Lifestage Cover Whole Life Plan | FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Fulfillment ratios
Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.
Coverage is limited to the verified sources listed below, not every insurer or historical year. Grouped cohorts and policy durations remain as published; missing or N/A values are not zero. Published names and notes may remain in the source language. Unknown publication dates are stated explicitly.
Public JSON and insurer shards
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Published observations
| Insurer / publisher | Product series | Currency | Issue / effective year | Published cohort / duration | Reporting year | Component | Published value | Source |
|---|---|---|---|---|---|---|---|---|
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Lifestage Cover Whole Life Plan (USD) | All | 2024 | Policy Year 1 (2024) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Lifestage Cover Whole Life Plan (USD) | All | 2023 | Policy Year 2 (2023) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Lifestage Cover Whole Life Plan (USD) | All | 2022 | Policy Year 3 (2022) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Lifestage Cover Whole Life Plan (USD) | All | 2021 | Policy Year 4 (2021) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Lifestage Cover Whole Life Plan (USD) | All | 2020 | Policy Year 5 (2020) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Lifestage Cover Whole Life Plan (USD) | All | 2019 | Policy Year 6 (2019) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Lifestage Cover Whole Life Plan (USD) | All | 2018 | Policy Year 7 (2018) | 2025 | Annual Dividends & Interest | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Lifestage Cover Whole Life Plan (USD) | All | 2017 | Policy Year 8 (2017) | 2025 | Annual Dividends & Interest | 99% | Source / Page 3 |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Lifestage Cover Whole Life Plan (USD) | All | 2016 | Policy Year 9 (2016) | 2025 | Annual Dividends & Interest | 98% | Source / Page 3 |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Lifestage Cover Whole Life Plan (USD) | All | 2015 | Policy Year 10 (2015) | 2025 | Annual Dividends & Interest | 98% | Source / Page 3 |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Lifestage Cover Whole Life Plan (USD) | All | — | Policy Year 10+ (2010-2014) | 2025 | Annual Dividends & Interest | 99% | Source / Page 3 |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Lifestage Cover Whole Life Plan (USD) | All | 2024 | Policy Year 1 (2024) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Lifestage Cover Whole Life Plan (USD) | All | 2023 | Policy Year 2 (2023) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Lifestage Cover Whole Life Plan (USD) | All | 2022 | Policy Year 3 (2022) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Lifestage Cover Whole Life Plan (USD) | All | 2021 | Policy Year 4 (2021) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Lifestage Cover Whole Life Plan (USD) | All | 2020 | Policy Year 5 (2020) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Lifestage Cover Whole Life Plan (USD) | All | 2019 | Policy Year 6 (2019) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Lifestage Cover Whole Life Plan (USD) | All | 2018 | Policy Year 7 (2018) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Lifestage Cover Whole Life Plan (USD) | All | 2017 | Policy Year 8 (2017) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Lifestage Cover Whole Life Plan (USD) | All | 2016 | Policy Year 9 (2016) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Lifestage Cover Whole Life Plan (USD) | All | 2015 | Policy Year 10 (2015) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| FWD Life (Hong Kong) Limited / FWD Life Assurance Company (Hong Kong) Limited | Lifestage Cover Whole Life Plan (USD) | All | — | Policy Year 10+ (2010-2014) | 2025 | Terminal Dividend | N/A | Source / Page 3Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
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Source
© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.
- fwd-assurance/2025-fulfillment-ratios.pdf / Page 3
Publication date: Not established / Source checked: 2026-10-11