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CNY Whole life plans: Up to 5 years premium term

Compare 7 products sharing CNY / Whole life: currencies AUD/CAD/CNY/EUR/GBP/HKD/SGD/USD, premium-payment options 2–20 years, Single premium, issue-age span 0 years to 80 years. See each plan’s own age rules and terms below in A–Z order; the range does not apply to every plan and unknowns stay unconfirmed, checked :Source

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Last checked

Years 2025–2026 reflect dated source editions, or check years when undated, rather than product launch years.

AI agents can read our sourced facts through the read-only MCP service. MCP server card ·Published fact index

Insurers (15)

Comparison JSON · Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link.

Comparable facts

Filters search recorded options only. Age matches any recorded range; option conditions and age basis still apply. Unknown ranges are excluded when an age is entered.

Product: 7 / 7

Comparable facts
ProductInsurerProduct categoryPolicy currenciesPremium payment termsBenefit termIssue ages & basisRecorded featuresPublished key exclusions (not exhaustive)
Assure Together Global Whole Life Insurance PlanBOC LifeWhole life Source1HKD / CNY / USD Source2
  • 2 years
  • 5 years
Source2
Whole life Source215 days to 74 years / Age basis: Not confirmed Source2Currency exchange, policy split and change-of-insured options, subject to policy conditions. Source1Additional Accidental Death Benefit: exclusions include war, suicide and self-inflicted injuries. See its full exclusion list. Source3
Elite Generations Global Whole Life Insurance PlanBOC LifeWhole life Source4CNY / HKD / USD / AUD / CAD / EUR / GBP / SGD Source5
  • Single premium
  • 2 years
  • 3 years
Show all 5
  • 5 years
  • 10 years
Source5
Whole life Source5
  • 15 days to 74 years / Age basis: Not confirmed / Single-payment, 2 or 3-year payment term.
  • 15 days to 70 years / Age basis: Not confirmed / 5-year payment term.
  • 15 days to 65 years / Age basis: Not confirmed / 10-year payment term.
Source5
Currency exchange, policy split and change-of-insured options, subject to policy conditions. Source4Additional Accidental Death Benefit: exclusions include war, suicide and self-inflicted injuries. See its full exclusion list. Source6
Eternal Fortune Global Whole Life Insurance PlanBOC LifeWhole life Source7CNY / HKD / USD Source85 years Source8Whole life Source815 days to 70 years / Age basis: Not confirmed Source8Currency exchange, policy split and change-of-insured options, subject to policy conditions. Source7Additional Accidental Death Benefit: exclusions include war, suicide and self-inflicted injuries. See its full exclusion list. Source9
Forever Wellbeing Whole Life Insurance PlanBOC LifeWhole life Source10CNY / HKD / USD Source11
  • 2 years
  • 5 years
  • 10 years
Source11
Whole life / Life cover is lifelong; Critical Illness and Condition Benefit ends at 75 and Terminal Illness Benefit at 65. Source11
  • 15 days to 60 years / Age basis: Not confirmed / 2-year payment term.
  • 15 days to 55 years / Age basis: Not confirmed / 5 or 10-year payment term.
Source11
Whole life protection with focused cover for five critical illnesses and conditions; simplified underwriting. Source10Critical Illness and Condition / Terminal Illness benefits exclude pre-existing conditions and intentional self-harm; see full terms. Source12
Glamorous Glow Global Whole Life Insurance PlanBOC LifeWhole life Source13CNY / HKD / USD / AUD / CAD / EUR / GBP / SGD Source14
  • Single premium
  • 2 years
  • 3 years
Show all 5
  • 5 years
  • 10 years
Source14
Whole life Source14
  • 15 days to 80 years / Age basis: Not confirmed / Single-payment, 2 or 3-year payment term.
  • 15 days to 70 years / Age basis: Not confirmed / 5-year payment term.
  • 15 days to 65 years / Age basis: Not confirmed / 10-year payment term.
Source14
Currency exchange, policy split and change-of-insured options, subject to policy conditions. Source13Additional Accidental Death Benefit: exclusions include war, suicide and self-inflicted injuries. See its full exclusion list. Source15
IncomeShine Whole Life Coupon Insurance Plan (Simplified Version)BOC LifeWhole life Source16CNY / HKD / USD Source17
  • 5 years
  • 8 years
  • 12 years
Show all 4
  • 20 years
Source17
To age 100 Source17
  • 15 days to 70 years / Age basis: Not confirmed / 5 or 8-year payment period.
  • 15 days to 65 years / Age basis: Not confirmed / 12-year payment term.
  • 15 days to 60 years / Age basis: Not confirmed / 20-year payment term.
Source17
Guaranteed cash coupons payable until the insured reaches age 100; premium term choices apply. Source16Additional Accidental Death Benefit: exclusions include war, suicide and self-inflicted injuries. See its full exclusion list. Source18
LIFE BrillianceSun LifeWhole life Source19HKD / USD / CNY Source19
  • 5 years
  • 10 years
  • 15 years
Show all 4
  • 20 years
Source19
To age 100 Source19
  • 0 years to 65 years / Age basis: Not confirmed / 5-year premium payment term.
  • 0 years to 60 years / Age basis: Not confirmed / 10-year premium payment term.
  • 0 years to 55 years / Age basis: Not confirmed / 15-year premium payment term.
Show all 4
  • 0 years to 50 years / Age basis: Not confirmed / 20-year premium payment term.
Source19
  • Life protection to age 100
  • Guaranteed cash value
  • Non-guaranteed reversionary bonus
Source20Source19

No public field citation recorded

Feature matrix

Up to three products in A–Z order. Open each product's decision sheet for complete information.

Known means partial sourced information. Not published refers to checked documents. Unchecked details do not imply no cover or restrictions.

Feature matrix
Comparable factsAssure Together Global Whole Life Insurance PlanElite Generations Global Whole Life Insurance PlanEternal Fortune Global Whole Life Insurance Plan
What it pays and when
  • Benefit term: Whole life
  • Recorded features: Currency exchange, policy split and change-of-insured options, subject to policy conditions.
Public source · Checked Public source · Checked
  • Benefit term: Whole life
  • Recorded features: Currency exchange, policy split and change-of-insured options, subject to policy conditions.
Public source · Checked Public source · Checked
  • Benefit term: Whole life
  • Recorded features: Currency exchange, policy split and change-of-insured options, subject to policy conditions.
Public source · Checked Public source · Checked
Benefit limitsA combined death-benefit maximum applies across the specified Assure Together, Eternal Fortune, Forever Fortune and Glamorous Glow series policies for the same insured, using the brochure’s aggregate formula.Public source · Checked Additional accidental-death and accidental-ICU benefits each pay the lower of 10% of total premiums paid or RMB100,000/HKD100,000/USD12,500 (other currency limits also listed), subject to separate eligibility and aggregation rules.Public source · Checked The death-benefit maximum is aggregated across the specified Eternal Fortune, Forever Fortune, Glamorous Glow and related series policies under the brochure’s formula.Public source · Checked
Guaranteed / non-guaranteedThe plan distinguishes guaranteed cash value from non-guaranteed annual and terminal dividends.Public source · Checked The plan distinguishes guaranteed cash value from non-guaranteed annual and terminal dividends.Public source · Checked The death-benefit formula distinguishes guaranteed cash value from non-guaranteed Terminal Dividend and dividend accumulations.Public source · Checked
Waiting periodsnot publishedDocuments checkedPublic source · Checked The stated accidental ICU benefit requires admission within 14 days of the accident and at least 24 consecutive hours in ICU; accidental death must occur within 180 days of the accident.Public source · Checked not publishedDocuments checkedPublic source · Checked
Main exclusions
  • Published key exclusions (not exhaustive): Additional Accidental Death Benefit: exclusions include war, suicide and self-inflicted injuries. See its full exclusion list.
  • Additional accidental-death exclusions include self-injury, war, unlawful acts, intoxication and specified hazardous activities, subject to the stated exceptions; these concern the accident benefit.
Public source · Checked Public source · Checked
  • Published key exclusions (not exhaustive): Additional Accidental Death Benefit: exclusions include war, suicide and self-inflicted injuries. See its full exclusion list.
  • Additional accidental-death exclusions include self-injury, war, unlawful acts, intoxication and specified hazardous activities, subject to the stated exceptions; these concern the accident benefit.
Public source · Checked Public source · Checked
  • Published key exclusions (not exhaustive): Additional Accidental Death Benefit: exclusions include war, suicide and self-inflicted injuries. See its full exclusion list.
  • Additional accidental-death exclusions include self-injury, war, unlawful acts, intoxicants and listed hazardous activities; accident-benefit exceptions are separately stated.
Public source · Checked Public source · Checked
How do fulfillment ratios differ by policy issue year?
Feature matrixUp to three products in A–Z order. Open each product's decision sheet for complete information. Chart data and sourcesAssure Together Global Whole Life Insurance PlanAssure Together Global Whole Life Insurance PlanElite Generations Global Whole Life Insurance PlanElite Generations Global Whole Life Insurance PlanEternal Fortune Global Whole Life Insurance PlanEternal Fortune Global Whole Life Insurance PlanWhat it pays and whenWhat it pays and whenBenefit term: Whole life · Recorded features: Currency exchange, policy split and change-of-insured options, subject to policy conditions.Benefit term: Whole life ·…Benefit term: Whole life · Recorded features: Currency exchange, policy split and change-of-insured options, subject to policy conditions.Benefit term: Whole life ·…Benefit term: Whole life · Recorded features: Currency exchange, policy split and change-of-insured options, subject to policy conditions.Benefit term: Whole life ·…Benefit limitsBenefit limitsA combined death-benefit maximum applies across the specified Assure Together, Eternal Fortune, Forever Fortune and Glamorous Glow series policies for the same insured, using the brochure’s aggregate formula.A combined death-benefit m…Additional accidental-death and accidental-ICU benefits each pay the lower of 10% of total premiums paid or RMB100,000/HKD100,000/USD12,500 (other currency limits also listed), subject to separate eligibility and aggregation rules.Additional accidental-deat…The death-benefit maximum is aggregated across the specified Eternal Fortune, Forever Fortune, Glamorous Glow and related series policies under the brochure’s formula.The death-benefit maximum …Guaranteed / non-guaranteedGuaranteed / non-guarantee…The plan distinguishes guaranteed cash value from non-guaranteed annual and terminal dividends.The plan distinguishes gua…The plan distinguishes guaranteed cash value from non-guaranteed annual and terminal dividends.The plan distinguishes gua…The death-benefit formula distinguishes guaranteed cash value from non-guaranteed Terminal Dividend and dividend accumulations.The death-benefit formula …Waiting periodsWaiting periodsnot publishednot publishedThe stated accidental ICU benefit requires admission within 14 days of the accident and at least 24 consecutive hours in ICU; accidental death must occur within 180 days of the accident.The stated accidental ICU …not publishednot publishedMain exclusionsMain exclusionsPublished key exclusions (not exhaustive): Additional Accidental Death Benefit: exclusions include war, suicide and self-inflicted injuries. See its full exclusion list. · Additional accidental-death exclusions include self-injury, war, unlawful acts, intoxication and specified hazardous activities, subject to the stated exceptions; these concern the accident benefit.Published key exclusions (…Published key exclusions (not exhaustive): Additional Accidental Death Benefit: exclusions include war, suicide and self-inflicted injuries. See its full exclusion list. · Additional accidental-death exclusions include self-injury, war, unlawful acts, intoxication and specified hazardous activities, subject to the stated exceptions; these concern the accident benefit.Published key exclusions (…Published key exclusions (not exhaustive): Additional Accidental Death Benefit: exclusions include war, suicide and self-inflicted injuries. See its full exclusion list. · Additional accidental-death exclusions include self-injury, war, unlawful acts, intoxicants and listed hazardous activities; accident-benefit exceptions are separately stated.Published key exclusions (…

LIFE Brilliance · Compare fulfillment ratios

A–Z (7)

Products

Comparison groups

Comparison groups

Ask a licensed Hong Kong broker for a free comparison of suitable plans
Sources & verification dates

Sources & verification dates

Checked:

  1. Official product page: product description and features

    Source date: Not confirmed

Checked:

  1. Assure Together Global Whole Life Insurance Plan — official product page

    Source date: Not confirmed

  2. Elite Generations Global Whole Life Insurance Plan — official product page

    Source date: Not confirmed

  3. Eternal Fortune Global Whole Life Insurance Plan — official product page

    Source date: Not confirmed

  4. Forever Wellbeing Whole Life Insurance Plan — official product page

    Source date: Not confirmed

  5. Glamorous Glow Global Whole Life Insurance Plan — official product page

    Source date: Not confirmed

  6. IncomeShine Whole Life Coupon Insurance Plan (Simplified Version) — official product page

    Source date: Not confirmed

Checked:

  1. Official product document — Eligibility and plan summary; BOCATG/PB/V02/0726

    Source date: / Page: 13

  2. Official product document — Selected exclusions; BOCATG/PB/V02/0726

    Source date: / Page: 16

  3. Official product document — Eligibility and plan summary; BOCEGG/PB/V02/0726

    Source date: / Page: 7

  4. Official product document — Selected exclusions; BOCEGG/PB/V02/0726

    Source date: / Page: 10

  5. Official product document — Eligibility and plan summary; NBEFG/PB/V07/0726

    Source date: / Page: 9

  6. Official product document — Selected exclusions; NBEFG/PB/V07/0726

    Source date: / Page: 13

  7. Official product document — Eligibility and plan summary; BOCFW/L/V10/0726

    Source date: / Page: 6

  8. Official product document — Selected exclusions; BOCFW/L/V10/0726

    Source date: / Page: 10

  9. Official product document — Eligibility and plan summary; NBGGG/PB/V05/0726

    Source date: / Page: 7

  10. Official product document — Selected exclusions; NBGGG/PB/V05/0726

    Source date: / Page: 10

  11. Official product document — Eligibility and plan summary; NBIS/L/V12/0726

    Source date: / Page: 2

  12. Official product document — Selected exclusions; NBIS/L/V12/0726

    Source date: / Page: 3

  13. Official brochure — Key product information; printed 2025-10

    Source date: / Page: 12

Information, not advice; we refer to a licensed Hong Kong broker.

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