ManuLove Care | Manulife (International) Limited | Fulfillment ratios
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Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.
Coverage is limited to the verified sources listed below, not every insurer or historical year. Grouped cohorts and policy durations remain as published; missing or N/A values are not zero. Published names and notes may remain in the source language. Unknown publication dates are stated explicitly.
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Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link. © Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.
Fulfillment ratio by issue year
Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.
Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.
Published observations
| Insurer / publisher | Product series | Currency | Issue / effective year | Published cohort / duration | Reporting year | Component | Published value | Source |
|---|---|---|---|---|---|---|---|---|
| Manulife (International) Limited | ManuLove Care | USD | 2024 | PY1 (2024); on or after January 01, 2024 | 2025 | terminal bonus | N/A 1 | SourceTSV row 81; FR tool POST responsePublished notes and source contextN/A 1: No relevant policy in force at year end (annual dividends); no relevant policy terminated (terminal bonus). |
| Manulife (International) Limited | ManuLove Care | USD | 2023 | PY2 (2023); on or after January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 81; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | USD | 2022 | PY3 (2022); on or after January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 81; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | USD | 2021 | PY4 (2021); on or after January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 81; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | USD | 2020 | PY5 (2020); on or after January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 81; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | USD | 2019 | PY6 (2019); on or after January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 81; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | USD | 2018 | PY7 (2018); on or after January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 81; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | USD | 2017 | PY8 (2017); on or after January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 81; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | USD | 2016 | PY9 (2016); on or after January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 81; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | USD | 2015 | PY10 (2015); on or after January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 81; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | USD | — | PY10+ (2010-2014); on or after January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 81; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | USD | 2024 | PY1 (2024); on or after July 22, 2018 and before January 01, 2024 | 2025 | terminal bonus | N/A 2 | SourceTSV row 82; FR tool POST responsePublished notes and source contextN/A 2: Illustrated dividends and interest or illustrated terminal bonus are zero. |
| Manulife (International) Limited | ManuLove Care | USD | 2023 | PY2 (2023); on or after July 22, 2018 and before January 01, 2024 | 2025 | terminal bonus | N/A 2 | SourceTSV row 82; FR tool POST responsePublished notes and source contextN/A 2: Illustrated dividends and interest or illustrated terminal bonus are zero. |
| Manulife (International) Limited | ManuLove Care | USD | 2022 | PY3 (2022); on or after July 22, 2018 and before January 01, 2024 | 2025 | terminal bonus | 115% | SourceTSV row 82; FR tool POST response |
| Manulife (International) Limited | ManuLove Care | USD | 2021 | PY4 (2021); on or after July 22, 2018 and before January 01, 2024 | 2025 | terminal bonus | 113% | SourceTSV row 82; FR tool POST response |
| Manulife (International) Limited | ManuLove Care | USD | 2020 | PY5 (2020); on or after July 22, 2018 and before January 01, 2024 | 2025 | terminal bonus | 111% | SourceTSV row 82; FR tool POST response |
| Manulife (International) Limited | ManuLove Care | USD | 2019 | PY6 (2019); on or after July 22, 2018 and before January 01, 2024 | 2025 | terminal bonus | 113% | SourceTSV row 82; FR tool POST response |
| Manulife (International) Limited | ManuLove Care | USD | 2018 | PY7 (2018); on or after July 22, 2018 and before January 01, 2024 | 2025 | terminal bonus | 110% | SourceTSV row 82; FR tool POST response |
| Manulife (International) Limited | ManuLove Care | USD | 2017 | PY8 (2017); on or after July 22, 2018 and before January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 82; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | USD | 2016 | PY9 (2016); on or after July 22, 2018 and before January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 82; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | USD | 2015 | PY10 (2015); on or after July 22, 2018 and before January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 82; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | USD | — | PY10+ (2010-2014); on or after July 22, 2018 and before January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 82; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | HKD | 2024 | PY1 (2024); on or after January 01, 2024 | 2025 | terminal bonus | N/A 1 | SourceTSV row 83; FR tool POST responsePublished notes and source contextN/A 1: No relevant policy in force at year end (annual dividends); no relevant policy terminated (terminal bonus). |
| Manulife (International) Limited | ManuLove Care | HKD | 2023 | PY2 (2023); on or after January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 83; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | HKD | 2022 | PY3 (2022); on or after January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 83; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | HKD | 2021 | PY4 (2021); on or after January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 83; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | HKD | 2020 | PY5 (2020); on or after January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 83; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | HKD | 2019 | PY6 (2019); on or after January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 83; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | HKD | 2018 | PY7 (2018); on or after January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 83; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | HKD | 2017 | PY8 (2017); on or after January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 83; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | HKD | 2016 | PY9 (2016); on or after January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 83; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | HKD | 2015 | PY10 (2015); on or after January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 83; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | HKD | — | PY10+ (2010-2014); on or after January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 83; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | HKD | 2024 | PY1 (2024); on or after July 22, 2018 and before January 01, 2024 | 2025 | terminal bonus | N/A 2 | SourceTSV row 84; FR tool POST responsePublished notes and source contextN/A 2: Illustrated dividends and interest or illustrated terminal bonus are zero. |
| Manulife (International) Limited | ManuLove Care | HKD | 2023 | PY2 (2023); on or after July 22, 2018 and before January 01, 2024 | 2025 | terminal bonus | N/A 2 | SourceTSV row 84; FR tool POST responsePublished notes and source contextN/A 2: Illustrated dividends and interest or illustrated terminal bonus are zero. |
| Manulife (International) Limited | ManuLove Care | HKD | 2022 | PY3 (2022); on or after July 22, 2018 and before January 01, 2024 | 2025 | terminal bonus | 130% | SourceTSV row 84; FR tool POST response |
| Manulife (International) Limited | ManuLove Care | HKD | 2021 | PY4 (2021); on or after July 22, 2018 and before January 01, 2024 | 2025 | terminal bonus | 134% | SourceTSV row 84; FR tool POST response |
| Manulife (International) Limited | ManuLove Care | HKD | 2020 | PY5 (2020); on or after July 22, 2018 and before January 01, 2024 | 2025 | terminal bonus | 136% | SourceTSV row 84; FR tool POST response |
| Manulife (International) Limited | ManuLove Care | HKD | 2019 | PY6 (2019); on or after July 22, 2018 and before January 01, 2024 | 2025 | terminal bonus | 131% | SourceTSV row 84; FR tool POST response |
| Manulife (International) Limited | ManuLove Care | HKD | 2018 | PY7 (2018); on or after July 22, 2018 and before January 01, 2024 | 2025 | terminal bonus | 133% | SourceTSV row 84; FR tool POST response |
| Manulife (International) Limited | ManuLove Care | HKD | 2017 | PY8 (2017); on or after July 22, 2018 and before January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 84; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | HKD | 2016 | PY9 (2016); on or after July 22, 2018 and before January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 84; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | HKD | 2015 | PY10 (2015); on or after July 22, 2018 and before January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 84; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
| Manulife (International) Limited | ManuLove Care | HKD | — | PY10+ (2010-2014); on or after July 22, 2018 and before January 01, 2024 | 2025 | terminal bonus | N/A 3 | SourceTSV row 84; FR tool POST responsePublished notes and source contextN/A 3: Product not yet launched. |
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Published notes and source context
Manulife (International) Limited
Annual dividends N/A 1: no relevant policy in force at end of reporting year. N/A 2: illustrated dividends and interest up to that year are zero. Terminal bonus N/A 1: no relevant policy terminated. N/A 2: illustrated terminal bonus is zero. N/A 3: product not yet launched. N/A 4: product closed to sales.
Source
© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.
- manulife/2025-manulife-fr-tcv-per-product-en.tsv / TSV row 84; FR tool POST response
Publication date: Not established / Source checked: 2026-10-11