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Chubb Life Insurance Hong Kong Limited Whole life plans compared

Compare 5 products sharing Whole life: currencies HKD/USD, premium-payment options 5–25 years, to ages 100, Single premium, issue-age span 15 days to 75 years. See each plan’s own age rules and terms below in A–Z order; the range does not apply to every plan and unknowns stay unconfirmed, checked :Source

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Last checked

Years 2024–2025 reflect dated source editions, or check years when undated, rather than product launch years.

AI agents can read our sourced facts through the read-only MCP service. MCP server card ·Published fact index

Insurers (15)

Comparison JSON · Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link.

Comparable facts

Filters search recorded options only. Age matches any recorded range; option conditions and age basis still apply. Unknown ranges are excluded when an age is entered.

Product: 5 / 5

Comparable facts
ProductInsurerProduct categoryPolicy currenciesPremium payment termsBenefit termIssue ages & basisPublished key exclusions (not exhaustive)
Chubb Supreme Life Insurance Plan II (Regular Premium)Chubb Life Insurance Hong Kong LimitedWhole life Source1USD Source2
  • 5 years
  • 10 years
  • 20 years
Source2		To age 120 Source2
  • 15 days to 70 years / Age basis: Not confirmed / 5 / 10-year premium payment term. Age at nearest birthday.
  • 15 days to 60 years / Age basis: Not confirmed / 20-year premium payment term. Age at nearest birthday.
Source2Source3
  • Life proceeds exclude suicide within 2 years of issue or last reinstatement, whichever is later.
  • Refund and deductions follow the brochure.
Source4
Custom Whole LifeChubb Life Insurance Hong Kong LimitedWhole life Source5HKD / USD Source6
  • 5 years
  • 10 years
  • 12 years
Show all 8
  • 15 years
  • 18 years
  • 20 years
  • 25 years
  • To age 100
Source6		To age 100 Source6
  • 15 days to 70 years / Age basis: Not confirmed / 5 / 10-year premium payment term. Age at nearest birthday.
  • 15 days to 68 years / Age basis: Not confirmed / 12-year premium payment term. Age at nearest birthday.
  • 15 days to 65 years / Age basis: Not confirmed / 15-year premium payment term. Age at nearest birthday.
Show all 7
  • 15 days to 62 years / Age basis: Not confirmed / 18-year premium payment term. Age at nearest birthday.
  • 15 days to 60 years / Age basis: Not confirmed / 20-year premium payment term. Age at nearest birthday.
  • 15 days to 55 years / Age basis: Not confirmed / 25-year premium payment term. Age at nearest birthday.
  • 15 days to 70 years / Age basis: Not confirmed / Premium payment to age 100; age at nearest birthday.
Source6
  • Life proceeds exclude suicide within 2 year(s) of issue or last reinstatement, whichever is latest.
  • Refund and deductions follow the brochure.
Source7
Infinity Prestige Life Insurance PlanChubb Life Insurance Hong Kong LimitedWhole life Source8USD Source9Single premium Source9Whole life Source915 days to 75 years / Age basis: Not confirmed / Age at nearest birthday. Source9Source10
  • Life proceeds exclude suicide within 1 year(s) of issue or change of insured, whichever is latest.
  • Refund and deductions follow the brochure.
Source11
Perpetual Life SeriesChubb Life Insurance Hong Kong LimitedWhole life Source12USD Source13
  • Single premium
  • 5 years
Source13		Whole life Source1318 years to 70 years / Age basis: Not confirmed / Age at nearest birthday. Source13Source14
  • Suicide within one year of issue is excluded; the reinstatement trigger also applies to the 5-year payment version.
  • Joint-life cover also excludes non-accidental death caused by the other insured.
  • The brochure specifies refunds and deductions.
Source15
Silver Life Insurance PlanChubb Life Insurance Hong Kong LimitedWhole life Source16USD Source1710 years Source17To age 100 Source1750 years to 75 years / Age basis: Not confirmed / Age at nearest birthday. Source17
  • Life proceeds exclude suicide within 2 year(s) of issue or last reinstatement, whichever is latest.
  • Refund and deductions follow the brochure.
Source18

Feature matrix

Up to three products in A–Z order. Open each product's decision sheet for complete information.

Known means partial sourced information. Not published refers to checked documents. Unchecked details do not imply no cover or restrictions.

Feature matrix
Comparable factsChubb Supreme Life Insurance Plan II (Regular Premium)Custom Whole LifeInfinity Prestige Life Insurance Plan
What it pays and when
  • Benefit term: To age 120
  • Life coverage runs to age 120.
Public source · Checked Public source · Checked
  • Benefit term: To age 100
  • Life coverage runs to age 100.
Public source · Checked Public source · Checked
  • Benefit term: Whole life
  • The policy term is the insured’s whole life.
Public source · Checked Public source · Checked
Benefit limitsTerminal dividend lock-in requires at least 10% per exercise and is subject to a maximum total lock-in percentage of 50%, insurer approval and the applicable anniversary window.Public source · Checked Maximum sum assured is considered individually, subject to the limit determined by the insurer.Public source · Checked In the decreasing-death-benefit version, the applicable percentage drops by 5 percentage points each year after the specified anniversary to 50% from the tenth such policy year onward; the total-basic-premiums- paid floor and other terms apply.Public source · Checked
Guaranteed / non-guaranteedThe plan provides guaranteed cash value and a non-guaranteed terminal dividend; cash value is payable on surrender or maturity, subject to policy terms.Public source · Checked Cash value is guaranteed; payment and amount of terminal dividend are non-guaranteed and may change.Public source · Checked The plan combines guaranteed cash value with a non-guaranteed terminal dividend.Public source · Checked
Waiting periodsnot publishedDocuments checkedPublic source · Checked not publishedDocuments checkedPublic source · Checked not publishedDocuments checkedPublic source · Checked
Main exclusions
  • Published key exclusions (not exhaustive): Life proceeds exclude suicide within 2 years of issue or last reinstatement, whichever is later.
  • Published key exclusions (not exhaustive): Refund and deductions follow the brochure.
  • Life insurance proceeds are excluded for suicide within two years of issue or reinstatement, whichever is later.
Public source · Checked Public source · Checked
  • Published key exclusions (not exhaustive): Life proceeds exclude suicide within 2 year(s) of issue or last reinstatement, whichever is latest.
  • Published key exclusions (not exhaustive): Refund and deductions follow the brochure.
  • Life insurance proceeds are excluded for suicide within two years of issue or reinstatement, whichever is later.
Public source · Checked Public source · Checked
  • Published key exclusions (not exhaustive): Life proceeds exclude suicide within 1 year(s) of issue or change of insured, whichever is latest.
  • Published key exclusions (not exhaustive): Refund and deductions follow the brochure.
  • Life insurance proceeds are excluded for suicide within one year of issue or change of insured, whichever is later.
Public source · Checked Public source · Checked
How do fulfillment ratios differ by policy issue year?
Feature matrixUp to three products in A–Z order. Open each product's decision sheet for complete information. Chart data and sourcesChubb Supreme Life Insurance Plan II (Regular Premium)Chubb Supreme Life Insurance Plan II (Regular Premium)Custom Whole LifeCustom Whole LifeInfinity Prestige Life Insurance PlanInfinity Prestige Life Insurance PlanWhat it pays and whenWhat it pays and whenBenefit term: To age 120 · Life coverage runs to age 120.Benefit term: To age 120 ·…Benefit term: To age 100 · Life coverage runs to age 100.Benefit term: To age 100 ·…Benefit term: Whole life · The policy term is the insured’s whole life.Benefit term: Whole life ·…Benefit limitsBenefit limitsTerminal dividend lock-in requires at least 10% per exercise and is subject to a maximum total lock-in percentage of 50%, insurer approval and the applicable anniversary window.Terminal dividend lock-in …Maximum sum assured is considered individually, subject to the limit determined by the insurer.Maximum sum assured is con…In the decreasing-death-benefit version, the applicable percentage drops by 5 percentage points each year after the specified anniversary to 50% from the tenth such policy year onward; the total-basic-premiums- paid floor and other terms apply.In the decreasing-death-be…Guaranteed / non-guaranteedGuaranteed / non-guarantee…The plan provides guaranteed cash value and a non-guaranteed terminal dividend; cash value is payable on surrender or maturity, subject to policy terms.The plan provides guarante…Cash value is guaranteed; payment and amount of terminal dividend are non-guaranteed and may change.Cash value is guaranteed; …The plan combines guaranteed cash value with a non-guaranteed terminal dividend.The plan combines guarante…Waiting periodsWaiting periodsnot publishednot publishednot publishednot publishednot publishednot publishedMain exclusionsMain exclusionsPublished key exclusions (not exhaustive): Life proceeds exclude suicide within 2 years of issue or last reinstatement, whichever is later. · Published key exclusions (not exhaustive): Refund and deductions follow the brochure. · Life insurance proceeds are excluded for suicide within two years of issue or reinstatement, whichever is later.Published key exclusions (…Published key exclusions (not exhaustive): Life proceeds exclude suicide within 2 year(s) of issue or last reinstatement, whichever is latest. · Published key exclusions (not exhaustive): Refund and deductions follow the brochure. · Life insurance proceeds are excluded for suicide within two years of issue or reinstatement, whichever is later.Published key exclusions (…Published key exclusions (not exhaustive): Life proceeds exclude suicide within 1 year(s) of issue or change of insured, whichever is latest. · Published key exclusions (not exhaustive): Refund and deductions follow the brochure. · Life insurance proceeds are excluded for suicide within one year of issue or change of insured, whichever is later.Published key exclusions (…
A–Z (5)

Products

Comparison groups

Comparison groups

Ask a licensed Hong Kong broker for a free comparison of suitable plans
Sources & verification dates

Sources & verification dates

Checked:

  1. Official product page — Product brochure section; publication date not stated

    Source date: Not confirmed

  2. Chubb product brochure — Basic Information / More about the Plan; physical PDF page

    Source date: / Page: 9

  3. Chubb product brochure — age definition and conditions; physical PDF page

    Source date: / Page: 14

  4. Chubb product brochure — Key Exclusions; physical PDF page

    Source date: / Page: 17

  5. Official product page — Product brochure section; publication date not stated

    Source date: Not confirmed

  6. Chubb product brochure — Basic Information / More about the Plan; physical PDF page

    Source date: / Page: 5

  7. Chubb product brochure — Key Exclusions; physical PDF page

    Source date: / Page: 9

  8. Official product page — Product brochure section; publication date not stated

    Source date: Not confirmed

  9. Chubb product brochure — Basic Information / More about the Plan; physical PDF page

    Source date: / Page: 7

  10. Chubb product brochure — age definition and conditions; physical PDF page

    Source date: / Page: 9

  11. Chubb product brochure — Key Exclusions; physical PDF page

    Source date: / Page: 10

  12. Official product page — Product brochure section; publication date not stated

    Source date: Not confirmed

  13. Chubb product brochure — Basic Information / More about the Plan; physical PDF page

    Source date: / Page: 8

  14. Chubb product brochure — age definition and conditions; physical PDF page

    Source date: / Page: 9

  15. Chubb product brochure — Key Exclusions; physical PDF page

    Source date: / Page: 12

  16. Official product page — Product brochure section; publication date not stated

    Source date: Not confirmed

  17. Chubb product brochure — Basic Information / More about the Plan; physical PDF page

    Source date: / Page: 8

  18. Chubb product brochure — Key Exclusions; physical PDF page

    Source date: / Page: 11

Information, not advice; we refer to a licensed Hong Kong broker.

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