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USD Accident plans: Renewable premium term

Compare 2 products sharing USD / Accident: currencies HKD/USD, premium-payment options Renewable, issue-age span 15 days to 70 years. See each plan’s own age rules and terms below in A–Z order; the range does not apply to every plan and unknowns stay unconfirmed, checked :Source

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Last checked

Years 2023 reflect dated source editions, or check years when undated, rather than product launch years.

AI agents can read our sourced facts through the read-only MCP service. MCP server card ·Published fact index

Insurers (19)

Comparison JSON · Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link.

Comparable facts

Filters search recorded options only. Age matches any recorded range; option conditions and age basis still apply. Unknown ranges are excluded when an age is entered.

Product: 2 / 2

Comparable facts
ProductInsurerProduct categoryPolicy currenciesPremium payment termsBenefit termIssue ages & basis
Ever Care Accident Protection PlanFWDAccident Source1HKD / USD Source2Renewable Source2Renewable Source21 year to 70 years / Age basis: Age next birthday / At least 15 days old. Source2
太平吉祥意外保China TaipingAccident Source3USD / HKD Source4Renewable / Yearly renewal; premiums are not guaranteed. Source4To age 75 Source415 days to 70 years / Age basis: Age last birthday Source4

Feature matrix

Up to three products in A–Z order. Open each product's decision sheet for complete information.

Known means partial sourced information. Not published refers to checked documents. Unchecked details do not imply no cover or restrictions.

Feature matrix
Comparable factsEver Care Accident Protection Plan太平吉祥意外保
What it pays and when
  • Benefit term: Renewable
  • Recorded features: Core accidental death and dismemberment pay the scheduled percentage; qualifying scar cover advances 20% once.
  • Recorded features: Adult permanent total disability pays 1% monthly from month 13 for up to 18 months; continuing disability can trigger a lump sum.
Show all 8
  • Recorded features: The plan or rider premium is waived during disability benefit payments; other policy and rider premiums remain payable.
  • Recorded features: Hospital cash covers accident or listed illnesses for up to 90 days; Hong Kong government hospitals allow up to 180 days.
  • Recorded features: Outside specified regions, daily hospital cash is halved, with a shared HKD 480 / USD 60 daily cap across FWD policies.
  • Recorded features: Optional accidental medical cover reimburses eligible expenses up to 7% per accident, with age and treatment sublimits.
  • Recorded features: Worldwide assistance includes telephone medical advice, emergency evacuation and repatriation of remains, subject to service terms.
Public source · Checked Public source · Checked Public source · Checked Public source · Checked Public source · Checked Public source · Checked 		Benefit term: To age 75Public source · Checked
Benefit limitsnot yet checkedCombined liability for permanent total disability, accidental death and accidental dismemberment must not exceed 100% of the applicable sum assured or aggregate sum assured; paid benefits reduce the remaining amount.Public source · Checked
Guaranteed / non-guaranteednot yet checkedThe product table states guaranteed yearly renewal to age 75, subject to policy terms.Public source · Checked
Waiting periodsnot yet checkedAccidental dismemberment requires a listed loss within 180 days after and including the accident date, subject to the benefit schedule.Public source · Checked
Main exclusions
  • Published key exclusions (not exhaustive): Specified accident benefits exclude suicide or a self-inflicted act, regardless of mental state.
  • Published key exclusions (not exhaustive): Selected exclusions only; the full policy provisions and individual exclusions apply.
Public source · Checked 		not publishedDocuments checkedPublic source · Checked
How do fulfillment ratios differ by policy issue year?
Feature matrixUp to three products in A–Z order. Open each product's decision sheet for complete information. Chart data and sourcesEver Care Accident Protection PlanEver Care Accident Protection Plan太平吉祥意外保太平吉祥意外保What it pays and whenWhat it pays and whenBenefit term: Renewable · Recorded features: Core accidental death and dismemberment pay the scheduled percentage; qualifying scar cover advances 20% once. · Recorded features: Adult permanent total disability pays 1% monthly from month 13 for up to 18 months; continuing disability can trigger a lump sum. · Recorded features: The plan or rider premium is waived during disability benefit payments; other policy and rider premiums remain payable. · Recorded features: Hospital cash covers accident or listed illnesses for up to 90 days; Hong Kong government hospitals allow up to 180 days. · Recorded features: Outside specified regions, daily hospital cash is halved, with a shared HKD 480 / USD 60 daily cap across FWD policies. · Recorded features: Optional accidental medical cover reimburses eligible expenses up to 7% per accident, with age and treatment sublimits. · Recorded features: Worldwide assistance includes telephone medical advice, emergency evacuation and repatriation of remains, subject to service terms.Benefit term: Renewable · …Benefit term: To age 75Benefit term: To age 75Benefit limitsBenefit limitsnot yet checkednot yet checkedCombined liability for permanent total disability, accidental death and accidental dismemberment must not exceed 100% of the applicable sum assured or aggregate sum assured; paid benefits reduce the remaining amount.Combined liability for per…Guaranteed / non-guaranteedGuaranteed / non-guarantee…not yet checkednot yet checkedThe product table states guaranteed yearly renewal to age 75, subject to policy terms.The product table states g…Waiting periodsWaiting periodsnot yet checkednot yet checkedAccidental dismemberment requires a listed loss within 180 days after and including the accident date, subject to the benefit schedule.Accidental dismemberment r…Main exclusionsMain exclusionsPublished key exclusions (not exhaustive): Specified accident benefits exclude suicide or a self-inflicted act, regardless of mental state. · Published key exclusions (not exhaustive): Selected exclusions only; the full policy provisions and individual exclusions apply.Published key exclusions (…not publishednot published
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Sources & verification dates

Sources & verification dates

Checked:

  1. Individual catalogue: published name and listed sale status; null fields not confirmed

    Source date: Not confirmed

  2. Official public product brochure: confirmed facts only

    Source date: Not confirmed / Page: 3

Checked:

  1. Ever Care Accident Protection Plan — official product brochure

    Source date: Not confirmed / Page: 8

Checked:

  1. Ever Care Accident Protection Plan — plan summary / general information

    Source date: / Page: 8

Information, not advice; we refer to a licensed Hong Kong broker.

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