ManuMulti Care | Manulife (International) Limited | Fulfillment ratios
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Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.
Coverage is limited to the verified sources listed below, not every insurer or historical year. Grouped cohorts and policy durations remain as published; missing or N/A values are not zero. Published names and notes may remain in the source language. Unknown publication dates are stated explicitly.
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Fulfillment ratio by issue year
Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.
Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.
Chart data and sources
| Issue year | Fulfillment ratio (%) | Source |
|---|---|---|
| 2015 | 63% | Source · Checked on: 2026-10-11 |
| 2016 | 125% | Source · Checked on: 2026-10-11 |
| 2016 | 61% | Source · Checked on: 2026-10-11 |
| 2017 | 124% | Source · Checked on: 2026-10-11 |
| 2017 | 56% | Source · Checked on: 2026-10-11 |
| 2018 | 128% | Source · Checked on: 2026-10-11 |
| 2019 | 131% | Source · Checked on: 2026-10-11 |
| 2020 | 109% | Source · Checked on: 2026-10-11 |
Chart data and sources
| Issue year | Fulfillment ratio (%) | Source |
|---|---|---|
| 2015 | 56% | Source · Checked on: 2026-10-11 |
| 2016 | 126% | Source · Checked on: 2026-10-11 |
| 2016 | 53% | Source · Checked on: 2026-10-11 |
| 2017 | 124% | Source · Checked on: 2026-10-11 |
| 2017 | 56% | Source · Checked on: 2026-10-11 |
| 2018 | 126% | Source · Checked on: 2026-10-11 |
| 2019 | 128% | Source · Checked on: 2026-10-11 |
| 2020 | 102% | Source · Checked on: 2026-10-11 |
Published observations
| Insurer / publisher | Product series | Currency | Issue / effective year | Published cohort / duration | Reporting year | Component | Published value | Source |
|---|---|---|---|---|---|---|---|---|
| Manulife (International) Limited | ManuMulti Care | USD | 2024 | PY1 (2024); on or after January 10, 2017 and before January 24, 2020 | 2025 | annual dividends | N/A 4 | SourceTSV row 97; FR tool POST responsePublished notes and source contextN/A 4: Product closed to sales. |
| Manulife (International) Limited | ManuMulti Care | USD | 2023 | PY2 (2023); on or after January 10, 2017 and before January 24, 2020 | 2025 | annual dividends | N/A 4 | SourceTSV row 97; FR tool POST responsePublished notes and source contextN/A 4: Product closed to sales. |
| Manulife (International) Limited | ManuMulti Care | USD | 2022 | PY3 (2022); on or after January 10, 2017 and before January 24, 2020 | 2025 | annual dividends | N/A 4 | SourceTSV row 97; FR tool POST responsePublished notes and source contextN/A 4: Product closed to sales. |
| Manulife (International) Limited | ManuMulti Care | USD | 2021 | PY4 (2021); on or after January 10, 2017 and before January 24, 2020 | 2025 | annual dividends | N/A 4 | SourceTSV row 97; FR tool POST responsePublished notes and source contextN/A 4: Product closed to sales. |
| Manulife (International) Limited | ManuMulti Care | USD | 2020 | PY5 (2020); on or after January 10, 2017 and before January 24, 2020 | 2025 | annual dividends | 109% | SourceTSV row 97; FR tool POST response |
| Manulife (International) Limited | ManuMulti Care | USD | 2019 | PY6 (2019); on or after January 10, 2017 and before January 24, 2020 | 2025 | annual dividends | 131% | SourceTSV row 97; FR tool POST response |
| Manulife (International) Limited | ManuMulti Care | USD | 2018 | PY7 (2018); on or after January 10, 2017 and before January 24, 2020 | 2025 | annual dividends | 128% | SourceTSV row 97; FR tool POST response |
| Manulife (International) Limited | ManuMulti Care | USD | 2017 | PY8 (2017); on or after January 10, 2017 and before January 24, 2020 | 2025 | annual dividends | 124% | SourceTSV row 97; FR tool POST response |
| Manulife (International) Limited | ManuMulti Care | USD | 2016 | PY9 (2016); on or after January 10, 2017 and before January 24, 2020 | 2025 | annual dividends | 125% | SourceTSV row 97; FR tool POST response |
| Manulife (International) Limited | ManuMulti Care | USD | 2015 | PY10 (2015); on or after January 10, 2017 and before January 24, 2020 | 2025 | annual dividends | N/A 3 | SourceTSV row 97; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuMulti Care | USD | — | PY10+ (2010-2014); on or after January 10, 2017 and before January 24, 2020 | 2025 | annual dividends | N/A 3 | SourceTSV row 97; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuMulti Care | USD | 2024 | PY1 (2024); on or after October 23, 2014 and before January 10, 2017 | 2025 | annual dividends | N/A 4 | SourceTSV row 98; FR tool POST responsePublished notes and source contextN/A 4: Product closed to sales. |
| Manulife (International) Limited | ManuMulti Care | USD | 2023 | PY2 (2023); on or after October 23, 2014 and before January 10, 2017 | 2025 | annual dividends | N/A 4 | SourceTSV row 98; FR tool POST responsePublished notes and source contextN/A 4: Product closed to sales. |
| Manulife (International) Limited | ManuMulti Care | USD | 2022 | PY3 (2022); on or after October 23, 2014 and before January 10, 2017 | 2025 | annual dividends | N/A 4 | SourceTSV row 98; FR tool POST responsePublished notes and source contextN/A 4: Product closed to sales. |
| Manulife (International) Limited | ManuMulti Care | USD | 2021 | PY4 (2021); on or after October 23, 2014 and before January 10, 2017 | 2025 | annual dividends | N/A 4 | SourceTSV row 98; FR tool POST responsePublished notes and source contextN/A 4: Product closed to sales. |
| Manulife (International) Limited | ManuMulti Care | USD | 2020 | PY5 (2020); on or after October 23, 2014 and before January 10, 2017 | 2025 | annual dividends | N/A 4 | SourceTSV row 98; FR tool POST responsePublished notes and source contextN/A 4: Product closed to sales. |
| Manulife (International) Limited | ManuMulti Care | USD | 2019 | PY6 (2019); on or after October 23, 2014 and before January 10, 2017 | 2025 | annual dividends | N/A 4 | SourceTSV row 98; FR tool POST responsePublished notes and source contextN/A 4: Product closed to sales. |
| Manulife (International) Limited | ManuMulti Care | USD | 2018 | PY7 (2018); on or after October 23, 2014 and before January 10, 2017 | 2025 | annual dividends | N/A 4 | SourceTSV row 98; FR tool POST responsePublished notes and source contextN/A 4: Product closed to sales. |
| Manulife (International) Limited | ManuMulti Care | USD | 2017 | PY8 (2017); on or after October 23, 2014 and before January 10, 2017 | 2025 | annual dividends | 56% | SourceTSV row 98; FR tool POST response |
| Manulife (International) Limited | ManuMulti Care | USD | 2016 | PY9 (2016); on or after October 23, 2014 and before January 10, 2017 | 2025 | annual dividends | 61% | SourceTSV row 98; FR tool POST response |
| Manulife (International) Limited | ManuMulti Care | USD | 2015 | PY10 (2015); on or after October 23, 2014 and before January 10, 2017 | 2025 | annual dividends | 63% | SourceTSV row 98; FR tool POST response |
| Manulife (International) Limited | ManuMulti Care | USD | — | PY10+ (2010-2014); on or after October 23, 2014 and before January 10, 2017 | 2025 | annual dividends | 65% | SourceTSV row 98; FR tool POST response |
| Manulife (International) Limited | ManuMulti Care | HKD | 2024 | PY1 (2024); on or after January 10, 2017 and before January 24, 2020 | 2025 | annual dividends | N/A 4 | SourceTSV row 99; FR tool POST responsePublished notes and source contextN/A 4: Product closed to sales. |
| Manulife (International) Limited | ManuMulti Care | HKD | 2023 | PY2 (2023); on or after January 10, 2017 and before January 24, 2020 | 2025 | annual dividends | N/A 4 | SourceTSV row 99; FR tool POST responsePublished notes and source contextN/A 4: Product closed to sales. |
| Manulife (International) Limited | ManuMulti Care | HKD | 2022 | PY3 (2022); on or after January 10, 2017 and before January 24, 2020 | 2025 | annual dividends | N/A 4 | SourceTSV row 99; FR tool POST responsePublished notes and source contextN/A 4: Product closed to sales. |
| Manulife (International) Limited | ManuMulti Care | HKD | 2021 | PY4 (2021); on or after January 10, 2017 and before January 24, 2020 | 2025 | annual dividends | N/A 4 | SourceTSV row 99; FR tool POST responsePublished notes and source contextN/A 4: Product closed to sales. |
| Manulife (International) Limited | ManuMulti Care | HKD | 2020 | PY5 (2020); on or after January 10, 2017 and before January 24, 2020 | 2025 | annual dividends | 102% | SourceTSV row 99; FR tool POST response |
| Manulife (International) Limited | ManuMulti Care | HKD | 2019 | PY6 (2019); on or after January 10, 2017 and before January 24, 2020 | 2025 | annual dividends | 128% | SourceTSV row 99; FR tool POST response |
| Manulife (International) Limited | ManuMulti Care | HKD | 2018 | PY7 (2018); on or after January 10, 2017 and before January 24, 2020 | 2025 | annual dividends | 126% | SourceTSV row 99; FR tool POST response |
| Manulife (International) Limited | ManuMulti Care | HKD | 2017 | PY8 (2017); on or after January 10, 2017 and before January 24, 2020 | 2025 | annual dividends | 124% | SourceTSV row 99; FR tool POST response |
| Manulife (International) Limited | ManuMulti Care | HKD | 2016 | PY9 (2016); on or after January 10, 2017 and before January 24, 2020 | 2025 | annual dividends | 126% | SourceTSV row 99; FR tool POST response |
| Manulife (International) Limited | ManuMulti Care | HKD | 2015 | PY10 (2015); on or after January 10, 2017 and before January 24, 2020 | 2025 | annual dividends | N/A 3 | SourceTSV row 99; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuMulti Care | HKD | — | PY10+ (2010-2014); on or after January 10, 2017 and before January 24, 2020 | 2025 | annual dividends | N/A 3 | SourceTSV row 99; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuMulti Care | HKD | 2024 | PY1 (2024); on or after October 23, 2014 and before January 10, 2017 | 2025 | annual dividends | N/A 4 | SourceTSV row 100; FR tool POST responsePublished notes and source contextN/A 4: Product closed to sales. |
| Manulife (International) Limited | ManuMulti Care | HKD | 2023 | PY2 (2023); on or after October 23, 2014 and before January 10, 2017 | 2025 | annual dividends | N/A 4 | SourceTSV row 100; FR tool POST responsePublished notes and source contextN/A 4: Product closed to sales. |
| Manulife (International) Limited | ManuMulti Care | HKD | 2022 | PY3 (2022); on or after October 23, 2014 and before January 10, 2017 | 2025 | annual dividends | N/A 4 | SourceTSV row 100; FR tool POST responsePublished notes and source contextN/A 4: Product closed to sales. |
| Manulife (International) Limited | ManuMulti Care | HKD | 2021 | PY4 (2021); on or after October 23, 2014 and before January 10, 2017 | 2025 | annual dividends | N/A 4 | SourceTSV row 100; FR tool POST responsePublished notes and source contextN/A 4: Product closed to sales. |
| Manulife (International) Limited | ManuMulti Care | HKD | 2020 | PY5 (2020); on or after October 23, 2014 and before January 10, 2017 | 2025 | annual dividends | N/A 4 | SourceTSV row 100; FR tool POST responsePublished notes and source contextN/A 4: Product closed to sales. |
| Manulife (International) Limited | ManuMulti Care | HKD | 2019 | PY6 (2019); on or after October 23, 2014 and before January 10, 2017 | 2025 | annual dividends | N/A 4 | SourceTSV row 100; FR tool POST responsePublished notes and source contextN/A 4: Product closed to sales. |
| Manulife (International) Limited | ManuMulti Care | HKD | 2018 | PY7 (2018); on or after October 23, 2014 and before January 10, 2017 | 2025 | annual dividends | N/A 4 | SourceTSV row 100; FR tool POST responsePublished notes and source contextN/A 4: Product closed to sales. |
| Manulife (International) Limited | ManuMulti Care | HKD | 2017 | PY8 (2017); on or after October 23, 2014 and before January 10, 2017 | 2025 | annual dividends | 56% | SourceTSV row 100; FR tool POST response |
| Manulife (International) Limited | ManuMulti Care | HKD | 2016 | PY9 (2016); on or after October 23, 2014 and before January 10, 2017 | 2025 | annual dividends | 53% | SourceTSV row 100; FR tool POST response |
| Manulife (International) Limited | ManuMulti Care | HKD | 2015 | PY10 (2015); on or after October 23, 2014 and before January 10, 2017 | 2025 | annual dividends | 56% | SourceTSV row 100; FR tool POST response |
| Manulife (International) Limited | ManuMulti Care | HKD | — | PY10+ (2010-2014); on or after October 23, 2014 and before January 10, 2017 | 2025 | annual dividends | 58% | SourceTSV row 100; FR tool POST response |
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Published notes and source context
Manulife (International) Limited
Annual dividends N/A 1: no relevant policy in force at end of reporting year. N/A 2: illustrated dividends and interest up to that year are zero. Terminal bonus N/A 1: no relevant policy terminated. N/A 2: illustrated terminal bonus is zero. N/A 3: product not yet launched. N/A 4: product closed to sales.
Source
© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.
- manulife/2025-manulife-fr-tcv-per-product-en.tsv / TSV row 100; FR tool POST response
Publication date: Not established / Source checked: 2026-10-11