Skip to content
港險通Hong Kong Insurance Connect
Ask a broker

ManuJoy Annuity Plan | Manulife (International) Limited | Fulfillment ratios

Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.

Coverage is limited to the verified sources listed below, not every insurer or historical year. Grouped cohorts and policy durations remain as published; missing or N/A values are not zero. Published names and notes may remain in the source language. Unknown publication dates are stated explicitly.

Public JSON and insurer shards

Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link. © Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.

Fulfillment ratio by issue year

Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.

Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.

2025 · USD · annual dividends
Fulfillment ratio by issue yearCharts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.0%25%50%75%100%20152022
Chart data and sources
Issue yearFulfillment ratio (%)Source
201581%Source · Checked on: 2026-10-11
201588%Source · Checked on: 2026-10-11
201680%Source · Checked on: 2026-10-11
201686%Source · Checked on: 2026-10-11
201778%Source · Checked on: 2026-10-11
201880%Source · Checked on: 2026-10-11
201875%Source · Checked on: 2026-10-11
201977%Source · Checked on: 2026-10-11
202074%Source · Checked on: 2026-10-11
2021100%Source · Checked on: 2026-10-11
2022100%Source · Checked on: 2026-10-11
2025 · HKD · annual dividends
Fulfillment ratio by issue yearCharts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.0%20.3%40.5%60.8%81%20152022
Chart data and sources
Issue yearFulfillment ratio (%)Source
201577%Source · Checked on: 2026-10-11
201562%Source · Checked on: 2026-10-11
201672%Source · Checked on: 2026-10-11
201768%Source · Checked on: 2026-10-11
201865%Source · Checked on: 2026-10-11
201864%Source · Checked on: 2026-10-11
201959%Source · Checked on: 2026-10-11
202051%Source · Checked on: 2026-10-11
202173%Source · Checked on: 2026-10-11
202281%Source · Checked on: 2026-10-11

Published observations

Filters load the selected insurer data on demand. Results keep insurer and product alphabetical order; values are never used to sort. Clear fields to include all cohorts.

Published observations
Insurer / publisherProduct seriesCurrencyIssue / effective yearPublished cohort / durationReporting yearComponentPublished valueSource
Manulife (International) LimitedManuJoy Annuity PlanUSD2024PY1 (2024); on or after July 01, 2018 and before February 01, 20222025annual dividendsN/A 4SourceTSV row 28; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuJoy Annuity PlanUSD2023PY2 (2023); on or after July 01, 2018 and before February 01, 20222025annual dividendsN/A 4SourceTSV row 28; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuJoy Annuity PlanUSD2022PY3 (2022); on or after July 01, 2018 and before February 01, 20222025annual dividends100%SourceTSV row 28; FR tool POST response
Manulife (International) LimitedManuJoy Annuity PlanUSD2021PY4 (2021); on or after July 01, 2018 and before February 01, 20222025annual dividends100%SourceTSV row 28; FR tool POST response
Manulife (International) LimitedManuJoy Annuity PlanUSD2020PY5 (2020); on or after July 01, 2018 and before February 01, 20222025annual dividends74%SourceTSV row 28; FR tool POST response
Manulife (International) LimitedManuJoy Annuity PlanUSD2019PY6 (2019); on or after July 01, 2018 and before February 01, 20222025annual dividends77%SourceTSV row 28; FR tool POST response
Manulife (International) LimitedManuJoy Annuity PlanUSD2018PY7 (2018); on or after July 01, 2018 and before February 01, 20222025annual dividends80%SourceTSV row 28; FR tool POST response
Manulife (International) LimitedManuJoy Annuity PlanUSD2017PY8 (2017); on or after July 01, 2018 and before February 01, 20222025annual dividendsN/A 3SourceTSV row 28; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuJoy Annuity PlanUSD2016PY9 (2016); on or after July 01, 2018 and before February 01, 20222025annual dividendsN/A 3SourceTSV row 28; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuJoy Annuity PlanUSD2015PY10 (2015); on or after July 01, 2018 and before February 01, 20222025annual dividendsN/A 3SourceTSV row 28; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuJoy Annuity PlanUSD—PY10+ (2010-2014); on or after July 01, 2018 and before February 01, 20222025annual dividendsN/A 3SourceTSV row 28; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuJoy Annuity PlanUSD2024PY1 (2024); on or after January 01, 2016 and before July 01, 20182025annual dividendsN/A 4SourceTSV row 29; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuJoy Annuity PlanUSD2023PY2 (2023); on or after January 01, 2016 and before July 01, 20182025annual dividendsN/A 4SourceTSV row 29; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuJoy Annuity PlanUSD2022PY3 (2022); on or after January 01, 2016 and before July 01, 20182025annual dividendsN/A 4SourceTSV row 29; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuJoy Annuity PlanUSD2021PY4 (2021); on or after January 01, 2016 and before July 01, 20182025annual dividendsN/A 4SourceTSV row 29; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuJoy Annuity PlanUSD2020PY5 (2020); on or after January 01, 2016 and before July 01, 20182025annual dividendsN/A 4SourceTSV row 29; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuJoy Annuity PlanUSD2019PY6 (2019); on or after January 01, 2016 and before July 01, 20182025annual dividendsN/A 4SourceTSV row 29; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuJoy Annuity PlanUSD2018PY7 (2018); on or after January 01, 2016 and before July 01, 20182025annual dividends75%SourceTSV row 29; FR tool POST response
Manulife (International) LimitedManuJoy Annuity PlanUSD2017PY8 (2017); on or after January 01, 2016 and before July 01, 20182025annual dividends78%SourceTSV row 29; FR tool POST response
Manulife (International) LimitedManuJoy Annuity PlanUSD2016PY9 (2016); on or after January 01, 2016 and before July 01, 20182025annual dividends80%SourceTSV row 29; FR tool POST response
Manulife (International) LimitedManuJoy Annuity PlanUSD2015PY10 (2015); on or after January 01, 2016 and before July 01, 20182025annual dividends81%SourceTSV row 29; FR tool POST response
Manulife (International) LimitedManuJoy Annuity PlanUSD—PY10+ (2010-2014); on or after January 01, 2016 and before July 01, 20182025annual dividendsN/A 3SourceTSV row 29; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuJoy Annuity PlanUSD2024PY1 (2024); on or after April 22, 2014 and before January 01, 20162025annual dividendsN/A 4SourceTSV row 30; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuJoy Annuity PlanUSD2023PY2 (2023); on or after April 22, 2014 and before January 01, 20162025annual dividendsN/A 4SourceTSV row 30; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuJoy Annuity PlanUSD2022PY3 (2022); on or after April 22, 2014 and before January 01, 20162025annual dividendsN/A 4SourceTSV row 30; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuJoy Annuity PlanUSD2021PY4 (2021); on or after April 22, 2014 and before January 01, 20162025annual dividendsN/A 4SourceTSV row 30; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuJoy Annuity PlanUSD2020PY5 (2020); on or after April 22, 2014 and before January 01, 20162025annual dividendsN/A 4SourceTSV row 30; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuJoy Annuity PlanUSD2019PY6 (2019); on or after April 22, 2014 and before January 01, 20162025annual dividendsN/A 4SourceTSV row 30; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuJoy Annuity PlanUSD2018PY7 (2018); on or after April 22, 2014 and before January 01, 20162025annual dividendsN/A 4SourceTSV row 30; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuJoy Annuity PlanUSD2017PY8 (2017); on or after April 22, 2014 and before January 01, 20162025annual dividendsN/A 4SourceTSV row 30; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuJoy Annuity PlanUSD2016PY9 (2016); on or after April 22, 2014 and before January 01, 20162025annual dividends86%SourceTSV row 30; FR tool POST response
Manulife (International) LimitedManuJoy Annuity PlanUSD2015PY10 (2015); on or after April 22, 2014 and before January 01, 20162025annual dividends88%SourceTSV row 30; FR tool POST response
Manulife (International) LimitedManuJoy Annuity PlanUSD—PY10+ (2010-2014); on or after April 22, 2014 and before January 01, 20162025annual dividends88%SourceTSV row 30; FR tool POST response
Manulife (International) LimitedManuJoy Annuity PlanHKD2024PY1 (2024); on or after July 01, 2018 and before February 01, 20222025annual dividendsN/A 4SourceTSV row 31; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuJoy Annuity PlanHKD2023PY2 (2023); on or after July 01, 2018 and before February 01, 20222025annual dividendsN/A 4SourceTSV row 31; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuJoy Annuity PlanHKD2022PY3 (2022); on or after July 01, 2018 and before February 01, 20222025annual dividends81%SourceTSV row 31; FR tool POST response
Manulife (International) LimitedManuJoy Annuity PlanHKD2021PY4 (2021); on or after July 01, 2018 and before February 01, 20222025annual dividends73%SourceTSV row 31; FR tool POST response
Manulife (International) LimitedManuJoy Annuity PlanHKD2020PY5 (2020); on or after July 01, 2018 and before February 01, 20222025annual dividends51%SourceTSV row 31; FR tool POST response
Manulife (International) LimitedManuJoy Annuity PlanHKD2019PY6 (2019); on or after July 01, 2018 and before February 01, 20222025annual dividends59%SourceTSV row 31; FR tool POST response
Manulife (International) LimitedManuJoy Annuity PlanHKD2018PY7 (2018); on or after July 01, 2018 and before February 01, 20222025annual dividends65%SourceTSV row 31; FR tool POST response
Manulife (International) LimitedManuJoy Annuity PlanHKD2017PY8 (2017); on or after July 01, 2018 and before February 01, 20222025annual dividendsN/A 3SourceTSV row 31; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuJoy Annuity PlanHKD2016PY9 (2016); on or after July 01, 2018 and before February 01, 20222025annual dividendsN/A 3SourceTSV row 31; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuJoy Annuity PlanHKD2015PY10 (2015); on or after July 01, 2018 and before February 01, 20222025annual dividendsN/A 3SourceTSV row 31; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuJoy Annuity PlanHKD—PY10+ (2010-2014); on or after July 01, 2018 and before February 01, 20222025annual dividendsN/A 3SourceTSV row 31; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuJoy Annuity PlanHKD2024PY1 (2024); on or after January 01, 2016 and before July 01, 20182025annual dividendsN/A 4SourceTSV row 32; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuJoy Annuity PlanHKD2023PY2 (2023); on or after January 01, 2016 and before July 01, 20182025annual dividendsN/A 4SourceTSV row 32; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuJoy Annuity PlanHKD2022PY3 (2022); on or after January 01, 2016 and before July 01, 20182025annual dividendsN/A 4SourceTSV row 32; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuJoy Annuity PlanHKD2021PY4 (2021); on or after January 01, 2016 and before July 01, 20182025annual dividendsN/A 4SourceTSV row 32; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuJoy Annuity PlanHKD2020PY5 (2020); on or after January 01, 2016 and before July 01, 20182025annual dividendsN/A 4SourceTSV row 32; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuJoy Annuity PlanHKD2019PY6 (2019); on or after January 01, 2016 and before July 01, 20182025annual dividendsN/A 4SourceTSV row 32; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Page 1 / 2 / 66

Published notes and source context

Manulife (International) Limited

Annual dividends N/A 1: no relevant policy in force at end of reporting year. N/A 2: illustrated dividends and interest up to that year are zero. Terminal bonus N/A 1: no relevant policy terminated. N/A 2: illustrated terminal bonus is zero. N/A 3: product not yet launched. N/A 4: product closed to sales.

Source

© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.