USD Whole life plans: Over 10 years premium term
Last checked
6 products share USD / Whole life. Currency options: CNY/HKD/USD; premium-term span: 5–30 years; issue-age span: 0 years to 74 years. These are recorded options across plans; individual combinations, age bases and conditions are shown below. Products appear by English name A–Z. Source checked :Source
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Comparison JSON · Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link.
Comparable facts
Filters search recorded options only. Age matches any recorded range; option conditions and age basis still apply. Unknown ranges are excluded when an age is entered.
Product:
| Product | Insurer | Product category | Policy currencies | Premium payment terms | Benefit term | Issue ages & basis | Recorded features | Sales status |
|---|---|---|---|---|---|---|---|---|
| HSBC Family Goal Insurance Plan | HSBC Life (International) Limited | Whole life Source1 | USD Source1 | 5 years 10 years 15 years 20 years Source1 | To age 99 Source1 | No public field citation recorded | Enhanced life cover during the first 20 policy years and advance-payment cancer and disability benefits are subject to policy conditions. Source1 | No public field citation recorded |
| LIFE Brilliance | Sun Life Hong Kong Limited | Whole life Source2 | HKD / USD / CNY Source2 | 5 years 10 years 15 years 20 years Source2 | To age 100 Source2 | 0 years to 65 years / Age basis: Not confirmed / 5-year premium payment term. 0 years to 60 years / Age basis: Not confirmed / 10-year premium payment term. 0 years to 55 years / Age basis: Not confirmed / 15-year premium payment term. 0 years to 50 years / Age basis: Not confirmed / 20-year premium payment term. Source2 | Life protection to age 100 Guaranteed cash value Non-guaranteed reversionary bonus Source3Source2 | On sale (at source date) Source4 |
| Maxijoy Life Protector | China Taiping Life Insurance (Hong Kong) Company Limited | Whole life Source5 | USD / HKD Source5 | 5 years 10 years 15 years 20 years 25 years 30 years Source5 | Whole life Source5 | 15 days to 70 years / Age basis: Age last birthday / 5-year premium payment term. 15 days to 65 years / Age basis: Age last birthday / 10-year premium payment term. 15 days to 60 years / Age basis: Age last birthday / 15-year premium payment term. 15 days to 55 years / Age basis: Age last birthday / 20-year premium payment term. 15 days to 50 years / Age basis: Age last birthday / 25-year premium payment term. 15 days to 45 years / Age basis: Age last birthday / 30-year premium payment term. Source5 | Guaranteed cash value Non-guaranteed cash and terminal bonuses Death benefit, subject to policy conditions Source5 | On sale (at source date) Source6 |
| SunGuardian | Sun Life Hong Kong Limited | Whole life Source7 | HKD / USD Source7 | 6 years 12 years 20 years 25 years Source7 | Whole life Source7 | 40 years to 74 years / Age basis: Not confirmed / 6-year premium payment term. 40 years to 68 years / Age basis: Not confirmed / 12-year premium payment term. 40 years to 60 years / Age basis: Not confirmed / 20-year premium payment term. 40 years to 55 years / Age basis: Not confirmed / 25-year premium payment term. Source7 | Participating whole-life protection Terminal illness accelerated death benefit Guaranteed cash value and potential terminal bonus Source8Source7 | On sale (at source date) Source4 |
| SunGuardian (Care Version) | Sun Life Hong Kong Limited | Whole life Source7 | HKD / USD Source7 | 6 years 12 years 20 years 25 years Source7 | Whole life Source7 | 40 years to 74 years / Age basis: Not confirmed / 6-year premium payment term. 40 years to 68 years / Age basis: Not confirmed / 12-year premium payment term. 40 years to 60 years / Age basis: Not confirmed / 20-year premium payment term. 40 years to 55 years / Age basis: Not confirmed / 25-year premium payment term. Source7 | Participating whole-life protection Terminal illness accelerated death benefit Severe dementia accelerated death benefit Source8Source7 | On sale (at source date) Source4 |
| SunProtect | Sun Life Hong Kong Limited | Whole life Source9 | HKD / USD Source9 | 6 years 12 years 20 years 25 years Source9 | Whole life Source9 | 15 days to 65 years / Age basis: Not confirmed / 6-year premium payment term. 15 days to 65 years / Age basis: Not confirmed / 12-year premium payment term. 15 days to 60 years / Age basis: Not confirmed / 20-year premium payment term. 15 days to 55 years / Age basis: Not confirmed / 25-year premium payment term. Source9 | Additional death benefit in the first 20 policy years Lifelong protection lock-in option requires extra premiums Guaranteed cash value Source10Source9 | On sale (at source date) Source4 |
HSBC Family Goal Insurance Plan · Fulfillment ratios
How do fulfillment ratios differ by policy issue year?
Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.
Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.
LIFE Brilliance · Fulfillment ratios
Maxijoy Life Protector · Fulfillment ratios
SunProtect · Fulfillment ratios
Comparison groups
Comparison groups
- China Taiping Whole life plans compared
- HKD Whole life plans compared
- HKD Whole life plans: Over 10 years premium term
- HKD Whole life plans: Over 5 to 10 years premium term
- HKD Whole life plans: Up to 5 years premium term
- Sun Life Whole life plans compared
- USD Whole life plans compared
- USD Whole life plans: Over 5 to 10 years premium term
- USD Whole life plans: Up to 5 years premium term
Sources & verification dates
Sources & verification dates
- HSBC Life — Family Goal product summary
Source date: Not confirmed
Checked: - Official product brochure: basic plan terms (not rider terms)
Source date: Not confirmed / Page: 12
Checked: - Official product page: product description and features
Source date: Not confirmed
Checked: - Individual catalogue: published name and listed sale status; null fields not confirmed
Source date: Not confirmed
Checked: - Official public brochure: confirmed product facts (physical PDF page)
Source date: Not confirmed / Page: 3
Checked: - Individual catalogue: published name and listed sale status; null fields not confirmed
Source date: Not confirmed
Checked: - Official product brochure: basic plan terms (not rider terms)
Source date: Not confirmed / Page: 13
Checked: - Official product page: product description and features
Source date: Not confirmed
Checked: - Official product brochure: basic plan terms (not rider terms)
Source date: Not confirmed / Page: 20
Checked: - Official product page: product description and features
Source date: Not confirmed
Checked: - Fulfillment ratios 2025
Source date: Not confirmed
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