USD Savings plans: Single premium premium term

This page compares 9 products. Compare recorded product facts and their public sources. Payment options, age conditions and currencies remain separate facts. Shared labels do not confirm eligibility. Check each option's conditions.

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Product: 9

Comparable facts
Product	Insurer	Product category	Policy currencies	Premium payment terms	Benefit term	Issue ages & basis	Minimum premium & basis	Recorded features	Policy currency switch	Policy split	Change of insured	Guaranteed / non-guaranteed components	Dividend / bonus types
Evergreen Growth Saver Plus Insurance II	Prudential Hong Kong Limited	Participating savings Source · Checked on: 2026-10-12	HKD / USD Source · Checked on: 2026-10-12	Single premium 5 years 8 years 12 years 3 years / Limited-time option; subject to availability and the offer terms. Source · Checked on: 2026-10-12	Whole life Source · Checked on: 2026-10-12	1 years – 75 years / Age basis: Age next birthday / Single premium; at least 15 days old when signing. 1 years – 70 years / Age basis: Age next birthday / 5-year term; at least 15 days old when signing. 1 years – 65 years / Age basis: Age next birthday / 8/12-year term; at least 15 days old when signing. Source · 6 · Checked on: 2026-10-12	No public field citation recorded	Guaranteed cash value with non-guaranteed reversionary and special bonuses. Change of life assured and death benefit settlement options, subject to policy terms. Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	After year 1, while the insured is alive and the policy is in force, subject to approval. Notional amount and cash values remain unchanged; supplementary benefits terminate. Source · 6 · Checked on: 2026-10-12	Guaranteed cash value plus non-guaranteed reversionary and special bonuses. Source · 3 · Checked on: 2026-10-12	Reversionary and special bonuses. Source · 3 · Checked on: 2026-10-12
Genesis	Manulife (International) Limited	Participating savings Source · Checked on: 2026-10-12	USD / HKD / CNY / CAD / AUD / GBP / SGD Source · Checked on: 2026-10-12	Single premium 3 years 5 years 10 years 15 years 2 years / Limited-time option; acceptance depends on availability at application. Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	Guaranteed cash value plus non-guaranteed terminal bonus. Currency switching and change of life insured are subject to approval; policy values and terms may change after a currency switch. Source · Checked on: 2026-10-12	From the third policy anniversary, once a year within 31 days of the switch anniversary, subject to approval. Conversion to a designated plan in the selected currency may change values and terms. Source · Checked on: 2026-10-12	No public field citation recorded	From the later of first anniversary or one year after issue; insurable interest, age limits and approval apply. Supplementary benefits terminate on change. Source · Checked on: 2026-10-12	Guaranteed cash value plus non-guaranteed terminal bonus. Source · Checked on: 2026-10-12	Terminal bonus. Source · Checked on: 2026-10-12
Global Power Multi-Currency Savings Insurance Plan 3	AIA International Limited	Participating savings Source · 16 · Checked on: 2026-10-12	CNY / GBP / USD / AUD / CAD / HKD / EUR / SGD Source · 16 · Checked on: 2026-10-12	Single premium 3 years / Limited quota 5 years 10 years Source · 16 · Checked on: 2026-10-12	Whole life Source · 16 · Checked on: 2026-10-12	15 days – 80 years / Age basis: Not confirmed / Single premium 15 days – 75 years / Age basis: Not confirmed / 3-year premium term 15 days – 75 years / Age basis: Not confirmed / 5-year premium term 15 days – 70 years / Age basis: Not confirmed / 10-year premium term Source · 16 · Checked on: 2026-10-12	USD 1,400 / Annual / USD policy, 10-year premium term only; other options have different minimums Source · 16 · Checked on: 2026-10-12	No public field citation recorded	From the end of year 2, once per policy year within 30 days of year-end; approval and debt repayment required. Values are recalculated under the latest Global Power plan in the new currency. Source · 16 · Checked on: 2026-10-12	From the later of year 3 end or premium-term end, once per year; approval, debt repayment and minimum principal amounts apply. Values split proportionately; no cooling-off period for split policies. Source · 17 · Checked on: 2026-10-12	Unlimited changes of insured and contingent insured, subject to AIA rules and approval. Source · 4 · Checked on: 2026-10-12	Guaranteed cash value plus non-guaranteed reversionary and terminal bonus cash values; reversionary face value becomes a permanent addition once declared. Source · 18 · Checked on: 2026-10-12	Reversionary and terminal bonus cash values; reversionary face value becomes a permanent addition once declared. Source · 18 · Checked on: 2026-10-12
HSBC Wealth Goal Insurance Plan III	HSBC Life (International) Limited	Participating savings Source · Checked on: 2026-10-12	USD Source · Checked on: 2026-10-12	Single premium 3 years 5 years 10 years 15 years 20 years Source · Checked on: 2026-10-12	To age 99 Source · 43 · Checked on: 2026-10-12	15 days – 80 years / Age basis: Not confirmed / Single/3-year term. 15 days – 65 years / Age basis: Not confirmed / 5/10-year term. 15 days – 50 years / Age basis: Not confirmed / 15-year term. 15 days – 45 years / Age basis: Not confirmed / 20-year term. Source · 43 · Checked on: 2026-10-12	No public field citation recorded	Participating life insurance with a savings element; policy-value lock-in and transfer of coverage are subject to conditions. Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	Change of life insured is published for succession; HSBC Life’s approval, insurable interest and administrative conditions apply. Source · 33 · Checked on: 2026-10-12	Guaranteed cash value plus non-guaranteed special bonus. Source · 34 · Checked on: 2026-10-12	Special bonus. Source · 34 · Checked on: 2026-10-12
ManuGlobal Saver	Manulife (International) Limited	Participating savings Source · Checked on: 2026-10-12	USD / HKD / CNY / CAD / AUD / GBP / SGD Source · Checked on: 2026-10-12	Single premium 3 years / Limited offer; subject to availability at application. 5 years 10 years Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	Guaranteed cash value and a non-guaranteed terminal bonus; early surrender may result in a loss. Currency switching from the third anniversary requires approval and may convert the policy to a different designated plan. Source · Checked on: 2026-10-12	From the third policy anniversary, once a year within 31 days of the switch anniversary, subject to approval. Conversion to a designated plan in the selected currency may change values and terms. Source · Checked on: 2026-10-12	No public field citation recorded	From the later of first anniversary or one year after issue; insurable interest, age limits and approval apply. Supplementary benefits terminate on change. Source · Checked on: 2026-10-12	Guaranteed cash value plus non-guaranteed terminal bonus. Source · Checked on: 2026-10-12	Terminal bonus. Source · Checked on: 2026-10-12
Max Goal II Insurance Plan	AXA China Region Insurance Company (Hong Kong) Limited	Participating savings Source · Checked on: 2026-10-12	USD / CNY / HKD Source · Checked on: 2026-10-12	Single premium Source · Checked on: 2026-10-12	To age 138 / Age last birthday of the latest insured; changing the insured changes the benefit period. Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	Guaranteed cash value and a non-guaranteed terminal dividend; early surrender may result in a loss. Terminal dividend lock-in option from the fifth policy anniversary, subject to approval and annual limits. Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	From the first anniversary, unlimited changes subject to AXA rules; policy values remain unchanged and the benefit period follows the new insured up to age 138. Source · 12 · Checked on: 2026-10-12	Guaranteed cash value plus non-guaranteed terminal dividend. Source · 5 · Checked on: 2026-10-12	Terminal dividend. Source · 5 · Checked on: 2026-10-12
MaxFocus Global Insurance Plan	FWD Life Insurance Company (Bermuda) Limited	Participating savings Source · Checked on: 2026-10-12	USD / HKD / CNY / AUD / CAD / EUR / GBP / SGD Source · Checked on: 2026-10-12	Single premium 3 years / Limited offer; availability is at FWD’s discretion. 5 years 10 years 18 years Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	Policy currency conversion is available from the third policy anniversary, subject to conditions. Policy splitting is available from the fifth policy anniversary, subject to conditions. Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	Guaranteed cash value plus non-guaranteed annual dividends and special bonus. Source · 5 · Checked on: 2026-10-12	Non-guaranteed annual dividends and special bonus. Source · 5 · Checked on: 2026-10-12
MaxFocus Legacy Insurance Plan	FWD Life Insurance Company (Bermuda) Limited	Participating savings Source · Checked on: 2026-10-12	USD / HKD / CNY / AUD / CAD / EUR / GBP / SGD Source · Checked on: 2026-10-12	Single premium 2 years / Limited offer; availability is at FWD’s discretion. 3 years / Limited offer; availability is at FWD’s discretion. 5 years 10 years 18 years Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	Guaranteed cash value with non-guaranteed reversionary and special bonuses. Policy splitting from the third policy anniversary and bonus lock-in are subject to policy conditions. Source · Checked on: 2026-10-12	Policy currency conversion from the third anniversary; available currencies and policy-value changes are subject to the applicable policy provisions. Source · 3 · Checked on: 2026-10-12	From the third anniversary, divide the policy into two or more policies; approval and policy conditions apply. Source · 3 · Checked on: 2026-10-12	No public field citation recorded	Guaranteed cash value plus non-guaranteed reversionary and special bonuses. Source · 3 · Checked on: 2026-10-12	Reversionary and special bonuses. Source · 3 · Checked on: 2026-10-12
Simply Love Encore Savings Insurance Plan 5	AIA International Limited	Participating savings Source · 7 · Checked on: 2026-10-12	USD / HKD Source · 7 · Checked on: 2026-10-12	Single premium 5 years 10 years Source · 7 · Checked on: 2026-10-12	Whole life Source · 7 · Checked on: 2026-10-12	15 days – 80 years / Age basis: Not confirmed / Single premium 15 days – 80 years / Age basis: Not confirmed / 5-year premium term 15 days – 75 years / Age basis: Not confirmed / 10-year premium term Source · 7 · Checked on: 2026-10-12	USD 1,000 / Annual / 10-year USD option; 5-year USD minimum 1,500 annually; single USD minimum 5,000. HKD has separate minimums. Source · 7 · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	Change of insured and contingent insured options are available; policy rules and approval apply. Source · Checked on: 2026-10-12	Guaranteed cash value and non-guaranteed annual dividends and terminal dividend. Source · 7 · Checked on: 2026-10-12	Non-guaranteed annual dividends and terminal dividend. Source · 7 · Checked on: 2026-10-12

Global Power Multi-Currency Savings Insurance Plan 3 · Fulfillment ratios

HSBC Wealth Goal Insurance Plan III · Fulfillment ratios

Max Goal II Insurance Plan · Fulfillment ratios

MaxFocus Global Insurance Plan · Fulfillment ratios

MaxFocus Legacy Insurance Plan · Fulfillment ratios

Simply Love Encore Savings Insurance Plan 5 · Fulfillment ratios

Fulfillment ratio by issue year

Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.

Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.

2025 · All · Annual dividends

Chart data and sources

Issue year	Fulfillment ratio (%)	Source
2021	100%	Source · Checked on: 2026-10-11
2022	100%	Source · Checked on: 2026-10-11
2023	100%	Source · Checked on: 2026-10-11

2025 · All · Terminal dividends

Chart data and sources

Issue year	Fulfillment ratio (%)	Source
2021	100%	Source · Checked on: 2026-10-11
2022	100%	Source · Checked on: 2026-10-11
2023	100%	Source · Checked on: 2026-10-11

Comparison groups

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