USD Critical illness plans: Up to 5 years premium term

Last checked 13 Oct 2026

4 products share USD / Critical illness. Currency options: HKD/USD; premium-term span: 3–25 years; issue-age span: 15 days to 70 years. These are recorded options across plans; individual combinations, age bases and conditions are shown below. Products appear by English name A–Z. Source checked 13 Oct 2026:Source

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Insurers (15)

Comparison JSON · Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link.

Comparable facts

Filters search recorded options only. Age matches any recorded range; option conditions and age basis still apply. Unknown ranges are excluded when an age is entered.

Product: 4 / 4

Comparable facts
Product	Insurer	Product category	Policy currencies	Premium payment terms	Benefit term	Issue ages & basis	Recorded features	Sales status
“HealthCare Choice” Critical Illness Protector	CTF Life	Critical illness Source1 Source2	HKD / USD Source1 Source2	3 years / Renewable every 3 years; this is a rider. Source1 Source2	To age 100 Source1 Source2	15 days to 65 years / Age basis: Not confirmed Source1 Source2	Death benefit is subject to the policy terms. Guaranteed renewal is subject to the stated age limit and policy conditions. This product is a critical illness rider, renewed every 3 years. Source1	No public field citation recorded
CoverVital Critical Illness Protector	China Taiping	Critical illness Source3	USD / HKD Source4	5 years 10 years 15 years 20 years Source4	Whole life / Individual benefits have age limits; see brochure. Source4	15 days to 70 years / Age basis: Age last birthday / 5-year premium payment term. 15 days to 65 years / Age basis: Age last birthday / 10-year premium payment term. 15 days to 60 years / Age basis: Age last birthday / 15-year premium payment term. 15 days to 55 years / Age basis: Age last birthday / 20-year premium payment term. Source4	123 covered illnesses Guaranteed cash value Potential terminal bonus after ten policy years Source4	On sale (at source date) Source3
Crisis Care - Prime Whole Life Plan	China Taiping	Critical illness Source3	USD / HKD Source5	5 years 10 years 15 years 20 years Source5	Whole life / Individual benefits have age limits; see brochure. Source5	15 days to 70 years / Age basis: Age last birthday / 5-year premium payment term. 15 days to 65 years / Age basis: Age last birthday / 10-year premium payment term. 15 days to 60 years / Age basis: Age last birthday / 15-year premium payment term. 15 days to 55 years / Age basis: Age last birthday / 20-year premium payment term. Source5	63 major and 40 early-stage critical illnesses Early-stage critical illness advance benefit Potential terminal bonus Source5	On sale (at source date) Source3
PRUHealth Guardian Critical Illness Insurance Series	Prudential	Critical illness Source6	HKD / USD Source6	5 years / Guardian only. 10 years 15 years 20 years 25 years Source6	Whole life Source6	1 year to 65 years / Age basis: Age next birthday / Guardian: 5-year premium term; at least 15 days old. 1 year to 65 years / Age basis: Age next birthday / Guardian: 10-year premium term; at least 15 days old. 1 year to 60 years / Age basis: Age next birthday / Guardian: 15-year premium term; at least 15 days old. 1 year to 55 years / Age basis: Age next birthday / Guardian: 20-year premium term; at least 15 days old. 1 year to 50 years / Age basis: Age next birthday / Guardian: 25-year premium term; at least 15 days old. 19 years to 46 years / Age basis: Age next birthday / Baby Guardian: expectant mother, pregnancy week 20+; 10/15/20/25-year terms. Source6	Guardian and Baby Guardian share this published series; coverage and pregnancy eligibility vary by plan. Source7	No public field citation recorded