SGD Savings plans: Over 5 to 10 years premium term

This page compares 9 products. Compare recorded product facts and their public sources. Payment options, age conditions and currencies remain separate facts. Shared labels do not confirm eligibility. Check each option's conditions.

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Product: 9

Comparable facts
Product	Insurer	Product category	Policy currencies	Premium payment terms	Benefit term	Issue ages & basis	Minimum premium & basis	Recorded features	Policy currency switch	Policy split	Change of insured	Guaranteed / non-guaranteed components	Dividend / bonus types
Beyond Infinity Savings Insurance Plan	YF Life Insurance International Limited	Participating savings Source · Checked on: 2026-10-12	USD / HKD / CNY / GBP / SGD / AUD / CAD / CHF / EUR Source · Checked on: 2026-10-12	2 years 5 years 10 years Source · Checked on: 2026-10-12	Whole life Source · 24 · Checked on: 2026-10-12	0 years – 80 years / Age basis: Age last birthday / 2-year term. 0 years – 75 years / Age basis: Age last birthday / 5-year term. 0 years – 70 years / Age basis: Age last birthday / 10-year term. Source · 24 · Checked on: 2026-10-12	USD 1,800 / Annual / 5/10-year USD option; 2-year minimum USD5,000 annually. Other currencies have separate minimums. Source · 24 · Checked on: 2026-10-12	Guaranteed cash value plus non-guaranteed reversionary and terminal bonuses. Currency conversion, bonus lock-in and withdrawals are subject to policy conditions. MOP is available only for Macau-issued policies and is excluded here. Source · Checked on: 2026-10-12	From the first anniversary, change the policy currency subject to approval, debt repayment and minimum premium. Conversion can change cash values and benefits. Source · 8 · Checked on: 2026-10-12	From the first anniversary, split part of cash value into several policies. An advance split instruction on the owner’s death is also offered; policy and approval conditions apply. Source · 21 · Checked on: 2026-10-12	Unlimited changes of insured and/or policy owner are published, subject to policy and administrative approval conditions. Source · Checked on: 2026-10-12	Guaranteed cash value plus non-guaranteed reversionary and terminal bonus cash values. Source · Checked on: 2026-10-12	Reversionary and terminal bonus cash values. Source · Checked on: 2026-10-12
FortuneXtra Savings Plan	AXA China Region Insurance Company (Hong Kong) Limited	Participating savings Source · Checked on: 2026-10-12	CNY / USD / GBP / EUR / CAD / AUD / SGD / HKD Source · Checked on: 2026-10-12	5 years 10 years Source · Checked on: 2026-10-12	To age 138 / Age last birthday of the latest insured; changing the insured changes the benefit period. Source · Checked on: 2026-10-12	0 years – 60 years / Age basis: Not confirmed / Superior death benefit option. 0 years – 70 years / Age basis: Not confirmed / Regular death benefit option. Source · 13 · Checked on: 2026-10-12	No public field citation recorded	Guaranteed cash value from the third policy year; non-guaranteed reversionary and terminal bonuses. Currency conversion and policy splitting options are subject to approval and policy conditions. Source · Checked on: 2026-10-12	Whole or partial conversion to the latest FortuneXtra plan in another available currency. Amounts and projected values are adjusted at prevailing exchange rates; application and administrative conditions apply. Source · 4 · Checked on: 2026-10-12	Partial currency conversion creates a split policy; Flexi Segregation also separates values into a designated policy. Approval, minimum amounts and policy conditions apply. Source · 5 · Checked on: 2026-10-12	Unlimited changes of insured are offered for succession, subject to AXA administrative rules. Source · 2 · Checked on: 2026-10-12	Guaranteed cash value plus non-guaranteed reversionary and terminal bonuses. Source · 6 · Checked on: 2026-10-12	Reversionary and terminal bonuses. Source · 6 · Checked on: 2026-10-12
Genesis	Manulife (International) Limited	Participating savings Source · Checked on: 2026-10-12	USD / HKD / CNY / CAD / AUD / GBP / SGD Source · Checked on: 2026-10-12	Single premium 3 years 5 years 10 years 15 years 2 years / Limited-time option; acceptance depends on availability at application. Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	Guaranteed cash value plus non-guaranteed terminal bonus. Currency switching and change of life insured are subject to approval; policy values and terms may change after a currency switch. Source · Checked on: 2026-10-12	From the third policy anniversary, once a year within 31 days of the switch anniversary, subject to approval. Conversion to a designated plan in the selected currency may change values and terms. Source · Checked on: 2026-10-12	No public field citation recorded	From the later of first anniversary or one year after issue; insurable interest, age limits and approval apply. Supplementary benefits terminate on change. Source · Checked on: 2026-10-12	Guaranteed cash value plus non-guaranteed terminal bonus. Source · Checked on: 2026-10-12	Terminal bonus. Source · Checked on: 2026-10-12
Global Power Multi-Currency Savings Insurance Plan 3	AIA International Limited	Participating savings Source · 16 · Checked on: 2026-10-12	CNY / GBP / USD / AUD / CAD / HKD / EUR / SGD Source · 16 · Checked on: 2026-10-12	Single premium 3 years / Limited quota 5 years 10 years Source · 16 · Checked on: 2026-10-12	Whole life Source · 16 · Checked on: 2026-10-12	15 days – 80 years / Age basis: Not confirmed / Single premium 15 days – 75 years / Age basis: Not confirmed / 3-year premium term 15 days – 75 years / Age basis: Not confirmed / 5-year premium term 15 days – 70 years / Age basis: Not confirmed / 10-year premium term Source · 16 · Checked on: 2026-10-12	USD 1,400 / Annual / USD policy, 10-year premium term only; other options have different minimums Source · 16 · Checked on: 2026-10-12	No public field citation recorded	From the end of year 2, once per policy year within 30 days of year-end; approval and debt repayment required. Values are recalculated under the latest Global Power plan in the new currency. Source · 16 · Checked on: 2026-10-12	From the later of year 3 end or premium-term end, once per year; approval, debt repayment and minimum principal amounts apply. Values split proportionately; no cooling-off period for split policies. Source · 17 · Checked on: 2026-10-12	Unlimited changes of insured and contingent insured, subject to AIA rules and approval. Source · 4 · Checked on: 2026-10-12	Guaranteed cash value plus non-guaranteed reversionary and terminal bonus cash values; reversionary face value becomes a permanent addition once declared. Source · 18 · Checked on: 2026-10-12	Reversionary and terminal bonus cash values; reversionary face value becomes a permanent addition once declared. Source · 18 · Checked on: 2026-10-12
ManuGlobal Saver	Manulife (International) Limited	Participating savings Source · Checked on: 2026-10-12	USD / HKD / CNY / CAD / AUD / GBP / SGD Source · Checked on: 2026-10-12	Single premium 3 years / Limited offer; subject to availability at application. 5 years 10 years Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	Guaranteed cash value and a non-guaranteed terminal bonus; early surrender may result in a loss. Currency switching from the third anniversary requires approval and may convert the policy to a different designated plan. Source · Checked on: 2026-10-12	From the third policy anniversary, once a year within 31 days of the switch anniversary, subject to approval. Conversion to a designated plan in the selected currency may change values and terms. Source · Checked on: 2026-10-12	No public field citation recorded	From the later of first anniversary or one year after issue; insurable interest, age limits and approval apply. Supplementary benefits terminate on change. Source · Checked on: 2026-10-12	Guaranteed cash value plus non-guaranteed terminal bonus. Source · Checked on: 2026-10-12	Terminal bonus. Source · Checked on: 2026-10-12
MaxFocus Global Insurance Plan	FWD Life Insurance Company (Bermuda) Limited	Participating savings Source · Checked on: 2026-10-12	USD / HKD / CNY / AUD / CAD / EUR / GBP / SGD Source · Checked on: 2026-10-12	Single premium 3 years / Limited offer; availability is at FWD’s discretion. 5 years 10 years 18 years Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	Policy currency conversion is available from the third policy anniversary, subject to conditions. Policy splitting is available from the fifth policy anniversary, subject to conditions. Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	Guaranteed cash value plus non-guaranteed annual dividends and special bonus. Source · 5 · Checked on: 2026-10-12	Non-guaranteed annual dividends and special bonus. Source · 5 · Checked on: 2026-10-12
MaxFocus Legacy Insurance Plan	FWD Life Insurance Company (Bermuda) Limited	Participating savings Source · Checked on: 2026-10-12	USD / HKD / CNY / AUD / CAD / EUR / GBP / SGD Source · Checked on: 2026-10-12	Single premium 2 years / Limited offer; availability is at FWD’s discretion. 3 years / Limited offer; availability is at FWD’s discretion. 5 years 10 years 18 years Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	Guaranteed cash value with non-guaranteed reversionary and special bonuses. Policy splitting from the third policy anniversary and bonus lock-in are subject to policy conditions. Source · Checked on: 2026-10-12	Policy currency conversion from the third anniversary; available currencies and policy-value changes are subject to the applicable policy provisions. Source · 3 · Checked on: 2026-10-12	From the third anniversary, divide the policy into two or more policies; approval and policy conditions apply. Source · 3 · Checked on: 2026-10-12	No public field citation recorded	Guaranteed cash value plus non-guaranteed reversionary and special bonuses. Source · 3 · Checked on: 2026-10-12	Reversionary and special bonuses. Source · 3 · Checked on: 2026-10-12
WealthAhead II Savings Insurance - Prime	AXA China Region Insurance Company (Hong Kong) Limited	Participating savings Source · Checked on: 2026-10-12	CNY / USD / GBP / EUR / CAD / AUD / SGD / HKD Source · Checked on: 2026-10-12	2 years / Limited-time offer; availability must be confirmed at application. 5 years 10 years Source · Checked on: 2026-10-12 Source · Checked on: 2026-10-12	To age 138 / Age last birthday of the latest insured; changing the insured changes the benefit period. Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	Guaranteed cash value from the third policy year; non-guaranteed reversionary and terminal bonuses. Currency conversion and Wealth Master Service are subject to approval and conditions; service arrangements are distinct from policy benefits. Source · Checked on: 2026-10-12	Currency conversion is published for up to nine policy currencies. Approval conditions, charges and value effects require the applicable edition wording. Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	No public field citation recorded
WealthAhead II Savings Insurance - Supreme	AXA China Region Insurance Company (Hong Kong) Limited	Participating savings Source · Checked on: 2026-10-12	CNY / USD / GBP / EUR / CAD / AUD / SGD / HKD Source · Checked on: 2026-10-12	2 years / Limited-time offer; availability must be confirmed at application. 5 years 10 years Source · Checked on: 2026-10-12 Source · Checked on: 2026-10-12	To age 138 / Age last birthday of the latest insured; changing the insured changes the benefit period. Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	Guaranteed cash value from the third policy year; non-guaranteed reversionary and terminal bonuses. Currency conversion and Wealth Master Service are subject to approval and conditions; service arrangements are distinct from policy benefits. Source · Checked on: 2026-10-12	Currency conversion is published for up to nine policy currencies. Approval conditions, charges and value effects require the applicable edition wording. Source · Checked on: 2026-10-12	No public field citation recorded	No public field citation recorded	No public field citation recorded	No public field citation recorded

Comparison groups

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SGD Savings plans: Over 5 to 10 years premium term

Beyond Infinity Savings Insurance Plan · Fulfillment ratios

FortuneXtra Savings Plan · Fulfillment ratios

Global Power Multi-Currency Savings Insurance Plan 3 · Fulfillment ratios

MaxFocus Global Insurance Plan · Fulfillment ratios

MaxFocus Legacy Insurance Plan · Fulfillment ratios

Comparison groups