Aircrew and seafarers
Flight crew medical certification is a licensing matter; it does not establish insurance acceptance. For aircrew and seafarers, duties and work locations need insurer-specific review. Checked . We provide information and referrals to a licensed Hong Kong broker, not advice.
What usually matters
CAD issues medical certificates to flight crew and air traffic controllers. Licensing certification is separate from insurance underwriting; this is not a statement about cabin crew licensing. CAD: aeromedical certification
Marine Department states that local certificate of competency and pleasure vessel operator applications from require an MD818 medical fitness certificate, with a stated exception. This local-vessel rule is not a universal rule for every seafarer. Marine Department: local vessel medical certification
For flying or sea duties, no occupation acceptance is promised. IA describes individual underwriting and disclosure; decisions depend on the insurer. IA: disclosure and underwriting
Questions to take to the broker
Does the policy cover flying duties, cabin work or work at sea? Are offshore locations, routes and layovers within its territory? Is loss of licence covered? What evidence is needed for overseas claims? What changes if my duties change?
Related sourced guides
Published product facts
Lists include every database record with a publicly sourced type matching the types below. Products and comparison groups appear A–Z by English name.The database is incomplete. Links do not confirm availability, residence acceptance, affordability or suitability.
- Term life
- VHIS
- Medical
- Accident
- ''BetterCare'' Medical Insurance Plan
- ''WiseCare'' Medical Insurance Plan
- AIA Voluntary Health Insurance Flexi Scheme
- AXA WiseGuard Pro Medical Insurance Plan
- BOC Life Standard VHIS
- Bowtie Pink VHIS Plan
- Bowtie VHIS Standard
- Guard Your Health Medical Insurance Plan
- HealthFlexi Plus Voluntary Health Insurance Plan
- HealthFlexi Voluntary Health Insurance Plan
- HealthSure Voluntary Health Insurance Plan
- Healthy Life Medical Insurance Plan
- HSBC Voluntary Health Insurance Flexi Plan
- HSBC Voluntary Health Insurance One Plan
- HSBC Voluntary Health Insurance Standard Plan
- Manulife First VHIS Flexi Plan
- Manulife Shelter VHIS Standard Plan
- Manulife Supreme VHIS Flexi Plan
- One/Five Year Term Plan II
- PRUHealth CoreChoice Medical Plan
- PRUHealth VHIS VIP Plan
- Smart Medicare
- SmartViva Flexi VHIS
- Stand-by-you Accident Protection Plan
- SunHealth Medical Premier
- SunPlus
- Taiping Life VHIS Flexi Plan
- Taiping Life VHIS Priority Plan
- Taiping Life VHIS Standard Plan
- taiping-life-accident
- taiping-life-accident-hospital-cash
- taiping-life-accident-peace
- taiping-life-medical
- taiping-life-term-life
- TaxVantage Medical Plan
- TaxVantage PrimeChoice Medical Plan
- vBooster Medical Plan
- vCore Medical Plan
- vPrime Medical Plan
- WeHealth
- WeHealth Plus
- WeHealth Preferred
- WeHealth Prestige
Comparison groups
No sourced comparison group is available for these types in this snapshot.
Residence and cross-border rules
Hong Kong residents can use the local guides above. Overseas readers of any nationality should also check residence-country rules. A Chinese passport does not establish tax residence.Mainland visitors receive information only. The whole sales process, including signing, must take place in Hong Kong.
Country guidesSources & verification dates
- CAD: aeromedical certification — Checked
- Marine Department: local vessel medical certification — Checked
- IA: disclosure and underwriting — Checked
Trust & licence checks — UK expats: Hong Kong insurance — Country guides