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ManuCentury | Manulife (International) Limited | Fulfillment ratios

Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.

Coverage is limited to the verified sources listed below, not every insurer or historical year. Grouped cohorts and policy durations remain as published; missing or N/A values are not zero. Published names and notes may remain in the source language. Unknown publication dates are stated explicitly.

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Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link. © Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.

Fulfillment ratio by issue year

Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.

Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.

2025 · USD · terminal bonus
Fulfillment ratio by issue yearCharts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.0%27.5%55%82.5%110%20202023
Chart data and sources
Issue yearFulfillment ratio (%)Source
2020103%Source · Checked on: 2026-10-11
2021101%Source · Checked on: 2026-10-11
2022100%Source · Checked on: 2026-10-11
2022105%Source · Checked on: 2026-10-11
2023110%Source · Checked on: 2026-10-11
2023100%Source · Checked on: 2026-10-11
2025 · HKD · terminal bonus
Fulfillment ratio by issue yearCharts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.0%27.3%54.5%81.8%109%20202023
Chart data and sources
Issue yearFulfillment ratio (%)Source
202095%Source · Checked on: 2026-10-11
2021100%Source · Checked on: 2026-10-11
2022100%Source · Checked on: 2026-10-11
2022101%Source · Checked on: 2026-10-11
2023109%Source · Checked on: 2026-10-11

Published observations

Filters load the selected insurer data on demand. Results keep insurer and product alphabetical order; values are never used to sort. Clear fields to include all cohorts.

Published observations
Insurer / publisherProduct seriesCurrencyIssue / effective yearPublished cohort / durationReporting yearComponentPublished valueSource
Manulife (International) LimitedManuCenturyUSD2024PY1 (2024); on or after January 02, 20232025terminal bonusN/A 2SourceTSV row 10; FR tool POST response
Published notes and source context

N/A 2: Illustrated dividends and interest or illustrated terminal bonus are zero.

Manulife (International) LimitedManuCenturyUSD2023PY2 (2023); on or after January 02, 20232025terminal bonus110%SourceTSV row 10; FR tool POST response
Manulife (International) LimitedManuCenturyUSD2022PY3 (2022); on or after January 02, 20232025terminal bonus100%SourceTSV row 10; FR tool POST response
Manulife (International) LimitedManuCenturyUSD2021PY4 (2021); on or after January 02, 20232025terminal bonusN/A 3SourceTSV row 10; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyUSD2020PY5 (2020); on or after January 02, 20232025terminal bonusN/A 3SourceTSV row 10; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyUSD2019PY6 (2019); on or after January 02, 20232025terminal bonusN/A 3SourceTSV row 10; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyUSD2018PY7 (2018); on or after January 02, 20232025terminal bonusN/A 3SourceTSV row 10; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyUSD2017PY8 (2017); on or after January 02, 20232025terminal bonusN/A 3SourceTSV row 10; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyUSD2016PY9 (2016); on or after January 02, 20232025terminal bonusN/A 3SourceTSV row 10; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyUSD2015PY10 (2015); on or after January 02, 20232025terminal bonusN/A 3SourceTSV row 10; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyUSD—PY10+ (2010-2014); on or after January 02, 20232025terminal bonusN/A 3SourceTSV row 10; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyUSD2024PY1 (2024); on or after April 20, 2020 and before January 02, 20232025terminal bonusN/A 4SourceTSV row 11; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuCenturyUSD2023PY2 (2023); on or after April 20, 2020 and before January 02, 20232025terminal bonus100%SourceTSV row 11; FR tool POST response
Manulife (International) LimitedManuCenturyUSD2022PY3 (2022); on or after April 20, 2020 and before January 02, 20232025terminal bonus105%SourceTSV row 11; FR tool POST response
Manulife (International) LimitedManuCenturyUSD2021PY4 (2021); on or after April 20, 2020 and before January 02, 20232025terminal bonus101%SourceTSV row 11; FR tool POST response
Manulife (International) LimitedManuCenturyUSD2020PY5 (2020); on or after April 20, 2020 and before January 02, 20232025terminal bonus103%SourceTSV row 11; FR tool POST response
Manulife (International) LimitedManuCenturyUSD2019PY6 (2019); on or after April 20, 2020 and before January 02, 20232025terminal bonusN/A 3SourceTSV row 11; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyUSD2018PY7 (2018); on or after April 20, 2020 and before January 02, 20232025terminal bonusN/A 3SourceTSV row 11; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyUSD2017PY8 (2017); on or after April 20, 2020 and before January 02, 20232025terminal bonusN/A 3SourceTSV row 11; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyUSD2016PY9 (2016); on or after April 20, 2020 and before January 02, 20232025terminal bonusN/A 3SourceTSV row 11; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyUSD2015PY10 (2015); on or after April 20, 2020 and before January 02, 20232025terminal bonusN/A 3SourceTSV row 11; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyUSD—PY10+ (2010-2014); on or after April 20, 2020 and before January 02, 20232025terminal bonusN/A 3SourceTSV row 11; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyHKD2024PY1 (2024); on or after January 02, 20232025terminal bonusN/A 2SourceTSV row 12; FR tool POST response
Published notes and source context

N/A 2: Illustrated dividends and interest or illustrated terminal bonus are zero.

Manulife (International) LimitedManuCenturyHKD2023PY2 (2023); on or after January 02, 20232025terminal bonus109%SourceTSV row 12; FR tool POST response
Manulife (International) LimitedManuCenturyHKD2022PY3 (2022); on or after January 02, 20232025terminal bonus100%SourceTSV row 12; FR tool POST response
Manulife (International) LimitedManuCenturyHKD2021PY4 (2021); on or after January 02, 20232025terminal bonusN/A 3SourceTSV row 12; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyHKD2020PY5 (2020); on or after January 02, 20232025terminal bonusN/A 3SourceTSV row 12; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyHKD2019PY6 (2019); on or after January 02, 20232025terminal bonusN/A 3SourceTSV row 12; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyHKD2018PY7 (2018); on or after January 02, 20232025terminal bonusN/A 3SourceTSV row 12; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyHKD2017PY8 (2017); on or after January 02, 20232025terminal bonusN/A 3SourceTSV row 12; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyHKD2016PY9 (2016); on or after January 02, 20232025terminal bonusN/A 3SourceTSV row 12; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyHKD2015PY10 (2015); on or after January 02, 20232025terminal bonusN/A 3SourceTSV row 12; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyHKD—PY10+ (2010-2014); on or after January 02, 20232025terminal bonusN/A 3SourceTSV row 12; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyHKD2024PY1 (2024); on or after April 20, 2020 and before January 02, 20232025terminal bonusN/A 4SourceTSV row 13; FR tool POST response
Published notes and source context

N/A 4: Product closed to sales.

Manulife (International) LimitedManuCenturyHKD2023PY2 (2023); on or after April 20, 2020 and before January 02, 20232025terminal bonusN/A 1SourceTSV row 13; FR tool POST response
Published notes and source context

N/A 1: No relevant policy in force at year end (annual dividends); no relevant policy terminated (terminal bonus).

Manulife (International) LimitedManuCenturyHKD2022PY3 (2022); on or after April 20, 2020 and before January 02, 20232025terminal bonus101%SourceTSV row 13; FR tool POST response
Manulife (International) LimitedManuCenturyHKD2021PY4 (2021); on or after April 20, 2020 and before January 02, 20232025terminal bonus100%SourceTSV row 13; FR tool POST response
Manulife (International) LimitedManuCenturyHKD2020PY5 (2020); on or after April 20, 2020 and before January 02, 20232025terminal bonus95%SourceTSV row 13; FR tool POST response
Manulife (International) LimitedManuCenturyHKD2019PY6 (2019); on or after April 20, 2020 and before January 02, 20232025terminal bonusN/A 3SourceTSV row 13; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyHKD2018PY7 (2018); on or after April 20, 2020 and before January 02, 20232025terminal bonusN/A 3SourceTSV row 13; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyHKD2017PY8 (2017); on or after April 20, 2020 and before January 02, 20232025terminal bonusN/A 3SourceTSV row 13; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyHKD2016PY9 (2016); on or after April 20, 2020 and before January 02, 20232025terminal bonusN/A 3SourceTSV row 13; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyHKD2015PY10 (2015); on or after April 20, 2020 and before January 02, 20232025terminal bonusN/A 3SourceTSV row 13; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

Manulife (International) LimitedManuCenturyHKD—PY10+ (2010-2014); on or after April 20, 2020 and before January 02, 20232025terminal bonusN/A 3SourceTSV row 13; FR tool POST response
Published notes and source context

N/A 3: Product not yet launched.

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Published notes and source context

Manulife (International) Limited

Annual dividends N/A 1: no relevant policy in force at end of reporting year. N/A 2: illustrated dividends and interest up to that year are zero. Terminal bonus N/A 1: no relevant policy terminated. N/A 2: illustrated terminal bonus is zero. N/A 3: product not yet launched. N/A 4: product closed to sales.

Source

© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.