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ManuVital Care | Manulife (International) Limited | Fulfillment ratios

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Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.

Coverage is limited to the verified sources listed below, not every insurer or historical year. Grouped cohorts and policy durations remain as published; missing or N/A values are not zero. Published names and notes may remain in the source language. Unknown publication dates are stated explicitly.

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Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link. © Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.

Fulfillment ratio by issue year

Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.

Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.

2025 · USD · terminal bonus
Fulfillment ratio by issue yearCharts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.0%28.5%57%85.5%114%20192022
Chart data and sources
Issue yearFulfillment ratio (%)Source
2019109%Source · Checked on: 2026-10-11
2020113%Source · Checked on: 2026-10-11
2021112%Source · Checked on: 2026-10-11
2022114%Source · Checked on: 2026-10-11
2025 · HKD · terminal bonus
Fulfillment ratio by issue yearCharts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.0%33.8%67.5%101.3%135%20192022
Chart data and sources
Issue yearFulfillment ratio (%)Source
2019130%Source · Checked on: 2026-10-11
2020135%Source · Checked on: 2026-10-11
2021130%Source · Checked on: 2026-10-11
2022124%Source · Checked on: 2026-10-11

Published observations

Filters load the selected insurer data on demand. Results keep insurer and product alphabetical order; values are never used to sort. Clear fields to include all cohorts.

Published observations
Insurer / publisherProduct seriesCurrencyIssue / effective yearPublished cohort / durationReporting yearComponentPublished valueSource
Manulife (International) LimitedManuVital CareUSD2024PY1 (2024); on or after January 01, 20242025terminal bonusN/A 1SourceTSV row 77; FR tool POST response
Published notes and source context

N/A 1: No relevant policy in force at year end (annual dividends); no relevant policy terminated (terminal bonus).

Manulife (International) LimitedManuVital CareUSD2023PY2 (2023); on or after January 01, 20242025terminal bonusN/A 3SourceTSV row 77; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareUSD2022PY3 (2022); on or after January 01, 20242025terminal bonusN/A 3SourceTSV row 77; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareUSD2021PY4 (2021); on or after January 01, 20242025terminal bonusN/A 3SourceTSV row 77; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareUSD2020PY5 (2020); on or after January 01, 20242025terminal bonusN/A 3SourceTSV row 77; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareUSD2019PY6 (2019); on or after January 01, 20242025terminal bonusN/A 3SourceTSV row 77; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareUSD2018PY7 (2018); on or after January 01, 20242025terminal bonusN/A 3SourceTSV row 77; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareUSD2017PY8 (2017); on or after January 01, 20242025terminal bonusN/A 3SourceTSV row 77; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareUSD2016PY9 (2016); on or after January 01, 20242025terminal bonusN/A 3SourceTSV row 77; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareUSD2015PY10 (2015); on or after January 01, 20242025terminal bonusN/A 3SourceTSV row 77; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareUSD—PY10+ (2010-2014); on or after January 01, 20242025terminal bonusN/A 3SourceTSV row 77; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareUSD2024PY1 (2024); on or after November 04, 2019 and before January 01, 20242025terminal bonusN/A 2SourceTSV row 78; FR tool POST response
Published notes and source context

N/A 2: Illustrated dividends and interest or illustrated terminal bonus are zero.

Manulife (International) LimitedManuVital CareUSD2023PY2 (2023); on or after November 04, 2019 and before January 01, 20242025terminal bonusN/A 2SourceTSV row 78; FR tool POST response
Published notes and source context

N/A 2: Illustrated dividends and interest or illustrated terminal bonus are zero.

Manulife (International) LimitedManuVital CareUSD2022PY3 (2022); on or after November 04, 2019 and before January 01, 20242025terminal bonus114%SourceTSV row 78; FR tool POST response
Manulife (International) LimitedManuVital CareUSD2021PY4 (2021); on or after November 04, 2019 and before January 01, 20242025terminal bonus112%SourceTSV row 78; FR tool POST response
Manulife (International) LimitedManuVital CareUSD2020PY5 (2020); on or after November 04, 2019 and before January 01, 20242025terminal bonus113%SourceTSV row 78; FR tool POST response
Manulife (International) LimitedManuVital CareUSD2019PY6 (2019); on or after November 04, 2019 and before January 01, 20242025terminal bonus109%SourceTSV row 78; FR tool POST response
Manulife (International) LimitedManuVital CareUSD2018PY7 (2018); on or after November 04, 2019 and before January 01, 20242025terminal bonusN/A 3SourceTSV row 78; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareUSD2017PY8 (2017); on or after November 04, 2019 and before January 01, 20242025terminal bonusN/A 3SourceTSV row 78; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareUSD2016PY9 (2016); on or after November 04, 2019 and before January 01, 20242025terminal bonusN/A 3SourceTSV row 78; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareUSD2015PY10 (2015); on or after November 04, 2019 and before January 01, 20242025terminal bonusN/A 3SourceTSV row 78; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareUSD—PY10+ (2010-2014); on or after November 04, 2019 and before January 01, 20242025terminal bonusN/A 3SourceTSV row 78; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareHKD2024PY1 (2024); on or after January 01, 20242025terminal bonusN/A 1SourceTSV row 79; FR tool POST response
Published notes and source context

N/A 1: No relevant policy in force at year end (annual dividends); no relevant policy terminated (terminal bonus).

Manulife (International) LimitedManuVital CareHKD2023PY2 (2023); on or after January 01, 20242025terminal bonusN/A 3SourceTSV row 79; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareHKD2022PY3 (2022); on or after January 01, 20242025terminal bonusN/A 3SourceTSV row 79; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareHKD2021PY4 (2021); on or after January 01, 20242025terminal bonusN/A 3SourceTSV row 79; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareHKD2020PY5 (2020); on or after January 01, 20242025terminal bonusN/A 3SourceTSV row 79; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareHKD2019PY6 (2019); on or after January 01, 20242025terminal bonusN/A 3SourceTSV row 79; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareHKD2018PY7 (2018); on or after January 01, 20242025terminal bonusN/A 3SourceTSV row 79; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareHKD2017PY8 (2017); on or after January 01, 20242025terminal bonusN/A 3SourceTSV row 79; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareHKD2016PY9 (2016); on or after January 01, 20242025terminal bonusN/A 3SourceTSV row 79; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareHKD2015PY10 (2015); on or after January 01, 20242025terminal bonusN/A 3SourceTSV row 79; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareHKD—PY10+ (2010-2014); on or after January 01, 20242025terminal bonusN/A 3SourceTSV row 79; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareHKD2024PY1 (2024); on or after November 04, 2019 and before January 01, 20242025terminal bonusN/A 2SourceTSV row 80; FR tool POST response
Published notes and source context

N/A 2: Illustrated dividends and interest or illustrated terminal bonus are zero.

Manulife (International) LimitedManuVital CareHKD2023PY2 (2023); on or after November 04, 2019 and before January 01, 20242025terminal bonusN/A 2SourceTSV row 80; FR tool POST response
Published notes and source context

N/A 2: Illustrated dividends and interest or illustrated terminal bonus are zero.

Manulife (International) LimitedManuVital CareHKD2022PY3 (2022); on or after November 04, 2019 and before January 01, 20242025terminal bonus124%SourceTSV row 80; FR tool POST response
Manulife (International) LimitedManuVital CareHKD2021PY4 (2021); on or after November 04, 2019 and before January 01, 20242025terminal bonus130%SourceTSV row 80; FR tool POST response
Manulife (International) LimitedManuVital CareHKD2020PY5 (2020); on or after November 04, 2019 and before January 01, 20242025terminal bonus135%SourceTSV row 80; FR tool POST response
Manulife (International) LimitedManuVital CareHKD2019PY6 (2019); on or after November 04, 2019 and before January 01, 20242025terminal bonus130%SourceTSV row 80; FR tool POST response
Manulife (International) LimitedManuVital CareHKD2018PY7 (2018); on or after November 04, 2019 and before January 01, 20242025terminal bonusN/A 3SourceTSV row 80; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareHKD2017PY8 (2017); on or after November 04, 2019 and before January 01, 20242025terminal bonusN/A 3SourceTSV row 80; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareHKD2016PY9 (2016); on or after November 04, 2019 and before January 01, 20242025terminal bonusN/A 3SourceTSV row 80; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareHKD2015PY10 (2015); on or after November 04, 2019 and before January 01, 20242025terminal bonusN/A 3SourceTSV row 80; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuVital CareHKD—PY10+ (2010-2014); on or after November 04, 2019 and before January 01, 20242025terminal bonusN/A 3SourceTSV row 80; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

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Published notes and source context

Manulife (International) Limited

Annual dividends N/A 1: no relevant policy in force at end of reporting year. N/A 2: illustrated dividends and interest up to that year are zero. Terminal bonus N/A 1: no relevant policy terminated. N/A 2: illustrated terminal bonus is zero. N/A 3: product not yet launched. N/A 4: product closed to sales.

Source

© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.