WiseLady Critical Illness Protection
Last checked
At a glance
- Insurer
- China Taiping Life Insurance (Hong Kong) Company Limited
- Product category
- Critical illness
- Policy currencies
- USD / HKD
- Premium payment terms
- Renewable / Yearly renewal; premiums are not guaranteed.
- Issue ages & basis
Issue ages & basis (1)
Issue ages & basis Recorded information Premium payment terms / Age basis 18 years to 50 years
Age basis: Age last birthday
- Cover for designated female cancer and carcinoma in situ
- Systemic lupus erythematosus with lupus nephritis cover
- Severe rheumatoid arthritis cover
Decision sheet
3 of 12 known · 9 not published
- What it pays and when
Benefit term: To age 60Public source · Checked:
Recorded features: Cover for designated female cancer and carcinoma in situ / Systemic lupus erythematosus with lupus nephritis cover / Severe rheumatoid arthritis coverPublic source · Checked:
- Benefit limits
- not published
- Premium and payment term
Premium payment terms: Renewable / Yearly renewal; premiums are not guaranteed.Public source · Checked:
- How premiums can change
- not published
- Guaranteed / non-guaranteed
- not published
- Waiting periods
- not published
- Main exclusions
- not published
- Surrender / cancellation
- not published
- Cooling-off
- not published
- Riders
- not published
- Claims steps
Insurer claims guide · Critical illness
Critical illness — Steps: Insured / claimant completes Part I using the recorded signature and submits all supporting documents.Public source · Checked:
Critical illness — Required documents: Doctor’s Part II, discharge / diagnosis certificate, pathology and tests; patient card, referral / therapy reports and CRS as applicable.Public source · Checked:
Critical illness — Deadlines / notification: The individual CI form requires submission with all evidence within 180 days of diagnosis.Public source · Checked:
Critical illness — Payment methods: The form lists cheque collection at the service centre or via agent, in HKD / policy currency; insurer decides the final option.Public source · Checked:
- Covered conditions / definitions
- not published
Known means some sourced information is available, not complete terms. Missing details are not evidence of no cover or no restriction.
Questions to ask before buying
Questions to ask before buying (10)
Ask the insurer or a licensed Hong Kong broker. These questions do not imply that cover or restrictions exist.
- What benefit limits apply?
- When and how can premiums change?
- What is the waiting period for illness claims?
- What exclusions apply?
- What are the cancellation terms and any surrender value or charges?
- Which riders are available, and what are their costs and terms?
- Which illnesses are covered, and how are they defined?
- Can you provide the key facts statement and policy provisions for this product?
- What is the cooling-off period, and how do I cancel during it?
- Which benefits and values are guaranteed, and which are not?
Belongs to
Belongs to
Similar products share a type, currency and premium term band. Clusters describe published features, not suitability or ranking.
Matching goals and segments (by product type)
Comparison groups
Comparison groups
All published facts
All published facts
| Field | Recorded information | ||||
|---|---|---|---|---|---|
| Product category | Critical illness | ||||
| Policy currencies | USD / HKD | ||||
| Premium payment terms | Renewable / Yearly renewal; premiums are not guaranteed. | ||||
| Benefit term | To age 60 | ||||
| Issue ages & basis |
| ||||
| Recorded features | Cover for designated female cancer and carcinoma in situ Systemic lupus erythematosus with lupus nephritis cover Severe rheumatoid arthritis cover | ||||
| Sales status | On sale (at source date) |
Names in other languages
- English
- WiseLady Critical Illness Protection
- 繁體中文
- 妍慧女性危疾保
- 简体中文
- 妍慧女性危疾保
Verified names follow insurer labels. Unconfirmed translations use English for navigation.
Sources & verification dates
Sources & verification dates
- Individual catalogue: published name and listed sale status; null fields not confirmed
Source date: Not confirmed
Checked: - Official public product brochure: confirmed facts only
Source date: Not confirmed / Page: 3
Checked: - Official bilingual product-name crosswalk: WiseLady Critical Illness Protection
Source date: Not confirmed
Checked: