FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Fulfillment ratios
Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.
Coverage is limited to the verified sources listed below, not every insurer or historical year. Grouped cohorts and policy durations remain as published; missing or N/A values are not zero. Published names and notes may remain in the source language. Unknown publication dates are stated explicitly.
Public JSON and insurer shards
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Browse published series
- Brilliant Life Insurance Plan
- Brilliant Life Insurance Plan (Life Benefit Cap)
- Enjoy Whole Life Plan
- Fortune Generation USD Annuity Plan
- Health 4 Dimensions Critical Illness Protector
- Health Navigator Critical Illness Protector
- HKD High Yield Endowment Plan
- Lifestage Cover Whole Life Plan
- Magic Children Saving Plan
- MarvelousSelect Protection Plan
- Oasis Savings Plan
- Park Avenue Saver Plan (3- year Payment) / Park Avenue Saver Plan
- Pine Shield Whole Life Plan
- Precious Savings Plan
- Prosperous Life - Kids' Savings Life Insurance Plan
- Prosperous Life Plan Simplified Underwriting Option of 3-Year Paid Up 8-Year Plan
- Retirement Enricher Income Plan
- Silver Lining Critical Illness Protector / Health 139 Critical Illness Protector
- SplendidCare Lifelong Health (Cancer Shield) Plan
- Sunshine Eternity Plus Savings Plan
- Sunshine Eternity Savings Plan / Eternal Blossom Savings Plan
- Sunshine Savings Plan / Blossom Savings Plan
- Sunshine Savings Plan II / Blossom Savings Plan II
- USD High Yield Endowment Plan
- Whole Life (3- year Coupon) Protection Plan
- Whole Life Insurance Plan
- Whole Life Medicash Account Insurance Plan
- Whole Life Medicash Account Insurance Plan Plus
Published observations
| Insurer / publisher | Product series | Currency | Issue / effective year | Published cohort / duration | Reporting year | Component | Published value | Source |
|---|---|---|---|---|---|---|---|---|
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan | All | 2024 | Policy Year 1 (2024) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan | All | 2023 | Policy Year 2 (2023) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan | All | 2022 | Policy Year 3 (2022) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan | All | 2021 | Policy Year 4 (2021) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan | All | 2020 | Policy Year 5 (2020) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan | All | 2019 | Policy Year 6 (2019) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan | All | 2018 | Policy Year 7 (2018) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan | All | 2017 | Policy Year 8 (2017) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan | All | 2016 | Policy Year 9 (2016) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan | All | 2015 | Policy Year 10 (2015) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan | All | — | Policy Year 10+ (2010-2014) | 2025 | Annual Dividends & Interest | 83% | Source / Page 3 |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan | All | 2024 | Policy Year 1 (2024) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan | All | 2023 | Policy Year 2 (2023) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan | All | 2022 | Policy Year 3 (2022) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan | All | 2021 | Policy Year 4 (2021) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan | All | 2020 | Policy Year 5 (2020) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan | All | 2019 | Policy Year 6 (2019) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan | All | 2018 | Policy Year 7 (2018) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan | All | 2017 | Policy Year 8 (2017) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan | All | 2016 | Policy Year 9 (2016) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan | All | 2015 | Policy Year 10 (2015) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan | All | — | Policy Year 10+ (2010-2014) | 2025 | Terminal Dividend | 100% | Source / Page 3 |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan (Life Benefit Cap) | All | 2024 | Policy Year 1 (2024) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan (Life Benefit Cap) | All | 2023 | Policy Year 2 (2023) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan (Life Benefit Cap) | All | 2022 | Policy Year 3 (2022) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan (Life Benefit Cap) | All | 2021 | Policy Year 4 (2021) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan (Life Benefit Cap) | All | 2020 | Policy Year 5 (2020) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan (Life Benefit Cap) | All | 2019 | Policy Year 6 (2019) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan (Life Benefit Cap) | All | 2018 | Policy Year 7 (2018) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan (Life Benefit Cap) | All | 2017 | Policy Year 8 (2017) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan (Life Benefit Cap) | All | 2016 | Policy Year 9 (2016) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan (Life Benefit Cap) | All | 2015 | Policy Year 10 (2015) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan (Life Benefit Cap) | All | — | Policy Year 10+ (2010-2014) | 2025 | Annual Dividends & Interest | 72% | Source / Page 3 |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan (Life Benefit Cap) | All | 2024 | Policy Year 1 (2024) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan (Life Benefit Cap) | All | 2023 | Policy Year 2 (2023) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan (Life Benefit Cap) | All | 2022 | Policy Year 3 (2022) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan (Life Benefit Cap) | All | 2021 | Policy Year 4 (2021) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan (Life Benefit Cap) | All | 2020 | Policy Year 5 (2020) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan (Life Benefit Cap) | All | 2019 | Policy Year 6 (2019) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan (Life Benefit Cap) | All | 2018 | Policy Year 7 (2018) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan (Life Benefit Cap) | All | 2017 | Policy Year 8 (2017) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan (Life Benefit Cap) | All | 2016 | Policy Year 9 (2016) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan (Life Benefit Cap) | All | 2015 | Policy Year 10 (2015) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Brilliant Life Insurance Plan (Life Benefit Cap) | All | — | Policy Year 10+ (2010-2014) | 2025 | Terminal Dividend | 100% | Source / Page 3 |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Enjoy Whole Life Plan | All | 2024 | Policy Year 1 (2024) | 2025 | Annual Dividends & Interest | N/A | Source / Page 1Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Enjoy Whole Life Plan | All | 2023 | Policy Year 2 (2023) | 2025 | Annual Dividends & Interest | N/A | Source / Page 1Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Enjoy Whole Life Plan | All | 2022 | Policy Year 3 (2022) | 2025 | Annual Dividends & Interest | N/A | Source / Page 1Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Enjoy Whole Life Plan | All | 2021 | Policy Year 4 (2021) | 2025 | Annual Dividends & Interest | N/A | Source / Page 1Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Enjoy Whole Life Plan | All | 2020 | Policy Year 5 (2020) | 2025 | Annual Dividends & Interest | N/A | Source / Page 1Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Enjoy Whole Life Plan | All | 2019 | Policy Year 6 (2019) | 2025 | Annual Dividends & Interest | 96% | Source / Page 1 |
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Source
© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.
- fwd-assurance/2025-fulfillment-ratios.pdf / Page 3
Publication date: Not established / Source checked: 2026-10-11
- fwd-assurance/2025-fulfillment-ratios.pdf / Page 1
Publication date: Not established / Source checked: 2026-10-11
- fwd-assurance/2025-fulfillment-ratios.pdf / Page 2
Publication date: Not established / Source checked: 2026-10-11