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Information, not advice; we refer to a licensed Hong Kong broker.

Sun Life QDAP plans compared

Last checked

2 products share Sun Life / QDAP annuity. Currency options: HKD/USD; premium-term span: 5–20 years; issue-age span: 18 years to 65 years. These are recorded options across plans; individual combinations, age bases and conditions are shown below. Products appear by English name A–Z. Source checked :Source

AI agents can read our sourced facts through the read-only MCP service. MCP server card ·Published fact index

Comparison JSON · Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link.

Comparable facts

Filters search recorded options only. Age matches any recorded range; option conditions and age basis still apply. Unknown ranges are excluded when an age is entered.

Product: 2

Comparable facts
ProductInsurerProduct categoryPolicy currenciesPremium payment termsBenefit termIssue ages & basisRecorded featuresSales status
FlexiRetire Annuity PlanSun Life Hong Kong Limited

QDAP annuity

Source1

HKD / USD

Source1

5 years

10 years

15 years

20 years

Source1

Until the annuity period ends / Ends after selected income period: 10, 15 or 20 years, or to age 100.

Source1

30 years to 60 years / Age basis: Not confirmed / 5-year premium payment term.

30 years to 55 years / Age basis: Not confirmed / 10-year premium payment term.

30 years to 50 years / Age basis: Not confirmed / 15-year premium payment term.

30 years to 45 years / Age basis: Not confirmed / 20-year premium payment term.

Source1

Monthly income with guaranteed and non-guaranteed components

Choice of accumulation and income periods

Simplified underwriting, subject to limits and rider selection

Source2Source1

On sale (at source date)

Source3
Foresight Deferred Annuity PlanSun Life Hong Kong Limited

QDAP annuity

Source4

USD

Source4

5 years

10 years

Source4

Until the annuity period ends / Selected annuity period: 10, 15 or 20 years, or to age 100.

Source4

18 years to 40 years / Age basis: Not confirmed / 5-year premium term; annuity starts at age 50.

18 years to 40 years / Age basis: Not confirmed / 10-year premium term; annuity starts at age 50.

18 years to 45 years / Age basis: Not confirmed / 5-year premium term; annuity starts at age 55.

18 years to 45 years / Age basis: Not confirmed / 10-year premium term; annuity starts at age 55.

18 years to 50 years / Age basis: Not confirmed / 5-year premium term; annuity starts at age 60.

18 years to 50 years / Age basis: Not confirmed / 10-year premium term; annuity starts at age 60.

18 years to 55 years / Age basis: Not confirmed / 5-year premium term; annuity starts at age 65.

18 years to 55 years / Age basis: Not confirmed / 10-year premium term; annuity starts at age 65.

20 years to 60 years / Age basis: Not confirmed / 5-year premium term; annuity starts at age 70.

20 years to 60 years / Age basis: Not confirmed / 10-year premium term; annuity starts at age 70.

25 years to 65 years / Age basis: Not confirmed / 5-year premium term; annuity starts at age 75.

25 years to 60 years / Age basis: Not confirmed / 10-year premium term; annuity starts at age 75.

30 years to 65 years / Age basis: Not confirmed / 5-year premium term; annuity starts at age 80.

30 years to 60 years / Age basis: Not confirmed / 10-year premium term; annuity starts at age 80.

Source4

Certified qualifying deferred annuity policy

Monthly annuity income

Five- or ten-year premium payment term

Source5Source4

On sale (at source date)

Source3

FlexiRetire Annuity Plan · Fulfillment ratios

How do fulfillment ratios differ by policy issue year?

Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.

Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.

2025 · All · Reversionary Bonuses
How do fulfillment ratios differ by policy issue year?Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.0%27.5%55%82.5%110%20182022
Chart data and sources
Issue yearFulfillment ratio (%)Source
201887%Source · Checked on:
201986%Source · Checked on:
202087%Source · Checked on:
2021105%Source · Checked on:
2022110%Source · Checked on:

Foresight Deferred Annuity Plan · Fulfillment ratios

How do fulfillment ratios differ by policy issue year?

Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.

Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.

2025 · All · Reversionary Bonuses
How do fulfillment ratios differ by policy issue year?Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.0%25%50%75%100%20192022
Chart data and sources
Issue yearFulfillment ratio (%)Source
201985%Source · Checked on:
202085%Source · Checked on:
202192%Source · Checked on:
2022100%Source · Checked on:
Comparison groups

Comparison groups

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Sources & verification dates

Sources & verification dates

  1. Official product brochure: basic plan terms (not rider terms)

    Source date: Not confirmed / Page: 10
    Checked:

  2. Official product page: product description and features

    Source date: Not confirmed
    Checked:

  3. Individual catalogue: published name and listed sale status; null fields not confirmed

    Source date: Not confirmed
    Checked:

  4. Official product brochure: basic plan terms (not rider terms)

    Source date: Not confirmed / Page: 15
    Checked:

  5. Official product page: product description and features

    Source date: Not confirmed
    Checked:

  6. Fulfillment ratios 2025

    Source date: Not confirmed
    Checked:

Information, not advice; we refer to a licensed Hong Kong broker.