Hong Kong Life Insurance Limited | Fulfillment ratios
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Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.
Coverage is limited to the verified sources listed below, not every insurer or historical year. Grouped cohorts and policy durations remain as published; missing or N/A values are not zero. Published names and notes may remain in the source language. Unknown publication dates are stated explicitly.
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Browse published series
- 3-Year Achiever Whole Life Protection Plan
- Dread Disease Whole Life Protector
- Family Fortune Savings Insurance Plan
- Forever Growth Whole Life Protector
- Forever Growth Whole Life Protector II
- Grand Fortune Whole Life Protection Plan
- Grand Fortune Whole Life Protection Plan (Lite)
- Joyful Whole Life Savings Protection Plan
- Lady First
- Lucky Harvest
- Monthly Harvest Savings Insurance Plan
- Monthly Income Protection Plan
- Monthly Reward Annuity Plan
- No. 1 Kid Savings Protection Plan
- Perfect 10 Whole Life Protector
- Pleasure Life Annuity Plan
- Prime Reward Whole Life Savings Insurance Plan
- Prime Saver 8
- Retire-at Ease Annuity Plan
- Retire-at Ease II Deferred Annuity Plan (Fixed Term)
- Retire-at Ease II Deferred Annuity Plan (To Age 100)
- Shiny Life Lady Protector
- Smart Achiever Single Premium Protection Plan
- Smart Plus Savings Protection Plan
- Wealth Accelerator Multi-Currency Plan
- Wealth Accelerator Whole Life Protection Plan
- Wealth Accelerator Whole Life Protection Plan II
- Wealth Accelerator Whole Life Protection Plan III
- Wealth for U Savings Protection Plan
- Wealth Prestige Savings Insurance Plan
- Whole Life Express Protection Plan
- Whole Life Protection Plus
- Wiser Life
- Your Wealth Whole Life Savings Protection Plan
Published observations
| Insurer / publisher | Product series | Currency | Issue / effective year | Published cohort / duration | Reporting year | Component | Published value | Source |
|---|---|---|---|---|---|---|---|---|
| Hong Kong Life Insurance Limited | 3-Year Achiever Whole Life Protection Plan | HKD | 2024 | Policy Year 1 (Policy issued in 2024) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | N/A | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | 3-Year Achiever Whole Life Protection Plan | HKD | 2023 | Policy Year 2 (Policy issued in 2023) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | N/A | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | 3-Year Achiever Whole Life Protection Plan | HKD | 2022 | Policy Year 3 (Policy issued in 2022) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | N/A | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | 3-Year Achiever Whole Life Protection Plan | HKD | 2021 | Policy Year 4 (Policy issued in 2021) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | N/A | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | 3-Year Achiever Whole Life Protection Plan | HKD | 2020 | Policy Year 5 (Policy issued in 2020) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | N/A | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | 3-Year Achiever Whole Life Protection Plan | HKD | 2019 | Policy Year 6 (Policy issued in 2019) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | N/A | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | 3-Year Achiever Whole Life Protection Plan | HKD | 2018 | Policy Year 7 (Policy issued in 2018) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | N/A | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | 3-Year Achiever Whole Life Protection Plan | HKD | 2017 | Policy Year 8 (Policy issued in 2017) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | N/A | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | 3-Year Achiever Whole Life Protection Plan | HKD | 2016 | Policy Year 9 (Policy issued in 2016) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 100% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | 3-Year Achiever Whole Life Protection Plan | HKD | 2015 | Policy Year 10 (Policy issued in 2015) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 100% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | 3-Year Achiever Whole Life Protection Plan | HKD | — | Policy Year 10+ (Policy issued in 2010-2014) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 71% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | 3-Year Achiever Whole Life Protection Plan | USD | 2024 | Policy Year 1 (Policy issued in 2024) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | N/A | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | 3-Year Achiever Whole Life Protection Plan | USD | 2023 | Policy Year 2 (Policy issued in 2023) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | N/A | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | 3-Year Achiever Whole Life Protection Plan | USD | 2022 | Policy Year 3 (Policy issued in 2022) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | N/A | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | 3-Year Achiever Whole Life Protection Plan | USD | 2021 | Policy Year 4 (Policy issued in 2021) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | N/A | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | 3-Year Achiever Whole Life Protection Plan | USD | 2020 | Policy Year 5 (Policy issued in 2020) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | N/A | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | 3-Year Achiever Whole Life Protection Plan | USD | 2019 | Policy Year 6 (Policy issued in 2019) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | N/A | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | 3-Year Achiever Whole Life Protection Plan | USD | 2018 | Policy Year 7 (Policy issued in 2018) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | N/A | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | 3-Year Achiever Whole Life Protection Plan | USD | 2017 | Policy Year 8 (Policy issued in 2017) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | N/A | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | 3-Year Achiever Whole Life Protection Plan | USD | 2016 | Policy Year 9 (Policy issued in 2016) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 99% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | 3-Year Achiever Whole Life Protection Plan | USD | 2015 | Policy Year 10 (Policy issued in 2015) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 99% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | 3-Year Achiever Whole Life Protection Plan | USD | — | Policy Year 10+ (Policy issued in 2010-2014) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 89% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Dread Disease Whole Life Protector | HKD | 2024 | Policy Year 1 (Policy issued in 2024) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | N/A | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Dread Disease Whole Life Protector | HKD | 2023 | Policy Year 2 (Policy issued in 2023) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | N/A | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Dread Disease Whole Life Protector | HKD | 2022 | Policy Year 3 (Policy issued in 2022) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 100% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Dread Disease Whole Life Protector | HKD | 2021 | Policy Year 4 (Policy issued in 2021) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 100% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Dread Disease Whole Life Protector | HKD | 2020 | Policy Year 5 (Policy issued in 2020) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 100% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Dread Disease Whole Life Protector | HKD | 2019 | Policy Year 6 (Policy issued in 2019) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 100% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Dread Disease Whole Life Protector | HKD | 2018 | Policy Year 7 (Policy issued in 2018) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 100% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Dread Disease Whole Life Protector | HKD | 2017 | Policy Year 8 (Policy issued in 2017) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 100% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Dread Disease Whole Life Protector | HKD | 2016 | Policy Year 9 (Policy issued in 2016) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 100% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Dread Disease Whole Life Protector | HKD | 2015 | Policy Year 10 (Policy issued in 2015) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 100% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Dread Disease Whole Life Protector | HKD | — | Policy Year 10+ (Policy issued in 2010-2014) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 71% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Dread Disease Whole Life Protector | USD | 2024 | Policy Year 1 (Policy issued in 2024) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | N/A | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Dread Disease Whole Life Protector | USD | 2023 | Policy Year 2 (Policy issued in 2023) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | N/A | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Dread Disease Whole Life Protector | USD | 2022 | Policy Year 3 (Policy issued in 2022) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 100% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Dread Disease Whole Life Protector | USD | 2021 | Policy Year 4 (Policy issued in 2021) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 99% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Dread Disease Whole Life Protector | USD | 2020 | Policy Year 5 (Policy issued in 2020) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 99% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Dread Disease Whole Life Protector | USD | 2019 | Policy Year 6 (Policy issued in 2019) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 99% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Dread Disease Whole Life Protector | USD | 2018 | Policy Year 7 (Policy issued in 2018) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 99% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Dread Disease Whole Life Protector | USD | 2017 | Policy Year 8 (Policy issued in 2017) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 99% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Dread Disease Whole Life Protector | USD | 2016 | Policy Year 9 (Policy issued in 2016) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 99% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Dread Disease Whole Life Protector | USD | 2015 | Policy Year 10 (Policy issued in 2015) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 99% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Dread Disease Whole Life Protector | USD | — | Policy Year 10+ (Policy issued in 2010-2014) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 90% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Family Fortune Savings Insurance Plan | HKD | 2024 | Policy Year 1 (Policy issued in 2024) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | N/A | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Family Fortune Savings Insurance Plan | HKD | 2023 | Policy Year 2 (Policy issued in 2023) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 100% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Family Fortune Savings Insurance Plan | HKD | 2022 | Policy Year 3 (Policy issued in 2022) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 100% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Family Fortune Savings Insurance Plan | HKD | 2021 | Policy Year 4 (Policy issued in 2021) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | 100% | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Family Fortune Savings Insurance Plan | HKD | 2020 | Policy Year 5 (Policy issued in 2020) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | N/A | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
| Hong Kong Life Insurance Limited | Family Fortune Savings Insurance Plan | HKD | 2019 | Policy Year 6 (Policy issued in 2019) | 2025 | annual dividends, special dividend and non-guaranteed monthly incomes | N/A | Sourcetable 1Published notes and source contextPartial disclosure: the separately headed terminal-dividend table has conflicting reporting-year labels. The published combined annual/special-dividend/monthly-income label is not split into invented measures. |
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Source
© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.
- hong-kong-life/2025-hong-kong-life-partial-reconciled.html / table 1
Publication date: Not established / Source checked: 2026-10-12