AccidentCare MEGA

Recorded features: Worldwide accidental death and permanent total disablement cover, including during work, leisure and travel.Public source · Checked: 16 Oct 2026

Recorded features: Three accidental death/permanent disablement sum-insured options: HK$6 million, HK$10 million or HK$15 million.Public source · Checked: 16 Oct 2026

Recorded features: Renewal is available up to age 70, subject to policy terms.Public source · Checked: 16 Oct 2026

Insurer claims guide · Accident

Accident — Steps: Choose medical-expenses-only or medical plus other benefits, complete and sign the appropriate personal accident form and attach evidence.Public source · Checked: 13 Oct 2026

Accident — Required documents: Medical report/original receipts, sick leave/referral; death: accident/police/death proof; temp. total disability: prior 12-month income.Public source · Checked: 13 Oct 2026

Accident — Deadlines / notification: The accident form refers to the policy’s submission period without giving a universal number.Public source · Checked: 13 Oct 2026

Accident — Submission channels: claims.hk@bolttechinsurance.com or Dorset House, 18/F, 979 King’s Rd. Old forms differ; confirm address before posting.Public source · Checked: 13 Oct 2026Public source · Checked: 13 Oct 2026

Accident — Payment methods: Direct bank credit to the insured or HKD cheque; provide bank proof for credit. If no preference is given, cheque is the form’s default.Public source · Checked: 13 Oct 2026

1. First contact the insurer through its published complaint channel; retain its written reply.Public source · Checked: 13 Oct 2026

2. Insurance Authority: submit the signed complaint form with supporting documents by email, post or fax. It handles insurer/intermediary conduct; it cannot adjudicate claim disputes or order compensation. Eligible claim disputes can go directly to ICB; an IA referral requires the complainant’s consent.Public source · Checked: 13 Oct 2026

3. Insurance Complaints Bureau: eligible monetary disputes under personal policies with member insurers, up to HK$1,500,000. A policyholder, beneficiary, insured or rightful claimant must file within six months of notification of the insurer’s final decision. Industrial, commercial and third-party insurance and cases undergoing or having completed litigation/arbitration are excluded. Non-claim complaints exclude service quality, underwriting decisions, investment performance and levels of fees, premiums, charges or interest. Similar rejected claims across policies are aggregated; periodic/long-tail claims use a five-year total.Public source · Checked: 13 Oct 2026

ICB accepts written complaints by post, fax or email using its complaint form. Include policy and application documents, claim form, relevant evidence and the insurer’s final written decision; no reception counter service.Public source · Checked: 13 Oct 2026