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Super Good Health Medical Plan 2

Last checked

At a glance

Insurer
AIA International Limited
Product category
Other
Issue ages & basis
Issue ages & basis (1)
Issue ages & basis
Recorded informationPremium payment terms / Age basis
15 days to 70 years
Age basis: Not confirmed
  • Medical benefit combinations and network services; no-claim bonus after three consecutive claim-free policy years, subject to conditions.

Decision sheet

2 of 13 known · 11 not published
What it pays and when

Benefit term: Whole lifePublic source · Checked:

Recorded features: Medical benefit combinations and network services; no-claim bonus after three consecutive claim-free policy years, subject to conditions.Public source · Checked:

Benefit limits
not published
Premium and payment term
not published
How premiums can change
not published
Guaranteed / non-guaranteed
not published
Waiting periods
not published
Main exclusions
not published
Surrender / cancellation
not published
Cooling-off
not published
Riders
not published
Claims steps

Insurer claims guide

not published
Policy servicing from abroad
not published
Complaints and dispute routes

1. First contact the insurer through its published complaint channel; retain its written reply.Public source · Checked:

2. Insurance Authority: submit the signed complaint form with supporting documents by email, post or fax. It handles insurer/intermediary conduct; it cannot adjudicate claim disputes or order compensation. Eligible claim disputes can go directly to ICB; an IA referral requires the complainant’s consent.Public source · Checked:

3. Insurance Complaints Bureau: eligible monetary disputes under personal policies with member insurers, up to HK$1,500,000. A policyholder, beneficiary, insured or rightful claimant must file within six months of notification of the insurer’s final decision. Industrial, commercial and third-party insurance and cases undergoing or having completed litigation/arbitration are excluded. Non-claim complaints exclude service quality, underwriting decisions, investment performance and levels of fees, premiums, charges or interest. Similar rejected claims across policies are aggregated; periodic/long-tail claims use a five-year total.Public source · Checked:

ICB accepts written complaints by post, fax or email using its complaint form. Include policy and application documents, claim form, relevant evidence and the insurer’s final written decision; no reception counter service.Public source · Checked:

Known means some sourced information is available, not complete terms. Missing details are not evidence of no cover or no restriction.

Questions to ask before buying

Questions to ask before buying (12)

Ask the insurer or a licensed Hong Kong broker. These questions do not imply that cover or restrictions exist.

  1. What benefit limits apply?
  2. How much is the premium, and how long must I pay it?
  3. When and how can premiums change?
  4. What waiting periods apply?
  5. What exclusions apply?
  6. What are the cancellation terms and any surrender value or charges?
  7. Which riders are available, and what are their costs and terms?
  8. What are the claim steps, documents and deadlines?
  9. How can I service the policy from abroad, and what restrictions apply?
  10. Can you provide the key facts statement and policy provisions for this product?
  11. What is the cooling-off period, and how do I cancel during it?
  12. Which benefits and values are guaranteed, and which are not?
Belongs to

Belongs to

Similar products share a type, currency and premium term band. Clusters describe published features, not suitability or ranking.

Insurers (6)
Comparison groups

Comparison groups

All published facts

All published facts

FieldRecorded information
Product category

Other

Benefit term

Whole life

Issue ages & basis
Issue ages & basis
Recorded informationPremium payment terms / Age basis
15 days to 70 years
Age basis: Not confirmed
Recorded features

Medical benefit combinations and network services; no-claim bonus after three consecutive claim-free policy years, subject to conditions.

Names in other languages
English
Super Good Health Medical Plan 2
繁體中文
特級「健康之寶」醫療保障計劃2
简体中文
Not confirmed

Verified names follow insurer labels. Unconfirmed translations use English for navigation.

Sources & verification dates

Sources & verification dates

  1. Super Good Health Medical Plan 2 — official product page

    Source date: Not confirmed
    Checked:

  2. 特級「健康之寶」醫療保障計劃2 — official product page

    Source date: Not confirmed
    Checked:

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