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ManuImperial Saver 2 | Manulife (International) Limited | Fulfillment ratios

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Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.

Coverage is limited to the verified sources listed below, not every insurer or historical year. Grouped cohorts and policy durations remain as published; missing or N/A values are not zero. Published names and notes may remain in the source language. Unknown publication dates are stated explicitly.

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Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link. © Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.

Fulfillment ratio by issue year

Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.

Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.

2025 · USD · terminal bonus
Fulfillment ratio by issue yearCharts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.0%28.8%57.5%86.3%115%20202022
Chart data and sources
Issue yearFulfillment ratio (%)Source
2020107%Source · Checked on: 2026-10-11
2021107%Source · Checked on: 2026-10-11
2022101%Source · Checked on: 2026-10-11
2022115%Source · Checked on: 2026-10-11

Published observations

Filters load the selected insurer data on demand. Results keep insurer and product alphabetical order; values are never used to sort. Clear fields to include all cohorts.

Published observations
Insurer / publisherProduct seriesCurrencyIssue / effective yearPublished cohort / durationReporting yearComponentPublished valueSource
Manulife (International) LimitedManuImperial Saver 2USD2024PY1 (2024); on or after April 24, 2023 and before May 21, 20242025annual dividendsN/A 2SourceTSV row 134; FR tool POST response
Published notes and source context

N/A 2: Illustrated dividends and interest or illustrated terminal bonus are zero.

Manulife (International) LimitedManuImperial Saver 2USD2023PY2 (2023); on or after April 24, 2023 and before May 21, 20242025annual dividendsN/A 2SourceTSV row 134; FR tool POST response
Published notes and source context

N/A 2: Illustrated dividends and interest or illustrated terminal bonus are zero.

Manulife (International) LimitedManuImperial Saver 2USD2022PY3 (2022); on or after April 24, 2023 and before May 21, 20242025annual dividendsN/A 3SourceTSV row 134; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2021PY4 (2021); on or after April 24, 2023 and before May 21, 20242025annual dividendsN/A 3SourceTSV row 134; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2020PY5 (2020); on or after April 24, 2023 and before May 21, 20242025annual dividendsN/A 3SourceTSV row 134; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2019PY6 (2019); on or after April 24, 2023 and before May 21, 20242025annual dividendsN/A 3SourceTSV row 134; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2018PY7 (2018); on or after April 24, 2023 and before May 21, 20242025annual dividendsN/A 3SourceTSV row 134; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2017PY8 (2017); on or after April 24, 2023 and before May 21, 20242025annual dividendsN/A 3SourceTSV row 134; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2016PY9 (2016); on or after April 24, 2023 and before May 21, 20242025annual dividendsN/A 3SourceTSV row 134; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2015PY10 (2015); on or after April 24, 2023 and before May 21, 20242025annual dividendsN/A 3SourceTSV row 134; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD—PY10+ (2010-2014); on or after April 24, 2023 and before May 21, 20242025annual dividendsN/A 3SourceTSV row 134; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2024PY1 (2024); on or after April 24, 2023 and before May 21, 20242025terminal bonusN/A 2SourceTSV row 135; FR tool POST response
Published notes and source context

N/A 2: Illustrated dividends and interest or illustrated terminal bonus are zero.

Manulife (International) LimitedManuImperial Saver 2USD2023PY2 (2023); on or after April 24, 2023 and before May 21, 20242025terminal bonusN/A 2SourceTSV row 135; FR tool POST response
Published notes and source context

N/A 2: Illustrated dividends and interest or illustrated terminal bonus are zero.

Manulife (International) LimitedManuImperial Saver 2USD2022PY3 (2022); on or after April 24, 2023 and before May 21, 20242025terminal bonusN/A 3SourceTSV row 135; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2021PY4 (2021); on or after April 24, 2023 and before May 21, 20242025terminal bonusN/A 3SourceTSV row 135; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2020PY5 (2020); on or after April 24, 2023 and before May 21, 20242025terminal bonusN/A 3SourceTSV row 135; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2019PY6 (2019); on or after April 24, 2023 and before May 21, 20242025terminal bonusN/A 3SourceTSV row 135; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2018PY7 (2018); on or after April 24, 2023 and before May 21, 20242025terminal bonusN/A 3SourceTSV row 135; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2017PY8 (2017); on or after April 24, 2023 and before May 21, 20242025terminal bonusN/A 3SourceTSV row 135; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2016PY9 (2016); on or after April 24, 2023 and before May 21, 20242025terminal bonusN/A 3SourceTSV row 135; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2015PY10 (2015); on or after April 24, 2023 and before May 21, 20242025terminal bonusN/A 3SourceTSV row 135; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD—PY10+ (2010-2014); on or after April 24, 2023 and before May 21, 20242025terminal bonusN/A 3SourceTSV row 135; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2024PY1 (2024); on or after July 01, 2022 and before April 24, 20232025annual dividendsN/A 4SourceTSV row 136; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuImperial Saver 2USD2023PY2 (2023); on or after July 01, 2022 and before April 24, 20232025annual dividendsN/A 2SourceTSV row 136; FR tool POST response
Published notes and source context

N/A 2: Illustrated dividends and interest or illustrated terminal bonus are zero.

Manulife (International) LimitedManuImperial Saver 2USD2022PY3 (2022); on or after July 01, 2022 and before April 24, 20232025annual dividendsN/A 2SourceTSV row 136; FR tool POST response
Published notes and source context

N/A 2: Illustrated dividends and interest or illustrated terminal bonus are zero.

Manulife (International) LimitedManuImperial Saver 2USD2021PY4 (2021); on or after July 01, 2022 and before April 24, 20232025annual dividendsN/A 3SourceTSV row 136; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2020PY5 (2020); on or after July 01, 2022 and before April 24, 20232025annual dividendsN/A 3SourceTSV row 136; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2019PY6 (2019); on or after July 01, 2022 and before April 24, 20232025annual dividendsN/A 3SourceTSV row 136; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2018PY7 (2018); on or after July 01, 2022 and before April 24, 20232025annual dividendsN/A 3SourceTSV row 136; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2017PY8 (2017); on or after July 01, 2022 and before April 24, 20232025annual dividendsN/A 3SourceTSV row 136; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2016PY9 (2016); on or after July 01, 2022 and before April 24, 20232025annual dividendsN/A 3SourceTSV row 136; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2015PY10 (2015); on or after July 01, 2022 and before April 24, 20232025annual dividendsN/A 3SourceTSV row 136; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD—PY10+ (2010-2014); on or after July 01, 2022 and before April 24, 20232025annual dividendsN/A 3SourceTSV row 136; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2024PY1 (2024); on or after July 01, 2022 and before April 24, 20232025terminal bonusN/A 4SourceTSV row 137; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuImperial Saver 2USD2023PY2 (2023); on or after July 01, 2022 and before April 24, 20232025terminal bonusN/A 2SourceTSV row 137; FR tool POST response
Published notes and source context

N/A 2: Illustrated dividends and interest or illustrated terminal bonus are zero.

Manulife (International) LimitedManuImperial Saver 2USD2022PY3 (2022); on or after July 01, 2022 and before April 24, 20232025terminal bonus101%SourceTSV row 137; FR tool POST response
Manulife (International) LimitedManuImperial Saver 2USD2021PY4 (2021); on or after July 01, 2022 and before April 24, 20232025terminal bonusN/A 3SourceTSV row 137; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2020PY5 (2020); on or after July 01, 2022 and before April 24, 20232025terminal bonusN/A 3SourceTSV row 137; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2019PY6 (2019); on or after July 01, 2022 and before April 24, 20232025terminal bonusN/A 3SourceTSV row 137; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2018PY7 (2018); on or after July 01, 2022 and before April 24, 20232025terminal bonusN/A 3SourceTSV row 137; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2017PY8 (2017); on or after July 01, 2022 and before April 24, 20232025terminal bonusN/A 3SourceTSV row 137; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2016PY9 (2016); on or after July 01, 2022 and before April 24, 20232025terminal bonusN/A 3SourceTSV row 137; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2015PY10 (2015); on or after July 01, 2022 and before April 24, 20232025terminal bonusN/A 3SourceTSV row 137; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD—PY10+ (2010-2014); on or after July 01, 2022 and before April 24, 20232025terminal bonusN/A 3SourceTSV row 137; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuImperial Saver 2USD2024PY1 (2024); on or after November 09, 2020 and before July 01, 20222025annual dividendsN/A 4SourceTSV row 138; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuImperial Saver 2USD2023PY2 (2023); on or after November 09, 2020 and before July 01, 20222025annual dividendsN/A 4SourceTSV row 138; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuImperial Saver 2USD2022PY3 (2022); on or after November 09, 2020 and before July 01, 20222025annual dividendsN/A 2SourceTSV row 138; FR tool POST response
Published notes and source context

N/A 2: Illustrated dividends and interest or illustrated terminal bonus are zero.

Manulife (International) LimitedManuImperial Saver 2USD2021PY4 (2021); on or after November 09, 2020 and before July 01, 20222025annual dividends116%SourceTSV row 138; FR tool POST response
Manulife (International) LimitedManuImperial Saver 2USD2020PY5 (2020); on or after November 09, 2020 and before July 01, 20222025annual dividendsN/A 2SourceTSV row 138; FR tool POST response
Published notes and source context

N/A 2: Illustrated dividends and interest or illustrated terminal bonus are zero.

Manulife (International) LimitedManuImperial Saver 2USD2019PY6 (2019); on or after November 09, 2020 and before July 01, 20222025annual dividendsN/A 3SourceTSV row 138; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

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Published notes and source context

Manulife (International) Limited

Annual dividends N/A 1: no relevant policy in force at end of reporting year. N/A 2: illustrated dividends and interest up to that year are zero. Terminal bonus N/A 1: no relevant policy terminated. N/A 2: illustrated terminal bonus is zero. N/A 3: product not yet launched. N/A 4: product closed to sales.

Source

© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.