- Policy currencies
- USD / HKD / CNY / GBP / SGD / AUD / CAD / CHF / EUR
- Premium payment terms
- 2 years / 5 years / 10 years
「頤年·樂享」儲蓄保險計劃（臻傳版）
Last checked
At a glance
- Insurer
- China Taiping Life Insurance (Hong Kong) Company Limited
- Product category
- Participating savings
- Policy currencies
- USD / HKD / CNY
- Premium payment terms
Premium payment terms (3)
Premium payment terms Single premium 2 years 5 years - Issue ages & basis
Issue ages & basis (3)
Issue ages & basis Recorded information Premium payment terms / Age basis 15 days to 80 years Single premium payment.
Age basis: Age last birthday15 days to 80 years 2-year premium payment term.
Age basis: Age last birthday15 days to 75 years 5-year premium payment term.
Age basis: Age last birthday
- Guaranteed cash value
- Non-guaranteed reversionary and terminal bonuses
- Death benefit, subject to policy conditions
Decision sheet
6 of 11 known · 5 not published
- What it pays and when
Benefit term: To age 130Public source · Checked:
Recorded features: Guaranteed cash value / Non-guaranteed reversionary and terminal bonuses / Death benefit, subject to policy conditionsPublic source · Checked:
- Benefit limits
- not published
- Premium and payment term
Premium payment terms: Single premium / 2 years / 5 yearsPublic source · Checked:
- How premiums can change
- not published
- Guaranteed / non-guaranteed
Guaranteed cash valuePublic source · Checked:
Non-guaranteed reversionary and terminal bonusesPublic source · Checked:
- Waiting periods
- not published
- Main exclusions
- not published
- Surrender / cancellation
Written termination is available. Early surrender proceeds may be less than premiums paid.Public source · Checked:
- Cooling-off
Cancel in writing within 21 calendar days after delivery of the policy or cooling-off notice to you or your representative, whichever is earlier. Premiums and levy are refunded, subject to market value adjustment if applicable; no refund after a claim.Public source · Checked:
- Riders
- not published
- Claims steps
Notify the insurer in writing promptly, within 30 days of the insured event. Obtain the claim form from its website, hotline or customer service centre.Public source · Checked:
Known means some sourced information is available, not complete terms. Missing details are not evidence of no cover or no restriction.
How the value of this kind of plan works
How the value of this kind of plan works
Read this before any illustration. It describes these plans in general; the policy contract decides.
- Guaranteed part
- The guaranteed cash value is in the contract. It is usually low in the early years and is the only part you can rely on.
- Non-guaranteed part
- Dividends and bonuses depend on the insurer’s results and can be cut. Fulfillment ratios show past payouts.
- Stopping early
- Surrendering in the first years usually returns less than you paid. Find the break-even year in your own illustration first.
- Currency
- Values are paid in the policy currency. If you spend in another currency, exchange rates can add to or erase the return.
Belongs to
Belongs to
Similar products share a type, currency and premium term band. Clusters describe published features, not suitability or ranking.
- Participating savings
- USD
- HKD
- CNY
- Premium term band: Single premium
- Premium term band: Up to 5 years
- Issue-age band: Children (0–17)
- Issue-age band: Adults (18–64)
- Issue-age band: Older adults (65+)
- China Taiping
Matching goals and segments (by product type)
Similar products from other insurers
Similar products from other insurers
- Policy currencies
- HKD / USD
- Premium payment terms
- Single premium / 5 years / 8 years / 12 years …
- Policy currencies
- CNY / USD / GBP / EUR / CAD / AUD / SGD / HKD
- Premium payment terms
- 5 years / 10 years
- Policy currencies
- USD / HKD / CNY / CAD / AUD / GBP / SGD
- Premium payment terms
- Single premium / 3 years / 5 years / 10 years …
- Policy currencies
- CNY / GBP / USD / AUD / CAD / HKD / EUR / SGD
- Premium payment terms
- Single premium / 3 years / 5 years / 10 years
- Policy currencies
- USD
- Premium payment terms
- Single premium / 3 years / 5 years / 10 years …
Comparison groups
Comparison groups
- CNY Savings plans compared
- HKD Savings plans compared
- USD Savings plans compared
- CNY Savings plans: Up to 5 years premium term
- HKD Savings plans: Up to 5 years premium term
- HKD Savings plans: Single premium premium term
- USD Savings plans: Up to 5 years premium term
- USD Savings plans: Single premium premium term
- CNY Savings plans: Single premium premium term
- China Taiping Savings plans compared
All published facts
All published facts
| Field | Recorded information | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Product category | Participating savings | ||||||||
| Policy currencies | USD / HKD / CNY | ||||||||
| Premium payment terms | Single premium 2 years 5 years | ||||||||
| Benefit term | To age 130 | ||||||||
| Issue ages & basis |
| ||||||||
| Recorded features | Guaranteed cash value Non-guaranteed reversionary and terminal bonuses Death benefit, subject to policy conditions | ||||||||
| Sales status | On sale (at source date) |
Names in other languages
- English
- Not confirmed
- 繁體中文
- 「頤年·樂享」儲蓄保險計劃（臻傳版）
- 简体中文
- Not confirmed
Verified names follow insurer labels. Unconfirmed translations use English for navigation.
Sources & verification dates
Sources & verification dates
- Individual catalogue: published name and listed sale status; null fields not confirmed
Source date: Not confirmed
Checked: - Official public brochure: insurer-published Traditional Chinese product name
Source date: Not confirmed / Page: 1
Checked: - Official public brochure: confirmed product facts (physical PDF page)
Source date: Not confirmed / Page: 12
Checked: