AIA Savings plans compared
Last checked
7 products share AIA / Participating savings. Currency options: AUD/CAD/CNY/EUR/GBP/HKD/SGD/USD; premium-term span: 3–20 years/Single premium; issue-age span: 15 days to 80 years. These are recorded options across plans; individual combinations, age bases and conditions are shown below. Products appear by English name A–Z. Source checked :Source
AI agents can read our sourced facts through the read-only MCP service. MCP server card ·Published fact index
Insurers (12)
- AIA International Limited
- AXA China Region Insurance Company (Hong Kong) Limited
- BOC Group Life Assurance Company Limited
- China Life Insurance (Overseas) Company Limited
- China Taiping Life Insurance (Hong Kong) Company Limited
- Chow Tai Fook Life Insurance Co Ltd
- FWD Life Insurance Company (Bermuda) Limited
- HSBC Life (International) Limited
- Manulife (International) Limited
- Prudential Hong Kong Limited
- Sun Life Hong Kong Limited
- YF Life Insurance International Limited
Comparison JSON · Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link.
Comparable facts
Filters search recorded options only. Age matches any recorded range; option conditions and age basis still apply. Unknown ranges are excluded when an age is entered.
Product:
| Product | Insurer | Product category | Policy currencies | Premium payment terms | Benefit term | Issue ages & basis | Minimum premium & basis | Recorded features | Change of insured | Guaranteed / non-guaranteed components | Dividend / bonus types |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Forever Love Coupon Insurance Plan 5 | AIA International Limited | Participating savings Source1 | No public field citation recorded | 6 years 10 years 15 years 20 years Source1 | Whole life Source1 | 15 days to 65 years / Age basis: Not confirmed Source1 | No public field citation recorded | Guaranteed cash value and cash payments, plus non-guaranteed dividends. Source1 | No public field citation recorded | No public field citation recorded | No public field citation recorded |
| Fortune Promise Savings Insurance Plan 2 | AIA International Limited | Participating savings Source2 | No public field citation recorded | Single premium Source2 | Whole life Source2 | 15 days to 70 years / Age basis: Not confirmed Source2 | No public field citation recorded | Terminal Dividend Lock-in Option earns interest at a non-guaranteed rate, subject to conditions. Source2 | No public field citation recorded | No public field citation recorded | No public field citation recorded |
| Global Power Multi-Currency Savings Insurance Plan 3 | AIA International Limited | Participating savings Source3 | CNY / GBP / USD / AUD / CAD / HKD / EUR / SGD Source3 | Single premium 3 years / Limited quota 5 years 10 years Source3 | Whole life Source3 | 15 days to 80 years / Age basis: Not confirmed / Single premium 15 days to 75 years / Age basis: Not confirmed / 3-year premium term 15 days to 75 years / Age basis: Not confirmed / 5-year premium term 15 days to 70 years / Age basis: Not confirmed / 10-year premium term Source3 | USD 1,400 / Annual / USD policy, 10-year premium term only; other options have different minimums Source3 | No public field citation recorded | Unlimited changes of insured and contingent insured, subject to AIA rules and approval. Source4 | Guaranteed cash value plus non-guaranteed reversionary and terminal bonus cash values; reversionary face value becomes a permanent addition once declared. Source5 | Reversionary and terminal bonus cash values; reversionary face value becomes a permanent addition once declared. Source5 |
| GlobalFlexi Savings Insurance Plan | AIA International Limited | Participating savings Source6 | No public field citation recorded | No public field citation recorded | Whole life Source6 | 15 days to 80 years / Age basis: Not confirmed Source6 | No public field citation recorded | Up to nine policy currency exchange options from the end of policy year two, subject to conditions. Source6 | No public field citation recorded | No public field citation recorded | No public field citation recorded |
| Golden Years Income Plan | AIA International Limited | Participating savings Source7 | USD Source7 | 3 years 5 years 8 years 12 years 18 years Source7 | To age 110 Source7 | 15 days to 60 years / Age basis: Not confirmed Source7 | No public field citation recorded | Guaranteed cash value and cash payment, with guaranteed and non-guaranteed monthly income and non-guaranteed dividends. Source7 | No public field citation recorded | No public field citation recorded | No public field citation recorded |
| Simply Love Encore Savings Insurance Plan 5 | AIA International Limited | Participating savings Source8 | USD / HKD Source8 | Single premium 5 years 10 years Source8 | Whole life Source8 | 15 days to 80 years / Age basis: Not confirmed / Single premium 15 days to 80 years / Age basis: Not confirmed / 5-year premium term 15 days to 75 years / Age basis: Not confirmed / 10-year premium term Source8 | USD 1,000 / Annual / 10-year USD option; 5-year USD minimum 1,500 annually; single USD minimum 5,000. HKD has separate minimums. Source8 | No public field citation recorded | Change of insured and contingent insured options are available; policy rules and approval apply. Source9 | Guaranteed cash value and non-guaranteed annual dividends and terminal dividend. Source8 | Non-guaranteed annual dividends and terminal dividend. Source8 |
| Spring Income Insurance Plan | AIA International Limited | Participating savings Source10 | No public field citation recorded | Single premium 3 years 5 years Source10 | No public field citation recorded | 15 days to 80 years / Age basis: Not confirmed Source10 | No public field citation recorded | Guaranteed cash value and annual income, plus non-guaranteed dividends. Benefit term 17 to 19 years; exact combination depends on plan selection. Source10 | No public field citation recorded | No public field citation recorded | No public field citation recorded |
Forever Love Coupon Insurance Plan 5 · Fulfillment ratios
How do fulfillment ratios differ by policy issue year?
Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.
Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.
Fortune Promise Savings Insurance Plan 2 · Fulfillment ratios
Global Power Multi-Currency Savings Insurance Plan 3 · Fulfillment ratios
Golden Years Income Plan · Fulfillment ratios
How do fulfillment ratios differ by policy issue year?
Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.
Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.
Chart data and sources
| Issue year | Fulfillment ratio (%) | Source |
|---|---|---|
| 2014 | 86% | Source · Checked on: Note: The fulfillment ratio for annual dividends includes aggregate accumulated non-guaranteed monthly income and its accumulated interests. |
| 2015 | 86% | Source · Checked on: Note: The fulfillment ratio for annual dividends includes aggregate accumulated non-guaranteed monthly income and its accumulated interests. |
| 2016 | 85% | Source · Checked on: Note: The fulfillment ratio for annual dividends includes aggregate accumulated non-guaranteed monthly income and its accumulated interests. |
| 2017 | 84% | Source · Checked on: Note: The fulfillment ratio for annual dividends includes aggregate accumulated non-guaranteed monthly income and its accumulated interests. |
| 2018 | 83% | Source · Checked on: Note: The fulfillment ratio for annual dividends includes aggregate accumulated non-guaranteed monthly income and its accumulated interests. |
| 2019 | 83% | Source · Checked on: Note: The fulfillment ratio for annual dividends includes aggregate accumulated non-guaranteed monthly income and its accumulated interests. |
| 2020 | 99% | Source · Checked on: Note: The fulfillment ratio for annual dividends includes aggregate accumulated non-guaranteed monthly income and its accumulated interests. |
| 2021 | 111% | Source · Checked on: Note: The fulfillment ratio for annual dividends includes aggregate accumulated non-guaranteed monthly income and its accumulated interests. |
| 2022 | 100% | Source · Checked on: Note: The fulfillment ratio for annual dividends includes aggregate accumulated non-guaranteed monthly income and its accumulated interests. |
| 2023 | 100% | Source · Checked on: Note: The fulfillment ratio for annual dividends includes aggregate accumulated non-guaranteed monthly income and its accumulated interests. |
Chart data and sources
| Issue year | Fulfillment ratio (%) | Source |
|---|---|---|
| 2015 | 85% | Source · Checked on: Note: The fulfillment ratio for annual dividends includes aggregate accumulated non-guaranteed monthly income and its accumulated interests. |
| 2016 | 85% | Source · Checked on: Note: The fulfillment ratio for annual dividends includes aggregate accumulated non-guaranteed monthly income and its accumulated interests. |
| 2017 | 84% | Source · Checked on: Note: The fulfillment ratio for annual dividends includes aggregate accumulated non-guaranteed monthly income and its accumulated interests. |
| 2018 | 83% | Source · Checked on: Note: The fulfillment ratio for annual dividends includes aggregate accumulated non-guaranteed monthly income and its accumulated interests. |
| 2019 | 83% | Source · Checked on: Note: The fulfillment ratio for annual dividends includes aggregate accumulated non-guaranteed monthly income and its accumulated interests. |
| 2020 | 99% | Source · Checked on: Note: The fulfillment ratio for annual dividends includes aggregate accumulated non-guaranteed monthly income and its accumulated interests. |
| 2021 | 111% | Source · Checked on: Note: The fulfillment ratio for annual dividends includes aggregate accumulated non-guaranteed monthly income and its accumulated interests. |
| 2022 | 100% | Source · Checked on: Note: The fulfillment ratio for annual dividends includes aggregate accumulated non-guaranteed monthly income and its accumulated interests. |
| 2023 | 100% | Source · Checked on: Note: The fulfillment ratio for annual dividends includes aggregate accumulated non-guaranteed monthly income and its accumulated interests. |
| 2024 | 100% | Source · Checked on: Note: The fulfillment ratio for annual dividends includes aggregate accumulated non-guaranteed monthly income and its accumulated interests. |
Simply Love Encore Savings Insurance Plan 5 · Fulfillment ratios
How do fulfillment ratios differ by policy issue year?
Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.
Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.
Spring Income Insurance Plan · Fulfillment ratios
How do fulfillment ratios differ by policy issue year?
Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.
Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.
Chart data and sources
| Issue year | Fulfillment ratio (%) | Source |
|---|---|---|
| 2015 | 94% | Source · Checked on: |
| 2016 | 94% | Source · Checked on: |
| 2017 | 95% | Source · Checked on: |
| 2018 | 95% | Source · Checked on: |
| 2019 | 95% | Source · Checked on: |
| 2020 | 98% | Source · Checked on: |
| 2021 | 100% | Source · Checked on: |
| 2022 | 100% | Source · Checked on: |
| 2023 | 100% | Source · Checked on: |
| 2024 | 100% | Source · Checked on: |
Comparison groups
Comparison groups
- AUD Savings plans compared
- AUD Savings plans: Over 5 to 10 years premium term
- AUD Savings plans: Single premium premium term
- AUD Savings plans: Up to 5 years premium term
- CAD Savings plans compared
- CAD Savings plans: Over 5 to 10 years premium term
- CAD Savings plans: Single premium premium term
- CAD Savings plans: Up to 5 years premium term
- CNY Savings plans compared
- CNY Savings plans: Over 5 to 10 years premium term
- CNY Savings plans: Single premium premium term
- CNY Savings plans: Up to 5 years premium term
- EUR Savings plans compared
- EUR Savings plans: Over 5 to 10 years premium term
- EUR Savings plans: Single premium premium term
- EUR Savings plans: Up to 5 years premium term
- GBP Savings plans compared
- GBP Savings plans: Over 5 to 10 years premium term
- GBP Savings plans: Single premium premium term
- GBP Savings plans: Up to 5 years premium term
- HKD Savings plans compared
- HKD Savings plans: Over 5 to 10 years premium term
- HKD Savings plans: Single premium premium term
- HKD Savings plans: Up to 5 years premium term
- SGD Savings plans compared
- SGD Savings plans: Over 5 to 10 years premium term
- SGD Savings plans: Single premium premium term
- SGD Savings plans: Up to 5 years premium term
- USD Savings plans compared
- USD Savings plans: Over 10 years premium term
- USD Savings plans: Over 5 to 10 years premium term
- USD Savings plans: Single premium premium term
- USD Savings plans: Up to 5 years premium term
Sources & verification dates
Sources & verification dates
- Forever Love Coupon Insurance Plan 5 — official product page
Source date: Not confirmed
Checked: - Fortune Promise Savings Insurance Plan 2 — official product page
Source date: Not confirmed
Checked: - Global Power Multi-Currency Savings Insurance Plan 3 — public brochure
Source date: Not confirmed / Page: 16
Checked: - Global Power Multi-Currency Savings Insurance Plan 3 — public brochure
Source date: Not confirmed / Page: 4
Checked: - Global Power Multi-Currency Savings Insurance Plan 3 — public brochure
Source date: Not confirmed / Page: 18
Checked: - GlobalFlexi Savings Insurance Plan — official product page
Source date: Not confirmed
Checked: - Golden Years Income Plan — official product page
Source date: Not confirmed
Checked: - Simply Love Encore Savings Insurance Plan 5 — public brochure
Source date: Not confirmed / Page: 7
Checked: - Simply Love Encore Savings Insurance Plan 5 — official product page
Source date: Not confirmed
Checked: - Spring Income Insurance Plan — official product page
Source date: Not confirmed
Checked: - Fulfillment ratios 2025
Source date: Not confirmed
Checked: - Fulfillment ratios 2024
Source date: Not confirmed
Checked: