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TaxVantage Plus Medical Plan

Also known as: 「稅」安心醫療計劃

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Last checked

TaxVantage Plus Medical Plan is recorded as VHIS medical. Check its published cover, premium terms and exclusions below; missing fields are unconfirmed and this catalogue is for information only, with original sources checked .Sources & verification dates

At a glance

Insurer
YF Life Insurance International Limited
Product category
VHIS medical
Policy currencies
HKD
Premium payment terms
Renewable / Pay premiums for each policy year; renewal-only plan.
  • VHIS flexi plan listed by the Health Bureau; check the certification number and selected option.
  • The official list marks this plan as renewal-only.
Compare with similar plans

Decision sheet

6 of 14 known · 0 not published · 8 not yet checked
What it pays and when

Benefit term: To age 100 / Annual renewal under Part 4.Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked:

Recorded features: VHIS flexi plan listed by the Health Bureau; check the certification number and selected option.Public source · Checked:

Recorded features: The official list marks this plan as renewal-only.Public source · Checked:

Benefit limits
not yet checked
Premium and payment term

Premium payment terms: Renewable / Pay premiums for each policy year; renewal-only plan.Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked:

How premiums can change
not yet checked
Guaranteed / non-guaranteed
not yet checked
Waiting periods
not yet checked
Main exclusions

Published key exclusions (not exhaustive): Treatment without medical necessity is excluded under Part 7.Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked:

Published key exclusions (not exhaustive): This summary does not replace each option’s policy wording.Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked: Public source · Checked:

Surrender / cancellation
not yet checked
Cooling-off
not yet checked
Riders
not yet checked
Claims steps

Insurer claims guide · Medical / VHIS

Medical / VHIS — Steps: Log in to YFLink, choose policy and claim type, enter details, upload evidence, review and submit.Public source · Checked:

Medical / VHIS — Required documents: Hospital Benefit C02: claimant statement, doctor’s Part II, identity / address evidence as required for due diligence.Public source · Checked:

Medical / VHIS — Submission channels: YFLink app or WeChat Mini Program; the form library links hospital claims to eClaims.Public source · Checked: Public source · Checked:

Policy servicing from abroad
not yet checked
Complaints and dispute routes

1. First contact the insurer through its published complaint channel; retain its written reply.Public source · Checked:

2. Insurance Authority: submit the signed complaint form with supporting documents by email, post or fax. It handles insurer/intermediary conduct; it cannot adjudicate claim disputes or order compensation. Eligible claim disputes can go directly to ICB; an IA referral requires the complainant’s consent.Public source · Checked:

3. Insurance Complaints Bureau: eligible monetary disputes under personal policies with member insurers, up to HK$1,500,000. A policyholder, beneficiary, insured or rightful claimant must file within six months of notification of the insurer’s final decision. Industrial, commercial and third-party insurance and cases undergoing or having completed litigation/arbitration are excluded. Non-claim complaints exclude service quality, underwriting decisions, investment performance and levels of fees, premiums, charges or interest. Similar rejected claims across policies are aggregated; periodic/long-tail claims use a five-year total.Public source · Checked:

ICB accepts written complaints by post, fax or email using its complaint form. Include policy and application documents, claim form, relevant evidence and the insurer’s final written decision; no reception counter service.Public source · Checked:

Deductibles / room / renewal

VHIS plan type: Flexi PlanPublic source · Checked:

Known means partial sourced information. Not published refers to checked documents. Unchecked details do not imply no cover or restrictions.

Questions to ask before buying

Questions to ask before buying (9)

Ask the insurer or a licensed Hong Kong broker. These questions do not imply that cover or restrictions exist.

  1. What benefit limits apply?
  2. When and how can premiums change?
  3. What is the waiting period for illness claims?
  4. What are the cancellation terms and any surrender value or charges?
  5. Which riders are available, and what are their costs and terms?
  6. How can I service the policy from abroad, and what restrictions apply?
  7. Can you provide the key facts statement and policy provisions for this product?
  8. What is the cooling-off period, and how do I cancel during it?
  9. Which benefits and values are guaranteed, and which are not?
Belongs to

Belongs to

Similar products share a type, currency and premium term band. Clusters describe published features, not suitability or ranking.

More product information from this insurer:

TaxVantage Prestige Medical Plan

VHIS medical

Goals and audience categories described by product type

Insurers (33)
Similar products from other insurers

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HKD VHIS plans: Renewable premium term

Compare all 48 similar products

Comparison groups

Comparison groups

All published facts

All published facts

FieldRecorded information
Product categoryVHIS medical
Source 1
Policy currenciesHKD
Source 1
Premium payment termsRenewable / Pay premiums for each policy year; renewal-only plan.
Source 2Source 5Source 6Source 7Source 8Source 9Source 10Source 11Source 12Source 13
Benefit termTo age 100 / Annual renewal under Part 4.
Source 3Source 14Source 15Source 16Source 17Source 18Source 19Source 20Source 21Source 22
Recorded features
  • VHIS flexi plan listed by the Health Bureau; check the certification number and selected option.
  • The official list marks this plan as renewal-only.
Source 1
VHIS plan typeFlexi Plan
Source 1
Published key exclusions (not exhaustive)
  • Treatment without medical necessity is excluded under Part 7.
  • This summary does not replace each option’s policy wording.
Source 4Source 23Source 24Source 25Source 26Source 27Source 28Source 29Source 30Source 31
Sales statusClosed (at source date)
Source 1
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Verified names follow insurer labels. Unconfirmed translations use English for navigation.

Sources & verification dates

Sources & verification dates

Checked:

  1. Health Bureau — TaxVantage Plus Medical Plan, F00020; plan date ; all ten options renewal-only

    Source date:

  2. YF Life — Premium Provisions; edition F00020-01-000-03

    Source date: / Page: 13

  3. YF Life — Renewal Provisions; edition F00020-01-000-03

    Source date: / Page: 14

  4. YF Life — General Exclusions; edition F00020-01-000-03

    Source date: / Page: 25

  5. YF Life — Part 3 Premium Provisions; edition F00020-01-001-03

    Source date: / Page: 13

  6. YF Life — Part 3 Premium Provisions; edition F00020-02-000-03

    Source date: / Page: 13

  7. YF Life — Part 3 Premium Provisions; edition F00020-02-001-03

    Source date: / Page: 13

  8. YF Life — Part 3 Premium Provisions; edition F00020-03-000-03

    Source date: / Page: 13

  9. YF Life — Part 3 Premium Provisions; edition F00020-03-001-03

    Source date: / Page: 13

  10. YF Life — Part 3 Premium Provisions; edition F00020-04-000-03

    Source date: / Page: 13

  11. YF Life — Part 3 Premium Provisions; edition F00020-04-001-03

    Source date: / Page: 13

  12. YF Life — Part 3 Premium Provisions; edition F00020-05-000-01

    Source date: / Page: 13

  13. YF Life — Part 3 Premium Provisions; edition F00020-05-001-01

    Source date: / Page: 13

  14. YF Life — Part 4 Renewal Provisions; edition F00020-01-001-03

    Source date: / Page: 14

  15. YF Life — Part 4 Renewal Provisions; edition F00020-02-000-03

    Source date: / Page: 14

  16. YF Life — Part 4 Renewal Provisions; edition F00020-02-001-03

    Source date: / Page: 14

  17. YF Life — Part 4 Renewal Provisions; edition F00020-03-000-03

    Source date: / Page: 14

  18. YF Life — Part 4 Renewal Provisions; edition F00020-03-001-03

    Source date: / Page: 14

  19. YF Life — Part 4 Renewal Provisions; edition F00020-04-000-03

    Source date: / Page: 14

  20. YF Life — Part 4 Renewal Provisions; edition F00020-04-001-03

    Source date: / Page: 14

  21. YF Life — Part 4 Renewal Provisions; edition F00020-05-000-01

    Source date: / Page: 14

  22. YF Life — Part 4 Renewal Provisions; edition F00020-05-001-01

    Source date: / Page: 14

  23. YF Life — Part 7 General Exclusions; edition F00020-01-001-03

    Source date: / Page: 25

  24. YF Life — Part 7 General Exclusions; edition F00020-02-000-03

    Source date: / Page: 25

  25. YF Life — Part 7 General Exclusions; edition F00020-02-001-03

    Source date: / Page: 25

  26. YF Life — Part 7 General Exclusions; edition F00020-03-000-03

    Source date: / Page: 25

  27. YF Life — Part 7 General Exclusions; edition F00020-03-001-03

    Source date: / Page: 25

  28. YF Life — Part 7 General Exclusions; edition F00020-04-000-03

    Source date: / Page: 25

  29. YF Life — Part 7 General Exclusions; edition F00020-04-001-03

    Source date: / Page: 25

  30. YF Life — Part 7 General Exclusions; edition F00020-05-000-01

    Source date: / Page: 25

  31. YF Life — Part 7 General Exclusions; edition F00020-05-001-01

    Source date: / Page: 25

Information, not advice; we refer to a licensed Hong Kong broker.

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