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Prudential VHIS plans compared

This page compares 2 products. Compare recorded product facts and their public sources. Payment options, age conditions and currencies remain separate facts. Shared labels do not confirm eligibility. Check each option's conditions.

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Comparison JSON · Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link.

Filters search recorded options only. Age matches any recorded range; option conditions and age basis still apply. Unknown ranges are excluded when an age is entered.

Product: 2

Comparable facts
ProductInsurerProduct categoryPolicy currenciesPremium payment termsBenefit termIssue ages & basisRecorded featuresVHIS plan typeAnnual benefit limitLifetime benefit limitRenewal conditionsPublished key exclusions (not exhaustive)
PRUHealth CoreChoice Medical PlanPrudential Hong Kong Limited

VHIS medical

  • Source · Checked on:

HKD

Renewable / Pay on annual renewal up to attained age 100; rates are not guaranteed.

Renewable / Guaranteed renewal up to age 100; premiums may be adjusted on a portfolio basis; policy renewal conditions apply.

15 days – 80 years / Age basis: Actual age / Hong Kong residents only; basic plan or supplementary benefit.

Certified VHIS Standard Plan; annual benefit limit HKD420,000; no lifetime benefit limit.

Hong Kong residents only; basic plan or supplementary benefit.

  • Source · Checked on:

Standard Plan

  • Source · Checked on:

Standard Plan: HKD 420,000 per policy year for the schedule's specified benefits; separate benefit limits may apply.

Standard Plan: no aggregate lifetime cap for the schedule's specified benefits; item limits still apply.

Guaranteed renewal up to age 100; premiums may be adjusted on a portfolio basis; policy renewal conditions apply.

Treatment, tests and services that are not medically necessary are excluded.

Cosmetic services are excluded, subject to the accident and enhanced-benefit exceptions stated in the policy.

Selected exclusions only; consult the full policy and any case-based exclusions.

PRUHealth VHIS VIP PlanPrudential Hong Kong Limited

VHIS medical

  • Source · Checked on:

HKD / USD

Renewable / Pay on annual renewal for life; rates are not guaranteed.

Renewable / Guaranteed lifetime renewal; premiums may be adjusted on a portfolio basis; policy renewal conditions apply.

15 days – 80 years / Age basis: Actual age / Hong Kong residents only; basic plan or supplementary benefit.

Certified VHIS Flexi Plan; Asia (including Australia and New Zealand) or worldwide except USA cover.

HKD limits: annual HKD12,000,000 and lifetime HKD56,000,000; benefit terms and deductible apply.

Hong Kong residents only; basic plan or supplementary benefit.

  • Source · Checked on:

Flexi Plan

  • Source · Checked on:

HKD0 Deductible (Asia): HKD 12,000,000 per policy year for the schedule's specified benefits; separate benefit limits may apply.

USD0 Deductible (Asia): USD 1,500,000 per policy year for the schedule's specified benefits; separate benefit limits may apply.

HKD0 Deductible (Asia): HKD 56,000,000 lifetime for the schedule's specified benefits; separate benefit limits may apply.

USD0 Deductible (Asia): USD 7,000,000 lifetime for the schedule's specified benefits; separate benefit limits may apply.

Guaranteed lifetime renewal; premiums may be adjusted on a portfolio basis; policy renewal conditions apply.

Treatment, tests and services that are not medically necessary are excluded.

Cosmetic services are excluded, subject to the accident and enhanced-benefit exceptions stated in the policy.

Selected exclusions only; consult the full policy and any case-based exclusions.

Comparison groups

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