FlexiRetire Annuity Plan | Sun Life Hong Kong Limited | Fulfillment ratios
Hong Kong Insurance Connect: Fulfillment ratios compare declared non-guaranteed benefits with sales illustrations; 100% means the illustrated component was matched, not a 100% investment return. This scope contains 22 observations for 2025; sources checked . Past ratios do not predict future bonuses.
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Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.
Coverage is limited to the verified sources listed below, not every insurer or historical year. Grouped cohorts and policy durations remain as published; missing or N/A values are not zero. Published names and notes may remain in the source language. Unknown publication dates are stated explicitly.
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Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link. © Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.
How do fulfillment ratios differ by policy issue year?
Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.
Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.
What ratios were disclosed by year and component?
What ratios were disclosed by year and component?
| Insurer / publisher | Product series | Currency | Issue / effective year | Published cohort / duration | Reporting year | Component | Published value | Source |
|---|---|---|---|---|---|---|---|---|
| Sun Life Hong Kong Limited | FlexiRetire Annuity Plan | All | 2024 | Policy Year 1 (policies effective in 2024) | 2025 | Annual Dividends | NA | Sourcetable 70 |
| Sun Life Hong Kong Limited | FlexiRetire Annuity Plan | All | 2023 | Policy Year 2 (policies effective in 2023) | 2025 | Annual Dividends | NA | Sourcetable 70 |
| Sun Life Hong Kong Limited | FlexiRetire Annuity Plan | All | 2022 | Policy Year 3 (policies effective in 2022) | 2025 | Annual Dividends | NA | Sourcetable 70 |
| Sun Life Hong Kong Limited | FlexiRetire Annuity Plan | All | 2021 | Policy Year 4 (policies effective in 2021) | 2025 | Annual Dividends | NA | Sourcetable 70 |
| Sun Life Hong Kong Limited | FlexiRetire Annuity Plan | All | 2020 | Policy Year 5 (policies effective in 2020) | 2025 | Annual Dividends | NA | Sourcetable 70 |
| Sun Life Hong Kong Limited | FlexiRetire Annuity Plan | All | 2019 | Policy Year 6 (policies effective in 2019) | 2025 | Annual Dividends | NA | Sourcetable 70 |
| Sun Life Hong Kong Limited | FlexiRetire Annuity Plan | All | 2018 | Policy Year 7 (policies effective in 2018) | 2025 | Annual Dividends | NA | Sourcetable 70 |
| Sun Life Hong Kong Limited | FlexiRetire Annuity Plan | All | 2017 | Policy Year 8 (policies effective in 2017) | 2025 | Annual Dividends | Not yet launched | Sourcetable 70 |
| Sun Life Hong Kong Limited | FlexiRetire Annuity Plan | All | 2016 | Policy Year 9 (policies effective in 2016) | 2025 | Annual Dividends | Not yet launched | Sourcetable 70 |
| Sun Life Hong Kong Limited | FlexiRetire Annuity Plan | All | 2015 | Policy Year 10 (policies effective in 2015) | 2025 | Annual Dividends | Not yet launched | Sourcetable 70 |
| Sun Life Hong Kong Limited | FlexiRetire Annuity Plan | All | — | Policy Year 10+ (policies effective in 2010 - 2014) | 2025 | Annual Dividends | Not yet launched | Sourcetable 70 |
| Sun Life Hong Kong Limited | FlexiRetire Annuity Plan | All | 2024 | Policy Year 1 (policies effective in 2024) | 2025 | Reversionary Bonuses | NA | Sourcetable 71 |
| Sun Life Hong Kong Limited | FlexiRetire Annuity Plan | All | 2023 | Policy Year 2 (policies effective in 2023) | 2025 | Reversionary Bonuses | NA | Sourcetable 71 |
| Sun Life Hong Kong Limited | FlexiRetire Annuity Plan | All | 2022 | Policy Year 3 (policies effective in 2022) | 2025 | Reversionary Bonuses | 110% | Sourcetable 71 |
| Sun Life Hong Kong Limited | FlexiRetire Annuity Plan | All | 2021 | Policy Year 4 (policies effective in 2021) | 2025 | Reversionary Bonuses | 105% | Sourcetable 71 |
| Sun Life Hong Kong Limited | FlexiRetire Annuity Plan | All | 2020 | Policy Year 5 (policies effective in 2020) | 2025 | Reversionary Bonuses | 87% | Sourcetable 71 |
| Sun Life Hong Kong Limited | FlexiRetire Annuity Plan | All | 2019 | Policy Year 6 (policies effective in 2019) | 2025 | Reversionary Bonuses | 86% | Sourcetable 71 |
| Sun Life Hong Kong Limited | FlexiRetire Annuity Plan | All | 2018 | Policy Year 7 (policies effective in 2018) | 2025 | Reversionary Bonuses | 87% | Sourcetable 71 |
| Sun Life Hong Kong Limited | FlexiRetire Annuity Plan | All | 2017 | Policy Year 8 (policies effective in 2017) | 2025 | Reversionary Bonuses | Not yet launched | Sourcetable 71 |
| Sun Life Hong Kong Limited | FlexiRetire Annuity Plan | All | 2016 | Policy Year 9 (policies effective in 2016) | 2025 | Reversionary Bonuses | Not yet launched | Sourcetable 71 |
| Sun Life Hong Kong Limited | FlexiRetire Annuity Plan | All | 2015 | Policy Year 10 (policies effective in 2015) | 2025 | Reversionary Bonuses | Not yet launched | Sourcetable 71 |
| Sun Life Hong Kong Limited | FlexiRetire Annuity Plan | All | — | Policy Year 10+ (policies effective in 2010 - 2014) | 2025 | Reversionary Bonuses | Not yet launched | Sourcetable 71 |
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Where can I verify the public disclosures?
Where can I verify the public disclosures?
© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.
- sun-life/2025-index-reconciled-.html / table 71
Publication date: Not established / Source checked: