太平賦裕延期年金計劃III

Benefit term: Until the annuity period endsPublic source · Checked: 12 Oct 2026

Recorded features: IA-certified qualifying deferred annuity policy / 10-year or 20-year annuity period / Monthly or annual annuity payments, or accumulation in the policyPublic source · Checked: 12 Oct 2026

Premium payment terms: 5 years / 10 yearsPublic source · Checked: 12 Oct 2026

Minimum premium & basis: USD 25,000 / Total / Minimum total premium: USD25,000 or HKD180,000.Public source · Checked: 12 Oct 2026

Written termination is available. Early surrender proceeds may be less than premiums paid.Public source · Checked: 12 Oct 2026

Cancel in writing within 21 calendar days after delivery of the policy or cooling-off notice to you or your representative, whichever is earlier. Premiums and levy are refunded, subject to market value adjustment if applicable; no refund after a claim.Public source · Checked: 12 Oct 2026

Insurer claims guide · Annuity

For death claims, submit written notice promptly in the required form; for other claims, notify in writing within 30 days of the insured event. Obtain forms from the website, hotline or service centre.Public source · Checked: 12 Oct 2026

Annuity — Required documents: The financial withdrawal form includes an Annuity withdrawal field; it does not establish recurring payment setup.Public source · Checked: 13 Oct 2026

1. First contact the insurer through its published complaint channel; retain its written reply. The insurer complaint page is linked; its current channel details have not been verified.Public source · Checked: 12 Oct 2026

2. Insurance Authority: submit the signed complaint form with supporting documents by email, post or fax. It handles insurer/intermediary conduct; it cannot adjudicate claim disputes or order compensation. Eligible claim disputes can go directly to ICB; an IA referral requires the complainant’s consent.Public source · Checked: 13 Oct 2026

3. Insurance Complaints Bureau: eligible monetary disputes under personal policies with member insurers, up to HK$1,500,000. A policyholder, beneficiary, insured or rightful claimant must file within six months of notification of the insurer’s final decision. Industrial, commercial and third-party insurance and cases undergoing or having completed litigation/arbitration are excluded. Non-claim complaints exclude service quality, underwriting decisions, investment performance and levels of fees, premiums, charges or interest. Similar rejected claims across policies are aggregated; periodic/long-tail claims use a five-year total.Public source · Checked: 13 Oct 2026

ICB accepts written complaints by post, fax or email using its complaint form. Include policy and application documents, claim form, relevant evidence and the insurer’s final written decision; no reception counter service.Public source · Checked: 13 Oct 2026