Fulfillment-ratio disclosure coverage and archive gaps

Hong Kong Insurance Connect, for research and comparison only.22 insurers are listed: 21 have publicly sourced fulfillment-ratio records in this dataset and 1 have none recorded yet.Source: insurers’ published fulfillment-ratio disclosures under IA GL16, recorded here; sources checked 21 Oct 2026.

Each row lists covered and pending reporting years, documented archive gaps with their sources, and the insurer’s official disclosure page.

Last checked 21 Oct 2026

Which insurers and reporting years are covered?

Listed years contain some publicly sourced observations; they do not imply complete product or cohort coverage.

Coverage review date; individual source check dates remain separate: 21 Oct 2026

Insurer / publisher	Included reporting years	Public years awaiting import	Outstanding evidence	Source
AIA International Limited	2024, 2025	None identified	Annual archive evidence and partial holds Review window: 2017–2025. Listed years lack verified retained tables; this does not establish disclosure availability or a zero ratio. Archive sources checked: 21 Oct 2026 2017: Annual table unverified Source 2018: Annual table unverified Source 2019: Annual table unverified Source 2020: Annual table unverified Source 2021: Annual table unverified Source 2022: Annual table unverified Source 2023: Annual table unverified Source Source: Edition or effective date not established; No additional historical annual table established from this source Source: Edition or effective date not established; HTTP 404; document not obtained Source: Edition or effective date not established; HTTP 404; document not obtained Source: Reporting year 2024; No additional historical annual table established from this source	Source
AXA China Region Insurance Company Limited	2025	None identified	Annual archive evidence and partial holds Review window: 2017–2025. Listed years lack verified retained tables; this does not establish disclosure availability or a zero ratio. Archive sources checked: 21 Oct 2026 2017: Annual table unverified Source 2018: Annual table unverified Source 2019: Annual table unverified Source 2020: Annual table unverified Source 2021: Annual table unverified Source 2022: Annual table unverified Source 2023: Annual table unverified Source 2024: Annual table unverified Source Source: Edition or effective date not established; No additional historical annual table established from this source	Source
BOC Group Life Assurance Company Limited	2019, 2025	None identified	Annual archive evidence and partial holds Review window: 2017–2025. Listed years lack verified retained tables; this does not establish disclosure availability or a zero ratio. Archive sources checked: 21 Oct 2026 2017: Annual table unverified Source 2018: Annual table unverified Source 2020: Annual table unverified Source 2021: Annual table unverified Source 2022: Annual table unverified Source 2023: Annual table unverified Source 2024: Annual table unverified Source 2019: Annual table withheld because its reporting-year heading is absent Source Source: Edition or effective date not established; No additional historical annual table established from this source Source: Edition or effective date not established; Annual table withheld because its reporting-year heading is absent	Source
Bupa (Asia) Limited	No observations included	None identified	Annual archive evidence and partial holds Review window: 2017–2025. Listed years lack verified retained tables; this does not establish disclosure availability or a zero ratio. Archive sources checked: 21 Oct 2026 Reporting year unknown: Participating-product disclosure scope unconfirmed Source Source: Edition or effective date not established; Challenge response; no readable disclosure obtained	Source
China Life Insurance (Overseas) Company Limited	2025	None identified	Annual archive evidence and partial holds Review window: 2017–2025. Listed years lack verified retained tables; this does not establish disclosure availability or a zero ratio. Archive sources checked: 21 Oct 2026 2017: Annual table unverified Source 2018: Annual table unverified Source 2019: Annual table unverified Source 2020: Annual table unverified Source 2021: Annual table unverified Source 2022: Annual table unverified Source 2023: Annual table unverified Source 2024: Annual table unverified Source Source: Edition or effective date not established; No additional historical annual table established from this source	Source
China Taiping Life Insurance (Hong Kong) Company Limited	2025	None identified	Annual archive evidence and partial holds Review window: 2017–2025. Listed years lack verified retained tables; this does not establish disclosure availability or a zero ratio. Archive sources checked: 21 Oct 2026 2017: Annual table unverified Source 2018: Annual table unverified Source 2019: Annual table unverified Source 2020: Annual table unverified Source 2021: Annual table unverified Source 2022: Annual table unverified Source 2023: Annual table unverified Source 2024: Annual table unverified Source Source: Edition or effective date not established; HTTP 412; source could not be inspected	Source
Chubb Life Insurance Hong Kong Limited	2025	None identified	Annual archive evidence and partial holds Review window: 2017–2025. Listed years lack verified retained tables; this does not establish disclosure availability or a zero ratio. Archive sources checked: 21 Oct 2026 2017: Annual table unverified Source 2018: Annual table unverified Source 2019: Annual table unverified Source 2020: Annual table unverified Source 2021: Annual table unverified Source 2022: Annual table unverified Source 2023: Annual table unverified Source 2024: Annual table unverified Source Source: Edition or effective date not established; No additional historical annual table established from this source Source: Reporting year 2025; No additional historical annual table established from this source	Source
China Pacific Life Insurance (H.K.) Company Limited	2025	None identified	Annual archive evidence and partial holds Review window: 2017–2025. Listed years lack verified retained tables; this does not establish disclosure availability or a zero ratio. Archive sources checked: 21 Oct 2026 2017: Annual table unverified Source 2018: Annual table unverified Source 2019: Annual table unverified Source 2020: Annual table unverified Source 2021: Annual table unverified Source 2022: Annual table unverified Source 2023: Annual table unverified Source 2024: Annual table unverified Source Source: Edition or effective date not established; No additional historical annual table established from this source Source: Edition or effective date not established; Redirected to an HTML migration notice; historical PDF not obtained	Source
CTF Life Insurance Company Limited	2025	None identified	Annual archive evidence and partial holds Review window: 2017–2025. Listed years lack verified retained tables; this does not establish disclosure availability or a zero ratio. Archive sources checked: 21 Oct 2026 2017: Annual table unverified Source 2018: Annual table unverified Source 2019: Annual table unverified Source 2020: Annual table unverified Source 2021: Annual table unverified Source 2022: Annual table unverified Source 2023: Annual table unverified Source 2024: Annual table unverified Source Source: Edition or effective date not established; No additional historical annual table established from this source Source: Reporting year 2025; No additional historical annual table established from this source	Source
Fubon Life Insurance (Hong Kong) Company Limited	2025	None identified	Annual archive evidence and partial holds Review window: 2017–2025. Listed years lack verified retained tables; this does not establish disclosure availability or a zero ratio. Archive sources checked: 21 Oct 2026 2017: Annual table unverified Source 2018: Annual table unverified Source 2019: Annual table unverified Source 2020: Annual table unverified Source 2021: Annual table unverified Source 2022: Annual table unverified Source 2023: Annual table unverified Source 2024: Annual table unverified Source Source: Edition or effective date not established; No additional historical annual table established from this source Source: Reporting year 2025, Feb 2026; No additional historical annual table established from this source	Source
FWD Life Insurance Company (Bermuda) Limited	2025	None identified	Annual archive evidence and partial holds Review window: 2017–2025. Listed years lack verified retained tables; this does not establish disclosure availability or a zero ratio. Archive sources checked: 21 Oct 2026 2017: Annual table unverified Source 2018: Annual table unverified Source 2019: Annual table unverified Source 2020: Annual table unverified Source 2021: Annual table unverified Source 2022: Annual table unverified Source 2023: Annual table unverified Source 2024: Annual table unverified Source Source: Edition or effective date not established; No additional historical annual table established from this source	Source
FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited	2025	None identified	Annual archive evidence and partial holds Review window: 2017–2025. Listed years lack verified retained tables; this does not establish disclosure availability or a zero ratio. Archive sources checked: 21 Oct 2026 2017: Annual table unverified Source 2018: Annual table unverified Source 2019: Annual table unverified Source 2020: Annual table unverified Source 2021: Annual table unverified Source 2022: Annual table unverified Source 2023: Annual table unverified Source 2024: Annual table unverified Source Source: Edition or effective date not established; No additional historical annual table established from this source Source: Reporting year 2025; No additional historical annual table established from this source	Source
Generali Life (Hong Kong) Limited	2024, 2025	None identified	Annual archive evidence and partial holds Review window: 2017–2025. Listed years lack verified retained tables; this does not establish disclosure availability or a zero ratio. Archive sources checked: 21 Oct 2026 2017: Annual table unverified Source 2018: Annual table unverified Source 2019: Annual table unverified Source 2020: Annual table unverified Source 2021: Annual table unverified Source 2022: Annual table unverified Source 2023: Annual table unverified Source Source: Edition or effective date not established; HTTP 403; source could not be inspected Source: Edition or effective date not established; HTTP 403; source could not be inspected	Source
Hang Seng Insurance Company Limited	2025	None identified	Annual archive evidence and partial holds Review window: 2017–2025. Listed years lack verified retained tables; this does not establish disclosure availability or a zero ratio. Archive sources checked: 21 Oct 2026 2017: Annual table unverified Source 2018: Annual table unverified Source 2019: Annual table unverified Source 2020: Annual table unverified Source 2021: Annual table unverified Source 2022: Annual table unverified Source 2023: Annual table unverified Source 2024: Annual table unverified Source Source: Edition or effective date not established; No additional historical annual table established from this source	Source
Hong Kong Life Insurance Limited	2025	None identified	Annual archive evidence and partial holds Review window: 2017–2025. Listed years lack verified retained tables; this does not establish disclosure availability or a zero ratio. Archive sources checked: 21 Oct 2026 2017: Annual table unverified Source 2018: Annual table unverified Source 2019: Annual table unverified Source 2020: Annual table unverified Source 2021: Annual table unverified Source 2022: Annual table unverified Source 2023: Annual table unverified Source 2024: Annual table unverified Source 2025: Terminal table withheld because its reporting-year heading conflicts with its issue cohorts Source Source: Edition or effective date not established; No additional historical annual table established from this source Source: Conflicting 2024/2025 headings, May 2026; Terminal table withheld because its reporting-year heading conflicts with its issue cohorts	Source
HSBC Life (International) Limited	2025	None identified	Annual archive evidence and partial holds Review window: 2017–2025. Listed years lack verified retained tables; this does not establish disclosure availability or a zero ratio. Archive sources checked: 21 Oct 2026 2017: Annual table unverified Source 2018: Annual table unverified Source 2019: Annual table unverified Source 2020: Annual table unverified Source 2021: Annual table unverified Source 2022: Annual table unverified Source 2023: Annual table unverified Source 2024: Annual table unverified Source Source: Edition or effective date not established; No additional historical annual table established from this source Source: Reporting year 2025; No additional historical annual table established from this source	Source
Manulife (International) Limited	2025	None identified	Annual archive evidence and partial holds Review window: 2017–2025. Listed years lack verified retained tables; this does not establish disclosure availability or a zero ratio. Archive sources checked: 21 Oct 2026 2017: Annual table unverified Source 2018: Annual table unverified Source 2019: Annual table unverified Source 2020: Annual table unverified Source 2021: Annual table unverified Source 2022: Annual table unverified Source 2023: Annual table unverified Source 2024: Annual table unverified Source Source: Edition or effective date not established; HTTP 403; source could not be inspected	Source
Prudential Hong Kong Limited	2025	None identified	Annual archive evidence and partial holds Review window: 2017–2025. Listed years lack verified retained tables; this does not establish disclosure availability or a zero ratio. Archive sources checked: 21 Oct 2026 2017: Annual table unverified Source 2018: Annual table unverified Source 2019: Annual table unverified Source 2020: Annual table unverified Source 2021: Annual table unverified Source 2022: Annual table unverified Source 2023: Annual table unverified Source 2024: Annual table unverified Source 2025: One PRUlife Premier USD terminal-dividend cell remains withheld pending exact confirmation Source Source: Edition or effective date not established; No additional historical annual table established from this source Source: Reporting year 2025; One PRUlife Premier USD terminal-dividend cell remains withheld pending exact confirmation	Source
Sun Life Hong Kong Limited	2020, 2022, 2025	None identified	Annual archive evidence and partial holds Review window: 2017–2025. Listed years lack verified retained tables; this does not establish disclosure availability or a zero ratio. Archive sources checked: 21 Oct 2026 2017: Annual table unverified Source 2018: Annual table unverified Source 2019: Annual table unverified Source 2021: Annual table unverified Source 2023: Annual table unverified Source 2024: Annual table unverified Source Source: Edition or effective date not established; No additional historical annual table established from this source	Source
Well Link Life Insurance Company Limited	2025	None identified	Annual archive evidence and partial holds Review window: 2017–2025. Listed years lack verified retained tables; this does not establish disclosure availability or a zero ratio. Archive sources checked: 21 Oct 2026 2017: Annual table unverified Source 2018: Annual table unverified Source 2019: Annual table unverified Source 2020: Annual table unverified Source 2021: Annual table unverified Source 2022: Annual table unverified Source 2023: Annual table unverified Source 2024: Annual table unverified Source Source: Edition or effective date not established; No additional historical annual table established from this source Source: Edition or effective date not established; HTTP 404; document not obtained Source: Edition or effective date not established; HTTP 404; document not obtained Source: Edition or effective date not established; HTTP 404; document not obtained Source: Edition or effective date not established; No additional historical annual table established from this source	Source
YF Life Insurance International Limited	2017, 2024, 2025	None identified	Annual archive evidence and partial holds Review window: 2017–2025. Listed years lack verified retained tables; this does not establish disclosure availability or a zero ratio. Archive sources checked: 21 Oct 2026 2018: Annual table unverified Source 2019: Annual table unverified Source 2020: Annual table unverified Source 2021: Annual table unverified Source 2022: Annual table unverified Source 2023: Annual table unverified Source Source: Edition or effective date not established; No additional historical annual table established from this source	Source
Zurich Life Insurance (Hong Kong) Limited	2025	None identified	Annual archive evidence and partial holds Review window: 2017–2025. Listed years lack verified retained tables; this does not establish disclosure availability or a zero ratio. Archive sources checked: 21 Oct 2026 2017: Annual table unverified Source 2018: Annual table unverified Source 2019: Annual table unverified Source 2020: Annual table unverified Source 2021: Annual table unverified Source 2022: Annual table unverified Source 2023: Annual table unverified Source 2024: Annual table unverified Source Source: Edition or effective date not established; No additional historical annual table established from this source Source: 2025 disclosure index, Jun 2026; No additional historical annual table established from this source	Source

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GL16 / Source checked: 21 Oct 2026

Fulfillment-ratio disclosure coverage and archive gaps

Which insurers and reporting years are covered?

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