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港險通Hong Kong Insurance Connect
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Information, not advice; we refer to a licensed Hong Kong broker.

Sun Life Savings plans compared

Last checked

7 products share Sun Life / Participating savings. Currency options: AED/AUD/CAD/CHF/CNY/EUR/GBP/HKD/SGD/USD; premium-term span: 2–18 years/Single premium; issue-age span: 0 years to 80 years. These are recorded options across plans; individual combinations, age bases and conditions are shown below. Products appear by English name A–Z. Source checked :Source

AI agents can read our sourced facts through the read-only MCP service. MCP server card ·Published fact index

Comparison JSON · Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link.

Comparable facts

Filters search recorded options only. Age matches any recorded range; option conditions and age basis still apply. Unknown ranges are excluded when an age is entered.

Product: 7

Comparable facts
ProductInsurerProduct categoryPolicy currenciesPremium payment termsBenefit termIssue ages & basisMinimum premium & basisRecorded featuresSales status
RoyalFortuneSun Life Hong Kong Limited

Participating savings

Source1

USD

Source2

Single premium

Source2

To age 120 / Earlier of age 120 of current insured (younger insured for joint life) and 120 years from policy issue.

Source2

0 years to 80 years / Age basis: Not confirmed

Source2

USD 20,000 / Single premium / Temporary notional minimum through , subject to conditions. Standard brochure minimum: USD125,000.

Source1Source2

Guaranteed cash value and potential bonuses

Value lock-in option, subject to conditions

Flexible policy withdrawals, subject to conditions

Source1Source2

On sale (at source date)

Source3
Stellar Multi-Currency Insurance Plan IISun Life Hong Kong Limited

Participating savings

Source4

USD / CAD / GBP / CNY / AUD / HKD

Source4

3 years

6 years

12 years

18 years

Source4

Whole life

Source4

0 years to 80 years / Age basis: Not confirmed / 3-year premium payment term.

0 years to 75 years / Age basis: Not confirmed / 6-year premium payment term.

0 years to 65 years / Age basis: Not confirmed / 12-year premium payment term.

0 years to 60 years / Age basis: Not confirmed / 18-year premium payment term.

Source4

USD 1,000 / Annual / 18-year term: USD1,000/year; 3-year: USD8,000; 6-year: USD2,000; 12-year: USD1,500. Other currencies: see table.

Source5

Six policy currencies with currency change, subject to approval

Guaranteed cash value and non-guaranteed bonuses

Change of insured option, subject to conditions

Source6Source4

On sale (at source date)

Source3
SunGift Global Insurance Plan IISun Life Hong Kong Limited

Participating savings

Source7

USD / CAD / GBP / CNY / AUD / HKD / EUR / SGD / AED / CHF

Source7

2 years

5 years

Source7

Whole life / Life of current insured, or current younger insured for joint life.

Source7

0 years to 80 years / Age basis: Not confirmed / 2-year premium payment term.

0 years to 75 years / Age basis: Not confirmed / 5-year premium payment term.

Source7

USD 3,000 / Annual / 5-pay: USD3,000; 2-pay: USD15,000 annually. Other currency minima are in the brochure.

Source7

Ten policy currencies with currency change from third anniversary, subject to approval

Policy split from third anniversary, subject to conditions

Guaranteed cash value and non-guaranteed bonuses

Source8Source7

On sale (at source date)

Source3
SunJoySun Life Hong Kong Limited

Participating savings

Source9

USD

Source10

2 years

5 years

Source9

To age 120

Source10

0 years to 80 years / Age basis: Not confirmed / 2-year premium term.

0 years to 75 years / Age basis: Not confirmed / 5-year premium term.

Source10

USD 3,000 / Annual / 5-year USD option; 2-year option minimum USD15,000 annually.

Source10

Participating savings plan with withdrawals, policy splitting and changes of insured subject to policy conditions and insurer approval.

Source9

No public field citation recorded

SunJoy Global Insurance Plan IISun Life Hong Kong Limited

Participating savings

Source11

USD / CAD / GBP / CNY / AUD / HKD / EUR / SGD / AED / CHF

Source11

2 years

5 years

Source11

Whole life / Life of current insured, or current younger insured for joint life.

Source11

0 years to 80 years / Age basis: Not confirmed / 2-year premium payment term.

0 years to 75 years / Age basis: Not confirmed / 5-year premium payment term.

Source11

USD 3,000 / Annual / 5-pay: USD3,000; 2-pay: USD15,000 annually. Other currency minima are in the brochure.

Source11

Ten policy currencies with currency change from third anniversary, subject to approval

Policy split from third anniversary, subject to conditions

Guaranteed cash value and non-guaranteed bonuses

Source12Source11

On sale (at source date)

Source3
Venus IISun Life Hong Kong Limited

Participating savings

Source13

USD

Source14

Single premium

Source14

To age 120 / Earlier of age 120 of current insured (younger insured for joint life) and 120 years from policy issue.

Source14

0 years to 80 years / Age basis: Not confirmed

Source14

No public field citation recorded

Single premium

Guaranteed cash value and non-guaranteed bonuses

Change of insured option, subject to conditions

Source13Source14

On sale (at source date)

Source3
VisionSun Life Hong Kong Limited

Participating savings

Source15

USD

Source16

2 years / Limited offer.

5 years

10 years

Source16

To age 120 / Earlier of age 120 of current insured (younger insured for joint life) and 120 years from policy issue.

Source16

0 years to 80 years / Age basis: Not confirmed / 2-year premium payment term.

0 years to 70 years / Age basis: Not confirmed / 5-year premium payment term.

0 years to 65 years / Age basis: Not confirmed / 10-year premium payment term.

Source16

No public field citation recorded

Monthly coupon from second policy year

Change of insured option, subject to conditions

Premium suspension option, subject to conditions

Source15Source16

On sale (at source date)

Source3

SunGift Global Insurance Plan II · Fulfillment ratios

SunJoy · Fulfillment ratios

SunJoy Global Insurance Plan II · Fulfillment ratios

Venus II · Fulfillment ratios

Vision · Fulfillment ratios

How do fulfillment ratios differ by policy issue year?

Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.

Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.

2025 · All · Annual Dividends
How do fulfillment ratios differ by policy issue year?Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.0%25.8%51.5%77.3%103%20192023
Chart data and sources
Issue yearFulfillment ratio (%)Source
201997%Source · Checked on:
202098%Source · Checked on:
2021100%Source · Checked on:
2022103%Source · Checked on:
2023101%Source · Checked on:
2025 · All · Reversionary Bonuses
How do fulfillment ratios differ by policy issue year?Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.0%27.8%55.5%83.3%111%20192024
Chart data and sources
Issue yearFulfillment ratio (%)Source
201990%Source · Checked on:
202097%Source · Checked on:
2021102%Source · Checked on:
2022111%Source · Checked on:
2023104%Source · Checked on:
2024100%Source · Checked on:
Comparison groups

Comparison groups

Enquire about these facts
Sources & verification dates

Sources & verification dates

  1. Official product page: product description and features

    Source date: Not confirmed
    Checked:

  2. Official product brochure: basic plan terms (not rider terms)

    Source date: Not confirmed / Page: 15
    Checked:

  3. Individual catalogue: published name and listed sale status; null fields not confirmed

    Source date: Not confirmed
    Checked:

  4. Official product brochure: basic plan terms (not rider terms)

    Source date: Not confirmed / Page: 23
    Checked:

  5. Official brochure: visually confirmed minimum annual premium table by payment term

    Source date: Not confirmed / Page: 23
    Checked:

  6. Official product page: product description and features

    Source date: Not confirmed
    Checked:

  7. Official product brochure: basic plan terms (not rider terms)

    Source date: Not confirmed / Page: 26
    Checked:

  8. Official product page: product description and features

    Source date: Not confirmed
    Checked:

  9. Sun Life — SunJoy product page

    Source date: Not confirmed
    Checked:

  10. SunJoy — public brochure

    Source date: Not confirmed / Page: 21
    Checked:

  11. Official product brochure: basic plan terms (not rider terms)

    Source date: Not confirmed / Page: 26
    Checked:

  12. Official product page: product description and features

    Source date: Not confirmed
    Checked:

  13. Official product page: product description and features

    Source date: Not confirmed
    Checked:

  14. Official product brochure: basic plan terms (not rider terms)

    Source date: Not confirmed / Page: 12
    Checked:

  15. Official product page: product description and features

    Source date: Not confirmed
    Checked:

  16. Official product brochure: basic plan terms (not rider terms)

    Source date: Not confirmed / Page: 10
    Checked:

  17. Fulfillment ratios 2025

    Source date: Not confirmed
    Checked:

Information, not advice; we refer to a licensed Hong Kong broker.