Fortune Generations Savings Plan

Last checked 12 Oct 2026

At a glance

Insurer: China Taiping Life Insurance (Hong Kong) Company Limited
Product category: Participating savings
Policy currencies: USD / HKD
Premium payment terms: 3 years / 5 years / 10 years
Issue ages & basis: 15 days – 75 years / Age basis: Age last birthday / 3-year premium payment term. / 15 days – 75 years / Age basis: Age last birthday / 5-year premium payment term. / 15 days – 70 years / Age basis: Age last birthday / 10-year premium payment term.

Research facts, not a quote or recommendation. Terms and availability may change. Confirm the policy contract with a licensed broker.

Read this before any illustration. It describes these plans in general; the policy contract decides.

Guaranteed part: The guaranteed cash value is in the contract. It is usually low in the early years and is the only part you can rely on.
Non-guaranteed part: Dividends and bonuses depend on the insurer’s results and can be cut. Fulfillment ratios show past payouts.
Stopping early: Surrendering in the first years usually returns less than you paid. Find the break-even year in your own illustration first.
Currency: Values are paid in the policy currency. If you spend in another currency, exchange rates can add to or erase the return.

Similar products share a type, currency and premium term band. Clusters describe published features, not suitability or ranking.

Field	Recorded information
Product category	Participating savings Source 4
Policy currencies	USD / HKD Source 4
Premium payment terms	3 years 5 years 10 years Source 4
Benefit term	To age 130 Source 4
Issue ages & basis	15 days – 75 years / Age basis: Age last birthday / 3-year premium payment term. 15 days – 75 years / Age basis: Age last birthday / 5-year premium payment term. 15 days – 70 years / Age basis: Age last birthday / 10-year premium payment term. Source 4
Recorded features	Guaranteed cash value Non-guaranteed cash and terminal bonuses Death benefit, subject to policy conditions Source 4
Sales status	On sale (at source date) Source 1

Names in other languages

Verified names follow insurer labels. Unconfirmed translations use English for navigation.