CNY Whole life plans compared

Compare 9 products sharing CNY / Whole life: currencies AUD/CAD/CNY/EUR/GBP/HKD/SGD/USD, premium-payment options 2–20 years, to ages 100, Single premium, issue-age span 0 years to 80 years. See each plan’s own age rules and terms below in A–Z order; the range does not apply to every plan and unknowns stay unconfirmed, checked 21 Oct 2026:Source

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Last checked 21 Oct 2026

Years 2025–2026 reflect dated source editions, or check years when undated, rather than product launch years.

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Insurers (15)

Comparison JSON · Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link.

Comparable facts

Filters search recorded options only. Age matches any recorded range; option conditions and age basis still apply. Unknown ranges are excluded when an age is entered.

Product: 9 / 9

Comparable facts
Product	Insurer	Product category	Policy currencies	Premium payment terms	Benefit term	Issue ages & basis	Recorded features	Published key exclusions (not exhaustive)
Assure Together Global Whole Life Insurance Plan	BOC Life	Whole life Source1	HKD / CNY / USD Source2	2 years 5 years Source2	Whole life Source2	15 days to 74 years / Age basis: Not confirmed Source2	Currency exchange, policy split and change-of-insured options, subject to policy conditions. Source1	Additional Accidental Death Benefit: exclusions include war, suicide and self-inflicted injuries. See its full exclusion list. Source3
CoverU Whole Life Insurance Plan	BOC Life	Whole life Source4	CNY / HKD / USD Source5	10 years 20 years Source5	Whole life Source5	15 days to 60 years / Age basis: Not confirmed / 10-year payment term. 15 days to 50 years / Age basis: Not confirmed / 20-year payment term. Source5	Whole life protection with two underwriting versions and additional accidental death benefit. Source4	Additional Accidental Death Benefit: exclusions include war, suicide and self-inflicted injuries. See its full exclusion list. Source6
Easy-Plug Insurance Plan	BOC Life	Whole life Source7	HKD / CNY / USD Source8	To age 100 / Ends at the policy anniversary of age 100 or when all attached riders terminate, whichever is earlier. Source8	To age 100 / Ends at the policy anniversary of age 100 or when all attached riders terminate, whichever is earlier. Source8	15 days to 80 years / Age basis: Not confirmed Source8	Base life plan designed for supplementary riders; guaranteed renewal until all relevant riders end. Source7	No public field citation recorded
Elite Generations Global Whole Life Insurance Plan	BOC Life	Whole life Source9	CNY / HKD / USD / AUD / CAD / EUR / GBP / SGD Source10	Single premium 2 years 3 years Show all 5 5 years 10 years Source10	Whole life Source10	15 days to 74 years / Age basis: Not confirmed / Single-payment, 2 or 3-year payment term. 15 days to 70 years / Age basis: Not confirmed / 5-year payment term. 15 days to 65 years / Age basis: Not confirmed / 10-year payment term. Source10	Currency exchange, policy split and change-of-insured options, subject to policy conditions. Source9	Additional Accidental Death Benefit: exclusions include war, suicide and self-inflicted injuries. See its full exclusion list. Source11
Eternal Fortune Global Whole Life Insurance Plan	BOC Life	Whole life Source12	CNY / HKD / USD Source13	5 years Source13	Whole life Source13	15 days to 70 years / Age basis: Not confirmed Source13	Currency exchange, policy split and change-of-insured options, subject to policy conditions. Source12	Additional Accidental Death Benefit: exclusions include war, suicide and self-inflicted injuries. See its full exclusion list. Source14
Forever Wellbeing Whole Life Insurance Plan	BOC Life	Whole life Source15	CNY / HKD / USD Source16	2 years 5 years 10 years Source16	Whole life / Life cover is lifelong; Critical Illness and Condition Benefit ends at 75 and Terminal Illness Benefit at 65. Source16	15 days to 60 years / Age basis: Not confirmed / 2-year payment term. 15 days to 55 years / Age basis: Not confirmed / 5 or 10-year payment term. Source16	Whole life protection with focused cover for five critical illnesses and conditions; simplified underwriting. Source15	Critical Illness and Condition / Terminal Illness benefits exclude pre-existing conditions and intentional self-harm; see full terms. Source17
Glamorous Glow Global Whole Life Insurance Plan	BOC Life	Whole life Source18	CNY / HKD / USD / AUD / CAD / EUR / GBP / SGD Source19	Single premium 2 years 3 years Show all 5 5 years 10 years Source19	Whole life Source19	15 days to 80 years / Age basis: Not confirmed / Single-payment, 2 or 3-year payment term. 15 days to 70 years / Age basis: Not confirmed / 5-year payment term. 15 days to 65 years / Age basis: Not confirmed / 10-year payment term. Source19	Currency exchange, policy split and change-of-insured options, subject to policy conditions. Source18	Additional Accidental Death Benefit: exclusions include war, suicide and self-inflicted injuries. See its full exclusion list. Source20
IncomeShine Whole Life Coupon Insurance Plan (Simplified Version)	BOC Life	Whole life Source21	CNY / HKD / USD Source22	5 years 8 years 12 years Show all 4 20 years Source22	To age 100 Source22	15 days to 70 years / Age basis: Not confirmed / 5 or 8-year payment period. 15 days to 65 years / Age basis: Not confirmed / 12-year payment term. 15 days to 60 years / Age basis: Not confirmed / 20-year payment term. Source22	Guaranteed cash coupons payable until the insured reaches age 100; premium term choices apply. Source21	Additional Accidental Death Benefit: exclusions include war, suicide and self-inflicted injuries. See its full exclusion list. Source23
LIFE Brilliance	Sun Life	Whole life Source24	HKD / USD / CNY Source24	5 years 10 years 15 years Show all 4 20 years Source24	To age 100 Source24	0 years to 65 years / Age basis: Not confirmed / 5-year premium payment term. 0 years to 60 years / Age basis: Not confirmed / 10-year premium payment term. 0 years to 55 years / Age basis: Not confirmed / 15-year premium payment term. Show all 4 0 years to 50 years / Age basis: Not confirmed / 20-year premium payment term. Source24	Life protection to age 100 Guaranteed cash value Non-guaranteed reversionary bonus Source25 Source24	No public field citation recorded

Feature matrix

Up to three products in A–Z order. Open each product's decision sheet for complete information.

Known means partial sourced information. Not published refers to checked documents. Unchecked details do not imply no cover or restrictions.

Feature matrix
Comparable facts	Assure Together Global Whole Life Insurance Plan	CoverU Whole Life Insurance Plan	Easy-Plug Insurance Plan
What it pays and when	Benefit term: Whole life Recorded features: Currency exchange, policy split and change-of-insured options, subject to policy conditions. Public source · Checked 21 Oct 2026Public source · Checked 13 Oct 2026	Benefit term: Whole life Recorded features: Whole life protection with two underwriting versions and additional accidental death benefit. Riders on the full-underwriting CoverU plan have their own underwriting and issue-age rules; their premiums may change. Public source · Checked 21 Oct 2026Public source · Checked 13 Oct 2026Public source · Checked 13 Oct 2026	Benefit term: To age 100 / Ends at the policy anniversary of age 100 or when all attached riders terminate, whichever is earlier. Recorded features: Base life plan designed for supplementary riders; guaranteed renewal until all relevant riders end. The basic plan supports selected critical-illness, medical, accident and premium-waiver riders; each rider has separate terms. Public source · Checked 21 Oct 2026Public source · Checked 13 Oct 2026Public source · Checked 13 Oct 2026Public source · Checked 13 Oct 2026
Benefit limits	A combined death-benefit maximum applies across the specified Assure Together, Eternal Fortune, Forever Fortune and Glamorous Glow series policies for the same insured, using the brochure’s aggregate formula.Public source · Checked 13 Oct 2026	Additional accidental death pays 30% of sum insured capped at RMB300,000/HKD300,000/USD37,500 per life; aggregation is separate for full and simplified underwriting versions.Public source · Checked 13 Oct 2026Public source · Checked 13 Oct 2026	Basic-plan death benefit is capped at HKD10,000/RMB10,000/USD1,250 per insured regardless of the number of these policies.Public source · Checked 13 Oct 2026
Guaranteed / non-guaranteed	The plan distinguishes guaranteed cash value from non-guaranteed annual and terminal dividends.Public source · Checked 13 Oct 2026	The plan distinguishes guaranteed cash value from non-guaranteed annual and terminal dividends.Public source · Checked 13 Oct 2026	Base life plan designed for supplementary riders; guaranteed renewal until all relevant riders end.Public source · Checked 13 Oct 2026
Waiting periods	not publishedDocuments checkedPublic source · Checked 13 Oct 2026	not publishedDocuments checkedPublic source · Checked 13 Oct 2026	The described critical-illness riders exclude the first 90 days after the latest effective, endorsement or reinstatement date, except for accident-caused illness.Public source · Checked 13 Oct 2026
Main exclusions	Published key exclusions (not exhaustive): Additional Accidental Death Benefit: exclusions include war, suicide and self-inflicted injuries. See its full exclusion list. Additional accidental-death exclusions include self-injury, war, unlawful acts, intoxication and specified hazardous activities, subject to the stated exceptions; these concern the accident benefit. Public source · Checked 21 Oct 2026Public source · Checked 13 Oct 2026	Published key exclusions (not exhaustive): Additional Accidental Death Benefit: exclusions include war, suicide and self-inflicted injuries. See its full exclusion list. Additional accidental-death exclusions include self-injury, war, unlawful acts, intoxication and specified hazardous activities, subject to the stated exceptions; these concern the accident benefit. Public source · Checked 21 Oct 2026Public source · Checked 13 Oct 2026	The critical-illness riders list pre-existing, congenital, non-prescribed-drug/alcohol, HIV, self-injury, war and hazardous-activity exclusions with stated exceptions; other riders have separate exclusions.Public source · Checked 13 Oct 2026