Employers of domestic helpers
Hong Kong employers must insure employees’ compensation liabilities for full-time and part-time domestic helpers. Labour Department confirms this duty. This is general insurance; helper cover is outside this site’s broker referral. Checked . Information only, not advice.
What usually matters
Labour Department says compulsory insurance covers employers’ liabilities for work injury or death under the Ordinance and at common law, including full-time and part-time helpers. The employer pays the full premium without deductions from the helper’s earnings. Labour Department: compulsory helper compensation insurance
Employees’ compensation is general insurance. IA distinguishes employees’ compensation obligations from broader helper medical cover and identifies the employer in the employment contract as policyholder. Personal term-life and medical links below concern the employer’s own cover, not compulsory helper insurance. The enquiry link is for personal cover questions only; no helper-cover referral is offered. IA: domestic helper insuranceIA: employees’ compensation general insurance business
Questions to take to the broker
Does the policy expressly cover statutory and common-law employees’ compensation liabilities? Is the named employer correct? Does it cover my local or part-time helper? Which medical benefits and waiting periods apply? How is a change of helper recorded? Where are the policy documents?
Related sourced guides
Published product facts
Published product facts
Lists include every database record with a publicly sourced type matching the types below. Products and comparison groups appear A–Z by English name.The database is incomplete. Links do not confirm availability, residence acceptance, affordability or suitability.
- Term life
- VHIS
- ''BetterCare'' Medical Insurance Plan
- ''WiseCare'' Medical Insurance Plan
- AIA Voluntary Health Insurance Flexi Scheme
- AXA WiseGuard Pro Medical Insurance Plan
- BOC Life Standard VHIS
- Bowtie Pink VHIS Plan
- Bowtie VHIS Standard
- Guard Your Health Medical Insurance Plan
- HealthFlexi Plus Voluntary Health Insurance Plan
- HealthFlexi Voluntary Health Insurance Plan
- HealthSure Voluntary Health Insurance Plan
- Healthy Life Medical Insurance Plan
- HSBC Voluntary Health Insurance Flexi Plan
- HSBC Voluntary Health Insurance One Plan
- HSBC Voluntary Health Insurance Standard Plan
- Manulife First VHIS Flexi Plan
- Manulife Shelter VHIS Standard Plan
- Manulife Supreme VHIS Flexi Plan
- One/Five Year Term Plan II
- PRUHealth CoreChoice Medical Plan
- PRUHealth VHIS VIP Plan
- Smart Medicare
- SmartViva Flexi VHIS
- SunPlus
- Taiping Life VHIS Flexi Plan
- Taiping Life VHIS Priority Plan
- Taiping Life VHIS Standard Plan
- TaxVantage Medical Plan
- TaxVantage PrimeChoice Medical Plan
- vBooster Medical Plan
- vCore Medical Plan
- vPrime Medical Plan
- WeHealth
- WeHealth Plus
- WeHealth Preferred
- WeHealth Prestige
- 太平吉祥定壽保
Comparison groups
No sourced comparison group is available for these types in this snapshot.
Residence and cross-border rules
Residence and cross-border rules
Hong Kong residents can use the local guides above. Overseas readers of any nationality should also check residence-country rules. A Chinese passport does not establish tax residence.Mainland visitors receive information only. The whole sales process, including signing, must take place in Hong Kong.
Country guidesSources & verification dates
Sources & verification dates
- Labour Department: compulsory helper compensation insurance — Checked
- IA: domestic helper insurance — Checked
- IA: employees’ compensation general insurance business — Checked
Trust & licence checks — UK expats: Hong Kong insurance — Country guides