条款及自付额约束。"},{"en":"Hong Kong residents only; basic plan or supplementary benefit.","zh-hant":"只供香港居民投保；設基本計劃或附加保障。","zh-hans":"只供香港居民投保；设基本计划或附加保障。"}],"display":{"en":["Certified VHIS Flexi Plan; Asia (including Australia and New Zealand) or worldwide except USA cover.","HKD limits: annual HKD12,000,000 and lifetime HKD56,000,000; benefit terms and deductible apply.","Hong Kong residents only; basic plan or supplementary benefit."],"zh-hant":["認可自願醫保靈活計劃；可選亞洲（包括澳洲及紐西蘭）或全球美國除外保障。","港元限額：每年12,000,000港元、終身56,000,000港元；受保障條款及自付額約束。","只供香港居民投保；設基本計劃或附加保障。"],"zh-hans":["认可自愿医保灵活计划；可选亚洲（包括澳洲及新西兰）或全球美国除外保障。","港元限额：每年12,000,000港元、终身56,000,000港元；受保障条款及自付额约束。","只供香港居民投保；设基本计划或附加保障。"]},"sources":[{"url":"https://www.prudential.com.hk/en/products/health/medical/prudential-VHIS-series/pruhealth-vhis-vip-plan/","page":null,"title":"PRUHealth VHIS VIP Plan — official product page","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"axa-smart-medicare","names":{"en":"Smart Medicare","zh-hant":"真智安心醫療保障","zh-hans":null},"nameBasis":"insurer-published","insurerSlug":"axa-china-region-insurance-company-hong-kong-limited","productPaths":["/insurers/axa-china-region-insurance-company-hong-kong-limited/axa-smart-medicare/","/zh-hant/insurers/axa-china-region-insurance-company-hong-kong-limited/axa-smart-medicare/","/zh-hans/insurers/axa-china-region-insurance-company-hong-kong-limited/axa-smart-medicare/"],"insurerPaths":["/insurers/axa-china-region-insurance-company-hong-kong-limited/","/zh-hant/insurers/axa-china-region-insurance-company-hong-kong-limited/","/zh-hans/insurers/axa-china-region-insurance-company-hong-kong-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and benefit levels","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD","USD"],"display":{"en":["HKD / USD"],"zh-hant":["HKD / USD"],"zh-hans":["HKD / USD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and benefit levels","date":null,"checkedOn":"2026-10-12"}]},{"field":"premiumTerms","value":[{"kind":"renewable","value":null,"notes":{"en":"Premiums and renewal conditions depend on the selected certified option; consult its policy terms.","zh-hant":"保費及續保條件視所選認可選項而定，詳見該選項的保單條款。","zh-hans":"保费及续保条件视所选认可选项而定，详见该选项的保单条款。"}}],"display":{"en":["Renewable / Premiums and renewal conditions depend on the selected certified option; consult its policy terms."],"zh-hant":["可續保 / 保費及續保條件視所選認可選項而定，詳見該選項的保單條款。"],"zh-hans":["可续保 / 保费及续保条件视所选认可选项而定，详见该选项的保单条款。"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/fp/F00017/F00017-01-000-04-PlanDoc-e.pdf","page":null,"title":"Health Bureau — Smart Medicare certified policy terms (first listed option)","date":null,"checkedOn":"2026-10-12"}]},{"field":"benefitTerm","value":{"kind":"renewable","value":null,"notes":{"en":"Renewal age limits and conditions follow the selected certified option.","zh-hant":"續保年齡上限及條件以所選認可選項為準。","zh-hans":"续保年龄上限及条件以所选认可选项为准。"}},"display":{"en":["Renewable / Renewal age limits and conditions follow the selected certified option."],"zh-hant":["可續保 / 續保年齡上限及條件以所選認可選項為準。"],"zh-hans":["可续保 / 续保年龄上限及条件以所选认可选项为准。"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/fp/F00017/F00017-01-000-04-PlanDoc-e.pdf","page":null,"title":"Health Bureau — Smart Medicare certified policy terms (first listed option)","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Flexi Plan listed by the Health Bureau; benefits and exclusions follow the selected certified plan version.","zh-hant":"醫務衞生局名單上的自願醫保靈活計劃；保障及不保事項以所選認可計劃版本為準。","zh-hans":"医务卫生局名单上的自愿医保灵活计划；保障及不保事项以所选认可计划版本为准。"},{"en":"Example certified option: Regular (HKD) (HKD). Other options have separate terms.","zh-hant":"認可選項例子：標準 (港元)（HKD）。其他選項另有條款。","zh-hans":"认可选项例子：标准 (港元)（HKD）。其他选项另有条款。"}],"display":{"en":["VHIS Flexi Plan listed by the Health Bureau; benefits and exclusions follow the selected certified plan version.","Example certified option: Regular (HKD) (HKD). Other options have separate terms."],"zh-hant":["醫務衞生局名單上的自願醫保靈活計劃；保障及不保事項以所選認可計劃版本為準。","認可選項例子：標準 (港元)（HKD）。其他選項另有條款。"],"zh-hans":["医务卫生局名单上的自愿医保灵活计划；保障及不保事项以所选认可计划版本为准。","认可选项例子：标准 (港元)（HKD）。其他选项另有条款。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and benefit levels","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"boc-life-smartviva-flexi-vhis","names":{"en":"SmartViva Flexi VHIS","zh-hant":"非凡守護靈活自願醫保","zh-hans":"非凡守护灵活自愿医保"},"nameBasis":"insurer-published","insurerSlug":"boc-group-life-assurance-company-limited","productPaths":["/insurers/boc-group-life-assurance-company-limited/boc-life-smartviva-flexi-vhis/","/zh-hant/insurers/boc-group-life-assurance-company-limited/boc-life-smartviva-flexi-vhis/","/zh-hans/insurers/boc-group-life-assurance-company-limited/boc-life-smartviva-flexi-vhis/"],"insurerPaths":["/insurers/boc-group-life-assurance-company-limited/","/zh-hant/insurers/boc-group-life-assurance-company-limited/","/zh-hans/insurers/boc-group-life-assurance-company-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","zh-hant":"醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。","zh-hans":"医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"}],"display":{"en":["VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option."],"zh-hant":["醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。"],"zh-hans":["医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"yf-life-taxvantage-medical-plan","names":{"en":"TaxVantage Medical Plan","zh-hant":"「稅」優惠醫療計劃","zh-hans":"「税」优惠医疗计划"},"nameBasis":"insurer-published","insurerSlug":"yf-life-insurance-international-limited","productPaths":["/insurers/yf-life-insurance-international-limited/yf-life-taxvantage-medical-plan/","/zh-hant/insurers/yf-life-insurance-international-limited/yf-life-taxvantage-medical-plan/","/zh-hans/insurers/yf-life-insurance-international-limited/yf-life-taxvantage-medical-plan/"],"insurerPaths":["/insurers/yf-life-insurance-international-limited/","/zh-hant/insurers/yf-life-insurance-international-limited/","/zh-hans/insurers/yf-life-insurance-international-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","zh-hant":"醫務衞生局名單上的自願醫保標準計劃；保障、不保事項及自付費以所選認可選項為準。","zh-hans":"医务卫生局名单上的自愿医保标准计划；保障、不保事项及自付费以所选认可选项为准。"}],"display":{"en":["VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option."],"zh-hant":["醫務衞生局名單上的自願醫保標準計劃；保障、不保事項及自付費以所選認可選項為準。"],"zh-hans":["医务卫生局名单上的自愿医保标准计划；保障、不保事项及自付费以所选认可选项为准。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"yf-life-taxvantage-primechoice-medical-plan","names":{"en":"TaxVantage PrimeChoice Medical Plan","zh-hant":"「稅」優選醫療計劃","zh-hans":"「税」优选医疗计划"},"nameBasis":"insurer-published","insurerSlug":"yf-life-insurance-international-limited","productPaths":["/insurers/yf-life-insurance-international-limited/yf-life-taxvantage-primechoice-medical-plan/","/zh-hant/insurers/yf-life-insurance-international-limited/yf-life-taxvantage-primechoice-medical-plan/","/zh-hans/insurers/yf-life-insurance-international-limited/yf-life-taxvantage-primechoice-medical-plan/"],"insurerPaths":["/insurers/yf-life-insurance-international-limited/","/zh-hant/insurers/yf-life-insurance-international-limited/","/zh-hans/insurers/yf-life-insurance-international-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","zh-hant":"醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。","zh-hans":"医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"}],"display":{"en":["VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option."],"zh-hant":["醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。"],"zh-hans":["医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"fwd-vbooster-medical-plan","names":{"en":"vBooster Medical Plan","zh-hant":"倍衛您醫療計劃","zh-hans":"倍卫您医疗计划"},"nameBasis":"insurer-published","insurerSlug":"fwd-life-insurance-company-bermuda-limited","productPaths":["/insurers/fwd-life-insurance-company-bermuda-limited/fwd-vbooster-medical-plan/","/zh-hant/insurers/fwd-life-insurance-company-bermuda-limited/fwd-vbooster-medical-plan/","/zh-hans/insurers/fwd-life-insurance-company-bermuda-limited/fwd-vbooster-medical-plan/"],"insurerPaths":["/insurers/fwd-life-insurance-company-bermuda-limited/","/zh-hant/insurers/fwd-life-insurance-company-bermuda-limited/","/zh-hans/insurers/fwd-life-insurance-company-bermuda-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","zh-hant":"醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。","zh-hans":"医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"}],"display":{"en":["VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option."],"zh-hant":["醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。"],"zh-hans":["医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"fwd-vcore-medical-plan","names":{"en":"vCore Medical Plan","zh-hant":"確衛您醫療計劃","zh-hans":"确卫您医疗计划"},"nameBasis":"insurer-published","insurerSlug":"fwd-life-insurance-company-bermuda-limited","productPaths":["/insurers/fwd-life-insurance-company-bermuda-limited/fwd-vcore-medical-plan/","/zh-hant/insurers/fwd-life-insurance-company-bermuda-limited/fwd-vcore-medical-plan/","/zh-hans/insurers/fwd-life-insurance-company-bermuda-limited/fwd-vcore-medical-plan/"],"insurerPaths":["/insurers/fwd-life-insurance-company-bermuda-limited/","/zh-hant/insurers/fwd-life-insurance-company-bermuda-limited/","/zh-hans/insurers/fwd-life-insurance-company-bermuda-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","zh-hant":"醫務衞生局名單上的自願醫保標準計劃；保障、不保事項及自付費以所選認可選項為準。","zh-hans":"医务卫生局名单上的自愿医保标准计划；保障、不保事项及自付费以所选认可选项为准。"}],"display":{"en":["VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option."],"zh-hant":["醫務衞生局名單上的自願醫保標準計劃；保障、不保事項及自付費以所選認可選項為準。"],"zh-hans":["医务卫生局名单上的自愿医保标准计划；保障、不保事项及自付费以所选认可选项为准。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"fwd-vprime-medical-plan","names":{"en":"vPrime Medical Plan","zh-hant":"尊衛您醫療計劃","zh-hans":"尊卫您医疗计划"},"nameBasis":"insurer-published","insurerSlug":"fwd-life-insurance-company-bermuda-limited","productPaths":["/insurers/fwd-life-insurance-company-bermuda-limited/fwd-vprime-medical-plan/","/zh-hant/insurers/fwd-life-insurance-company-bermuda-limited/fwd-vprime-medical-plan/","/zh-hans/insurers/fwd-life-insurance-company-bermuda-limited/fwd-vprime-medical-plan/"],"insurerPaths":["/insurers/fwd-life-insurance-company-bermuda-limited/","/zh-hant/insurers/fwd-life-insurance-company-bermuda-limited/","/zh-hans/insurers/fwd-life-insurance-company-bermuda-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","zh-hant":"醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。","zh-hans":"医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"}],"display":{"en":["VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option."],"zh-hant":["醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。"],"zh-hans":["医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"sun-life-wehealth","names":{"en":"WeHealth","zh-hant":"永明港健康醫療保","zh-hans":"永明港健康医疗保"},"nameBasis":"insurer-published","insurerSlug":"sun-life-hong-kong-limited","productPaths":["/insurers/sun-life-hong-kong-limited/sun-life-wehealth/","/zh-hant/insurers/sun-life-hong-kong-limited/sun-life-wehealth/","/zh-hans/insurers/sun-life-hong-kong-limited/sun-life-wehealth/"],"insurerPaths":["/insurers/sun-life-hong-kong-limited/","/zh-hant/insurers/sun-life-hong-kong-limited/","/zh-hans/insurers/sun-life-hong-kong-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","zh-hant":"醫務衞生局名單上的自願醫保標準計劃；保障、不保事項及自付費以所選認可選項為準。","zh-hans":"医务卫生局名单上的自愿医保标准计划；保障、不保事项及自付费以所选认可选项为准。"}],"display":{"en":["VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option."],"zh-hant":["醫務衞生局名單上的自願醫保標準計劃；保障、不保事項及自付費以所選認可選項為準。"],"zh-hans":["医务卫生局名单上的自愿医保标准计划；保障、不保事项及自付费以所选认可选项为准。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"sun-life-wehealth-plus","names":{"en":"WeHealth Plus","zh-hant":"永明港稱心醫療保","zh-hans":"永明港称心医疗保"},"nameBasis":"insurer-published","insurerSlug":"sun-life-hong-kong-limited","productPaths":["/insurers/sun-life-hong-kong-limited/sun-life-wehealth-plus/","/zh-hant/insurers/sun-life-hong-kong-limited/sun-life-wehealth-plus/","/zh-hans/insurers/sun-life-hong-kong-limited/sun-life-wehealth-plus/"],"insurerPaths":["/insurers/sun-life-hong-kong-limited/","/zh-hant/insurers/sun-life-hong-kong-limited/","/zh-hans/insurers/sun-life-hong-kong-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","zh-hant":"醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。","zh-hans":"医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"}],"display":{"en":["VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option."],"zh-hant":["醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。"],"zh-hans":["医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"sun-life-wehealth-prestige","names":{"en":"WeHealth Prestige","zh-hant":"永明港卓越醫療保","zh-hans":"永明港卓越医疗保"},"nameBasis":"insurer-published","insurerSlug":"sun-life-hong-kong-limited","productPaths":["/insurers/sun-life-hong-kong-limited/sun-life-wehealth-prestige/","/zh-hant/insurers/sun-life-hong-kong-limited/sun-life-wehealth-prestige/","/zh-hans/insurers/sun-life-hong-kong-limited/sun-life-wehealth-prestige/"],"insurerPaths":["/insurers/sun-life-hong-kong-limited/","/zh-hant/insurers/sun-life-hong-kong-limited/","/zh-hans/insurers/sun-life-hong-kong-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","zh-hant":"醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。","zh-hans":"医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"}],"display":{"en":["VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option."],"zh-hant":["醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。"],"zh-hans":["医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]}]}