USD Savings plans: Over 10 years premium term
This page compares 5 products. Compare recorded product facts and their public sources. Payment options, age conditions and currencies remain separate facts. Shared labels do not confirm eligibility. Check each option's conditions.
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Comparison JSON · Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link.
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Product:
| Product | Insurer | Product category | Policy currencies | Premium payment terms | Benefit term | Issue ages & basis | Recorded features | Policy currency switch | Change of insured | Guaranteed / non-guaranteed components | Dividend / bonus types |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Evergreen Growth Saver Plus Insurance II | Prudential Hong Kong Limited | Participating savings
| HKD / USD
| Single premium 5 years 8 years 12 years 3 years / Limited-time option; subject to availability and the offer terms.
| Whole life
| 1 years – 75 years / Age basis: Age next birthday / Single premium; at least 15 days old when signing. 1 years – 70 years / Age basis: Age next birthday / 5-year term; at least 15 days old when signing. 1 years – 65 years / Age basis: Age next birthday / 8/12-year term; at least 15 days old when signing.
| Guaranteed cash value with non-guaranteed reversionary and special bonuses. Change of life assured and death benefit settlement options, subject to policy terms.
| No public field citation recorded | After year 1, while the insured is alive and the policy is in force, subject to approval. Notional amount and cash values remain unchanged; supplementary benefits terminate.
| Guaranteed cash value plus non-guaranteed reversionary and special bonuses.
| Reversionary and special bonuses.
|
| Genesis | Manulife (International) Limited | Participating savings
| USD / HKD / CNY / CAD / AUD / GBP / SGD
| Single premium 3 years 5 years 10 years 15 years 2 years / Limited-time option; acceptance depends on availability at application.
| No public field citation recorded | No public field citation recorded | Guaranteed cash value plus non-guaranteed terminal bonus. Currency switching and change of life insured are subject to approval; policy values and terms may change after a currency switch.
| From the third policy anniversary, once a year within 31 days of the switch anniversary, subject to approval. Conversion to a designated plan in the selected currency may change values and terms.
| From the later of first anniversary or one year after issue; insurable interest, age limits and approval apply. Supplementary benefits terminate on change.
| Guaranteed cash value plus non-guaranteed terminal bonus.
| Terminal bonus.
|
| HSBC Wealth Goal Insurance Plan III | HSBC Life (International) Limited | Participating savings
| USD
| Single premium 3 years 5 years 10 years 15 years 20 years
| To age 99
| 15 days – 80 years / Age basis: Not confirmed / Single/3-year term. 15 days – 65 years / Age basis: Not confirmed / 5/10-year term. 15 days – 50 years / Age basis: Not confirmed / 15-year term. 15 days – 45 years / Age basis: Not confirmed / 20-year term.
| Participating life insurance with a savings element; policy-value lock-in and transfer of coverage are subject to conditions.
| No public field citation recorded | Change of life insured is published for succession; HSBC Life’s approval, insurable interest and administrative conditions apply.
| Guaranteed cash value plus non-guaranteed special bonus.
| Special bonus.
|
| MaxFocus Global Insurance Plan | FWD Life Insurance Company (Bermuda) Limited | Participating savings
| USD / HKD / CNY / AUD / CAD / EUR / GBP / SGD
| Single premium 3 years / Limited offer; availability is at FWD’s discretion. 5 years 10 years 18 years
| No public field citation recorded | No public field citation recorded | Policy currency conversion is available from the third policy anniversary, subject to conditions. Policy splitting is available from the fifth policy anniversary, subject to conditions.
| No public field citation recorded | No public field citation recorded | Guaranteed cash value plus non-guaranteed annual dividends and special bonus.
| Non-guaranteed annual dividends and special bonus.
|
| MaxFocus Legacy Insurance Plan | FWD Life Insurance Company (Bermuda) Limited | Participating savings
| USD / HKD / CNY / AUD / CAD / EUR / GBP / SGD
| Single premium 2 years / Limited offer; availability is at FWD’s discretion. 3 years / Limited offer; availability is at FWD’s discretion. 5 years 10 years 18 years
| No public field citation recorded | No public field citation recorded | Guaranteed cash value with non-guaranteed reversionary and special bonuses. Policy splitting from the third policy anniversary and bonus lock-in are subject to policy conditions.
| Policy currency conversion from the third anniversary; available currencies and policy-value changes are subject to the applicable policy provisions.
| No public field citation recorded | Guaranteed cash value plus non-guaranteed reversionary and special bonuses.
| Reversionary and special bonuses.
|
HSBC Wealth Goal Insurance Plan III · Fulfillment ratios
MaxFocus Global Insurance Plan · Fulfillment ratios
MaxFocus Legacy Insurance Plan · Fulfillment ratios
Comparison groups
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- CAD Savings plans: Over 5 to 10 years premium term
- CAD Savings plans: Up to 5 years premium term
- CNY Savings plans: Over 5 to 10 years premium term
- CNY Savings plans: Up to 5 years premium term
- EUR Savings plans: Over 5 to 10 years premium term
- EUR Savings plans: Up to 5 years premium term
- GBP Savings plans: Over 5 to 10 years premium term
- GBP Savings plans: Up to 5 years premium term
- HKD Savings plans: Over 5 to 10 years premium term
- HKD Savings plans: Up to 5 years premium term
- HKD Savings plans: Single premium premium term
- SGD Savings plans: Over 5 to 10 years premium term
- SGD Savings plans: Up to 5 years premium term
- USD Savings plans: Over 5 to 10 years premium term
- USD Savings plans: Up to 5 years premium term
- USD Savings plans: Single premium premium term
- CNY Savings plans: Single premium premium term
- AUD Savings plans: Single premium premium term
- CAD Savings plans: Single premium premium term
- GBP Savings plans: Single premium premium term
- SGD Savings plans: Single premium premium term
- Manulife Savings plans compared
- EUR Savings plans: Single premium premium term
- HKD Savings plans: Over 10 years premium term
- AUD Savings plans: Over 10 years premium term
- CAD Savings plans: Over 10 years premium term
- CNY Savings plans: Over 10 years premium term
- GBP Savings plans: Over 10 years premium term
- SGD Savings plans: Over 10 years premium term
- FWD Savings plans compared