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LionMaster Insurance Plan

Last checked

At a glance

Insurer
Generali Life (Hong Kong) Limited
Product category
Term life
Policy currencies
USD
Premium payment terms
To age 100
  • A death benefit is payable on the insured’s death, subject to the policy’s calculation and conditions.
Product enquiry via a licensed Hong Kong brokerCompare with similar plans

Decision sheet

9 of 13 known · 4 not published
What it pays and when

Benefit term: To age 100Public source · Checked:

Recorded features: A death benefit is payable on the insured’s death, subject to the policy’s calculation and conditions.Public source · Checked:

A death benefit is payable on the insured’s death, subject to the policy’s calculation and conditions.Public source · Checked:

Benefit limits

Death benefit: 100% of sum assured.Public source · Checked:

Premium and payment term

Premium payment terms: To age 100Public source · Checked:

Premium payment options: to age 100; issue-age and plan-option conditions apply.Public source · Checked:

How premiums can change

After the guaranteed premium term, rates renew yearly at the prevailing premium rate.Public source · Checked:

Guaranteed / non-guaranteed

This is protection without a savings element or cash value.Public source · Checked:

Waiting periods
not publishedDocuments checkedPublic source · Checked:
Main exclusions

Suicide or intentional self-inflicted injury is restricted by the applicable benefit exclusions; scope and exceptions differ by benefit.Public source · Checked:

Surrender / cancellation

This pure protection plan has no savings element to realise on surrender.Public source · Checked:

Cooling-off

For Hong Kong policies, signed cancellation must reach the insurer within 21 days of policy or cooling-off notice delivery, whichever is earlier; refund conditions apply.Public source · Checked:

Riders
not publishedDocuments checkedPublic source · Checked:
Claims steps

Insurer claims guide · Life / death

not publishedDocuments checkedPublic source · Checked:
Policy servicing from abroad
not publishedDocuments checkedPublic source · Checked:
Complaints and dispute routes

1. First contact the insurer through its published complaint channel; retain its written reply.Public source · Checked:

2. Insurance Authority: submit the signed complaint form with supporting documents by email, post or fax. It handles insurer/intermediary conduct; it cannot adjudicate claim disputes or order compensation. Eligible claim disputes can go directly to ICB; an IA referral requires the complainant’s consent.Public source · Checked:

3. Insurance Complaints Bureau: eligible monetary disputes under personal policies with member insurers, up to HK$1,500,000. A policyholder, beneficiary, insured or rightful claimant must file within six months of notification of the insurer’s final decision. Industrial, commercial and third-party insurance and cases undergoing or having completed litigation/arbitration are excluded. Non-claim complaints exclude service quality, underwriting decisions, investment performance and levels of fees, premiums, charges or interest. Similar rejected claims across policies are aggregated; periodic/long-tail claims use a five-year total.Public source · Checked:

ICB accepts written complaints by post, fax or email using its complaint form. Include policy and application documents, claim form, relevant evidence and the insurer’s final written decision; no reception counter service.Public source · Checked:

Known means some sourced information is available, not complete terms. Missing details are not evidence of no cover or no restriction.

Questions to ask before buying

Questions to ask before buying (7)

Ask the insurer or a licensed Hong Kong broker. These questions do not imply that cover or restrictions exist.

  1. What waiting periods apply?
  2. Which riders are available, and what are their costs and terms?
  3. What are the claim steps, documents and deadlines?
  4. How can I service the policy from abroad, and what restrictions apply?
  5. Can you provide the key facts statement and policy provisions for this product?
  6. What is the cooling-off period, and how do I cancel during it?
  7. Which benefits and values are guaranteed, and which are not?
Belongs to

Belongs to

Similar products share a type, currency and premium term band. Clusters describe published features, not suitability or ranking.

More product information from this insurer:

LionHarvest Prime Deferred Annuity

Goals and audience categories described by product type

Insurers (14)
Similar products from other insurers

Similar products from other insurers

Comparison groups

Comparison groups

All published facts

All published facts

FieldRecorded information
Product category

Term life

Source 1
Policy currencies

USD

Source 2
Premium payment terms

To age 100

Source 2
Benefit term

To age 100

Source 2
Recorded features

A death benefit is payable on the insured’s death, subject to the policy’s calculation and conditions.

Source 2
Names in other languages
English
LionMaster Insurance Plan
繁體中文
智勝保險計劃
简体中文
Not confirmed

Verified names follow insurer labels. Unconfirmed translations use English for navigation.

Sources & verification dates

Sources & verification dates

Checked:

  1. LionMaster Insurance Plan — brochure

    Source date: Not confirmed / Page: 1

  2. LionMaster Insurance Plan — brochure

    Source date: Not confirmed / Page: 4

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