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Sportsman 1.0

Also known as: 業餘運動員保障1.0

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Last checked

Sportsman 1.0 is recorded as Accident. Check its published cover, premium terms and exclusions below; missing fields are unconfirmed and this catalogue is for information only, with original sources checked .Sources & verification dates

At a glance

Insurer
MSIG Insurance (Hong Kong) Limited
Product category
Accident

Decision sheet

4 of 13 known · 9 not published · 0 not yet checked
What it pays and when
not publishedDocuments checkedPublic source · Checked:
Benefit limits

The form specifies an excess of HK$250 each for golfing equipment and personal effects; it does not provide a full benefit schedule.Public source · Checked:

Premium and payment term

The proposal form states an annual premium of HK$600 per insured person, subject to the statutory levy.Public source · Checked:

How premiums can change
not publishedDocuments checkedPublic source · Checked:
Guaranteed / non-guaranteed
not publishedDocuments checkedPublic source · Checked:
Waiting periods
not publishedDocuments checkedPublic source · Checked:
Main exclusions
not publishedDocuments checkedPublic source · Checked:
Surrender / cancellation
not publishedDocuments checkedPublic source · Checked:
Cooling-off
not publishedDocuments checkedPublic source · Checked:
Riders
not publishedDocuments checkedPublic source · Checked:
Claims steps

Insurer claims guide · Accident

Accident — Steps: Enter policy, contact, claim and bank details, upload documents and submit; use the tracking number for status enquiries.Public source · Checked:

Accident — Required documents: Prepare the policy number and the relevant personal accident supporting documents listed on the claims page.Public source · Checked:

Accident — Submission channels: EASY Claims online or completed paper form by post to Claims Department, 9/F, 1111 King’s Road, Taikoo Shing.Public source · Checked:

Accident — Payment methods: Approved online claims are paid directly into the supplied bank account.Public source · Checked:

Accident — Deadlines / notification: The postal instructions require the form and documents within 30 days of the accident.Public source · Checked:

Policy servicing from abroad
not publishedDocuments checkedPublic source · Checked:
Complaints and dispute routes

1. First contact the insurer through its published complaint channel; retain its written reply.Public source · Checked:

2. Insurance Authority: submit the signed complaint form with supporting documents by email, post or fax. It handles insurer/intermediary conduct; it cannot adjudicate claim disputes or order compensation. Eligible claim disputes can go directly to ICB; an IA referral requires the complainant’s consent.Public source · Checked:

3. Insurance Complaints Bureau: eligible monetary disputes under personal policies with member insurers, up to HK$1,500,000. A policyholder, beneficiary, insured or rightful claimant must file within six months of notification of the insurer’s final decision. Industrial, commercial and third-party insurance and cases undergoing or having completed litigation/arbitration are excluded. Non-claim complaints exclude service quality, underwriting decisions, investment performance and levels of fees, premiums, charges or interest. Similar rejected claims across policies are aggregated; periodic/long-tail claims use a five-year total.Public source · Checked:

ICB accepts written complaints by post, fax or email using its complaint form. Include policy and application documents, claim form, relevant evidence and the insurer’s final written decision; no reception counter service.Public source · Checked:

Known means partial sourced information. Not published refers to checked documents. Unchecked details do not imply no cover or restrictions.

Questions to ask before buying

Questions to ask before buying (10)

Ask the insurer or a licensed Hong Kong broker. These questions do not imply that cover or restrictions exist.

  1. What accident benefits are payable, and when?
  2. When and how can premiums change?
  3. What waiting periods apply to accident claims?
  4. What exclusions apply?
  5. What are the cancellation terms and any surrender value or charges?
  6. Which riders are available, and what are their costs and terms?
  7. How can I service the policy from abroad, and what restrictions apply?
  8. Can you provide the key facts statement and policy provisions for this product?
  9. What is the cooling-off period, and how do I cancel during it?
  10. Which benefits and values are guaranteed, and which are not?
Belongs to

Belongs to

Similar products share a type, currency and premium term band. Clusters describe published features, not suitability or ranking.

More product information from this insurer:

CriticalCare 1.0

Goals and audience categories described by product type

Insurers (19)
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All published facts

All published facts

FieldRecorded information
Product categoryAccident
Ask a licensed Hong Kong broker for a free comparison of this plan

Verified names follow insurer labels. Unconfirmed translations use English for navigation.

Sources & verification dates

Sources & verification dates

Checked:

  1. Official retail product page or catalogue; unchecked facts remain null

    Source date: Not confirmed

  2. Official locale page, product document or underwriting evidence

    Source date: Not confirmed

Information, not advice; we refer to a licensed Hong Kong broker.

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