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PRUlife Saver / PRUlife Juvenile Saver - Regular Pay | Prudential Hong Kong Limited | Fulfillment ratios

Hong Kong Insurance Connect: Fulfillment ratios compare declared non-guaranteed benefits with sales illustrations; 100% means the illustrated component was matched, not a 100% investment return. This scope contains 66 observations for 2025; sources checked 2026-10-12. Past ratios do not predict future bonuses.

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Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.

Coverage is limited to the verified sources listed below, not every insurer or historical year. Grouped cohorts and policy durations remain as published; missing or N/A values are not zero. Published names and notes may remain in the source language. Unknown publication dates are stated explicitly.

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Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link. © Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.

Prudential published 1,791% for this figure; the value is far outside the usual range and is withheld until confirmed. PRUlife Premier · USD · Terminal Dividend (TD) · 10+ (Before 2015) · Reporting year 2025 —Source· Checked: 2026-10-12

How do fulfillment ratios differ by policy issue year?

Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.

Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.

2025 · USD · Reversionary Bonus Cash Value (RBCV)
How do fulfillment ratios differ by policy issue year?Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.0%18.3%36.5%54.8%73%20152020
Chart data and sources
Issue yearFulfillment ratio (%)Source
201540%Source · Checked on: 2026-10-12
201640%Source · Checked on: 2026-10-12
201746%Source · Checked on: 2026-10-12
201873%Source · Checked on: 2026-10-12
201973%Source · Checked on: 2026-10-12
202073%Source · Checked on: 2026-10-12
2025 · HKD · Reversionary Bonus Cash Value (RBCV)
How do fulfillment ratios differ by policy issue year?Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.0%22.5%45%67.5%90%20152020
Chart data and sources
Issue yearFulfillment ratio (%)Source
201576%Source · Checked on: 2026-10-12
201676%Source · Checked on: 2026-10-12
201780%Source · Checked on: 2026-10-12
201890%Source · Checked on: 2026-10-12
201990%Source · Checked on: 2026-10-12
202090%Source · Checked on: 2026-10-12
2025 · RMB · Reversionary Bonus Cash Value (RBCV)
How do fulfillment ratios differ by policy issue year?Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.0%25%50%75%100%20152019
Chart data and sources
Issue yearFulfillment ratio (%)Source
201594%Source · Checked on: 2026-10-12
201694%Source · Checked on: 2026-10-12
2017100%Source · Checked on: 2026-10-12
2018100%Source · Checked on: 2026-10-12
2019100%Source · Checked on: 2026-10-12
2025 · USD · Special Bonus Cash Value (SBCV)
How do fulfillment ratios differ by policy issue year?Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.0%11.8%23.5%35.3%47%20152019
Chart data and sources
Issue yearFulfillment ratio (%)Source
201547%Source · Checked on: 2026-10-12
201643%Source · Checked on: 2026-10-12
201740%Source · Checked on: 2026-10-12
201844%Source · Checked on: 2026-10-12
201940%Source · Checked on: 2026-10-12
2025 · HKD · Special Bonus Cash Value (SBCV)
How do fulfillment ratios differ by policy issue year?Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.0%28%56%84%112%20152019
Chart data and sources
Issue yearFulfillment ratio (%)Source
201548%Source · Checked on: 2026-10-12
201632%Source · Checked on: 2026-10-12
201732%Source · Checked on: 2026-10-12
201846%Source · Checked on: 2026-10-12
2019112%Source · Checked on: 2026-10-12

What ratios were disclosed by year and component?

Filters load the selected insurer data on demand. Results keep insurer and product alphabetical order; values are never used to sort. Clear fields to include all cohorts.

Published observations
Insurer / publisherProduct seriesCurrencyIssue / effective yearPublished cohort / durationReporting yearComponentPublished valueSource
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayUSD20241 (2024)2025Reversionary Bonus Cash Value (RBCV)Closed to salesSourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayUSD20232 (2023)2025Reversionary Bonus Cash Value (RBCV)Closed to salesSourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayUSD20223 (2022)2025Reversionary Bonus Cash Value (RBCV)Closed to salesSourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayUSD20214 (2021)2025Reversionary Bonus Cash Value (RBCV)Closed to salesSourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayUSD20205 (2020)2025Reversionary Bonus Cash Value (RBCV)73%Sourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayUSD20196 (2019)2025Reversionary Bonus Cash Value (RBCV)73%Sourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayUSD20187 (2018)2025Reversionary Bonus Cash Value (RBCV)73%Sourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayUSD20178 (2017)2025Reversionary Bonus Cash Value (RBCV)46%Sourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayUSD20169 (2016)2025Reversionary Bonus Cash Value (RBCV)40%Sourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayUSD201510 (2015)2025Reversionary Bonus Cash Value (RBCV)40%Sourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayUSD—10+ (Before 2015)2025Reversionary Bonus Cash Value (RBCV)Not yet launchedSourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayHKD20241 (2024)2025Reversionary Bonus Cash Value (RBCV)Closed to salesSourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayHKD20232 (2023)2025Reversionary Bonus Cash Value (RBCV)Closed to salesSourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayHKD20223 (2022)2025Reversionary Bonus Cash Value (RBCV)Closed to salesSourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayHKD20214 (2021)2025Reversionary Bonus Cash Value (RBCV)Closed to salesSourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayHKD20205 (2020)2025Reversionary Bonus Cash Value (RBCV)90%Sourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayHKD20196 (2019)2025Reversionary Bonus Cash Value (RBCV)90%Sourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayHKD20187 (2018)2025Reversionary Bonus Cash Value (RBCV)90%Sourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayHKD20178 (2017)2025Reversionary Bonus Cash Value (RBCV)80%Sourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayHKD20169 (2016)2025Reversionary Bonus Cash Value (RBCV)76%Sourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayHKD201510 (2015)2025Reversionary Bonus Cash Value (RBCV)76%Sourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayHKD—10+ (Before 2015)2025Reversionary Bonus Cash Value (RBCV)Not yet launchedSourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayRMB20241 (2024)2025Reversionary Bonus Cash Value (RBCV)Closed to salesSourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayRMB20232 (2023)2025Reversionary Bonus Cash Value (RBCV)Closed to salesSourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayRMB20223 (2022)2025Reversionary Bonus Cash Value (RBCV)Closed to salesSourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayRMB20214 (2021)2025Reversionary Bonus Cash Value (RBCV)Closed to salesSourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayRMB20205 (2020)2025Reversionary Bonus Cash Value (RBCV)Closed to salesSourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayRMB20196 (2019)2025Reversionary Bonus Cash Value (RBCV)100%Sourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayRMB20187 (2018)2025Reversionary Bonus Cash Value (RBCV)100%Sourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayRMB20178 (2017)2025Reversionary Bonus Cash Value (RBCV)100%Sourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayRMB20169 (2016)2025Reversionary Bonus Cash Value (RBCV)94%Sourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayRMB201510 (2015)2025Reversionary Bonus Cash Value (RBCV)94%Sourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayRMB—10+ (Before 2015)2025Reversionary Bonus Cash Value (RBCV)Not yet launchedSourcetable 74
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayUSD20241 (2024)2025Special Bonus Cash Value (SBCV)Closed to salesSourcetable 75
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayUSD20232 (2023)2025Special Bonus Cash Value (SBCV)Closed to salesSourcetable 75
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayUSD20223 (2022)2025Special Bonus Cash Value (SBCV)Closed to salesSourcetable 75
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayUSD20214 (2021)2025Special Bonus Cash Value (SBCV)Closed to salesSourcetable 75
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayUSD20205 (2020)2025Special Bonus Cash Value (SBCV)N/A(2)Sourcetable 75
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayUSD20196 (2019)2025Special Bonus Cash Value (SBCV)40%Sourcetable 75
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayUSD20187 (2018)2025Special Bonus Cash Value (SBCV)44%Sourcetable 75
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayUSD20178 (2017)2025Special Bonus Cash Value (SBCV)40%Sourcetable 75
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayUSD20169 (2016)2025Special Bonus Cash Value (SBCV)43%Sourcetable 75
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayUSD201510 (2015)2025Special Bonus Cash Value (SBCV)47%Sourcetable 75
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayUSD—10+ (Before 2015)2025Special Bonus Cash Value (SBCV)Not yet launchedSourcetable 75
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayHKD20241 (2024)2025Special Bonus Cash Value (SBCV)Closed to salesSourcetable 75
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayHKD20232 (2023)2025Special Bonus Cash Value (SBCV)Closed to salesSourcetable 75
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayHKD20223 (2022)2025Special Bonus Cash Value (SBCV)Closed to salesSourcetable 75
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayHKD20214 (2021)2025Special Bonus Cash Value (SBCV)Closed to salesSourcetable 75
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayHKD20205 (2020)2025Special Bonus Cash Value (SBCV)N/A(2)Sourcetable 75
Prudential Hong Kong LimitedPRUlife Saver / PRUlife Juvenile Saver - Regular PayHKD20196 (2019)2025Special Bonus Cash Value (SBCV)112%Sourcetable 75

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Where can I verify the public disclosures?

© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.