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Allianz Medical Protect

Also known as: 安聯醫療保障

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Last checked

Allianz Medical Protect is recorded as VHIS medical. Check its published cover, premium terms and exclusions below; missing fields are unconfirmed and this catalogue is for information only, with original sources checked .Sources & verification dates

At a glance

Insurer
Allianz Global Corporate & Specialty SE
Product category
VHIS medical
Policy currencies
HKD
  • VHIS standard plan listed by the Health Bureau; check the certification number and selected option.
  • The official list marks this plan as unavailable.
  • The official list marks the VHIS provider as deregistered.
Compare with similar plans

Decision sheet

3 of 14 known · 0 not published · 11 not yet checked
What it pays and when

Recorded features: VHIS standard plan listed by the Health Bureau; check the certification number and selected option.Public source · Checked:

Recorded features: The official list marks this plan as unavailable.Public source · Checked:

Recorded features: The official list marks the VHIS provider as deregistered.Public source · Checked:

Benefit limits
not yet checked
Premium and payment term
not yet checked
How premiums can change
not yet checked
Guaranteed / non-guaranteed
not yet checked
Waiting periods
not yet checked
Main exclusions
not yet checked
Surrender / cancellation
not yet checked
Cooling-off
not yet checked
Riders
not yet checked
Claims steps

Insurer claims guide · Medical / VHIS

not yet checked
Policy servicing from abroad
not yet checked
Complaints and dispute routes

1. First contact the insurer through its published complaint channel; retain its written reply.Public source · Checked:

2. Insurance Authority: submit the signed complaint form with supporting documents by email, post or fax. It handles insurer/intermediary conduct; it cannot adjudicate claim disputes or order compensation. Eligible claim disputes can go directly to ICB; an IA referral requires the complainant’s consent.Public source · Checked:

3. Insurance Complaints Bureau: eligible monetary disputes under personal policies with member insurers, up to HK$1,500,000. A policyholder, beneficiary, insured or rightful claimant must file within six months of notification of the insurer’s final decision. Industrial, commercial and third-party insurance and cases undergoing or having completed litigation/arbitration are excluded. Non-claim complaints exclude service quality, underwriting decisions, investment performance and levels of fees, premiums, charges or interest. Similar rejected claims across policies are aggregated; periodic/long-tail claims use a five-year total.Public source · Checked:

ICB accepts written complaints by post, fax or email using its complaint form. Include policy and application documents, claim form, relevant evidence and the insurer’s final written decision; no reception counter service.Public source · Checked:

Deductibles / room / renewal

VHIS plan type: Standard PlanPublic source · Checked:

Known means partial sourced information. Not published refers to checked documents. Unchecked details do not imply no cover or restrictions.

Questions to ask before buying

Questions to ask before buying (12)

Ask the insurer or a licensed Hong Kong broker. These questions do not imply that cover or restrictions exist.

  1. What benefit limits apply?
  2. How much is the premium, and how long must I pay it?
  3. When and how can premiums change?
  4. What is the waiting period for illness claims?
  5. What exclusions apply?
  6. What are the cancellation terms and any surrender value or charges?
  7. Which riders are available, and what are their costs and terms?
  8. What are the claim steps, documents and deadlines?
  9. How can I service the policy from abroad, and what restrictions apply?
  10. Can you provide the key facts statement and policy provisions for this product?
  11. What is the cooling-off period, and how do I cancel during it?
  12. Which benefits and values are guaranteed, and which are not?
Belongs to

Belongs to

Similar products share a type, currency and premium term band. Clusters describe published features, not suitability or ranking.

More product information from this insurer:

Allianz Ultra Medical Protect

VHIS medical

Goals and audience categories described by product type

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Comparison groups

Comparison groups

All published facts

All published facts

FieldRecorded information
Product categoryVHIS medical
Source 1
Policy currenciesHKD
Source 1
Recorded features
  • VHIS standard plan listed by the Health Bureau; check the certification number and selected option.
  • The official list marks this plan as unavailable.
  • The official list marks the VHIS provider as deregistered.
Source 1
VHIS plan typeStandard Plan
Source 1
Sales statusClosed (at source date)
Source 1
Ask a licensed Hong Kong broker for a free comparison of this plan

Verified names follow insurer labels. Unconfirmed translations use English for navigation.

Sources & verification dates

Sources & verification dates

Checked:

  1. Health Bureau — certified plan identity, currencies and availability

    Source date: Not confirmed

Information, not advice; we refer to a licensed Hong Kong broker.

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