Prudential VHIS plans compared
This page compares 2 products. Compare recorded product facts and their public sources. Payment options, age conditions and currencies remain separate facts. Shared labels do not confirm eligibility. Check each option's conditions.
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Comparison JSON · Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link.
Filters search recorded options only. Age matches any recorded range; option conditions and age basis still apply. Unknown ranges are excluded when an age is entered.
Product:
| Product | Insurer | Product category | Policy currencies | Premium payment terms | Benefit term | Issue ages & basis | Recorded features | VHIS plan type | Annual benefit limit | Lifetime benefit limit | Renewal conditions | Published key exclusions (not exhaustive) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PRUHealth CoreChoice Medical Plan | Prudential Hong Kong Limited | VHIS medical
| HKD
| Renewable / Pay on annual renewal up to attained age 100; rates are not guaranteed.
| Renewable / Guaranteed renewal up to age 100; premiums may be adjusted on a portfolio basis; policy renewal conditions apply.
| 15 days – 80 years / Age basis: Actual age / Hong Kong residents only; basic plan or supplementary benefit.
| Certified VHIS Standard Plan; annual benefit limit HKD420,000; no lifetime benefit limit. Hong Kong residents only; basic plan or supplementary benefit.
| Standard Plan
| Standard Plan: HKD 420,000 per policy year for the schedule's specified benefits; separate benefit limits may apply.
| Standard Plan: no aggregate lifetime cap for the schedule's specified benefits; item limits still apply.
| Guaranteed renewal up to age 100; premiums may be adjusted on a portfolio basis; policy renewal conditions apply.
| Treatment, tests and services that are not medically necessary are excluded. Cosmetic services are excluded, subject to the accident and enhanced-benefit exceptions stated in the policy. Selected exclusions only; consult the full policy and any case-based exclusions.
|
| PRUHealth VHIS VIP Plan | Prudential Hong Kong Limited | VHIS medical
| HKD / USD
| Renewable / Pay on annual renewal for life; rates are not guaranteed.
| Renewable / Guaranteed lifetime renewal; premiums may be adjusted on a portfolio basis; policy renewal conditions apply.
| 15 days – 80 years / Age basis: Actual age / Hong Kong residents only; basic plan or supplementary benefit.
| Certified VHIS Flexi Plan; Asia (including Australia and New Zealand) or worldwide except USA cover. HKD limits: annual HKD12,000,000 and lifetime HKD56,000,000; benefit terms and deductible apply. Hong Kong residents only; basic plan or supplementary benefit.
| Flexi Plan
| HKD0 Deductible (Asia): HKD 12,000,000 per policy year for the schedule's specified benefits; separate benefit limits may apply. USD0 Deductible (Asia): USD 1,500,000 per policy year for the schedule's specified benefits; separate benefit limits may apply.
| HKD0 Deductible (Asia): HKD 56,000,000 lifetime for the schedule's specified benefits; separate benefit limits may apply. USD0 Deductible (Asia): USD 7,000,000 lifetime for the schedule's specified benefits; separate benefit limits may apply.
| Guaranteed lifetime renewal; premiums may be adjusted on a portfolio basis; policy renewal conditions apply.
| Treatment, tests and services that are not medically necessary are excluded. Cosmetic services are excluded, subject to the accident and enhanced-benefit exceptions stated in the policy. Selected exclusions only; consult the full policy and any case-based exclusions.
|
Comparison groups
- HKD VHIS plans compared
- HKD VHIS plans: Renewable premium term
- USD VHIS plans compared
- USD VHIS plans: Renewable premium term