AIA Critical illness plans compared
Last checked
13 products share AIA / Critical illness. Currency options: HKD/USD; premium-term span: 10–25 years/To age 65; issue-age span: 15 days to 65 years. These are recorded options across plans; individual combinations, age bases and conditions are shown below. Products appear by English name A–Z. Source checked :Source
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Insurers (8)
- AIA International Limited
- AXA China Region Insurance Company (Hong Kong) Limited
- BOC Group Life Assurance Company Limited
- Bowtie Life Insurance Company Limited
- China Taiping Life Insurance (Hong Kong) Company Limited
- Generali Life (Hong Kong) Limited
- Manulife (International) Limited
- Sun Life Hong Kong Limited
Comparison JSON · Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link.
Comparable facts
Filters search recorded options only. Age matches any recorded range; option conditions and age basis still apply. Unknown ranges are excluded when an age is entered.
Product:
| Product | Insurer | Product category | Policy currencies | Premium payment terms | Benefit term | Issue ages & basis | Recorded features | Covered conditions (published scope) | Multiple-claim features |
|---|---|---|---|---|---|---|---|---|---|
| AIA Assemble Critical Illness Insurance Plan | AIA International Limited | Critical illness Source1 | No public field citation recorded | No public field citation recorded | To age 100 / Depends on selected cover. Source1 | 15 days to 65 years / Age basis: Not confirmed Source1 | Selectable covers include protection for up to 86 illnesses; the selected covers determine benefits. Source1 | No public field citation recorded | No public field citation recorded |
| Cancer Care Essence | AIA International Limited | Critical illness Source2 | No public field citation recorded | No public field citation recorded | To age 80 Source2 | 18 years to 60 years / Age basis: Not confirmed Source2 | Specific cancer protection with life cover; guaranteed renewal up to age 80. Source2 | No public field citation recorded | No public field citation recorded |
| EasyGuard Care Essence | AIA International Limited | Critical illness Source3 | HKD / USD Source3 | No public field citation recorded | To age 85 Source3 | 18 years to 65 years / Age basis: Not confirmed Source3 | Cover for cancer, heart attack and stroke. Source3 | No public field citation recorded | No public field citation recorded |
| Essence – On Your Side Insurance Plan | AIA International Limited | Critical illness Source4 | No public field citation recorded | No public field citation recorded | Whole life Source4 | 15 days to 65 years / Age basis: Not confirmed Source4 | 58 critical illnesses; additional claim for cancer, heart attack or stroke, subject to conditions. Source4 | No public field citation recorded | No public field citation recorded |
| Executive Care Pro Critical Illness Insurance Plan 2 | AIA International Limited | Critical illness Source5 | No public field citation recorded | No public field citation recorded | To age 100 Source5 | 15 days to 65 years / Age basis: Not confirmed Source5 | 61 covered illnesses: 53 major, 2 minor, 1 early-stage, 4 severe child diseases and female carcinoma-in-situ. Guaranteed cash value and non-guaranteed annual dividends. Five premium payment terms spanning 5 to 25 years. Source5 | No public field citation recorded | No public field citation recorded |
| Level-Up Protect Cancer Insurance Plan | AIA International Limited | Critical illness Source6 | USD Source7 | 18 years 25 years To age 65 Source7 | To age 85 / Inability to live independently ends at 65; expiry at policy anniversary after 85 Source7 | 15 days to 65 years / Age basis: Not confirmed / 18-year premium term 15 days to 55 years / Age basis: Not confirmed / 25-year or to-age-65 premium term Source7 | No public field citation recorded | 58 critical illnesses. Loss of independent existence ends at age 65; later claims cover cancer only. Source6Source7 | After the initial covered CI premium refund, up to two Cancer Shield claims at 100% sum assured each. A 15-day survival period and 1-year/3-year waiting periods apply, depending on the previous claim. Source8 |
| Level-Up Protect Pearl Cancer Insurance Plan | AIA International Limited | Critical illness Source9 | USD Source10 | 18 years 25 years To age 65 Source10 | To age 85 / Inability to live independently ends at 65; expiry at policy anniversary after 85 Source10 | 15 days to 65 years / Age basis: Not confirmed / 18-year premium term 15 days to 55 years / Age basis: Not confirmed / 25-year or to-age-65 premium term Source10 | No public field citation recorded | 58 critical illnesses. Loss of independent existence ends at age 65; later claims cover cancer only. Source9Source10 | After the initial covered CI premium refund, up to two Cancer Shield claims at 100% sum assured each. A 15-day survival period and 1-year/3-year waiting periods apply, depending on the previous claim. Source11 |
| Multiple Care Pro Critical Illness Insurance Plan 2 | AIA International Limited | Critical illness Source12 | No public field citation recorded | No public field citation recorded | To age 100 Source12 | 15 days to 65 years / Age basis: Not confirmed Source12 | 61 covered illnesses: 53 major, 2 minor, 1 early-stage, 4 severe child diseases and female carcinoma-in-situ. Guaranteed cash value and non-guaranteed annual dividends. Five premium payment terms spanning 5 to 25 years. Source12 | No public field citation recorded | No public field citation recorded |
| On Your Side Insurance Plan 2 | AIA International Limited | Critical illness Source13 | USD Source14 | 10 years 18 years 25 years Source14 | Whole life / Individual benefits have specific coverage periods Source14 | 15 days to 65 years / Age basis: Not confirmed / 10-year premium term 15 days to 62 years / Age basis: Not confirmed / 18-year premium term 15 days to 55 years / Age basis: Not confirmed / 25-year premium term Source14 | No public field citation recorded | 115: 58 critical illnesses, 44 early-stage critical illnesses and 13 severe child diseases; age and benefit-specific conditions apply. Source13 | Multiple claims for designated cancer, heart attack, stroke, Alzheimer’s and Parkinson’s diseases. Maximum total cover: 1100% of initial sum assured; policy conditions apply. Source13 |
| On Your Side Insurance Plan 2 – First Gift | AIA International Limited | Critical illness Source15 | No public field citation recorded | No public field citation recorded | Whole life Source15 | 18 years to 45 years / Age basis: Not confirmed / Insured mother; gestation at least 22 weeks. Source15 | First Gift edition includes newborn protection and child benefits, subject to policy definitions and conditions. Source15 | No public field citation recorded | No public field citation recorded |
| Prime Care Pro Critical Illness Insurance Plan 2 | AIA International Limited | Critical illness Source16 | No public field citation recorded | No public field citation recorded | To age 100 Source16 | 15 days to 65 years / Age basis: Not confirmed Source16 | 100 covered illnesses: 54 critical illnesses, 7 severe child diseases and 39 early-stage critical illnesses. Three premium payment terms spanning 10 to 25 years. Source16 | No public field citation recorded | No public field citation recorded |
| Simple Care Essence | AIA International Limited | Critical illness Source17 | No public field citation recorded | No public field citation recorded | To age 80 Source17 | 15 days to 65 years / Age basis: Not confirmed Source17 | 115 covered illnesses; five-year renewal terms and conversion privilege, subject to conditions. Source17 | No public field citation recorded | No public field citation recorded |
| Smart Elite Ultra Critical Illness Insurance Plan | AIA International Limited | Critical illness Source18 | No public field citation recorded | No public field citation recorded | Whole life Source18 | 15 days to 65 years / Age basis: Not confirmed Source18 | 115 covered illnesses with multiple claims; premium waiver applies once claims reach 100% of initial sum assured. Source18 | No public field citation recorded | No public field citation recorded |
AIA Assemble Critical Illness Insurance Plan · Fulfillment ratios
Executive Care Pro Critical Illness Insurance Plan 2 · Fulfillment ratios
How do fulfillment ratios differ by policy issue year?
Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.
Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.
Chart data and sources
| Issue year | Fulfillment ratio (%) | Source |
|---|---|---|
| 2015 | 72% | Source · Checked on: |
| 2016 | 70% | Source · Checked on: |
| 2017 | 68% | Source · Checked on: |
| 2018 | 66% | Source · Checked on: |
| 2019 | 65% | Source · Checked on: |
| 2020 | 85% | Source · Checked on: |
| 2021 | 114% | Source · Checked on: |
| 2022 | 100% | Source · Checked on: |
| 2023 | 100% | Source · Checked on: |
| 2024 | 100% | Source · Checked on: |
Multiple Care Pro Critical Illness Insurance Plan 2 · Fulfillment ratios
How do fulfillment ratios differ by policy issue year?
Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.
Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.
Chart data and sources
| Issue year | Fulfillment ratio (%) | Source |
|---|---|---|
| 2015 | 71% | Source · Checked on: |
| 2016 | 69% | Source · Checked on: |
| 2017 | 68% | Source · Checked on: |
| 2018 | 66% | Source · Checked on: |
| 2019 | 65% | Source · Checked on: |
| 2020 | 71% | Source · Checked on: |
| 2021 | 117% | Source · Checked on: |
| 2022 | 100% | Source · Checked on: |
| 2023 | 100% | Source · Checked on: |
| 2024 | 100% | Source · Checked on: |
Prime Care Pro Critical Illness Insurance Plan 2 · Fulfillment ratios
How do fulfillment ratios differ by policy issue year?
Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.
Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.
Chart data and sources
| Issue year | Fulfillment ratio (%) | Source |
|---|---|---|
| 2015 | 75%(6) | Source · Checked on: (6) |
| 2016 | 75% | Source · Checked on: |
| 2017 | 74% | Source · Checked on: |
| 2018 | 72% | Source · Checked on: |
| 2019 | 71% | Source · Checked on: |
| 2020 | 93% | Source · Checked on: |
| 2021 | 110% | Source · Checked on: |
| 2022 | 100% | Source · Checked on: |
| 2023 | 100% | Source · Checked on: |
| 2024 | 100% | Source · Checked on: |
Smart Elite Ultra Critical Illness Insurance Plan · Fulfillment ratios
How do fulfillment ratios differ by policy issue year?
Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.
Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.
Chart data and sources
| Issue year | Fulfillment ratio (%) | Source |
|---|---|---|
| 2016 | 76%(6) | Source · Checked on: (6) |
| 2017 | 75% | Source · Checked on: |
| 2018 | 75% | Source · Checked on: |
| 2019 | 74% | Source · Checked on: |
| 2020 | 96% | Source · Checked on: |
| 2021 | 122% | Source · Checked on: |
| 2022 | 100% | Source · Checked on: |
| 2023 | 100% | Source · Checked on: |
| 2024 | 100% | Source · Checked on: |
Comparison groups
Comparison groups
Sources & verification dates
Sources & verification dates
- AIA Assemble Critical Illness Insurance Plan — official product page
Source date: Not confirmed
Checked: - Cancer Care Essence — official product page
Source date: Not confirmed
Checked: - EasyGuard Care Essence — official product page
Source date: Not confirmed
Checked: - Essence – On Your Side Insurance Plan — official product page
Source date: Not confirmed
Checked: - Executive Care Pro Critical Illness Insurance Plan 2 — official product page
Source date: Not confirmed
Checked: - Level-Up Protect Cancer Insurance Plan — public brochure
Source date: Not confirmed / Page: 8
Checked: - Level-Up Protect Cancer Insurance Plan — public brochure
Source date: Not confirmed / Page: 5
Checked: - Level-Up Protect Cancer Insurance Plan — public brochure
Source date: Not confirmed / Page: 4
Checked: - Level-Up Protect Pearl Cancer Insurance Plan — public brochure
Source date: Not confirmed / Page: 8
Checked: - Level-Up Protect Pearl Cancer Insurance Plan — public brochure
Source date: Not confirmed / Page: 5
Checked: - Level-Up Protect Pearl Cancer Insurance Plan — public brochure
Source date: Not confirmed / Page: 4
Checked: - Multiple Care Pro Critical Illness Insurance Plan 2 — official product page
Source date: Not confirmed
Checked: - On Your Side Insurance Plan 2 — official product page
Source date: Not confirmed
Checked: - On Your Side Insurance Plan 2 — public cover at a glance
Source date: Not confirmed / Page: 12
Checked: - On Your Side Insurance Plan 2 – First Gift — official product page
Source date: Not confirmed
Checked: - Prime Care Pro Critical Illness Insurance Plan 2 — official product page
Source date: Not confirmed
Checked: - Simple Care Essence — official product page
Source date: Not confirmed
Checked: - Smart Elite Ultra Critical Illness Insurance Plan — official product page
Source date: Not confirmed
Checked: - Fulfillment ratios 2025
Source date: Not confirmed
Checked: