HKD Whole life plans: To age premium term

Compare 6 products sharing HKD / Whole life: currencies CNY/HKD/USD, premium-payment options 5–25 years, to ages 100, issue-age span 0 years to 80 years. See each plan’s own age rules and terms below in A–Z order; the range does not apply to every plan and unknowns stay unconfirmed, checked 22 Oct 2026:Source

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Last checked 22 Oct 2026

Years 2024–2026 reflect dated source editions, or check years when undated, rather than product launch years.

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Insurers (15)

Comparison JSON · Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link.

Comparable facts

Filters search recorded options only. Age matches any recorded range; option conditions and age basis still apply. Unknown ranges are excluded when an age is entered.

Product: 6 / 6

Comparable facts
Product	Insurer	Product category	Policy currencies	Premium payment terms	Benefit term	Issue ages & basis	Recorded features	Published key exclusions (not exhaustive)
Custom Whole Life	Chubb Life Insurance Hong Kong Limited	Whole life Source1	HKD / USD Source2	5 years 10 years 12 years Show all 8 15 years 18 years 20 years 25 years To age 100 Source2	To age 100 Source2	15 days to 70 years / Age basis: Not confirmed / 5 / 10-year premium payment term. Age at nearest birthday. 15 days to 68 years / Age basis: Not confirmed / 12-year premium payment term. Age at nearest birthday. 15 days to 65 years / Age basis: Not confirmed / 15-year premium payment term. Age at nearest birthday. Show all 7 15 days to 62 years / Age basis: Not confirmed / 18-year premium payment term. Age at nearest birthday. 15 days to 60 years / Age basis: Not confirmed / 20-year premium payment term. Age at nearest birthday. 15 days to 55 years / Age basis: Not confirmed / 25-year premium payment term. Age at nearest birthday. 15 days to 70 years / Age basis: Not confirmed / Premium payment to age 100; age at nearest birthday. Source2	No public field citation recorded	Life proceeds exclude suicide within 2 year(s) of issue or last reinstatement, whichever is latest. Refund and deductions follow the brochure. Source3
Easy-Plug Insurance Plan	BOC Life	Whole life Source4	HKD / CNY / USD Source5	To age 100 / Ends at the policy anniversary of age 100 or when all attached riders terminate, whichever is earlier. Source5	To age 100 / Ends at the policy anniversary of age 100 or when all attached riders terminate, whichever is earlier. Source5	15 days to 80 years / Age basis: Not confirmed Source5	Base life plan designed for supplementary riders; guaranteed renewal until all relevant riders end. Source4	No public field citation recorded
Fortune Guard Life Insurance	AXA	Whole life Source6	HKD Source7	10 years 15 years 20 years Show all 4 To age 100 / Hong Kong policies only. Source7	To age 100 Source7	0 years to 65 years / Age basis: Age last birthday / 10-year premium term. 0 years to 60 years / Age basis: Age last birthday / 15-year premium term. 0 years to 55 years / Age basis: Age last birthday / 20-year premium term. Show all 4 18 years to 50 years / Age basis: Age last birthday / Premiums to age 100. Source7	Guaranteed cash value; fixed premiums during the selected premium payment term. Source6	Suicide within 1 year of the policy or reinstatement date: death benefit limited to a refund of premiums paid, without interest. Accident Supplement excludes war, unlawful acts or resisting arrest, and military service. Examples only; full policy terms and exceptions apply. Source8
Fortune Protector Life Insurance	AXA	Whole life Source9	HKD Source10	10 years 15 years 20 years Show all 4 To age 100 / Hong Kong policies only. Source10	To age 100 Source10	0 years to 65 years / Age basis: Age last birthday / 10-year premium term. 0 years to 60 years / Age basis: Age last birthday / 15-year premium term. 0 years to 55 years / Age basis: Age last birthday / 20-year premium term. Show all 4 18 years to 50 years / Age basis: Age last birthday / Premiums to age 100. Source10	Guaranteed cash value; fixed premiums during the selected premium payment term. Source9	Suicide within 1 year of the policy or reinstatement date: death benefit limited to a refund of premiums paid, without interest. Suicide within 1 year of an increase in cover: the increase is disregarded and its extra premium refunded. Examples only; full policy terms and exceptions apply. Source11
Guaranteed Acceptance Plan	YF Life	Whole life Source12	HKD / USD Source13	To age 100 Source13	To age 100 Source13	18 years to 65 years / Age basis: Age last birthday Source13	No medical examination or health declaration required; premium refund on surrender varies with policy duration. Source12	No public field citation recorded
Smart Protector II	AXA	Whole life Source14	HKD Source15	To age 100 / Smart Protector II. 20 years / Smart Protector 20 II. Source15	To age 100 Source15	0 years to 70 years / Age basis: Age last birthday Source15	Guaranteed cash value; fixed premiums during the selected premium payment term. Source14	Suicide within 1 year of the policy or reinstatement date: death benefit limited to a refund of premiums paid, without interest. Examples only; full policy terms and exceptions apply. Source16

Feature matrix

Up to three products in A–Z order. Open each product's decision sheet for complete information.

Known means partial sourced information. Not published refers to checked documents. Unchecked details do not imply no cover or restrictions.

Feature matrix
Comparable facts	Custom Whole Life	Easy-Plug Insurance Plan	Fortune Guard Life Insurance
What it pays and when	Benefit term: To age 100 Life coverage runs to age 100. Public source · Checked 21 Oct 2026Public source · Checked 14 Oct 2026	Benefit term: To age 100 / Ends at the policy anniversary of age 100 or when all attached riders terminate, whichever is earlier. Recorded features: Base life plan designed for supplementary riders; guaranteed renewal until all relevant riders end. The basic plan supports selected critical-illness, medical, accident and premium-waiver riders; each rider has separate terms. Public source · Checked 21 Oct 2026Public source · Checked 13 Oct 2026Public source · Checked 13 Oct 2026Public source · Checked 13 Oct 2026	Benefit term: To age 100 Recorded features: Guaranteed cash value; fixed premiums during the selected premium payment term. Public source · Checked 22 Oct 2026Public source · Checked 13 Oct 2026
Benefit limits	Maximum sum assured is considered individually, subject to the limit determined by the insurer.Public source · Checked 14 Oct 2026	Basic-plan death benefit is capped at HKD10,000/RMB10,000/USD1,250 per insured regardless of the number of these policies.Public source · Checked 13 Oct 2026	not publishedDocuments checkedPublic source · Checked 13 Oct 2026
Guaranteed / non-guaranteed	Cash value is guaranteed; payment and amount of terminal dividend are non-guaranteed and may change.Public source · Checked 14 Oct 2026	Base life plan designed for supplementary riders; guaranteed renewal until all relevant riders end.Public source · Checked 13 Oct 2026	Guaranteed cash value; fixed premiums during the selected premium payment term. Guaranteed cash value is payable on surrender or maturity. Dividends/bonuses are separate non-guaranteed components under the stated plan rules. Public source · Checked 13 Oct 2026Public source · Checked 13 Oct 2026
Waiting periods	not publishedDocuments checkedPublic source · Checked 14 Oct 2026	The described critical-illness riders exclude the first 90 days after the latest effective, endorsement or reinstatement date, except for accident-caused illness.Public source · Checked 13 Oct 2026	not publishedDocuments checkedPublic source · Checked 13 Oct 2026
Main exclusions	Published key exclusions (not exhaustive): Life proceeds exclude suicide within 2 year(s) of issue or last reinstatement, whichever is latest. Published key exclusions (not exhaustive): Refund and deductions follow the brochure. Life insurance proceeds are excluded for suicide within two years of issue or reinstatement, whichever is later. Public source · Checked 21 Oct 2026Public source · Checked 14 Oct 2026	The critical-illness riders list pre-existing, congenital, non-prescribed-drug/alcohol, HIV, self-injury, war and hazardous-activity exclusions with stated exceptions; other riders have separate exclusions.Public source · Checked 13 Oct 2026	Published key exclusions (not exhaustive): Suicide within 1 year of the policy or reinstatement date: death benefit limited to a refund of premiums paid, without interest. Published key exclusions (not exhaustive): Accident Supplement excludes war, unlawful acts or resisting arrest, and military service. Published key exclusions (not exhaustive): Examples only; full policy terms and exceptions apply. Show all 4 Suicide within one year from the later of policy commencement or reinstatement limits death proceeds to premiums without interest, less the deductions stated in that clause. Public source · Checked 22 Oct 2026Public source · Checked 13 Oct 2026