{"attribution":{"compiledBy":"Hong Kong Insurance Connect","compiledByZh":"港險通","legalName":"Pineapple bun bun Limited","url":"https://buyhongkonginsurance.com","license":"© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.","cite":"Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link."},"group":{"slug":"insurer-prudential-hong-kong-limited-medical-vhis","kind":"insurer","type":"medical-vhis"},"summary":{"en":"This page compares 2 products. Compare recorded product facts and their public sources. Payment options, age conditions and currencies remain separate facts. Shared labels do not confirm eligibility. Check each option's conditions.","zh-hant":"本頁比較 2 款產品。 比較已記錄的產品事實及公開來源。繳費選項、年齡條件及貨幣分別列示。 相同標籤不代表符合投保資格；請核對各選項條件。","zh-hans":"本页比较 2 款产品。 比较已记录的产品事实及公开来源。缴费选项、年龄条件及货币分别列示。 相同标签不代表符合投保资格；请核对各选项条件。"},"ratioCaveat":{"en":"Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.","zh-hant":"過往分紅實現率並非未來表現的指標。非保證利益可能 改變。此處僅提供一般資訊，沒有排名或產品推薦。","zh-hans":"过往分红实现率并非未来表现的指标。非保证利益可能 改变。此处仅提供一般信息，没有排名或产品推荐。"},"comparableFields":["type","currencies","premiumTerms","benefitTerm","issueAges","keyFeatures"],"products":[{"slug":"pruhealth-corechoice","names":{"en":"PRUHealth CoreChoice Medical Plan","zh-hant":"保誠自主醫保計劃","zh-hans":"保诚自主医保计划"},"nameBasis":"insurer-published","insurerSlug":"prudential-hong-kong-limited","productPaths":["/insurers/prudential-hong-kong-limited/pruhealth-corechoice/","/zh-hant/insurers/prudential-hong-kong-limited/pruhealth-corechoice/","/zh-hans/insurers/prudential-hong-kong-limited/pruhealth-corechoice/"],"insurerPaths":["/insurers/prudential-hong-kong-limited/","/zh-hant/insurers/prudential-hong-kong-limited/","/zh-hans/insurers/prudential-hong-kong-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.prudential.com.hk/en/products/health/medical/prudential-VHIS-series/pruhealth-corechoice-medical-plan/","page":null,"title":"PRUHealth CoreChoice Medical Plan — official product page","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.prudential.com.hk/content/dam/prudential-phkl/pdf/en/brochure/pruhealth-corechoice-medical-plan-product-brochure.pdf","page":13,"title":"PRUHealth CoreChoice Medical Plan — public brochure","date":null,"checkedOn":"2026-10-12"}]},{"field":"premiumTerms","value":[{"kind":"renewable","value":null,"notes":{"en":"Pay on annual renewal up to attained age 100; rates are not guaranteed.","zh-hant":"按年續保繳費至實際年齡100歲；保費率並非保證。","zh-hans":"按年续保缴费至实际年龄100岁；保费率并非保证。"}}],"display":{"en":["Renewable / Pay on annual renewal up to attained age 100; rates are not guaranteed."],"zh-hant":["可續保 / 按年續保繳費至實際年齡100歲；保費率並非保證。"],"zh-hans":["可续保 / 按年续保缴费至实际年龄100岁；保费率并非保证。"]},"sources":[{"url":"https://www.prudential.com.hk/content/dam/prudential-phkl/pdf/en/brochure/pruhealth-corechoice-medical-plan-product-brochure.pdf","page":13,"title":"PRUHealth CoreChoice Medical Plan — public brochure","date":null,"checkedOn":"2026-10-12"}]},{"field":"benefitTerm","value":{"kind":"to-age","value":100,"notes":{"en":"Annual renewal; premiums may change at renewal.","zh-hant":"每年續保；續保保費可能調整。","zh-hans":"每年续保；续保保费可能调整。"}},"display":{"en":["To age 100 / Annual renewal; premiums may change at renewal."],"zh-hant":["至年齡 100 / 每年續保；續保保費可能調整。"],"zh-hans":["至年龄 100 / 每年续保；续保保费可能调整。"]},"sources":[{"url":"https://www.prudential.com.hk/content/dam/prudential-phkl/pdf/en/brochure/pruhealth-corechoice-medical-plan-product-brochure.pdf","page":13,"title":"PRUHealth CoreChoice Medical Plan — public brochure","date":null,"checkedOn":"2026-10-12"}]},{"field":"issueAges","value":[{"min":{"value":15,"unit":"days"},"max":{"value":80,"unit":"years"},"basis":"actual","notes":{"en":"Hong Kong residents only; basic plan or supplementary benefit.","zh-hant":"只供香港居民投保；設基本計劃或附加保障。","zh-hans":"只供香港居民投保；设基本计划或附加保障。"}}],"display":{"en":["15 days – 80 years / Age basis: Actual age / Hong Kong residents only; basic plan or supplementary benefit."],"zh-hant":["15 日 – 80 年 / 年齡基準: 實際年齡 / 只供香港居民投保；設基本計劃或附加保障。"],"zh-hans":["15 日 – 80 年 / 年龄基准: 实际年龄 / 只供香港居民投保；设基本计划或附加保障。"]},"sources":[{"url":"https://www.prudential.com.hk/content/dam/prudential-phkl/pdf/en/brochure/pruhealth-corechoice-medical-plan-product-brochure.pdf","page":13,"title":"PRUHealth CoreChoice Medical Plan — public brochure","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"Certified VHIS Standard Plan; annual benefit limit HKD420,000; no lifetime benefit limit.","zh-hant":"認可自願醫保標準計劃；每年保障限額420,000港元；不設終身保障限額。","zh-hans":"认可自愿医保标准计划；每年保障限额420,000港元；不设终身保障限额。"},{"en":"Hong Kong residents only; basic plan or supplementary benefit.","zh-hant":"只供香港居民投保；設基本計劃或附加保障。","zh-hans":"只供香港居民投保；设基本计划或附加保障。"}],"display":{"en":["Certified VHIS Standard Plan; annual benefit limit HKD420,000; no lifetime benefit limit.","Hong Kong residents only; basic plan or supplementary benefit."],"zh-hant":["認可自願醫保標準計劃；每年保障限額420,000港元；不設終身保障限額。","只供香港居民投保；設基本計劃或附加保障。"],"zh-hans":["认可自愿医保标准计划；每年保障限额420,000港元；不设终身保障限额。","只供香港居民投保；设基本计划或附加保障。"]},"sources":[{"url":"https://www.prudential.com.hk/en/products/health/medical/prudential-VHIS-series/pruhealth-corechoice-medical-plan/","page":null,"title":"PRUHealth CoreChoice Medical Plan — official product page","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"pruhealth-vhis-vip","names":{"en":"PRUHealth VHIS VIP Plan","zh-hant":"保誠自願醫保尚賓計劃","zh-hans":"保诚自愿医保尚宾计划"},"nameBasis":"insurer-published","insurerSlug":"prudential-hong-kong-limited","productPaths":["/insurers/prudential-hong-kong-limited/pruhealth-vhis-vip/","/zh-hant/insurers/prudential-hong-kong-limited/pruhealth-vhis-vip/","/zh-hans/insurers/prudential-hong-kong-limited/pruhealth-vhis-vip/"],"insurerPaths":["/insurers/prudential-hong-kong-limited/","/zh-hant/insurers/prudential-hong-kong-limited/","/zh-hans/insurers/prudential-hong-kong-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.prudential.com.hk/en/products/health/medical/prudential-VHIS-series/pruhealth-vhis-vip-plan/","page":null,"title":"PRUHealth VHIS VIP Plan — official product page","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD","USD"],"display":{"en":["HKD / USD"],"zh-hant":["HKD / USD"],"zh-hans":["HKD / USD"]},"sources":[{"url":"https://www.prudential.com.hk/content/dam/prudential-phkl/pdf/en/brochure/pruhealth-vhis-vip-plan-en.pdf","page":18,"title":"PRUHealth VHIS VIP Plan — public brochure","date":null,"checkedOn":"2026-10-12"}]},{"field":"premiumTerms","value":[{"kind":"renewable","value":null,"notes":{"en":"Pay on annual renewal for life; rates are not guaranteed.","zh-hant":"終身按年續保繳費；保費率並非保證。","zh-hans":"终身按年续保缴费；保费率并非保证。"}}],"display":{"en":["Renewable / Pay on annual renewal for life; rates are not guaranteed."],"zh-hant":["可續保 / 終身按年續保繳費；保費率並非保證。"],"zh-hans":["可续保 / 终身按年续保缴费；保费率并非保证。"]},"sources":[{"url":"https://www.prudential.com.hk/content/dam/prudential-phkl/pdf/en/brochure/pruhealth-vhis-vip-plan-en.pdf","page":18,"title":"PRUHealth VHIS VIP Plan — public brochure","date":null,"checkedOn":"2026-10-12"}]},{"field":"benefitTerm","value":{"kind":"whole-life","value":null,"notes":{"en":"Annual renewal; premiums may change at renewal.","zh-hant":"每年續保；續保保費可能調整。","zh-hans":"每年续保；续保保费可能调整。"}},"display":{"en":["Whole life / Annual renewal; premiums may change at renewal."],"zh-hant":["終身 / 每年續保；續保保費可能調整。"],"zh-hans":["终身 / 每年续保；续保保费可能调整。"]},"sources":[{"url":"https://www.prudential.com.hk/content/dam/prudential-phkl/pdf/en/brochure/pruhealth-vhis-vip-plan-en.pdf","page":18,"title":"PRUHealth VHIS VIP Plan — public brochure","date":null,"checkedOn":"2026-10-12"}]},{"field":"issueAges","value":[{"min":{"value":15,"unit":"days"},"max":{"value":80,"unit":"years"},"basis":"actual","notes":{"en":"Hong Kong residents only; 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