USD Whole life plans compared
Last checked
11 products share USD / Whole life. Currency options: CNY/HKD/USD; premium-term span: 2–30 years/Single premium; issue-age span: 0 years to 75 years. These are recorded options across plans; individual combinations, age bases and conditions are shown below. Products appear by English name A–Z. Source checked :Source
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Comparison JSON · Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link.
Comparable facts
Filters search recorded options only. Age matches any recorded range; option conditions and age basis still apply. Unknown ranges are excluded when an age is entered.
Product:
| Product | Insurer | Product category | Policy currencies | Premium payment terms | Benefit term | Issue ages & basis | Recorded features | Guaranteed / non-guaranteed components | Dividend / bonus types | Sales status |
|---|---|---|---|---|---|---|---|---|---|---|
| FOREVER LEGACY WHOLE LIFE INSURANCE PLAN II | BOC Group Life Assurance Company Limited | Whole life Source1 | USD Source2 | Single premium Source1 | Whole life Source2 | 15 days to 74 years / Age basis: Not confirmed / Select class; Prime/Prime Plus issue ages 18–74. Source2 | Whole-life protection with a single premium. Changes of insured apply only to corporation-owned policies and require underwriting approval. Source1 | Guaranteed cash value plus non-guaranteed terminal dividends for surrender and death. Source2 | Terminal dividends for surrender and death. Source2 | No public field citation recorded |
| Generations II | Sun Life Hong Kong Limited | Whole life Source3 | USD Source3 | Single premium 5 years 10 years Source3 | Whole life Source3 | 15 days to 75 years / Age basis: Not confirmed / Single premium. 15 days to 70 years / Age basis: Not confirmed / 5-year premium payment term. 15 days to 65 years / Age basis: Not confirmed / 10-year premium payment term. Source3 | Three plan options: 50, 70 and 100 Guaranteed cash value and non-guaranteed terminal bonus Benefit recipient designation for mental incapacity Source4Source3 | No public field citation recorded | No public field citation recorded | On sale (at source date) Source5 |
| Generations Life Insurance Plan III | Sun Life Hong Kong Limited | Whole life Source6 | USD Source6 | Single premium 5 years 10 years Source6 | Whole life Source6 | 15 days to 75 years / Age basis: Not confirmed / Single premium. 15 days to 70 years / Age basis: Not confirmed / 5-year premium payment term. 15 days to 65 years / Age basis: Not confirmed / 10-year premium payment term. Source6 | Three plan options: 50, 70 and 100 Guaranteed cash value and non-guaranteed terminal bonus Benefit recipient designation for mental incapacity Source7Source6 | No public field citation recorded | No public field citation recorded | On sale (at source date) Source5 |
| HSBC Family Goal Insurance Plan | HSBC Life (International) Limited | Whole life Source8 | USD Source8 | 5 years 10 years 15 years 20 years Source8 | To age 99 Source8 | No public field citation recorded | Enhanced life cover during the first 20 policy years and advance-payment cancer and disability benefits are subject to policy conditions. Source8 | Guaranteed cash value plus non-guaranteed special bonus. Source9 | Special bonus. Source9 | No public field citation recorded |
| Infinite Legacy Whole Life Insurance Plan | China Taiping Life Insurance (Hong Kong) Company Limited | Whole life Source10 | USD Source10 | 2 years Source10 | Whole life Source10 | 15 days to 75 years / Age basis: Age last birthday Source10 | Guaranteed cash value Non-guaranteed terminal bonus Death benefit, subject to policy conditions Source10 | No public field citation recorded | No public field citation recorded | On sale (at source date) Source11 |
| LIFE Brilliance | Sun Life Hong Kong Limited | Whole life Source12 | HKD / USD / CNY Source12 | 5 years 10 years 15 years 20 years Source12 | To age 100 Source12 | 0 years to 65 years / Age basis: Not confirmed / 5-year premium payment term. 0 years to 60 years / Age basis: Not confirmed / 10-year premium payment term. 0 years to 55 years / Age basis: Not confirmed / 15-year premium payment term. 0 years to 50 years / Age basis: Not confirmed / 20-year premium payment term. Source12 | Life protection to age 100 Guaranteed cash value Non-guaranteed reversionary bonus Source13Source12 | No public field citation recorded | No public field citation recorded | On sale (at source date) Source5 |
| Maxijoy Life Protector | China Taiping Life Insurance (Hong Kong) Company Limited | Whole life Source14 | USD / HKD Source14 | 5 years 10 years 15 years 20 years 25 years 30 years Source14 | Whole life Source14 | 15 days to 70 years / Age basis: Age last birthday / 5-year premium payment term. 15 days to 65 years / Age basis: Age last birthday / 10-year premium payment term. 15 days to 60 years / Age basis: Age last birthday / 15-year premium payment term. 15 days to 55 years / Age basis: Age last birthday / 20-year premium payment term. 15 days to 50 years / Age basis: Age last birthday / 25-year premium payment term. 15 days to 45 years / Age basis: Age last birthday / 30-year premium payment term. Source14 | Guaranteed cash value Non-guaranteed cash and terminal bonuses Death benefit, subject to policy conditions Source14 | No public field citation recorded | No public field citation recorded | On sale (at source date) Source11 |
| MultiGuardian | Sun Life Hong Kong Limited | Whole life Source15 | USD / HKD Source15 | Single premium Source15 | Whole life Source15 | 40 years to 75 years / Age basis: Not confirmed Source15 | Single premium for whole-life protection Guaranteed cash value and potential terminal bonus Five death benefit settlement options Source16Source15 | No public field citation recorded | No public field citation recorded | On sale (at source date) Source5 |
| SunGuardian | Sun Life Hong Kong Limited | Whole life Source17 | HKD / USD Source17 | 6 years 12 years 20 years 25 years Source17 | Whole life Source17 | 40 years to 74 years / Age basis: Not confirmed / 6-year premium payment term. 40 years to 68 years / Age basis: Not confirmed / 12-year premium payment term. 40 years to 60 years / Age basis: Not confirmed / 20-year premium payment term. 40 years to 55 years / Age basis: Not confirmed / 25-year premium payment term. Source17 | Participating whole-life protection Terminal illness accelerated death benefit Guaranteed cash value and potential terminal bonus Source18Source17 | No public field citation recorded | No public field citation recorded | On sale (at source date) Source5 |
| SunGuardian (Care Version) | Sun Life Hong Kong Limited | Whole life Source17 | HKD / USD Source17 | 6 years 12 years 20 years 25 years Source17 | Whole life Source17 | 40 years to 74 years / Age basis: Not confirmed / 6-year premium payment term. 40 years to 68 years / Age basis: Not confirmed / 12-year premium payment term. 40 years to 60 years / Age basis: Not confirmed / 20-year premium payment term. 40 years to 55 years / Age basis: Not confirmed / 25-year premium payment term. Source17 | Participating whole-life protection Terminal illness accelerated death benefit Severe dementia accelerated death benefit Source18Source17 | No public field citation recorded | No public field citation recorded | On sale (at source date) Source5 |
| SunProtect | Sun Life Hong Kong Limited | Whole life Source19 | HKD / USD Source19 | 6 years 12 years 20 years 25 years Source19 | Whole life Source19 | 15 days to 65 years / Age basis: Not confirmed / 6-year premium payment term. 15 days to 65 years / Age basis: Not confirmed / 12-year premium payment term. 15 days to 60 years / Age basis: Not confirmed / 20-year premium payment term. 15 days to 55 years / Age basis: Not confirmed / 25-year premium payment term. Source19 | Additional death benefit in the first 20 policy years Lifelong protection lock-in option requires extra premiums Guaranteed cash value Source20Source19 | No public field citation recorded | No public field citation recorded | On sale (at source date) Source5 |
FOREVER LEGACY WHOLE LIFE INSURANCE PLAN II · Fulfillment ratios
Generations II · Fulfillment ratios
HSBC Family Goal Insurance Plan · Fulfillment ratios
How do fulfillment ratios differ by policy issue year?
Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.
Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.
LIFE Brilliance · Fulfillment ratios
Maxijoy Life Protector · Fulfillment ratios
MultiGuardian · Fulfillment ratios
SunProtect · Fulfillment ratios
Comparison groups
Comparison groups
- China Taiping Whole life plans compared
- HKD Whole life plans compared
- HKD Whole life plans: Over 10 years premium term
- HKD Whole life plans: Over 5 to 10 years premium term
- HKD Whole life plans: Up to 5 years premium term
- Sun Life Whole life plans compared
- USD Whole life plans: Over 10 years premium term
- USD Whole life plans: Over 5 to 10 years premium term
- USD Whole life plans: Single premium premium term
- USD Whole life plans: Up to 5 years premium term
Sources & verification dates
Sources & verification dates
- BOC Life — Forever Legacy II product features
Source date: Not confirmed
Checked: - FOREVER LEGACY WHOLE LIFE INSURANCE PLAN II — public brochure
Source date: Not confirmed / Page: 6
Checked: - Official product brochure: basic plan terms (not rider terms)
Source date: Not confirmed / Page: 13
Checked: - Official product page: product description and features
Source date: Not confirmed
Checked: - Individual catalogue: published name and listed sale status; null fields not confirmed
Source date: Not confirmed
Checked: - Official product brochure: basic plan terms (not rider terms)
Source date: Not confirmed / Page: 14
Checked: - Official product page: product description and features
Source date: Not confirmed
Checked: - HSBC Life — Family Goal product summary
Source date: Not confirmed
Checked: - HSBC Family Goal Insurance Plan — public brochure
Source date: Not confirmed / Page: 30
Checked: - Official public brochure: confirmed product facts (physical PDF page)
Source date: Not confirmed / Page: 3
Checked: - Individual catalogue: published name and listed sale status; null fields not confirmed
Source date: Not confirmed
Checked: - Official product brochure: basic plan terms (not rider terms)
Source date: Not confirmed / Page: 12
Checked: - Official product page: product description and features
Source date: Not confirmed
Checked: - Official public brochure: confirmed product facts (physical PDF page)
Source date: Not confirmed / Page: 3
Checked: - Official product brochure: basic plan terms (not rider terms)
Source date: Not confirmed / Page: 8
Checked: - Official product page: product description and features
Source date: Not confirmed
Checked: - Official product brochure: basic plan terms (not rider terms)
Source date: Not confirmed / Page: 13
Checked: - Official product page: product description and features
Source date: Not confirmed
Checked: - Official product brochure: basic plan terms (not rider terms)
Source date: Not confirmed / Page: 20
Checked: - Official product page: product description and features
Source date: Not confirmed
Checked: - Fulfillment ratios 2025
Source date: Not confirmed
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