Skip to content
港險通Hong Kong Insurance Connect
Ask a broker

Information, not advice; we refer to a licensed Hong Kong broker.

Well Link Life Accident plans compared

Compare 2 products sharing Well Link Life / Accident: currencies Not confirmed, premium-payment options 8 years, Renewable, issue-age span 15 days to 60 years. See each plan’s own age rules and terms below in A–Z order; the range does not apply to every plan and unknowns stay unconfirmed, checked :Source

Ask a licensed Hong Kong broker for a free comparison of suitable plans

Last checked

Years 2021–2026 reflect dated source editions, or check years when undated, rather than product launch years.

AI agents can read our sourced facts through the read-only MCP service. MCP server card ·Published fact index

Insurers (19)

Comparison JSON · Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link.

Comparable facts

Filters search recorded options only. Age matches any recorded range; option conditions and age basis still apply. Unknown ranges are excluded when an age is entered.

Product: 2 / 2

Comparable facts
ProductInsurerProduct categoryPremium payment termsBenefit termIssue ages & basisRecorded featuresPublished key exclusions (not exhaustive)
Well Protect 108 Personal Accident Insurance PlanWell Link LifeAccident Source18 years Source210 years Source218 years to 60 years / Age basis: Age last birthday Source2
  • Accidental death within 180 days pays a fixed amount under the selected plan.
  • Scheduled permanent disability and dismemberment pay a fixed benefit; total permanent disability is limited to age 65.
  • Hospital income covers up to 90 days per accident, 10 accidents per policy year and 1,000 hospital days per benefit term.
Show all 4
  • Outside the listed regions, hospital income falls to 50% and 30 days per accident; mainland hospitals must be designated.
Source3Source4		Selected accident exclusion: pre-existing conditions and intentional self-inflicted injury; full wording applies. Source5
Well Protect Accident Supplementary BenefitWell Link LifeAccident Source6Renewable / Yearly renewal up to age 70. Source7Renewable / Yearly renewal up to age 70. Source715 days to 60 years / Age basis: Age last birthday Source7
  • Accidental death and dismemberment pay the percentage of the sum insured specified for the covered event.
  • Total permanent disability within 180 days of an accident at ages 18–65 pays the sum insured less prior dismemberment payments.
  • Accidental hospital income pays 0.1% of the sum insured daily, up to 90 days per accident.
Show all 4
  • Outside the listed regions, hospital income falls to 50% and 30 days per confinement; mainland hospitals must be designated.
Source8Source9		Selected accident exclusion: pre-existing conditions and intentional self-inflicted injury; full wording applies. Source10

Feature matrix

Up to three products in A–Z order. Open each product's decision sheet for complete information.

Known means partial sourced information. Not published refers to checked documents. Unchecked details do not imply no cover or restrictions.

Feature matrix
Comparable factsWell Protect 108 Personal Accident Insurance PlanWell Protect Accident Supplementary Benefit
What it pays and when
  • Benefit term: 10 years
  • Recorded features: Accidental death within 180 days pays a fixed amount under the selected plan.
  • Recorded features: Scheduled permanent disability and dismemberment pay a fixed benefit; total permanent disability is limited to age 65.
Show all 6
  • Recorded features: Hospital income covers up to 90 days per accident, 10 accidents per policy year and 1,000 hospital days per benefit term.
  • Recorded features: Outside the listed regions, hospital income falls to 50% and 30 days per accident; mainland hospitals must be designated.
  • The plan provides daily accidental hospital income, accidental disability/dismemberment and death benefits over a 10-year benefit term.
Public source · Checked Public source · Checked Public source · Checked Public source · Checked
  • Benefit term: Renewable / Yearly renewal up to age 70.
  • Recorded features: Accidental death and dismemberment pay the percentage of the sum insured specified for the covered event.
  • Recorded features: Total permanent disability within 180 days of an accident at ages 18–65 pays the sum insured less prior dismemberment payments.
Show all 6
  • Recorded features: Accidental hospital income pays 0.1% of the sum insured daily, up to 90 days per accident.
  • Recorded features: Outside the listed regions, hospital income falls to 50% and 30 days per confinement; mainland hospitals must be designated.
  • The supplementary benefit provides accidental death and dismemberment, accidental total and permanent disability, specified double indemnity and daily accidental hospital income under their respective conditions.
Public source · Checked Public source · Checked Public source · Checked Public source · Checked
Benefit limitsThe supplied mainland China designated-hospital list, updated in , explicitly applies to this plan. It asks customers to check the latest list before hospital admission or treatment in mainland China. The insurer may revise the list with immediate effect and without prior notice. This dated list is not confirmation that individual hospitals remain designated today.Public source · Checked Public source · Checked Daily hospital income is 0.1% of sum insured for at most 90 days per accident. Outside the listed regions, it is reduced to 50% of that daily benefit and at most 30 days; mainland hospitals must be on the insurer current specified list at admission.Public source · Checked
Guaranteed / non-guaranteedThis is a non-participating policy; policyowners do not share in the insurer’s profits or surplus.Public source · Checked This is a non-participating supplementary benefit with no entitlement to insurer profits or surplus.Public source · Checked
Waiting periodsDeath by suicide within 12 months of issue, endorsement or reinstatement, whichever is later, limits liability to basic-plan premiums paid without interest, less indebtedness.Public source · Checked The total-and-permanent-disability definition requires 183 days of continuous total disability after the injury. This is the disability qualification timing rather than a general waiting period for all accident benefits.Public source · Checked
Main exclusions
  • Published key exclusions (not exhaustive): Selected accident exclusion: pre-existing conditions and intentional self-inflicted injury; full wording applies.
  • Accidental benefits exclude pre-existing conditions, self-inflicted injury, war and professional sports; the brochure lists further exclusions and exceptions.
Public source · Checked Public source · Checked
  • Published key exclusions (not exhaustive): Selected accident exclusion: pre-existing conditions and intentional self-inflicted injury; full wording applies.
  • Examples include pre-existing conditions, non-prescribed drugs, alcohol abuse or poison, and sickness or infection except bacterial infection from an accidental cut or wound. The full exclusions apply.
Public source · Checked Public source · Checked
How do fulfillment ratios differ by policy issue year?
Feature matrixUp to three products in A–Z order. Open each product's decision sheet for complete information. Chart data and sourcesWell Protect 108 Personal Accident Insurance PlanWell Protect 108 Personal Accident Insurance PlanWell Protect Accident Supplementary BenefitWell Protect Accident Supplementary BenefitWhat it pays and whenWhat it pays and whenBenefit term: 10 years · Recorded features: Accidental death within 180 days pays a fixed amount under the selected plan. · Recorded features: Scheduled permanent disability and dismemberment pay a fixed benefit; total permanent disability is limited to age 65. · Recorded features: Hospital income covers up to 90 days per accident, 10 accidents per policy year and 1,000 hospital days per benefit term. · Recorded features: Outside the listed regions, hospital income falls to 50% and 30 days per accident; mainland hospitals must be designated. · The plan provides daily accidental hospital income, accidental disability/dismemberment and death benefits over a 10-year benefit term.Benefit term: 10 years · R…Benefit term: Renewable / Yearly renewal up to age 70. · Recorded features: Accidental death and dismemberment pay the percentage of the sum insured specified for the covered event. · Recorded features: Total permanent disability within 180 days of an accident at ages 18–65 pays the sum insured less prior dismemberment payments. · Recorded features: Accidental hospital income pays 0.1% of the sum insured daily, up to 90 days per accident. · Recorded features: Outside the listed regions, hospital income falls to 50% and 30 days per confinement; mainland hospitals must be designated. · The supplementary benefit provides accidental death and dismemberment, accidental total and permanent disability, specified double indemnity and daily accidental hospital income under their respective conditions.Benefit term: Renewable / …Benefit limitsBenefit limitsThe supplied mainland China designated-hospital list, updated in , explicitly applies to this plan. It asks customers to check the latest list before hospital admission or treatment in mainland China. The insurer may revise the list with immediate effect and without prior notice. This dated list is not confirmation that individual hospitals remain designated today.The supplied mainland Chin…Daily hospital income is 0.1% of sum insured for at most 90 days per accident. Outside the listed regions, it is reduced to 50% of that daily benefit and at most 30 days; mainland hospitals must be on the insurer current specified list at admission.Daily hospital income is 0…Guaranteed / non-guaranteedGuaranteed / non-guarantee…This is a non-participating policy; policyowners do not share in the insurer’s profits or surplus.This is a non-participatin…This is a non-participating supplementary benefit with no entitlement to insurer profits or surplus.This is a non-participatin…Waiting periodsWaiting periodsDeath by suicide within 12 months of issue, endorsement or reinstatement, whichever is later, limits liability to basic-plan premiums paid without interest, less indebtedness.Death by suicide within 12…The total-and-permanent-disability definition requires 183 days of continuous total disability after the injury. This is the disability qualification timing rather than a general waiting period for all accident benefits.The total-and-permanent-di…Main exclusionsMain exclusionsPublished key exclusions (not exhaustive): Selected accident exclusion: pre-existing conditions and intentional self-inflicted injury; full wording applies. · Accidental benefits exclude pre-existing conditions, self-inflicted injury, war and professional sports; the brochure lists further exclusions and exceptions.Published key exclusions (…Published key exclusions (not exhaustive): Selected accident exclusion: pre-existing conditions and intentional self-inflicted injury; full wording applies. · Examples include pre-existing conditions, non-prescribed drugs, alcohol abuse or poison, and sickness or infection except bacterial infection from an accidental cut or wound. The full exclusions apply.Published key exclusions (…
A–Z (2)

Products

Comparison groups

Comparison groups

Ask a licensed Hong Kong broker for a free comparison of suitable plans
Sources & verification dates

Sources & verification dates

Checked:

  1. Official product page, Product Summary section; publication date unknown

    Source date: Not confirmed

  2. Official brochure, physical PDF page 6, Product Summary; printed edition code, not effective date

    Source date: / Page: 6

  3. Official brochure, physical PDF pages 12–13, selected exclusions / suicide section

    Source date: / Page: 12

  4. Official product page, Product Summary section; publication date unknown

    Source date: Not confirmed

  5. Official brochure, physical PDF page 2, Product Summary; printed edition code, not effective date

    Source date: / Page: 2

  6. Official brochure, physical PDF pages 4–5, selected exclusions / suicide section

    Source date: / Page: 4

Checked:

  1. Benefit categories — accidental death, permanent disability, hospital cash; PDF page 7; edition WLL-MKT-B020-V2-1026

    Source date: / Page: 7

  2. Benefit categories — hospital cash; PDF page 9; edition WLL-MKT-B020-V2-1026

    Source date: / Page: 9

  3. Benefit categories — accidental death; PDF page 1; edition WLL-MKT-B030-v1-0423

    Source date: Not confirmed / Page: 1

  4. Benefit categories — permanent disability, hospital cash; PDF page 3; edition WLL-MKT-B030-v1-0423

    Source date: Not confirmed / Page: 3

Information, not advice; we refer to a licensed Hong Kong broker.

Enquiry form