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Juvenile PRUmed hospital care plan

Last checked

At a glance

Insurer
Prudential Hong Kong Limited
Product category
Other
Premium payment terms
Renewable / Supplementary benefit only; attach to a basic plan. Cover ends no later than the attached basic plan.
Issue ages & basis
Issue ages & basis (1)
Issue ages & basis
Recorded informationPremium payment terms / Age basis
1 year to 60 yearsAt least 15 days old; supplementary benefit.
Age basis: Age next birthday
  • Daily cash for hospital confinement; supplementary hospital care benefit.
Product enquiry via a licensed Hong Kong brokerCompare with similar plans

Decision sheet

4 of 13 known · 0 not published · 9 not yet checked
What it pays and when

Benefit term: To age 75 / Supplementary benefit only; attach to a basic plan. Cover ends no later than the attached basic plan.Public source · Checked:

Recorded features: Daily cash for hospital confinement; supplementary hospital care benefit.Public source · Checked:

Benefit limits
not yet checked
Premium and payment term

Premium payment terms: Renewable / Supplementary benefit only; attach to a basic plan. Cover ends no later than the attached basic plan.Public source · Checked:

How premiums can change
not yet checked
Guaranteed / non-guaranteed
not yet checked
Waiting periods
not yet checked
Main exclusions
not yet checked
Surrender / cancellation
not yet checked
Cooling-off
not yet checked
Riders

Supplementary benefit only; attach to a basic plan. Cover ends no later than the attached basic plan.Public source · Checked:

Claims steps

Insurer claims guide

not yet checked
Policy servicing from abroad
not yet checked
Complaints and dispute routes

1. First contact the insurer through its published complaint channel; retain its written reply.Public source · Checked:

2. Insurance Authority: submit the signed complaint form with supporting documents by email, post or fax. It handles insurer/intermediary conduct; it cannot adjudicate claim disputes or order compensation. Eligible claim disputes can go directly to ICB; an IA referral requires the complainant’s consent.Public source · Checked:

3. Insurance Complaints Bureau: eligible monetary disputes under personal policies with member insurers, up to HK$1,500,000. A policyholder, beneficiary, insured or rightful claimant must file within six months of notification of the insurer’s final decision. Industrial, commercial and third-party insurance and cases undergoing or having completed litigation/arbitration are excluded. Non-claim complaints exclude service quality, underwriting decisions, investment performance and levels of fees, premiums, charges or interest. Similar rejected claims across policies are aggregated; periodic/long-tail claims use a five-year total.Public source · Checked:

ICB accepts written complaints by post, fax or email using its complaint form. Include policy and application documents, claim form, relevant evidence and the insurer’s final written decision; no reception counter service.Public source · Checked:

Known means partial sourced information. Not published refers to checked documents. Unchecked details do not imply no cover or restrictions.

Questions to ask before buying

Questions to ask before buying (10)

Ask the insurer or a licensed Hong Kong broker. These questions do not imply that cover or restrictions exist.

  1. What benefit limits apply?
  2. When and how can premiums change?
  3. What waiting periods apply?
  4. What exclusions apply?
  5. What are the cancellation terms and any surrender value or charges?
  6. What are the claim steps, documents and deadlines?
  7. How can I service the policy from abroad, and what restrictions apply?
  8. Can you provide the key facts statement and policy provisions for this product?
  9. What is the cooling-off period, and how do I cancel during it?
  10. Which benefits and values are guaranteed, and which are not?
Belongs to

Belongs to

Similar products share a type, currency and premium term band. Clusters describe published features, not suitability or ranking.

More product information from this insurer:

Prudential Encash Hospital Cash Savings Insurance

Insurers (15)
Comparison groups

Comparison groups

All published facts

All published facts

FieldRecorded information
Product category

Other

Source 5
Premium payment terms

Renewable / Supplementary benefit only; attach to a basic plan. Cover ends no later than the attached basic plan.

Source 5
Benefit term

To age 75 / Supplementary benefit only; attach to a basic plan. Cover ends no later than the attached basic plan.

Source 5
Issue ages & basis
Issue ages & basis
Recorded informationPremium payment terms / Age basis
1 year to 60 yearsAt least 15 days old; supplementary benefit.
Age basis: Age next birthday
Source 5
Recorded features

Daily cash for hospital confinement; supplementary hospital care benefit.

Source 6
Names in other languages
English
Juvenile PRUmed hospital care plan
繁體中文
子女住院護惠計劃
简体中文
子女住院护惠计划

Verified names follow insurer labels. Unconfirmed translations use English for navigation.

Sources & verification dates

Sources & verification dates

Checked:

  1. Juvenile PRUmed hospital care plan — official product page (en)

    Source date: Not confirmed

  2. Prudential official health listing (en)

    Source date: Not confirmed

  3. Prudential official health listing (tc)

    Source date: Not confirmed

  4. Prudential official health listing (sc)

    Source date: Not confirmed

  5. Juvenile PRUmed hospital care plan — public brochure

    Source date: Not confirmed / Page: 5

  6. Juvenile PRUmed hospital care plan — public brochure

    Source date: Not confirmed / Page: 2